|
Report Date : |
23.11.2012 |
IDENTIFICATION DETAILS
|
Name : |
OERLIKON TEXTILE GMBH & CO. KG |
|
|
|
|
Registered Office : |
Leverkuser Str. 65, D 42897 Remscheid |
|
|
|
|
Country : |
|
|
|
|
|
Financials (as on) : |
31.12.2010 |
|
|
|
|
Year of Establishment : |
1903 |
|
|
|
|
Com. Reg. No.: |
HRA 22506 |
|
|
|
|
Legal Form : |
Ltd
partnership w.foreign priv.ltd.comp. as General Partner |
|
|
|
|
Line of Business : |
Wholesaler
of machinery for the textile industry and of sewing and knitting machines |
|
|
|
|
No. of Employees : |
2,798 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No Complaints |
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31st, 2012
|
Country Name |
Previous Rating (31.12.2011) |
Current Rating (31.03.2012) |
|
Germany |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
germany - ECONOMIC OVERVIEW
The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.0% in 2011. GDP contracted 5.1% in 2009 but grew by 3.6% in 2010, and 2.7% in 2011. The recovery was attributable primarily to rebounding manufacturing orders and exports - increasingly outside the Euro Zone. Germany's central bank projects that GDP will grow 0.6% in 2012, a reflection of the worsening euro-zone financial crisis and the financial burden it places on Germany as well as falling demand for German exports. Domestic demand is therefore becoming a more significant driver of Germany's economic expansion. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's budget deficit to 3.3% in 2010, but slower spending and higher tax revenues reduce the deficit to 1.7% in 2011, below the EU's 3% limit. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its energy and 46% of its base-load electrical production.
|
Source : CIA |
Oerlikon Textile GmbH & Co. KG
Leverkuser Str. 65
D 42897 Remscheid
Telephone: 02191/67-0
Telefax: 02191/6712-04
Homepage: www.oerlikon.com
E-mail: info.textile@oerlikon.com
We cannot
give an opinion as to the granting of a credit in this particular case.
Business relations are permissible.
LEGAL FORM Ltd partnership w.foreign priv.ltd.comp. as
General Partner
Date of foundation: 1903
Registered on: 21.04.2008
Register of
companies: Local court 42103 Wuppertal
under: HRA 22506
Total cap. contribution:
EUR 41,000,000.00
W. Reiners Verwaltungs-GmbH
Leverkuser Str. 65
D 42897 Remscheid
Legal form: Private limited company
Share capital: EUR 38,346,891.09
Share: EUR 41,000,000.00
Registered on: 03.03.2008
Reg. data: 42103 Wuppertal, HRB 20973
OT Textile Verwaltungs GmbH
CH Arbon
Legal form: Other legal form
Wolfram Flatow
D 47877 Willich
born: 27.05.1955
Profession: Fully qualified merchant
Proxy:
Andreas Gathen
Vorster Str. 11
D 47918 Tönisvorst
authorized to jointly represent the company
born: 13.06.1964
Marital status: married
Proxy:
Gerd Pöhlmann
An der Alten Burg 19
D 47839 Krefeld
authorized to jointly represent the company
born: 11.10.1963
Proxy:
Dorothee Benz
Stockhauser Str. 40
D 42929 Wermelskirchen
authorized to jointly represent the company
born: 20.08.1960
Profession: Businessman
Marital status: married
Proxy:
Andreas Müller
D 42853 Remscheid
authorized to jointly represent the company
born: 18.02.1959
Proxy:
Markus Beckmann
D 47798 Krefeld
authorized to jointly represent the company
born: 11.12.1965
Proxy:
Ruth Plettscher
D 41236 Mönchengladbach
born: 27.06.1960
Proxy:
Ralf Pascher-Roik
Teichstr. 9
D 52074 Aachen
authorized to jointly represent the company
born: 23.04.1959
Proxy:
Ralf Knecht
