MIRA INFORM REPORT

 

 

Report Date :

26.11.2012

 

IDENTIFICATION DETAILS

 

Name :

MONARCH GLOBAL SECURITIES & TRADE FINANCE LIMITED

 

 

Registered Office :

1 Canada Square, London, E14 5AA.

 

 

 

 

Country :

United Kingdom

 

 

 

 

Financials (as on) :

31.03.2011

 

 

 

 

Date of Incorporation :

15.09.1999

 

 

 

 

Com. Reg. No.:

03842065

 

 

 

 

Legal Form :

Private Limited

 

 

 

 

Line of Business :

Not Available

 

 

 

 

No. of Employees :

1

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

United Kingdom - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership and contained the growth of social welfare programs. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, account by far for the largest proportion of GDP while industry continues to decline in importance. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Sharply declining home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these include nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aims to lower London's budget deficit from over 10% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 because of slower-than-expected economic growth and the impact of the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 23% by 2015. The Bank of England (BoE) implemented an asset purchase program of up to £325 billion (approximately $525 billion) as of February 2011. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU).

 

Source : CIA

 

 

 

 


 

Company Identification Details

 

Subject Reported on

MONARCH GLOBAL SECURITIES & TRADE FINANCE LIMITED

Registration Number

03842065

Address

1 CANADA SQUARE, LONDON, E14 5AA.

 

 

Official Company Data

 

 

Legal Form

Private Limited

Registration Number

03842065

Subject Status

Trading

Date of Incorporation

15/09/1999

Registered Office

1 CANADA SQUARE, LONDON, E14 5AA.

History

14/11/2011 : The Registered Office address changed from INTERNATIONAL HOUSE, 1-6 YARMOUTH PLACE, LOND.

 

11/11/2011 : Change of name from GGK INVESTMENTS LIMITED.

 

7/07/2011 : The Registered Office address changed from 70 CONDUIT STREET, LONDON, W1S 2GF, W1S 2GF.

 

16/06/2011 : Change of name from HYDE CORPORATE SERVICES LIMITED.

 

13/04/2011 : Change of name from HYDE CORPORATE FINANCE LIMITED.

 

26/09/2008 : The Registered Office address changed from 137-143 HIGH STREET, SUTTON, SURREY, SM1 1JH.

 

10/07/2008 : Change of name from HYDE CONSULTING LIMITED.

 

17/09/1999 : The Registered Office address changed from REGENT HOUSE, 316 BEULAH HILL, LONDON, SE19 3.

Date of Last Annual Return to Registry

15/09/2012

Accounts

The last filed accounts at Companies House are those to 31/03/2011

Accounting Reference Date

30/03

 

 

 

Operations

 

 

Nace Code

6523

Staff Employed

1

Auditors

Mazars LLP

 

Search History Summary

 

Last 3 Months

Last 6 Months

Last 12 Months

0

0

0

 

Search History Details

 

The Search History Details shows details of the most recent 40 searches

 

 

Public Record Information

 

 

Summary of CCJ's/Scottish Decrees

 

No CCJs/Scottish Decrees are recorded in our file.

 

 

Other Filings and Notices

 

 

Date

Source

Description

 

27/09/2012

Companies House Gazette

Notification of any change among the company's directors

15/09/2011

Companies House Gazette

Notification of any change among the company's directors

14/06/2011

Companies House Gazette

Notification of any change among the company's directors

15/12/2008

Companies House Gazette

Change among directors of a company

25/07/2008

Companies House Gazette

Change among directors of a company

26/05/2007

Companies House Gazette

Change among directors of a company

12/02/2004

Companies House Gazette

Change among directors of a company

19/01/2004

Companies House Gazette

Change among directors of a company

18/02/2003

Companies House Gazette

Change among directors of a company

01/07/2002

Companies House Gazette

Change among directors of a company

27/05/2000

Companies House Gazette

Change among directors of a company

17/09/1999

Companies House Gazette

Change among directors of a company

 

 

 

Company Secretary

 

 

Secretary

VAERON LIMITED

Service Address

INTERNATIONAL HOUSE 1-6 YARMOUTH PL, LONDON, W1J 7BU.

