MIRA INFORM REPORT

 

 

Report Date :

28.11.2012

 

IDENTIFICATION DETAILS

 

Name :

VIA LA MODA (PTY)LTD

 

 

Formerly Known As :

TRADE-OFF 76 (PTY)LTD

 

 

Registered Office :

19 Banfield Road, Industria North, 1709

 

 

Country :

South Africa

 

 

Date of Incorporation :

14.01.1998

 

 

Com. Reg. No.:

M1998/000381/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

manufacturer of quality crocodile and Ostrich handbags, wallets, purses, belts

 

 

No. of Employees :

45 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory  

Payment Behaviour :

No Complaints 

Litigation :

Clear 

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

South Africa - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 


 

Subject Name

VIA LA MODA (PTY) LTD

Country

South Africa

Subject Contact Person

CYNTHIA - ACCOUNTANT

Assessment

This is a well-established business.

 

On investigation contact was made with Cynthia the accountant of the subject who assisted with the information.

 

The business has been in operation for more than 12 years. A bank code C was obtained for an enquiry amount of R 100 000 over a period of 30 days.

 

The subject is meeting commitments timeously with it's suppliers. No adverse information was revealed. Please see the available information for the subject below.

 

 

Company information

 

Registered Name

VIA LA MODA (PTY)LTD

Trading as/ Division Name

None

Previous Name

TRADE-OFF 76 (PTY)LTD

Date of Name Change

Aug 13 1999 12:00AM

Registration Number

M1998/000381/07

Registration Date

1998/01/14

Date Commenced Trading

13 August 1999

Age of Business

13 Years 10 Months

History of Business

VIA LA MODA (PTY)LTD was registered in 1998 and underwent a name change from TRADE-OFF 76 (PTY)LTD in August 1999 to the current name

History of Principals

HANS-PETER WINKLMAYR is a qualified Master craftsman with a number of years experience in the industry.

Shareholders/Members/Partners of subject and % holding

The shareholding are held by the directors of the subject, however the percentage holdings were not made available.

Authorised Share Capital

R0.00

Issued Share Capital/Members Contribution

R0.00

Status

In Business

Operations Assessment

The concern operates as a manufacturer of quality crocodile and Ostrich handbags, wallets,purses, belts

Industry/ Customers

Boutique Retail Stores such as Mitsukoshi , Asprey ,Madler and Tiffany and Co

Export

Yes

Export Countries

American Samoa, Japan,Switzerland

Major Industry Code / SICC

31621

Definition of Code

Manufacture of travel goods and ladies' handbags

Head Office Physical Address

19 Banfield Road, Industria North, 1709, SOUTH AFRICA

Head Office Postal Address

P.O. Box 394, Florida Hills, Roodepoort

Current Tel Number

0114778008

Cell Number

0836160180

Current Fax Number

0114775012

Current Email Address

accountant@vialamoda.co.za

Web Site Address

www.vialamoda.co.za

 

 

Auditor information

 

Company Registered Name

MILTON LUTRIN

Trading Name

LUTRIN ASSOCIATES

Registration Number

4806225092085

Physical Address

SANDHAVON OFFICE PARK, 1ST FLOORBLOCK B, 12 PONGOLA CRESCENT, GAUTENG,2090

Postal Address

P O BOX 37172, BIRMAN PARK, 2015

Contact Person

MILTON LUTRIN

Contact Number

011 4443590

Email

info@lutrin.co.za

Principals

1

Judgements Against Subject

No information on file

Judgements Against Principals

No information on file

Subject Verified as Client

Yes

Practice Number

902973

VAT Number

4880185782

No of years in Business

3

 

 

Previous Auditors

Company Name

Phone Number

Time with previous auditors

Comment

LUTRIN AND ASSOCIATES

 

14

 

LYTRIN AND PARTNERS

 

14

 

LUTRIN ABRAMS SKLAR

 

4

 

 

 

Tax information

 

Vat Number

4930181856

Status

ACTIVE

Vat Liable Date

1999/05/27

Tax Number

9575379848

Financial Year End

February

Black Economic Empowerment

Status

No

ISO Status

Type of ISO Grade

Not Applicable

ISO Certificate

No

Workman's compensation

Registered

Yes

Compliance Certified

Yes

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees

Number of Employees

45

1. Salaried employees

45

2. Waged employees

 

3. Permanent employees

 

4. Casual employees

 

5. Contracted employees

 

Comment

The staff compliment may increase to 60

 

Company Fleet

Company Fleet

No of vehicles:

Owned/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

1

Cars

1

Owned

 

 

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

Unknown

Branch Information

Branches Names

Country

Province

 

 

 

Branch Detail Information

Comment

The branches of the concern are overseas

 

 


Management Overview

 

Organisation Chart

Level

Position

Name

Comment

 

1

Master Craftsman

HANS-PETER WINKLMAYR

 

 

Company Structure Information - No Information on Record

Note: One level up and all levels down

 

Key Deals - No Information on Record

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

SOUTH CAPE OSTRICH TANNING

0446064500

 

 

 

2

R. Haddock & Co. (Pty) Ltd

0113342674

R0.00

0

 

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

12 years

R0.00

R612000

30 days

R 375000

30 days

Good account

2

5 years

R0.00

R 50000

30 days

R 25000

30 days

Very good account

 