Goethestr. 17a
D 41061 Mönchengladbach
authorized to jointly represent the company
born: 13.10.1969
Proxy:
Karl Josef Höhne
D 41844 Wegberg
born: 10.10.1960
Profession: Fully qualified economic
engineer
Proxy:
Andreas Riedel
D 41836 Hückelhoven
authorized to jointly represent the company
born: 01.04.1964
Proxy:
Matthias Schemken
D 24534 Neumünster
authorized to jointly represent the company
born: 05.08.1963
Proxy:
Karl-Heinz Sandholzer
Obere Hauptstr. 16
D 87782 Unteregg
authorized to jointly represent the company
born: 12.10.1959 in Ronsberg
Proxy:
Jürgen Meyer
D 52062 Aachen
authorized to jointly represent the company
born: 16.09.1960
Proxy:
Uwe Model
D 42853 Remscheid
authorized to jointly represent the company
born: 18.05.1975
Proxy:
Dirk Schmitz
Blumenstr. 18
D 47918 Tönisvorst
authorized to jointly represent the company
born: 05.07.1972
Proxy:
Timo Lüdorff
Elberfelder Str. 149
D 42477 Radevormwald
authorized to jointly represent the company
born: 27.05.1975
Proxy:
Knut Jensen
D 24601 Belau
authorized to jointly represent the company
born: 06.06.1972
Proxy:
Rainer Straub
D 24534 Neumünster
authorized to jointly represent the company
born: 19.12.1962
Proxy:
Dipl.-Betriebswirt Bruno Konkel
D 41836 Hückelhoven
authorized to jointly represent the company
born: 07.04.1953
Proxy:
Dipl.-Ing. Johann Guggemos
D 87466 Oy-Mittelberg
authorized to jointly represent the company
born: 08.04.1956
Proxy:
Matthias Pilz
D 20095 Hamburg
authorized to jointly represent the company
born: 06.05.1972
Proxy:
Peter Mann
D 73095 Albershausen
authorized to jointly represent the company
born: 06.03.1960
Proxy:
Karl-Heinz Mack
D 73235 Weilheim
authorized to jointly represent the company
born: 26.05.1959
Proxy:
Dipl.-Ing. Markus Wurster
D 41844 Wegberg
authorized to jointly represent the company
born: 04.02.1963
Proxy:
Angelo Bonacci
D 47877 Willich
authorized to jointly represent the company
born: 02.01.1950
Proxy:
Dr. Gerhard Sonder
D 73033 Göppingen
authorized to jointly represent the company
born: 19.07.1952
Proxy:
Jürgen Schnitzler
D 41061 Mönchengladbach
authorized to jointly represent the company
born: 31.08.1966
Proxy:
Maximilian Preutenborbeck
D 41061 Mönchengladbach
authorized to jointly represent the company
born: 10.06.1957
Proxy:
Michael Iding
D 47623 Kevelaer
authorized to jointly represent the company
born: 22.07.1961
Proxy:
Tilmann Ekkehard Seidel
D 24589 Schülp
authorized to jointly represent the company
born: 23.12.1966
Proxy:
Peter Steinke
D 53547 Leubsdorf
authorized to jointly represent the company
born: 01.05.1966
Proxy:
Frank Schoenrath
D 44787 Bochum
authorized to jointly represent the company
born: 04.10.1967
Proxy:
Peter Morgalla
D 51491 Overath
authorized to jointly represent the company
born: 01.01.1960
Proxy:
Michael Naumann
D 24534 Neumünster
authorized to jointly represent the company
born: 24.02.1967
31.08.1944 -
31.07.2003 W. Schlafhorst AG & Co.
Blumenberger Str. 143-145
D 41061 Mönchengladbach
Limited partnership with public limited
company as gen. part
31.07.2003 -
05.06.2007 Saurer GmbH & Co. KG
Landgrafenstr. 45
D 41069 Mönchengladbach
Ltd partnership with priv. ltd. company
as
general partner
09.04.2008 -
21.04.2008 Oerlikon Textile GmbH &
Co. KG
Landgrafenstr. 45
D 41069 Mönchengladbach
Ltd partnership with priv. ltd. company
as
general partner
Sectors
·
46640 Wholesale of machinery for the textile
industry and of sewing and knitting machines
·
8299 Other business support service activities
n. e. c.
