MIRA INFORM REPORT

 

 

Report Date :

24.11.2012

 

IDENTIFICATION DETAILS

 

Name :

BANGLADESH EXPORT IMPORT CO., LIMITED

 

 

Registered Office :

17 Dhanmondi R/A, Road No. 2, Dhaka-1205

 

 

Country :

Bangladesh

 

 

Financials (as on) :

30.09.2012

 

 

Year of Establishment :

1970

 

 

Com. Reg. No.:

C-3821

 

 

Legal Form :

Public Limited Company

 

 

Line of Business :

Trader, Real Estate, Service Provider & Exporter of various items

 

 

No. of Employees :

1200 employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

No Complaints  

 

 

Litigation :

Clear 

 

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Bangladesh

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Bangladesh - ECONOMIC OVERVIEW

 

The economy has grown 5-6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, and slow implementation of economic reforms. Bangladesh remains a poor, overpopulated, and inefficiently-governed nation. Although more than half of GDP is generated through the service sector, 45% of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Bangladesh's growth was resilient during the 2008-09 global financial crisis and recession. Garment exports, totaling $12.3 billion in FY09 and remittances from overseas Bangladeshis, totaling $11 billion in FY10, accounted for almost 12% of GDP.

 

Source : CIA

 

 

 

COMPANY DETAILS

 

Name

Bangladesh Export Import Co., Limited

Address

17 Dhanmondi R/A, Road No. 2, Dhaka-1205

Country

Bangladesh

Telephone No

880-2-8611891, 8618220

Fax No

880-2-8613470, 9615523

E-Mail

info@beximco.net

Website

www.beximcoltd.com

Established

1970

Company Registration No

C-3821

Registration date

15th March 1972

Legal Status

Public Limited

Issuing Authority

The Registrar of Joint Stock Companies & Firms, Dhaka

Business Type

Trader, Real Estate, Service Provider & Exporter 

Status

Satisfactory

Payment Behavior

No complaints have been heard regarding payments 

from local suppliers or banks.

 

 

LOCATIONS

 

Corporate Head Office

17 Dhanmondi R/A, Road No. 2, Dhaka-1205

Telephone No

880-2-8611891 (5 lines)

Fax No

880-2-8613470

E-Mail

info@bpl.net

Website

www.beximco-pharma.com

Operational Head Office

19 Dhanmondi R/A, Road No. 7, Dhaka- 1205, Bangladesh
Phone : +880-2-8619151 (5 lines), +880-2-8619091 (5 lines)
Fax : +880-2-8613888

Branch

4 UK

4 USA

Factory

N/A

Factory Tel No

N/A

Factory Fax No

N/A

Warehouse

N/A

 


DIRECTORS

 

Name

Mr. Ahmed Sohail Fasiur Rahman

Designation

Chairman & Managing Director

Nationality

Bangladeshi

 

 

Name

Mr. Ahmed Salman Fazlur Rahman

Designation

Vice Chairman

Nationality

Bangladeshi

 

 

Name

Mr. Iqbal Ahmed

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. M A Qasem

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Osman Kaiser Chowdhury

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Abu Bakar Siddique Rahman

Designation

Director

Nationality

Bangladeshi

 

 

Name

Dr. Abdul Alim Khan

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Mohammad Asad Ullah, FCS

Designation

Executive Director

Nationality

Bangladeshi

 

SHAREHOLDERS

 

Name

Sponsor Directors   

Share Percent

18.36%

Country

Bangladesh

 

 

Name

Foreign Investors

Share Percent

8.15%

Country

N/A

 

 

Name

General Public 

Share Percent

73.49%

Country

Bangladesh

 

 

BUSINESS DETAILS

 

Line of Business

Trader, Real Estate, Service Provider & Exporter 

Items Dealing In

Various Items

Terms of Purchase

Local: Cash or Credit

Import: Against L/C

Terms of Sale

Local: Cash or Credit

Export: Against L/C

 

 

BANKERS

 

Name

Janata Bank Limited

Branch

Local office Branch

Address

1, Dikusha Commercial Area, Dhaka

SWIFT

JANBBDDHDCB

 

 

Name

Sonali Bank Limited

Branch

Motijheel Branch

Address

Motijheel Commercial Area, Dhaka

SWIFT

N/A

 

 

Name

IFIC Bank Limited

Branch

Dhanmondi Branch

Address

Dhanmondi, Dhaka

SWIFT

N/A

 

