MIRA INFORM REPORT

 

 

 

Report Date :

30.11.2012

 

IDENTIFICATION DETAILS

 

Name :

STOCKWOOL PTY LTD

 

 

Registered Office :

70 Braemore Place, Whittlesea, VIC 3757

 

 

Country :

Australia

 

 

Date of Incorporation :

22 July 1997

 

 

Legal Form :

Proprietary Company, Limited By Shares

 

 

Line of Business :

Wool exporters

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually correct

 

 

Litigation :

Clear

 


 

REGISTERED NAME:

STOCKWOOL PTY LTD

 

 

AUSTRALIAN COMPANY NUMBER:

079 425 951

 

 

AUSTRALIAN BUSINESS NUMBER:

84 079 425 951

 

 

OPERATING ADDRESS:

70 Braemore Place,

WHITTLESEA, VIC 3757

 

 

REGISTERED ADDRESS:

Level 7,

28 Young Street,

MOONEE PONDS, VIC 3039

 

 

OTHER TRADING NAMES:

Nil

 

 

TELEPHONE NUMBER:

(03) 9715 1447

 

 

WEB SITE ADDRESS:

Nil 

 

 

DATE OF INCORPORATION:

22 July 1997 – Incorporated in Victoria.      

 

 

CHANGE OF NAME:

22 July 1997 – To present.

 

 

PAID CAPITAL:

$24 in $1 shares. 

 

 

DIRECTOR:

KENNETH JAMES STOCK

70 Braemore Place,

WHITTLESEA, VIC 3757

 

 

SHAREHOLDERS:

Refer HISTORY

 

 

SECRETARY:

KENNETH JAMES STOCK 

 

 

AUDITORS:

Not shown

 

 

REGISTERED CHARGES:

Refer REGISTERED CHARGES

 

 

PAYMENTS:

COD, 60 days and in accordance with terms.

 

 

LEGAL ACTIONS / DEFAULTS:

Nil

 

 

EMPLOYEES:

1

 

 

PARENT COMPANY

 

NIL                  

 

 


SUBSIDIARY COMPANIES

 

NIL

 

 

ASSOCIATE COMPANIES

 

K.J. STOCK NOMINEES PTY LTD

 

 

ACTIVITIES

 

The subject operates as wool exporters, exporting on a worldwide basis.

 

Operations are conducted from owned premises situated at the heading address.

 

The company does not have any branches.

 

The subject employs 1 in activities.  

 

The director is fully active in company operations.

 

 

HISTORY

 

The subject was incorporated in Victoria on 22 July 1997 as Stockwool Pty Ltd, being an Australian Proprietary Company, Limited By Shares.

 

Australian Company Number: 079 425 951. 

 

Paid capital $24 in 24 shares paid to $1 each.

 

Shares are held by:

 

K.J. STOCK NOMINEES PTY LTD                      12

 

RAELENE ELLEN STOCK                                    6

 

KENNETH JAMES STOCK                                   6

 

The above information is in accordance with the last Company Statement Annual lodged with the Australian Securities and Investments Commission and compiled at report date.

 

Operations of the company were commenced in 1997.

 

The subject does not maintain any operating subsidiary or associate concerns.

 

 

DIRECTOR

 

KENNETH JAMES STOCK was born on 22 April 1952 and was appointed to the board of directors on 22 July 1997. He is fully active in the day to day operations of the company. He is also the Company Secretary, having been appointed to this position on 22 July 1997.

 

BANK

 

ST GEORGE BANK LIMITED

HEAD OFFICE,

MELBOURNE, VIC 3000

 

The subject maintains bank overdraft facilities.

 

The bank holds a Registered Charge over company assets. Please refer to the REGISTERED CHARGE section for details.

 

 

TRADING

 

Following are details of a trade survey undertaken in March 2007:

 

1.       This supplier has declined to provide monthly trading figures. Payment is being met Cash On Delivery and in 60 days. The subject has traded with this supplier for 5 years and is a no problem account.

 

2.       This supplier has also declined monthly trading figures. Payment is being met within terms. The account has been held in excess of 10 years and is an excellent account.

 

 

FINANCE

 

Due to amendments to the Corporations Law by the First Corporate Law Simplification Act 1995, subject is not required to lodge financial statements with the Australian Securities & Investment Commission.

 

disclose the following inquiries in relation to finance applications:

 

Nothing has been recorded to date in 2007 or during 2006 and 2005.

 

On 17 November 2004 to Capital Commercial Finance Vic for Hire Purchase for an amount of $51,788.

 

On 2 February 2004 to Toyota Financial Services for Personal Loan for an amount of $15,886.

 

On 27 June 2002 to Esanda Dealership Vic for Hire Purchase for an amount of $15,855.

 

 

REGISTERED CHARGES

 

The following Registered Charge has been recorded over the subject’s assets:

 

On 17 November 1997, Fixed and Floating Charge to St George Bank Limited, ASIC Charge No. 618786.

 

 

RECORDED ACTIONS

 

Nothing of an adverse nature has been recorded against the subject.

 

 

INVESTIGATION

 

An interview was conducted with Mr Kenneth J Stock, Director and Company Secretary, in March 2007. At this time he confirmed operational and trading details and advised the following:

 

Annual sales of the company are in the vicinity of $8,000,000-$10,000,000.

 

Stock on hand at any given time is valued between $500,000-$1,000,000.

 

The subject maintains bank overdraft facilities. The limit on this is $400,000 and is secured over company assets.

 

Premises at the heading address are owned.

 

However, further financial information could not be provided.

 

Enquiries made with trade sources failed to trace any additional information in relation to the subject.

 

A Land Titles Search has not been undertaken to ascertain what land, if any, stands in the subject’s name.  This can be undertaken on request.

 

 

CONCLUSION

 

The subject was incorporated in Victoria on 22 July 1997 as Stockwool Pty Ltd, being an Australian Proprietary Company, Limited By Shares.

 

Paid capital $24 in 24 shares paid to $1 each.

 

The subject operates as wool exporters, exporting on a worldwide basis.

 

Suppliers contacted have reported commitments being met in accordance with terms and is an excellent and no problem account.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.20

UK Pound

1

Rs.88.38

Euro

1

Rs.71.47

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.