MIRA INFORM REPORT

 

 

Report Date :

03.10.2012

 

IDENTIFICATION DETAILS

 

Name :

SUAY  THAI  THONG  CO.,  LTD.

 

 

 

 

Registered Office :

64/27  Soi  Sukhapiban  31,  Sukhapiban  2  Road, Dokmai,  Pravet,  Bangkok  10250

 

 

Country :

Thailand

 

 

Date of Incorporation :

19.03.2010

 

 

Com. Reg. No.:

0105553039621

 

 

Legal Form :

Private  Limited  Company

 

 

Line of Business :

Manufacturer  and  Exporter of Gold  Jewelry  Products

 

 

No. of Employees :

6

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

Payment Behaviour :

Slow

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Thailand

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

THAILAND - ECONOMIC OVERVIEW

 

With a well-developed infrastructure, a free-enterprise economy, generally pro-investment policies, and strong export industries, Thailand enjoyed solid growth from 2000 to 2007 - averaging more than 4% per year - as it recovered from the Asian financial crisis of 1997-98. Thai exports - mostly machinery and electronic components, agricultural commodities, and jewelry - continue to drive the economy, accounting for more than half of GDP. The global financial crisis of 2008-09 severely cut Thailand's exports, with most sectors experiencing double-digit drops. In 2009, the economy contracted 2.3%. In 2010, Thailand's economy expanded 7.8%, its fastest pace since 1995, as exports rebounded from their depressed 2009 level. Steady economic growth at just below 4% during the first three quarters of 2011 was interrupted by historic flooding in October and November in the industrial areas north of Bangkok, crippling the manufacturing sector and leading to a revised growth rate of only 0.1% for the year. The industrial sector is poised to recover from the second quarter of 2012 onward, however, and the government anticipates the economy will probably grow between 5.5 and 6.5% for 2012, while private sector forecasts range between 3.8% and 5.7%.

Source : CIA


Company name 

 

SUAY  THAI  THONG  CO.,  LTD.

 

 

SUMMARY

 

BUSINESS  ADDRESS                          :           64/27  SOI  SUKHAPIBAN  31,  SUKHAPIBAN  2  ROAD,

                                                                        DOKMAI,  PRAVET,  BANGKOK  10250,  THAILAND

TELEPHONE                                        :           [66]   2727-0715

FAX                                                      :           [66]   2727-0716
E-MAIL  ADDRESS                               :           stt_thai@live.com

REGISTRATION  ADDRESS                  :           SAME  AS  BUSINESS  ADDRESS

 

ESTABLISHED                        :           2010

REGISTRATION  NO.                           :           0105553039621

TAX  ID  NO.                                         :           -

CAPITAL REGISTERED                        :           BHT.   2,000,000

CAPITAL PAID-UP                                :           BHT.      500,000

SHAREHOLDER’S  PROPORTION        :           INDIAN     :   100%

FISCAL YEAR CLOSING DATE             :           -            

LEGAL  STATUS                                  :           PRIVATE  LIMITED  COMPANY

EXECUTIVE                                         :           MR. NILESHKUMAR  KARSHANJIAHAI  BAPADARA,

                                                                        INDIAN

                                                                        MANAGING  DIRECTOR           

 

NO.  OF  STAFF                                   :           6

LINES  OF  BUSINESS                         :           GOLD  JEWELRY  PRODUCTS

                                                                        MANUFACTURER  AND  EXPORTER

                                                                         

 

CORPORATE  PROFILE

 

OPERATING  TREND                            :           STABLE                       

PRESENT  SITUATION                         :           OPERATING  NORMALLY                     

REPUTATION                                       :           -

MANAGEMENT  STANDARD                 :           -          

 

 

 

 

 

 


HISTORY

 

The  subject  was  established  on  March  19,  2010  as  a  private  limited  company  under  the  name  style  SUAY THAI THONG  CO.,  LTD.   by  Indian  groups,  with  the  business  objective  to  manufacture various  designs  of  gold  jewelry  products  for  exports.  It  currently  employs  6  staff.  

 

The  subject’s  registered  address  is  64/27  Soi  Sukhapiban  31,  Sukhapiban 2 Rd., Dokmai,  Pravet,  Bangkok  10250,  and  this  is  the  subject’s  current  operation  address.  

 

 

THE  BOARD  OF  DIRECTOR

 

     Name

 

Nationality

Age

 

 

 

 

Mr. Nileshkumar  Karshanjiahai  Bapadara

[x]

Indian

35

Mr. Vipulkumar  Kanjibhai  Vapoba

 

Indian

38

 

 

AUTHORIZED  PERSON

 

Only  the  mentioned  director [x] can sign  on  behalf  of  the  subject  with  company’s  affixed.

 

 

MANAGEMENT

 

Mr. Nileshkumar  Karshanjiahai  Bapadara  is  the  Managing  Director.