Branch:
Oerlikon Neumag, Zweigniederlassung der
Oerlikon Textile GmbH & Co. KG
Christianstr. 168-170
D
24536 Neumünster
Reg.
entry: 21.04.2008
Branch:
Oerlikon Schlafhorst, Zweigniederlassung der
Oerlikon Textile GmbH & Co.KG
Hans-Zinser-Str. 1-3
D
73061 Ebersbach
TEL.:
07163/140
FAX.:
07163/14892
Reg.
entry: 21.04.2008
Branch:
Oerlikon Saurer, Zweigniederlassung der
Oerlikon Textile GmbH & Co. KG
Weeserweg 60
D
47804 Krefeld
TEL.:
02151/717-01
FAX.:
02151/717-474
Reg.
entry: 21.04.2008
Branch:
Oerlikon Schlafhorst,
Zweigniederlassung der
Oerlikon Textile GmbH & Co.KG
Blumenberger Str. 143-145
D
41061 Mönchengladbach
TEL.:
02161/28-0
Reg. entry: 21.04.2008
Branch:
Oerlikon Barmag, Zweigniederlassung der
Oerlikon Textile GmbH & Co. KG
Zwickauer Str. 247
D
09116 Chemnitz
TEL.: 0371/23880
FAX.:
0371/2388349
Reg.
entry: 21.04.2008
Branch:
Oerlikon Saurer, Zweigniederlassung der
Oerlikon Textile GmbH & Co. KG
Leonhardstr.
19
D
87437 Kempten
Reg.
entry: 02.12.2009
Branch:
Oerlikon Schlafhorst, Zweigniederlassung der
Oerlikon Textile GmbH & Co.KG
Carlstr. 60
D
52531 Übach-Palenberg
Shareholder:
KAS
Management Services GmbH
Leverkuser Str. 65
D
42897 Remscheid
Legal
form: Private limited company
Company Status: active
Share
capital: EUR 511,291.88
Share: EUR 511,291.88
Reg.
data: 23.03.2000
Local court 42103 Wuppertal
HRB 12149
Shareholder:
Oerlikon Textile Components GmbH
Maria-Merian-Str. 8
D
70736 Fellbach
Legal form: Private limited company
Company Status: active
Share
capital: EUR 51,400.00
Share: EUR 51,400.00
Reg.
data: 26.01.2007
Local court 70190 Stuttgart
HRB 722008
Shareholder:
Prime
Machinery GmbH
D
41061 Mönchengladbach
Legal
form: Private limited company
Company Status: active
Share
capital: EUR 51,129.19
Share: EUR 51,129.19
Reg.
data: 30.05.1994
Local court 41061
Mönchengladbach
HRB 4819
Shareholder:
Afamre
GmbH
Zwickauer Str. 247
D
09116 Chemnitz
Legal
form: Private limited company
Company Status: dissolved
since: 01.09.2008
Share
capital: EUR 50,000.00
Share: EUR 50,000.00
Reg.
data: 06.04.1993
Local court 09112 Chemnitz
HRB 7741
Shareholder:
S
& C Kasino GmbH Kantinenbetriebe und
Party-Service -aufgelöst-
Blumenberger Str. 143-145
D
41061 Mönchengladbach
Legal
form: Private limited company
Company Status: in liquidation
since: 12.02.2001
Share
capital: EUR 51,129.19
Share: EUR 26,075.89
Reg.
data: 25.05.1993
Local court 41061
Mönchengladbach
HRB 4585
Shareholder:
Schlafhorst CUSTOMER SUPPORT GmbH
Blumenberger Str. 143-145
D 41061 Mönchengladbach
Legal
form: Private limited company
Company Status: dissolved
since: 22.10.2003
Share
capital: EUR 25,564.59
Share: EUR 25,564.59
Reg.
data: 05.12.1997
Local court 41061
Mönchengladbach
HRB 5719
Shareholder:
Afetau
GmbH
Leverkuser Str. 65
D
42897 Remscheid
Legal
form: Private limited company
Company Status: active
Share capital: EUR 25,000.00
Share: EUR 25,000.00
Reg.
data: 25.11.2011
Local court 42103 Wuppertal
HRB 23882
Payment
experience: within agreed terms
Negative
information: We have no negative
information at hand.
Balance
sheet year: 2010
Type of ownership: proprietor
Address Blumenberger Str. 143-145
D 41061 Mönchengladbach
Type of ownership: Tenant
Address Leverkuser
Str. 65
D 42897 Remscheid
Land register documents were not available.