 

Adverse Information on Subject

 

Judgements

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

None

Comment

No Information on Record

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

Comment

 

No Information on Record

No Information on Record

No Information on Record

No Information on Record

Default listings

Date

Details

Comment

 

None

No Information on Record

Notarial Bonds - No information on record

 

 

Bank information

 

Bank

NEDBANK

Branch

FLORA CENTRE

Bank Account Number

1928038131

Type of Account

CHEQUE

Account Name

VIA LA MODA

Overdraft Facilities

The concern does not require an overdraft facility as credit balances are usually maintained at the bank

Bank Code

C

Bank Comment

The subject's bankers consider them good for all business normal engagements

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

Principals

 

Number of Principals

3

Average Age of Active Principals

51

 

Active Principals Principal - 1of 3 HANS-PETER WINKLMAYR

Surname

WINKLMAYR

First Name

HANS-PETER

Other Names

None

Marital Status

Married

ID Number

5907095214186

Verified ID Number

Yes

Current Age

53

Designation

BUSINESS MAN

Status

Active

Appointment Date

2011/05/02

Physical Address (at time of Appointment)

30 DAVID STREET, FLORIDA PARK, FLORIDA, Gauteng, 1709

Postal Address

P O BOX 394, FLORIDA HILLS, Gauteng, 1716

Shareholding/Membership

0.0000

 

Principal's Adverse - No information on record

 

Business Information for HANS-PETER WINKLMAYR

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

VIA LA MODA (PTY) LTD

M1998/000381/07

In Business

14 Years 2 Months

0

No

 

 

Principal Previous Business Interests

 

Average Age of Previous Business                                                                                   18 years

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

STRUBEN VALLEY NO 951 CC

B1992/015973/23

Deregistration Final

20 Years 8 Months

0

No

 

VIVA LUNO MANUFACTURING (PTY) LTD

M1995/008507/07

In Business

17 Years 5 Months

0

No

 

 

Principal's Deeds Information - No information on record

 

Principal - 2of 3 A HAUSER

 

Surname

HAUSER

First Name

A

Marital Status

Single

ID Number

7510175148080

Verified ID Number

Yes

Current Age

37

Designation

BUSINESS MAN

Status

Active

Appointment Date

2011/05/02

Physical Address (at time of Appointment)

20 MALACHITE STREET, KLOOFENDAL, Gauteng, 1724

Postal Address

P O BOX 394, FLORIDA HILLS, Gauteng, 1725

Shareholding/Membership

0.0000

 


Principal's Adverse - No information on record

 

Business Information for A HAUSER

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

VIA LA MODA (PTY) LTD

M1998/000381/07

In Business

14 Years 2 Months

0

No

 

WINHAM INVESTMENTS (PTY) LTD

M2000/016188/07

In Business

0

0

No

 

 

Principal Previous Business Interests

 

Average Age of Previous Business                                                                       16 years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

CITY LIFE REALTORS CC

B1996/006597/23

Deregistration Final

16 Years 4 Months

0

No

 

STMK INVESTMENTS CC

B1996/021514/23

In Business

16 Years 4 Months

0

No

 

 

Principal's Deeds Information - No information on record

 

Principal - 3of 3 WALTER HAUSER

Surname

HAUSER

First Name

WALTER

Other Names

None

Marital Status

Married

ID Number

4804175033183

Verified ID Number

Yes

Current Age

64

Designation

Director

Status

Active

Appointment Date

1999/03/04

Physical Address (at time of Appointment)

20 MALACHIE STREET, KLOOFENDAL, ROODEPOORT, 1724

Postal Address

P O BOX 394, FLORIDA HILLS, 1716

Current Tel Number

0114774532

Cell number

0836160180

Shareholding/Membership

0.0000

 


Principal's Adverse - No information on record

 

Business Information for WALTER HAUSER

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

NEW HEIGHTS 584 (PTY) LTD

2003/031453/07

Deregistration Process

9 Years 9 Months

0

No

 

SPRINGBOK COURT CC

B1987/024544/23

In Business

25 Years 1 Months

0

No

 

DESLAND BUILDING CC

B1994/020669/23

In Business

18 Years 6 Months

0

No

 

FAM-EALES BUILDING CC

B2002/025723/23

In Business

10 Years 10 Months

0

No

 

COMPONA (PTY) LTD

M1973/013656/07

In Business

39 Years 3 Months

0

No

 

VIA LA MODA (PTY) LTD

M1998/000381/07

In Business

14 Years 2 Months

0

No

 

 

Principal Previous Business Interests

 

Average Age of Previous Business                                               10 years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

CHARIOTS OF JOY CC

B1990/034021/23

Deregistration Final

22 Years 10 Months

0

No

 

COMPALIX (PTY)LTD

M1928/000527/07

Deregistration Final

 

0

No

 

AUSTRO GROUP LTD

M2001/029771/06

In Business

11 Years 11 Months

0

No

 

THE AD MISSION (PTY) LTD

M2002/022789/07

Deregistration Final

10 Years 10 Months

0

No

 

 

Principal's Deeds Information - No information on record


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.70

UK Pound

1

Rs.89.34

Euro

1

Rs.72.35

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.