He  is  Indian  nationality  with  the  age  of   35  years  old. 

 

Mr. Vipulkumar  Kanjibhai  Vapoba  is  the  Deputy  Managing  Director.

He  is  Indian  nationality  with  the  age  of  38  years  old.  

 

 

BUSINESS  OPERATIONS

 

The  subject  is  engaged  in  manufacturing  and  exporting  various  designs  of  gold  jewelry  products,  such  as  ring,  earrings,  pendant,  bracelet,  necklace   and  etc.

 

PURCHASE

 

Gold  bullion  is  imported  from  India  and  Dubai,  while  the  related  accessories  are purchased  from  local  suppliers.

 

EXPORT

 

100%  of  the  products  is  exported  to  India  and  Dubai.


 

SUBSIDIARY  AND  AFFILIATED  COMPANY

 

The  subject  is  not  found  to have  any  subsidiary  or  affiliated  company  here  in  Thailand.

 

 

LITIGATION

 

Bankruptcy  and  Receivership

 

There  are  no  litigation  on  bankruptcy  and  receivership  cases  filed  against  the  subject  found  at  Legal  Execution  Department  for  the  past  five  years.

 

Others

 

There  are  no  legal  suits  filed  against   the  subject  for  the  past  two  years.

 

 

CREDIT  

 

Local  bills  are  paid  by  cash  or  on  the  credits  term  of  30-60  days.

Imports  are  by  T/T.

Exports  are  against  T/T.

 

 

BANKING

 

Bangkok  Bank  Public  Co.,  Ltd.

 

 

EMPLOYMENT

 

The  subject  employs  6  staff.  

 

 

LOCATION  DETAILS

 

The  premise  is  rented  for  administrative  office  and  factory   at  the  heading  address.  Premise  is  located  in  industrial  area.

 


COMMENT

 

Subject  was  established  in  March  2010.   It  is still  in  early  stage of  operation.   Its  first year  operating  performance  is  likely  slow,  while  competition  remains  strong.  Without  financial  information,  any  business  engagement  is  not  recommended.

 

 

FINANCIAL  INFORMATION

 

The  capital  was  registered  at  Bht. 2,000,000  divided  into 20,000  shares of  Bht. 100 each  with  25%  paid-up.

 

THE  SHAREHOLDERS  LISTED  WERE  :  [as  at  March  17,  2010]  at  Bht.  500,000  of  capitalization.

 

       NAME

HOLDING

%

 

 

 

Mr. Nileshkumar  Karshanjiahai  Bapadara 

Nationality:  Indian

Address     :  Flat No. 4,  Alshomsi  Bldg., 

                     Gold  Soung  Deira,  United  Arab  Emirates

10,000

    50.00

Mr. Vipulkumar  Kanjibhai  Vapoba

Nationality:  Indian

Address     :  Ranavav,  Vadiplot,  Near  Gayatri  Temple, 

                     Porbandar,  India 

  9,999

    50.00

Mr. Wattachak  Chuaphram

Nationality:  Thai

Address     :  54/42  Moo  3,  Lampakkood,  Thanyaburi, 

                     Pathumthani

         1

   -

 

Total  Shareholders  :   3

 

Share  Structure  [as  at  March  17,  2010]

 

Nationality

Shareholders

No. of  Share

% Shares

 

 

 

 

Thai

1

1

-

Foreign - Indian

2

19,999

100.00

 

Total

 

3

 

20,000

 

100.00

 

 

NAME  OF  AUDITOR  &  CERTIFIED  PUBLIC  ACCOUNTANT  NO. :

None

 

NOTE

 

Since  2010,  the  financial  statement  has  never  been  submitted  to  the  Commercial Registration   Department  during  investigation.


DIAMOND INDUSTRY – INDIA

 

-          From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-          The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-          The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-          Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-          Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-          The diamond jewellery industry in India today may be more than Rs 60000 mil and is rated amongst the fastest growing  in the world. Indi ranks third in the world in domestic diamond consumption.

-          Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-          Excerpts from Times of India dated 30th October 2010 is as under –

 

DIAMOND SAGA – DIRTY DOZEN STUCK WITH 2K CR DEBT

This could be the biggest credibility crisis the Indian diamond industry has ever faced. Fifteen banks run the risk of losing Rs 2000 crore lent to a dozen diamond firms in Surat. Until about two months ago, they had not repaid  these dues. Bankers believe many diamantaires borrowed money during the economic downturn two years ago and diverted funds to businesses like real estate and capital markets. Many of themselves made money from these businesses but their diamond companies have gone sick and declared insolvency.

-          Most of the money borrowed from the banks in the name of their diamond business has been diverted in real estate and the share market. The banks are not in a position to seize their properties because in many cases, these were purchased in the name of their relatives and friends.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.78

UK Pound

1

Rs.85.16

Euro

1

Rs.67.78

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.