MIRA INFORM REPORT

 

 

Report Date :

24.11.2012

 

IDENTIFICATION DETAILS

 

Name :

WADI AL SAFFRON EST FOR IMPORT EXPORT AND COMMISSION AGENTS

 

 

Registered Office :

Al Qibla Area, P O Box 291, Safat 13003

 

 

Country :

Kuwait

 

 

Date of Incorporation :

03.07.2012

 

 

Com. Reg. No.:

103888

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Distributors of foodstuffs and general merchandise

 

 

No. of Employees :

06 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

----

NB

New Business

----

 

Status :

New Company

Payment Behaviour :

Unknown

Litigation :

Clear 

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Kuwait - ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 104 billion barrels - about 7% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. The rise in global oil prices throughout 2011 is reviving government consumption and economic growth. Kuwait has experienced a 20% increase in government budget revenue, which has led to higher budget expenditures, particularly wage hikes for many public sector employees. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy.

 

 

Source : CIA

 

 

SUMMARY

 

Company Name                         : WADI AL SAFFRON EST FOR IMPORT EXPORT AND COMMISSION

                                                                  AGENTS

Country of Origin                                    : Kuwait

Legal Form                                            : Sole Proprietorship

Registration Date                                   : 3rd July 2012

Commercial Registration Number            : 103888

Trade Licence Number                            : 2563/2012

Chamber Membership Number                : 134019

Invested Capital                                     : KD 20,000

Total Workforce                                     : 6

Activities                                               : Distributors of foodstuffs and general merchandise

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

 

COMPANY NAME

 

WADI AL SAFFRON EST FOR IMPORT EXPORT AND COMMISSION AGENTS

 

 

company ADDRESS

 

Registered & Physical Address

Location            : Al Qibla Area

PO Box             : 291

Town                 : Safat 13003

Country             : Kuwait

Telephone         : (965) 22463360

Facsimile          : (965) 22463360

Mobile               : (965) 97810749 / 99856514

 

Premises

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Safat.

 

 

KEY PRINCIPALS

 

     Name                                                                                  Position

·       Khadijah Namat Turabi                                                           Proprietor & General Manager

·       Ahmed Abdul Salam                                                              Financial Controller

·       Mostafa Mahmoud                                                                 Administration Executive                                   

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 3rd July 2012

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.  : 103888

 

Trade Licence No.       : 2563/2012

 

Chamber Member No. : 134019

 

Invested Capital           : KD 20,000

 

Mrs. Khadijah Namat Turabi is the sole proprietor of the business.

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of foodstuffs and general merchandise.

 

Import Countries: Europe and the Far East.

 

Subject has a workforce of 6 employees.

 

 

FINANCIAL DATA

 

Subject is a newly formed business and as a result financial information is not currently available.

 

 

BANKERS

 

·       Commercial Bank of Kuwait SAK

     Mubarak Al Kabir Street

     PO Box: 2861

     Safat 13029

     Tel: (965) 22411001

Fax: (965) 22450150

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

In view of subject’s infancy, extensive payment and financial are not available, therefore dealings are recommended to be on secured terms, and a close monitoring of subject’s business development is advisable.


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.34

UK Pound

1

Rs.88.30

Euro

1

Rs.71.37

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.