MIRA INFORM REPORT

 

 

Report Date :

30.11.2012

 

IDENTIFICATION DETAILS

 

Name :

DRACOUDIS ALUMINIUM CO. LIMITED

 

 

Registered Office :

145 Fragklinou Rousvelt, Limassol, 3045

 

 

Country :

Cyprus

 

 

Date of Incorporation :

16.03.1972

 

 

Reg. No.:

C4215

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Import and Trade on a wholesale and retail sale basis of construction materials and aluminium gates, window frames.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Cyprus

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

CypRus - ECONOMIC OVERVIEW

 

The area of the Republic of Cyprus under government control has a market economy dominated by the service sector, which accounts for four-fifths of GDP. Tourism, financial services, and real estate are the most important sectors. Erratic growth rates over the past decade reflect the economy's reliance on tourism, the profitability of which often fluctuates with political instability in the region and economic conditions in Western Europe. Nevertheless, the economy in the area under government control has grown at a rate well above the EU average since 2000. Cyprus joined the European Exchange Rate Mechanism (ERM2) in May 2005 and adopted the euro as its national currency on 1 January 2008. An aggressive austerity program in the preceding years, aimed at paving the way for the euro, helped turn a soaring fiscal deficit (6.3% in 2003) into a surplus of 1.2% in 2008, and reduced inflation to 4.7%. This prosperity came under pressure in 2009, as construction and tourism slowed in the face of reduced foreign demand triggered by the ongoing global financial crisis. Although Cyprus lagged behind its EU peers in showing signs of stress from the global crisis, the economy tipped into recession in 2009, contracting by 1.7%, and has been slow to bounce back since, posting an anemic growth rate of 1.0% in 2010. A massive munitions blast in July 2011 at a Cypriot naval base triggered country-wide energy outages, a collapse of the governing coalition, and a cabinet shuffle intensifying Cyprus's economic problems. The economy experienced no economic growth in 2011. Serious Cypriot financial sector problems surfaced in early 2011 as the Greek fiscal crisis and euro zone debt crisis deepened. Two of Cyprus's biggest banks are among the largest holders of Greek bonds in Europe and have a substantial presence in Greece through bank branches and subsidiaries. A liquidity squeeze is choking the financial sector and the real economy as many global investors doubt the Cypriot economy can weather the EU crisis. Cyprus's borrowing costs have risen steadily because of its exposure to Greek debt. The budget deficit is on the rise and reached 7.4% of GDP in 2011, a violation of the EU's budget deficit criteria - no more than 3% of GDP. In response to the country's deteriorating finances and serious risk of contagion from the Greek debt crisis, Nicosia is promising to implement measures to cut the cost of the state payroll, curb tax evasion, and revamp social benefits. However, it has been slow to act, lacking a consensus in parliament and among the social partners for its proposed measures.

 

Source : CIA

 

 


Basic Information

 

Registered Name

DRACOUDIS ALUMINIUM CO. LIMITED

English Name

DRACOUDIS ALUMINIUM CO. LIMITED

Trade Style:

DA DRACOUDIS

 

 

Registered Address

145 Fragklinou Rousvelt, Limassol, 3045, Cyprus

Headquarters:

145 Fragklinou Rousvelt, Limassol, 3045, PoBox 55522, Cyprus

Telephone

+35725575927

Fax

+35725571607

E-mail

dracoudi@spidernet.com.cy

Web Site

Non Retrievable

Legal Type

Limited Company

Registration No

C4215

Registration Date

16/03/1972

Start Date

16/03/1972

Years of Operation:

40

Last annual report

31/12/2003

 

 

Last return

27/06/2012

Tax Reg No:

CY10004215R

CINFO ID:

CYC11566229

 

 

 

 

Summary

 

Employees

November 2012

 

 

 

Company

 

 

 

 

 

Total Number

Not Available

 

 

 

 

 

 

Additional Info:

Legal Advisor: MAKIS PAPAS, 14, Themidos, Famagusta

Correspondence: MOUAIMIS & MOUAIMIS, P.O. Box: 56854, 3310, Limassol, Tel.: 25362233

 

 

Payment

 

Assessment:

Above Average Risk

Payment Habits:

No complaints

A check against all available information sources of Mecos Infocredit revealed that no late payment incidents against Subject Company exist.