DEUTSCHE BANK,
MÖNCHENGLADBACH
Sort. code: 31070001, BIC: DEUTDEDD310
COMMERZBANK,
MÖNCHENGLADBACH
Sort. code: 31040015, BIC: COBADEFF310
HSBC TRINKAUS
& BURKHARDT, DÜSSELDORF
Sort. code: 30030880, BIC: TUBDDEDDXXX
BUNDESBANK EH
MÖNCHENGLADBACH, DUISBURG
Sort. code: 31000000, BIC: MARKDEF1310
UNICREDIT BANK -
HYPOVEREINSBANK, DÜSSELDORF
Sort. code: 30220190, BIC: HYVEDEMM414
Turnover: 2010 EUR 745,132,120.00
Profit: 2010 EUR -38,594,771.00
Ac/ts receivable: EUR 253,144,893.00
Liabilities: EUR 345,740,056.00
Employees:
2,798
-
thereof permanent staff: 2,648
-
Trainees:
150
Balance sheet ratios 01.01.2010 - 31.12.2010
Equity ratio [%]: 30.44
Liquidity ratio: 0.82
Return on total capital [%]: -5.13
Balance sheet ratios 01.01.2009 - 31.12.2009
Equity ratio [%]: 4.08
Liquidity ratio: 0.34
Return on total capital [%]: -25.72
Balance sheet ratios 01.01.2008 - 31.12.2008
Equity ratio [%]: 25.50
Liquidity ratio: 0.50
Return on total capital [%]: -13.10
Balance sheet ratios 01.01.2007 - 31.12.2007
Equity ratio [%]: -2.29
Liquidity ratio: 0.67
Return on total capital [%]: -1.49
Equity ratio
The equity ratio
indicates the portion of the equity as compared to the total capital. The
higher the equity ratio, the better the economic stability (solvency) and thus
the financial autonomy of a company.
Liquidity ratio
The liquidity
ratio shows the proportion between adjusted receivables and net liabilities.
The higher the ratio, the lower the company's financial dependancy from
external creditors.
Return on total capital
The return on
total capital shows the efficiency and return on the total capital employed in
the company. The higher the return on total capital, the more economically does
the company work with the invested capital.
Type of balance
sheet: Company balance sheet
Financial year: 01.01.2010 - 31.12.2010
ASSETS EUR 729,600,341.38
Fixed assets
EUR 437,254,257.69
Intangible assets
EUR 7,461,337.00
Other / unspecified intangible assetsEUR 7,461,337.00
Tangible assets
EUR 29,355,696.18
Other / unspecified tangible assets
EUR 29,355,696.18
Financial assets
EUR 400,437,224.51
Other / unspecified financial assets EUR 400,437,224.51
Current assets
EUR 292,010,934.03
Accounts receivable
EUR 253,144,893.66
Trade debtors
EUR 108,170,513.27
Amounts due from related companies
EUR 131,101,017.41
Other debtors and assets
EUR 13,873,362.98
Investments in current assets
EUR 1,828,148.81
Liquid means
EUR 37,037,891.56
Remaining other assets
EUR 335,149.66
Accruals (assets)
EUR 335,149.66
LIABILITIES EUR 729,600,341.38
Shareholders' equity
EUR 225,500,673.33
Capital EUR 41,000,000.00
Limited partner's capital / capital
of partially liable partner (LP)
EUR 41,000,000.00
Reserves
EUR 184,500,673.33
Capital reserves
EUR 184,500,673.33
Provisions
EUR 158,315,791.95
Pension provisions and comparable
provisions
EUR 80,117,770.20
Other / unspecified provisions EUR 78,198,021.75
Liabilities
EUR 345,740,056.99
Other liabilities
EUR 345,740,056.99
Trade creditors (for IAS incl. bills
of exchange)
EUR 82,215,726.44
Liabilities from received advance
payments
EUR 17,179,956.72
Liabililties due to related companiesEUR 225,626,850.12
Unspecified other liabilities
EUR 20,717,523.71
Other liabilities
EUR 43,819.11
Deferrals (liabilities)
EUR 43,819.11
PROFIT AND LOSS ACCOUNT (cost-summary method)
according to Comm.
Code
(HGB)
Sales
EUR 745,132,120.40
Inventory change + own costs (+/-)
EUR 50,541,097.46
Inventory change (+/-)
EUR 49,932,366.15
Capitalised own costs
EUR 608,731.31
Other operating income EUR 23,740,475.18
Cost of materials
EUR 534,187,520.25
Gross result (+/-)
EUR 285,226,172.79
Staff expenses
EUR 171,083,096.54
Total depreciation
EUR 14,885,844.11
Depreciation on tangible / intangible
asssets (incl. start-up and exp. of
bus.
