MIRA INFORM REPORT

 

 

Report Date :

24.11.2012

 

IDENTIFICATION DETAILS

 

Name :

BUILDING COMPONENT SOLUTIONS LTD (BCOMS)

 

 

Registered Office :

2nd Industrial City, P O Box 14441, Dammam 31424

 

 

Country :

Saudi Arabia 

 

 

Date of Incorporation :

19.05.2009

 

 

Com. Reg. No.:

2050065121, Dammam

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturers of sprayed polyurethane panels, single skin roof and wall   panels, related trims and accessories

 

 

No. of Employees :

65 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

Payment Behaviour :

No Complaints 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Saudi Arabia 

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Saudi Arabia  - ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about one-fifth of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Almost 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. Riyadh has substantially boosted spending on job training and education, most recently with the opening of the King Abdallah University of Science and Technology - Saudi Arabia''s first co-educational university. As part of its effort to attract foreign investment, Saudi Arabia acceded to the WTO in December 2005 after many years of negotiations. The government has begun establishing six "economic cities" in different regions of the country to promote foreign investment and plans to spend $373 billion between 2010 and 2014 on social development and infrastructure projects to advance Saudi Arabia''s economic development.

                                                                          

Source : CIA

 

 

 


SUMMARY

 

Company Name                         : BUILDING COMPONENT SOLUTIONS LTD (BCOMS)

Country of Origin                                    : Saudi Arabia

Legal Form                                            : Limited Liability Company

Registration Date                                   : 19th May 2009

Commercial Registration Number            : 2050065121, Dammam

Chamber Membership Number                : 129898

Issued Capital                                        : SR 25,000,000

Paid up Capital                                      : SR 25,000,000

Total Workforce                                     : 65

Activities                                               : Manufacturers of sprayed polyurethane panels, single skin roof and wall

                                                              panels, related trims and accessories.

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

 

 


COMPANY NAME

 

BUILDING COMPONENT SOLUTIONS LTD (BCOMS)

 

 

company ADDRESS

 

Registered & Physical Address

Location            : 2nd Industrial City

PO Box             : 14441

Town                 : Dammam 31424

Country             : Saudi Arabia

Telephone         : (966-3) 8124571 / 8124572 / 8124573

Facsimile          : (966-3) 8124579

Email                : marketing@bcoms.com

 

Premises

Subject operates from a suite of offices and a factory, covering 15,600m2 that are rented and located in the Industrial Area of Dammam.

 

Branch Offices

 

Location                                                                                          Description

 

·       PO Box: 240                                                                                     Office premises

Jubail 31951

Tel: (966-3) 3403559

Fax: (966-3) 3403559

 

·       PO Box: 251                                                                                     Office premises                         

Riyadh 11411

Tel: (966-1) 4725555

Fax: (966-1) 4766729

 

·       PO Box: 8076                                                                                   Office premises

Jeddah 21482

Tel: (966-2) 6600012

Fax: (966-2) 6609707

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

·       Nawaf Al Zamil                                                                                  Managing Director

·       Nasri Magzoub                                                                                  General Manager

·       John Mathew                                                                                    Finance Manager

·       Tariq Al Hakim                                                                                  Commercial Manager

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 24/05/1430 Hijri (corresponding to 19th May 2009)

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.  : 2050065121, Dammam

 

Chamber Member No. : 129898

 

Issued Capital              : SR 25,000,000

 

Paid up Capital            : SR 25,000,000

 

Name of Shareholder (s)                                                     Percentage

·       Al Zamil Industries Co                                                            95%

Dammam

·       Nawaf Al Zamil                                                                        5%

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of sprayed polyurethane panels, single skin roof and wall panels, related trims  and accessories.

 

Production Capacity: 1,500,000m2 per year.

 

Import Countries: Europe and the Far East.

 

Subject has a workforce of 65 employees.

 

 

FINANCIAL DATA

 

Companies registered in Saudi Arabia are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       National Commercial Bank

PO Box: 13

Dammam 31411

Tel: (966-3) 8331188

Fax: (966-3) 8336058

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.34

UK Pound

1

Rs.88.30

Euro

1

Rs.71.37

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.