 

Commercial morality

Satisfactory

 

 

Financial strength

Unable to comment

Given the fact that no recent detailed financial statements were released to us, we feel unable to express a safe and reliable opinion on their creditability and Financial Strength.

 

 

 

Business History

 

               

Date

Event Name

Old Value

New Value

01/01/2008

Authorized Capital Changed

60000.00 CYP

102600.00 EUR

01/01/2008

Paid Up Capital Changed

60000.00 CYP

102600.00 EUR

01/01/2008

Nominal Values of Shares Changed

1.00 CYP

1.71 EUR

17/12/1991

Authorized Capital Increased

30000.00 CYP

60000.00 CYP

17/12/1991

Nominal number of shares Changed

30000

60000

 

 

Previous Locations

 

 

 

 

 

 

Headquarters

From:

To:

63, Fragklinou Rousvelt, Limassol, , Cyprus,

23/07/1981

01/01/2009

Egkomi Area, Famagusta Nicosia Road, Nicosia, Cyprus,

16/03/1972

23/07/1981

 

 

Capital

 

 

Authorized Capital

102,600.00

EUR

Issued Capital

 

 

Nominal No Of Shares

60,000.00

 

Issued No Of Shares

60,000.00

 

Nominal value

1.71

EUR

Paid Up

102,600.00

EUR

 

 

Corporate Structure

 

Directors

Position

Acts As

ID

Occupation

Age

Appointed

Other dir.

 

 

 

 

MOUAIMI KYRIACOULA

 

Director

 

564376(ID)

Trader

56

13/03/2009

Yes

 

1 Amygdalias, Mesa Geitonia, 4007, Limassol, Cyprus

 

Other Directorship:

 

 

 

Name

 

Registration Date

Reg. No.

Status

Position

Update Date

 

SRA TECHNOLOGIES CYPRUS LIMITED

 

05/02/2002

C127628

Registered and operational

Alternate Director

17/10/2010

 

CONFIDA SECRETARIAL LIMITED

 

14/11/1990

C41966

Registered and operational

Director

06/09/2010

 

 

 

 

 

Other Shareholding:

 

 

 

Name

 

Registration Date

Reg. No.

Status

%

Update Date

 

CONFIDA SECRETARIAL LIMITED

 

14/11/1990

C41966

Registered and operational

10

06/09/2010

 

 

 

 

 

 

DRAKOUDIS GEORGIOS

 

Director

 

633567(ID)

Businessman

47

17/12/1991

No

 

145 Fragklinou Rousvelt, Limassol, 3045, Cyprus

 

Other Directorship:

 

No Information Found

 

 

 

 

 

 

 

 

 

Other Shareholding:

 

No Information Found

 

 

 

 

 

 

 

 

 

 

 

 

 

Secretary

Position

Acts As

ID

Occupation

Age

Appointed

Other dir.

 

 

 

DRAKOUDIS GEORGIOS

 

Company Secretary

 

633567(ID)

Businessman

47

13/03/2009

No

 

145 Fragklinou Rousvelt, Limassol, 3045, Cyprus

 

Other Directorship:

 

No Information Found

 

 

 

 

 

 

 

 

 

Other Shareholding:

 

No Information Found

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Shareholders

ID / Reg. No.