EUR 14,885,844.11
Other operating expenses
EUR 125,063,319.85
Operating result from continuing
operations
EUR -25,806,087.71
Result from participating interests
(+/-)
EUR 13,202,159.66
Expenses / income from participations EUR 14,806,542.13
Income from transfer of profits
EUR 7,694,858.10
Income from related companies
EUR 7,111,684.03
Expenses for participations
EUR 1,604,382.47
Expenses for other participations
EUR 1,604,382.47
Interest result (+/-)
EUR -20,341,788.72
Other financial result
EUR -3,437,779.55
Depreciation on financial assets and
marketable securities
EUR 3,437,779.55
Financial result (+/-)
EUR -10,577,408.61
Result from ordinary operations (+/-)
EUR -36,383,496.32
Extraordinary expenses
EUR 1,390,791.43
Extraordinary result (+/-) EUR -1,390,791.43
Income tax / refund of income tax (+/-)EUR -645,841.12
Other taxes / refund of taxes
EUR -174,642.20
Tax
(+/-)
EUR -820,483.32
Annual surplus / annual deficit
EUR -38,594,771.07
Type
of balance
sheet: Company balance sheet
Financial year: 01.01.2009 - 31.12.2009
ASSETS EUR 757,961,223.31
Fixed assets EUR 469,928,332.05
Intangible assets
EUR 12,303,432.26
Tangible assets
EUR 30,296,200.72
Financial assets
EUR 427,328,699.07
Current assets EUR 287,863,552.25
Stocks
EUR 57,023,535.94
Accounts receivable
EUR 185,113,210.20
Trade debtors
EUR 64,715,336.05
Amounts due from related companies
EUR 112,364,020.34
Other debtors and assets
EUR 8,033,853.81
Investments in current assets
EUR 1,836,330.08
Liquid means
EUR 43,890,476.03
Remaining other assets
EUR 169,339.01
Accruals (assets)
EUR 169,339.01
LIABILITIES EUR 757,961,223.31
Shareholders' equity
EUR 62,160,444.40
Capital
EUR 41,000,000.00
Limited partner's capital / capital
of partially liable partner (LP)
EUR 41,000,000.00
Reserves
EUR 435,498,477.03
Balance sheet profit/loss (+/-)
EUR -414,338,032.63
Profit / loss brought forward
EUR -227,777,847.26
Annual surplus / annual deficit
EUR -186,560,185.37
Provisions
EUR 190,959,100.41
Pension provisions and comparable
provisions
EUR 105,816,153.00
Other / unspecified provisions
EUR 85,142,947.41
Liabilities
EUR 504,841,678.50
Other
liabilities EUR 504,841,678.50
Trade creditors (for IAS incl. bills
of exchange)
EUR 44,110,489.10
Liabililties due to related companiesEUR 444,316,312.35
Unspecified other liabilities
EUR 16,414,877.05
Guarantees and other commitments
EUR 15,955,233.78
PROFIT AND LOSS ACCOUNT (cost-summary method)
according to Comm.
Code
(HGB)
Sales
EUR 471,971,785.69
Inventory change + own costs (+/-)
EUR -36,394,344.72
Inventory change (+/-)
EUR -36,720,177.48
Capitalised own costs
EUR 325,832.76
Other operating income
EUR 17,785,096.26
Cost of materials
EUR 289,849,552.76
Gross result (+/-)
EUR 163,512,984.47
Staff expenses
EUR 156,109,475.41
Total depreciation
EUR 28,231,085.88
Depreciation on tangible / intangible
asssets (incl. start-up and exp. of
bus.
EUR 28,231,085.88
Other operating expenses
EUR 124,253,381.95
Operating result from continuing
operations
EUR -145,080,958.77
Result from participating interests
(+/-)
EUR -28,180,328.64
Expenses / income from participations EUR 3,431,753.25
Income from related companies
EUR 3,431,753.25
Expenses for participations
EUR 31,612,081.89
Expenses for other participations
EUR 31,612,081.89
Interest result (+/-)
EUR -13,947,612.58
Financial result (+/-)
EUR -42,127,941.22
Result from ordinary operations (+/-)
EUR -187,208,899.99
Income tax / refund of income tax (+/-)EUR -97,919.33
Other taxes / refund of taxes
EUR 746,633.95
Tax
(+/-)
EUR 648,714.62
Annual surplus / annual deficit
EUR -186,560,185.37
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.55.16 |
|
UK Pound |
1 |
Rs.88.03 |
|
Euro |
1 |
Rs.70.86 |
INFORMATION DETAILS
|
Report Prepared
by : |
SDA |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
---- |
NB |
New Business |
---- |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.