Country of Origin

UNITED KINGDOM

Appointment Date

14/09/2012

 

 

 

Directors

 

 

Director

MR PAUL MICHAEL SEAKENS

Service Address

1 CANADA SQUARE, LONDON, E14 5AA.

Country of Origin

UNITED KINGDOM

Date of Birth

12/03/1961

Appointment Date

14/09/2012

Other Directorships

CARBON NEUTRAL INVESTMENTS LIMITED, CREWCARD NETWORK LIMITED, OTIUM VENTURES PLC, CREWCALL NETWORK LIMITED, SUGAR VENTURES LIMITED, ENVIRO ASSOCIATES LIMITED, CARBON TRADING 365 LIMITED, CARBON TRADING 365 NOMINEES LIMITED, CNI CLEARING LIMITED, CARBON CLEARING LIMITED, CARBON NEUTRAL RACING LIMITED, AGT INVESTMENTS LIMITED

 

 

Share Capital

 

 

Shares

Ordinary GBP 1.00

Issued Number

5,000

Principal Shareholder

5,000 Thomas Knifton

 

The above reflects the principle shareholder(s) by number of shares held, irrespective of share classification type.

 

 

 

 

Financial Data– Statutory Accounts

 

 

 

 

Profit and Loss

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

78

52

Accounts Date

31/03/2011

31/03/2010

31/03/2009

30/09/2007

Currency

GBP

GBP

GBP

GBP

SALES

 

 

478

463

Cost of goods sold

 

 

358

256

GROSS PROFIT

 

 

120

207

Wages and Salaries

 

 

101

64

PRE TAX PROFIT

 

 

7

1

 

Balance Sheet

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

78

52

Accounts Date

31/03/2011

31/03/2010

31/03/2009

30/09/2007

Currency

GBP

GBP

GBP

GBP

TOTAL CURRENT ASSETS

10

35

105

152

Trade debtors

 

28

38

107

Other Current Assets

10

7

67

45

Misc Current Assets

 

 

65

27

Cash

10

7

2

18

TOTAL ASSETS

10

35

105

152

TOTAL CURRENT LIABILITIES

 

24

87

139

Trade creditors

 

24

54

5

Other Liabilities

 

 

33

134

WORKING CAPITAL

10

11

18

13

TOTAL LONG TERM LIABS

5

5

5

5

NET ASSETS/(LIABILITIES)

5

6

13

8

SHARE CAPITAL + RESERVES

5

6

13

8

Share Cap + Sundry Res

5

5

5

5

Profit and Loss account

 

1

8

3

SHAREHOLDERS FUNDS

5

6

13

8

CAPITAL EMPLOYED

10

11

18

13

 

Financial Comparison

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

78

52

Accounts Date

31/03/2011

31/03/2010

31/03/2009

30/09/2007

Currency

GBP

GBP

GBP

GBP

Liquid Assets

10

35

40

125

Net Working Capital

10

11

18

13

Other Deferred Liabs

5

5

5

5

Tangible Net Worth(T.N.W)

5

6

13

8

Equity

5

6

13

8

Number of Years Trading

12

11

10

8

Number of Employees

 

 

1

1

Profit per Employee

 

 

7000

1000

Sales per Employee

 

 

478000

463000

 

Key Credit Ratios

 

The following figures are shown as Ratios or Percentages

 

Accounts Date

31/03/2011

31/03/2010

31/03/2009

30/09/2007

Current Ratio

 

1.5

1.2

1.1

Pre Tax Profit Margin%

 

 

1.5

0.2

Gross Profit%

 

 

25.1

44.7

Debtors Days (D.S.O)

 

 

29

84

Creditors Days (D.P.O)

 

 

41

4

Quick Ratio

 

1.5

1.2

1.1

Return on Investment%

 

 

38.9

7.7

Return on Assets%

 

 

6.7

0.7

T.N.W/Total Assets%

50

17.1

12.4

5.3

Return on Capital%

 

 

38.9

7.7

Rtn on Shareholders Funds%

 

 

53.8

12.5

Working Capital/Sales%

 

 

3.8

2.8

Equity Gearing%

100

20.7

14.1

5.6

Days Purchases Outstanding

 

 

55.1

7.1

 

 

Key Industry Sector Trends

 

 

Year

2012

2011

2010

2009

Sample Size

4541

19742

19646

19082

Pre-Tax Profit Margin

22.7

20.1

19.8

16.4

Current Ratio

3.2

3.3

3.3

3.4

Borrowing Ratio

673.4

754.4

827.3

663.5

Return on Capital

21.9

23.2

23.7

25

Creditors Days

711

1076

795

963

 

Above figures relate to companies in 2003 Standard Industry Classification (Nace) sector : Other financial intermediation

 

 

Financial Summary

 

 

Auditors Qualification

The company has taken advantage of exemptions under the Companies Act such that the accounts have not been audited or examined.

 

No Turnover

The company's balance sheet total is less than GBP 2,800,001 and therefore this is a small company as defined by the Companies Act.It is not required to disclose turnover but it is likely to be less than GBP 5,600,000.