 

FINANCIAL INFORMATION

 

Balance Sheet (Un-Audited)

As at 30 September, 2012

 

ASSETS

2012

Non-Current Assets

28,742,620

Property, Plant and Equipment

23,453,400

Long Term Investment

4,687,320

Deferred Assets

3,062

Other Long Term Assets

598,838

Current Assets

49,898,217

Inventories

4,415,299

Debtors

25,836,353

Advances, Deposits and Pre-payments

19,433,701

Cash and Cash Equivalents

212,864

TOTAL ASSETS

78,640,837

EQUITY AND LIABILITIES

 

Shareholders' Equity

46,829,523

Share Capital

4,544,564

Capital Reserve

23,463,494

Retained Earnings

18,821,465

Non-Current Liabilities

5,235,342

Long Term Loans-Net off Current Maturity

5,220,342

Security Deposit from Distributors

15,000

Current Liabilities and Provisions

26,575,972

Short Term Loans

8,107,791

Long Term Loans-Current Maturity

3,397,160

Creditors and other payables

15,071,021

TOT AL LIABILITIES AND SHAREHOLDERS’ EQUITY

78,640,837

 

 

Profit & Loss Account (Un-Audited)

For the 3rd Quarter ended 30 September 2012

 

Turnover and Other Income

20,064,925

Cost of goods sold

14,242,269

Gross Profit

5,822,656

Operating Expenses:

679,162

Administrative Expenses

646,473

Selling and Distribution Expenses

32,689

Profit from Operation

5,143,494

Financial Cost

2,162,678

Net Profit before Cont. to WPWF

2,980,816

Contribution to Workers’ profit Participation/Welfare Fund

141,944

Net Profit before Income Tax

2,838,872

Income tax expense

425,831

Net Profit after tax transferred to statement of changes in equity

2,413,041

Earning per share of Tk. 10/=

5.31

Number of shares (‘000’) used to compute EPS          

        454,456

 

Auditors:                             M/s. M. J. Abedin & Co.,

                                              National Plaza (3rd Floor)

                                              109, Bir Uttam C. R. Datta Road,

                                              Dhaka 1205

 

 

CAPITAL STRUCTURE

 

Authorized Capital

Tk.10000 million

Paid Up Capital

Tk.4545 million

Each Share Value

Tk.10.00

 

 

CURRENCY EXCHANGE RATE

 

Currency

Unit

Bangladeshi Taka (BDT)

 

Great Britain Pound

1

129.6828

U.S Dollar

1

81.5000

European Euro

1

104.4667

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks

No Found

Debt

No Found

Litigation

No Records Found

Performance Defaults

No Records Found

Adverse Press Coverage

No Records Found

Money Laundering

No Records Found

 

 

GENERAL INFORMATION

 

Employees

1,200

Office Area (Sq. Ft)

5,875 sq.ft (own)

Factory Area (Sq. Ft)

N/A

Warehouse Area (Sq. Ft)

6,975 sq.ft.(own)

Range of Products

4 Textile & Apparels

4 Information Technology

4 Real Estate & Trading

4 Marine Foods

Export Market

4 Global  

Awards

4 President’s Export Trophy

Group Name

4 Beximco Group

Subsidiaries / Affiliates

4 Beximco Fashions Limited

4 Bangladesh Pharmaceuticals Limited

4 Beximco Synthetics Limited

4 Shinepukur Holdings Limited

4 Beximco Fisheries Limited

4 Beximco Knitting Limited

4 Beximco Apparels Limited

4 Bangladesh On-Line Limited

4 Beximco Engineering Limited

4 Beximco Foods Limited

4 Beximco Media Limited

4 Sonali Aash Limited

4 Beximco Computer Limited

4 Beximco Systems Limited

4 I & I Services Limited

4 Padma Textile Mills Limited

4 Shinepukur Ceramics Limited

Stock Code

4 BEXIMCO 

Enlisted With

4 Dhaka Stock Exchange Limited, Dhaka

4 Chittagong Stock Exchange Limited, Chittagong

Member

4 Dhaka Chamber of Commerce & Industries, Dhaka

4 Bangladesh Association of Pharmaceuticals, Dhaka 

 

 


BUSINESS TREND & PROSPECT

 

Business Scale           

Large

Business Trend

Growing

Management Capability

Good

Reputation

Good

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.34

UK Pound

1

Rs.88.30

Euro

1

Rs.71.37

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.