Acts As

Nationality

Shares

%

Shares Breakdown

Class

Type

 

 

 

DRAKOUDIS GEORGIOS

 

633567(ID)

 

CYPRIOT

54000

90

100

Class A

Ordinary

53900

Class B

Ordinary

 

 

145 Fragklinou Rousvelt, Limassol, 3045, Cyprus

 

Other Directorship:

 

No Information Found

 

 

 

 

 

 

 

 

 

Other Shareholding:

 

No Information Found

 

 

 

 

 

 

 

 

 

 

MOUAIMI KYRIACOULA

 

564376(ID)

 

CYPRIOT

6000

10

6000

Class B

Ordinary

 

 

1 Amygdalias, Mesa Geitonia, 4007, Limassol, Cyprus

 

Other Directorship:

 

 

 

Name

 

Registration Date

Reg. No.

Status

Position

Update Date

 

SRA TECHNOLOGIES CYPRUS LIMITED

 

05/02/2002

C127628

Registered and operational

Alternate Director

17/10/2010

 

CONFIDA SECRETARIAL LIMITED

 

14/11/1990

C41966

Registered and operational

Director

06/09/2010

 

 

 

 

 

Other Shareholding:

 

 

 

Name

 

Registration Date

Reg. No.

Status

%

Update Date

 

CONFIDA SECRETARIAL LIMITED

 

14/11/1990

C41966

Registered and operational

10

06/09/2010

 

 

 

 

 

 

Operation

 

Activity Code

Description

NACE 1.1

27.42

Aluminium production

 

NACE 2.1

4752

Retail sale of hardware, paints and glass in specialised stores - This class includes: - retail sale of hardware - retail sale of paints, varnishes and lacquers - retail sale of flat glass - retail sale of other building material such as bricks, wood, sanitary equipment - retail sale of do-it-yourself material and equipment - This class also includes: - retail sale of lawnmowers, however operated - retail sale of saunas -

 

 

 

 

 

 

 

 

Line of Business

 

The company in question is involved with the import and trade on a wholesale and retail sale basis of construction materials and aluminium gates, window frames. The company provides installation of aluminium gates and also acts as the distributor of their products.

Business Activities
Trade of construction materials, aluminium gates, window frames

Industry Classifications - NAICS
» All Other Miscellaneous Fabricated Metal Product Manufacturing (NAICS # 332999)
» Other Construction Material Merchant Wholesalers (NAICS # 42339)

       

 

Export to

Percentage

 

 

Comments

Non Retrievable

 

 

Import from

Percentage

 

Comments

Non Retrievable

 

 

 

 

 

Premises

 

 

 

 

 

 

 

 

 

Type

Hedquarters

 

Address:

145 Fragklinou Rousvelt, Limassol, 3045, PoBox 55522, Cyprus

 

Headquarters comprise of

Offices, Factory

 

Headquarters are

Rented

 

Banks

 

BANK OF CYPRUS PUBLIC COMPANY LIMITED

51 Stasinou, Makedonitissa, 2415, Strovolos, Nicosia, Cyprus

ETHNIKI TRAPEZA TIS ELLADOS (KYPROU) LIMITED

15 Archiepiskopou Makariou C' Avenue, Nicosia, 1065, Cyprus

 

 

Charges

 

No

Date registered

Date prepared

Type

Description/No

Amount

Sequence

Beneficiary

1

09/06/1992

26/05/1992

Mortgage

Y3492/92

40,000.00 CYP

-

Bank of Cyprus Public Company Limited

2

09/12/1988

05/12/1988

Mortgage

Y6721/88

15,000.00 CYP

-

National Bank of Greece SA

3

17/11/1972

02/11/1972

Mortgage

Y1630/72

22,000.00 CYP

-

National And Grindlays Bank

 

 

 

 

 

 

 

 

Total Number

Total Amount (EUR)

 

Mortgage

3

131,562.31

 

TOTAL CHARGES

3

131,562.31

 

 

 

Negatives

 

No negative data

 

 

Additional Information

 

MAIN SOURCES OF INFORMATION


i. Visited Official Companies’ Registry

ii. Interview with Company / Correspondence

iii. Desk Research

iv. Search through Internet Subscription Databases (Business Information)

v. Specialized Media Search Global & Local

vi. Search through internet Social Networks

vii. Infocredit Negative Record Database

viii. Relationship/Directorship Search through Infocredit Database

ix. Search in VAT Registry

We contacted the company in question and talked a company official who informed us that there was no one available to provide us with any information regarding the Subject and asked for a written questionnaire instead. A written questionnaire was sent; however there was no response up to now.