 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.34

UK Pound

1

Rs.88.30

Euro

1

Rs.71.37

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

MIRA INFORM REPORT

 

 

Report Date :

26.11.2012

 

 

 

IDENTIFICATION DETAILS

 

Name :

MONARCH GLOBAL SECURITIES & TRADE FINANCE LIMITED

 

 

 

 

Registered Office :

1 Canada Square, London, E14 5AA.

 

 

 

 

Country :

United Kingdom

 

 

 

 

Financials (as on) :

31.03.2011

 

 

 

 

Date of Incorporation :

15.09.1999

 

 

 

 

Com. Reg. No.:

03842065

 

 

 

 

Legal Form :

Private Limited

 

 

 

 

Line of Business :

Not Available

 

 

 

 

No. of Employees :

1

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

United Kingdom - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership and contained the growth of social welfare programs. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, account by far for the largest proportion of GDP while industry continues to decline in importance. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Sharply declining home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these include nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aims to lower London's budget deficit from over 10% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 because of slower-than-expected economic growth and the impact of the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 23% by 2015. The Bank of England (BoE) implemented an asset purchase program of up to £325 billion (approximately $525 billion) as of February 2011. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU).

 

Source : CIA

 

 

 

 


 

Company Identification Details

 

Subject Reported on

MONARCH GLOBAL SECURITIES & TRADE FINANCE LIMITED

Registration Number

03842065

Address

1 CANADA SQUARE, LONDON, E14 5AA.

 

 

Official Company Data

 

 

Legal Form

Private Limited

Registration Number

03842065

Subject Status

Trading

Date of Incorporation

15/09/1999

Registered Office

1 CANADA SQUARE, LONDON, E14 5AA.

History

14/11/2011 : The Registered Office address changed from INTERNATIONAL HOUSE, 1-6 YARMOUTH PLACE, LOND.

 

11/11/2011 : Change of name from GGK INVESTMENTS LIMITED.

 

7/07/2011 : The Registered Office address changed from 70 CONDUIT STREET, LONDON, W1S 2GF, W1S 2GF.

 

16/06/2011 : Change of name from HYDE CORPORATE SERVICES LIMITED.

 

13/04/2011 : Change of name from HYDE CORPORATE FINANCE LIMITED.

 

26/09/2008 : The Registered Office address changed from 137-143 HIGH STREET, SUTTON, SURREY, SM1 1JH.

 

10/07/2008 : Change of name from HYDE CONSULTING LIMITED.

 

17/09/1999 : The Registered Office address changed from REGENT HOUSE, 316 BEULAH HILL, LONDON, SE19 3.

Date of Last Annual Return to Registry

15/09/2012

Accounts

The last filed accounts at Companies House are those to 31/03/2011

Accounting Reference Date

30/03

 

 

 

Operations

 

 

Nace Code

6523

Staff Employed

1

Auditors

Mazars LLP

 

Search History Summary

 

Last 3 Months

Last 6 Months

Last 12 Months

0

0

0

 

Search History Details

 

The Search History Details shows details of the most recent 40 searches

 

 

Public Record Information

 

 

Summary of CCJ's/Scottish Decrees

 

No CCJs/Scottish Decrees are recorded in our file.

 

 

Other Filings and Notices

 

 

Date

Source

Description

 

27/09/2012

Companies House Gazette

Notification of any change among the company's directors

15/09/2011

Companies House Gazette

Notification of any change among the company's directors

14/06/2011

Companies House Gazette

Notification of any change among the company's directors

15/12/2008

Companies House Gazette

Change among directors of a company

25/07/2008

Companies House Gazette

Change among directors of a company

26/05/2007

Companies House Gazette

Change among directors of a company

12/02/2004

Companies House Gazette

Change among directors of a company

19/01/2004

Companies House Gazette

Change among directors of a company

18/02/2003

Companies House Gazette

Change among directors of a company

01/07/2002

Companies House Gazette

Change among directors of a company

27/05/2000

Companies House Gazette

Change among directors of a company

17/09/1999

Companies House Gazette

Change among directors of a company

 

 

 

Company Secretary

 

 

Secretary

VAERON LIMITED

Service Address

INTERNATIONAL HOUSE 1-6 YARMOUTH PL, LONDON, W1J 7BU.

