MIRA INFORM REPORT

 

 

Report Date :

29.11.2012

 

IDENTIFICATION DETAILS

 

Name :

ROTLEX (1994) LTD

 

 

Registered Office :

P.O. Box 3039 (8496901), Omer Industrial Park, Bldg. #32, Omer 8496500

 

 

Country :

Israel

 

 

Date of Incorporation :

30.08.1994

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Developers, manufacturers, marketers and exporters of quality assurance systems and devices, mostly to the ophthalmic (vision correction) markets

 

 

No. of Employees :

12 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory  

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear 

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

israel - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. It depends on imports of crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and agricultural products (fruits and vegetables) are the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel's energy security outlook. The Leviathan field was one of the world's largest offshore natural gas finds this past decade. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands.

 

Source : CIA

 

 

Company name & address 

 

ROTLEX (1994) LTD.

Telephone    972 8 690 11 44

Fax              972 8 690 11 55

P.O. Box 3039 (8496901)

Omer Industrial Park, Bldg. #32

OMER         8496500    ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-201944-9 on the 30.08.1994.

 

Subject was established in view of assuming the activities of a private limited company ROTLEX OPTICS LTD., incorporated in 1986 as a wholly owned subsidiary if a State-owned company ROTEM INDUSTRIES LTD. In 1994 a State owned venture capital fund TEUZA entered as an investor, therefore subject assumed the activities of ROTLEX OPTICS LTD., now liquidated.

 

At a later stage ownership in subject moved to the control of A.G.I. Group and the u/m shareholders.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 25,200.00, divided into -

            25,200 ordinary shares of NIS 1.00 each,

Of which 10,167 shares amounting to NIS 10,167.00 were issued.

 

 

SHAREHOLDERS

 

1.    A.G.I. INTERNATIONAL TRADE CO. LTD., 49.2%, equally owned by Avichai Abraham (Rami) Gutterman and Gershon Shtrichman,

2.    Abraham (Rami) Gutterman, 16.2%,

3.    Gershon Shtrichman, 16.2%,

4.    FONDINEVST LLC, 15.8%, a foreign company,

5.    ELBIT SECURITY SYSTEMS LTD., 1.6%,

6.    Yossef Gross, 1%.

 

We are informed that in practice Rami Gutterman and Gershon Shtrichman, directly and via A.G.I., hold over 83% in subject, and very shortly they will purchase the shares of FONDINEVST (above shareholder No. 4).

 

 


DIRECTORS

 

1.    Abraham (Rami) Gutterman,

2.    Gershon Shtrichman,

3.    Meir Avital.

 

                                                                                                                               

GENERAL MANAGER

 

Joshua Gecht

 

 

BUSINESS

 

Developers, manufacturers, marketers and exporters of quality assurance systems and devices, mostly to the ophthalmic (vision correction) markets.

 

Also manufacturers of lenses.

 

99% of sales are for export.

 

Among international clients: VISTAKON (JOHNSON & JOHNSON subsidiary), ZEISS SOLA, Bausch & Lomb, Benz R&D, CIBA VISION (NOVARTIS subsidiary), CORNEAL, HOYA, RAYNER, COOPER VISION, as well as Israeli manufacturers SHAMIR OPTICAL INDUSTRY, HANITA LENSES, and many others in the world.

 

Operating from rented premises (offices, labs & plant), on an area of 200 sq. meters, in Omer Industrial Park, Bldg. #32, Omer (a locality near Beer Sheva).

 

Having 12 employees.

 

 

MEANS

 

Work is according to orders, do not keep stocks.

 

Financial data not forthcoming.

 

There are 6 charges for unlimited amounts registered on the company’s assets (financial assets, equipment), in favor of Bank Hapoalim Ltd., Bank Otsar Hahayal Ltd., and a computers company (last charge placed in 2003).

 

 

REVENUES

 

2010 sales claimed to be NIS 6,000,000, 99% of which were for export.

2011 sales claimed to be NIS 7,000,000, 99% of which were for export.

Projected 2012 sales are NIS 7,000,000, 99% of which for export.

 

 

OTHER COMPANIES

 

A.G.I. INTERNATIONAL TRADE CO. LTD., parent company, established 1978, operating in 4 lines:

 

1.         International traders, importers, exporters and marketers in the fields of textile, foodstuff and chemicals.

2.         Importers and marketers of textile (mainly apparel/ jeans, for men, women and children.

3.         A holding company, which has stakes in hi-tech companies (among them ADT ADVANCED DICINING TECHNOLOGIES LTD.).

4.         A purchasing office in China, for Israeli companies.

A.N.N.T., over 50% owned by a/m company, a company registered in China, operating in the communications area and as a purchasing office for local companies.

 

 

BANKERS

 

Bank Hapoalim Ltd., Haifa Business Branch (No. 628), Haifa, account No. 161155.

 

A check with the Central Banks' database did not reveal any negative information regarding subject's a/m account.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Subject's technology has been accepted as a quality assurance standard by many manufacturers of intraocular, spectacle and contact lenses.

 

Rami Gutterman is a known figure in the local venture capital field. He is also a director in TEUZA - FIARCHILD TECHNOLOGY VENTURE LTD., publicly traded on the Tel Aviv Stock Exchange, a ventrue capital fund investing in the software semiconductors, communications, electronics and medical equipment fields. TEUZA Fund was once investor in subject, though exited in year 2000.

 

 

SUMMARY

 

Good for trade engagements.

 

Note: Since the beginning of 2012 Israel Post started using a new area code method of 7 digits (the old method of 5 digits will still be valid till end of 2012).

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.70

UK Pound

1

Rs.89.34

Euro

1

Rs.72.35

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.