The information provided was obtained from the Official Companies Registrar, through desk research and from a previous record.

Please note that no detailed Financial Information became available to us; neither it was released by the subject at present. Furthermore, no Published Final Accounts were filled in the company's file kept with the local official companies' registry, as the law provides for all companies.

A check against our revealed that no negative payment incidents against Subject Company, such as unpaid invoices, utility bills, bankruptcies etc exist.

 

COUNTRY DEVELOPMENTS:

 

The European Banking Authority’s final assessment of the capital exercise covering 71 banks showed that the shortfall for the two Cypriot banks, Bank of Cyprus and Cyprus Popular Bank reached the amount of €1.885 million.

The shortfall for Bank of Cyprus stands at €730 million, whereas the corresponding figure for Cyprus Popular Bank reached the amount of €1.125 million. The shortfall will be covered by the Euro area member-states through the EFSF/ESM, as part of Cyprus’ application for financial support.

In October 2012 the unemployment in Cyprus has grown at the third fastest rate in the EU, behind Greece and Spain, reaching almost 11%, while the percentage of the population at risk of falling below the poverty line is also on the increase.

The flow of deposits in the domestic banking system recorded a slight increase during August, according to data released by the Central Bank of Cyprus. The Central Bank announced on Thursday that deposits in domestic financial institutions recorded an increase of 0.5% during August on an annual basis or 837.9 million euro, reaching 70.66 billion euro compared to 69.82 billion in August of 2011.

Based on the quarterly review carried out by the European Commission for economic and employment, the outlook for Cyprus remains bleak. It reported that unemployment in Cyprus continues to increase reaching 10.9% in July 2012 (10.4% for women and 11.4% men).

29 September 2012: Russia said on Friday it would only grant a bailout loan to Cyprus as part of a coordinated rescue with the European Union for the Mediterranean island state that is seeking a total of 20 billion euros ($25.7 billion) in aid.

Regarding the gas deals Minister of Commerce, Industry and Tourism Neoklis Sylikiotis has said that the government is going to sign a series of agreements with Houston-based “Noble” as regards the supply of natural gas to Cyprus and the construction of a terminal for liquefied gas in Cyprus for export purposes.

He also recalled that the Cabinet has taken a decision for the beginning of negotiations in order to reach an interim solution for the supply of natural gas for the local market before 2017.

The trade deficit decreased by 15,1% or 325 million in the first half of 2012, compared to the same period of 2011. According to the monthly report “Intra-Extra E.U Trade Statistics (Summarised Data)” for June 2012, trade deficit for the period January-June 2012 was 2.151 billion compared to 2.476 billion in the corresponding period of 2011. Cyprus which concluded in 2011 a 2.5 billion EUR with the Russian Federation, has requested a new loan agreement. Excluded from the international capital markets as of May 2011, Cyprus on June 25 applied to the EFSF for financial assistance to bailout its two main banks, Bank of Cyprus and Cyprus Popular Bank, which have been severely hit by the Greek sovereign debt haircut and to cover its refinancing need. (End of Country Developments).

 

Contact Information

 

 

 

 

 

Interview Date:

28/11/2012

Name:

Not Available

Quality:

company

 

 

Title:

official

 

 

Couldn't supply

Any info

A questionnaire was sent - no reply received


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.20

UK Pound

1

Rs.88.37

Euro

1

Rs.71.47

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.