Country of Origin

UNITED KINGDOM

Appointment Date

14/09/2012

 

 

 

Directors

 

 

Director

MR PAUL MICHAEL SEAKENS

Service Address

1 CANADA SQUARE, LONDON, E14 5AA.

Country of Origin

UNITED KINGDOM

Date of Birth

12/03/1961

Appointment Date

14/09/2012

Other Directorships

CARBON NEUTRAL INVESTMENTS LIMITED, CREWCARD NETWORK LIMITED, OTIUM VENTURES PLC, CREWCALL NETWORK LIMITED, SUGAR VENTURES LIMITED, ENVIRO ASSOCIATES LIMITED, CARBON TRADING 365 LIMITED, CARBON TRADING 365 NOMINEES LIMITED, CNI CLEARING LIMITED, CARBON CLEARING LIMITED, CARBON NEUTRAL RACING LIMITED, AGT INVESTMENTS LIMITED

 

 

Share Capital

 

 

Shares

Ordinary GBP 1.00

Issued Number

5,000

Principal Shareholder

5,000 Thomas Knifton

 

The above reflects the principle shareholder(s) by number of shares held, irrespective of share classification type.

 

 

 

 

Financial Data– Statutory Accounts

 

 

 

 

Profit and Loss

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

78

52

Accounts Date

31/03/2011

31/03/2010

31/03/2009

30/09/2007

Currency

GBP

GBP

GBP

GBP

SALES

 

 

478

463

Cost of goods sold

 

 

358

256

GROSS PROFIT

 

 

120

207

Wages and Salaries

 

 

101

64

PRE TAX PROFIT

 

 

7

1

 

Balance Sheet

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

78

52

Accounts Date

31/03/2011

31/03/2010

31/03/2009

30/09/2007

Currency

GBP

GBP

GBP

GBP

TOTAL CURRENT ASSETS

10

35

105

152

Trade debtors

 

28

38

107

Other Current Assets

10

7

67

45

Misc Current Assets

 

 

65

27

Cash

10

7

2

18

TOTAL ASSETS

10

35

105

152

TOTAL CURRENT LIABILITIES

 

24

87

139

Trade creditors

 

24

54

5

Other Liabilities

 

 

33

134

WORKING CAPITAL

10

11

18

13

TOTAL LONG TERM LIABS

5

5

5

5

NET ASSETS/(LIABILITIES)

5

6

13

8

SHARE CAPITAL + RESERVES

5

6

13

8

Share Cap + Sundry Res

5

5

5

5

Profit and Loss account

 

1

8

3

SHAREHOLDERS FUNDS

5

6

13

8

CAPITAL EMPLOYED

10

11

18

13

 

Financial Comparison

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

78

52

Accounts Date

31/03/2011

31/03/2010

31/03/2009

30/09/2007

Currency

GBP

GBP

GBP

GBP

Liquid Assets

10

35

40

125

Net Working Capital

10

11

18

13

Other Deferred Liabs

5

5

5

5

Tangible Net Worth(T.N.W)

5

6

13

8

Equity

5

6

13

8

Number of Years Trading

12

11

10

8

Number of Employees

 

 

1

1

Profit per Employee

 

 

7000

1000

Sales per Employee

 

 

478000

463000

 

Key Credit Ratios

 

The following figures are shown as Ratios or Percentages

 

Accounts Date

31/03/2011

31/03/2010

31/03/2009

30/09/2007

Current Ratio

 

1.5

1.2

1.1

Pre Tax Profit Margin%

 

 

1.5

0.2

Gross Profit%

 

 

25.1

44.7

Debtors Days (D.S.O)

 

 

29

84

Creditors Days (D.P.O)

 

 

41

4

Quick Ratio

 

1.5

1.2

1.1

Return on Investment%

 

 

38.9

7.7

Return on Assets%

 

 

6.7

0.7

T.N.W/Total Assets%

50

17.1

12.4

5.3

Return on Capital%

 

 

38.9

7.7

Rtn on Shareholders Funds%

 

 

53.8

12.5

Working Capital/Sales%

 

 

3.8

2.8

Equity Gearing%

100

20.7

14.1

5.6

Days Purchases Outstanding

 

 

55.1

7.1

 

 

Key Industry Sector Trends

 

 

Year

2012

2011

2010

2009

Sample Size

4541

19742

19646

19082

Pre-Tax Profit Margin

22.7

20.1

19.8

16.4

Current Ratio

3.2

3.3

3.3

3.4

Borrowing Ratio

673.4

754.4

827.3

663.5

Return on Capital

21.9

23.2

23.7

25

Creditors Days

711

1076

795

963

 

Above figures relate to companies in 2003 Standard Industry Classification (Nace) sector : Other financial intermediation

 

 

Financial Summary

 

 

Auditors Qualification

The company has taken advantage of exemptions under the Companies Act such that the accounts have not been audited or examined.

 

No Turnover

The company's balance sheet total is less than GBP 2,800,001 and therefore this is a small company as defined by the Companies Act.It is not required to disclose turnover but it is likely to be less than GBP 5,600,000.



 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.34

UK Pound

1

Rs.88.30

Euro

1

Rs.71.37

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)