MIRA INFORM REPORT

 

 

Report Date :

09.10.2012

 

IDENTIFICATION DETAILS

 

Name :

PHILIP MORRIS (PAKISTAN) LIMITED 

 

 

Formerly Known As :

LAKSON TOBACCO COMPANY LIMITED

 

 

Registered Office :

4th Floor, Bahria Complex-3, M.T. Khan Road, Karachi

 

 

Country :

Pakistan

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

10.02.1969

 

 

Com. Reg. No.:

0002832  

 

 

Legal Form :

Public Limited Company

 

 

Line of Business :

manufacture & sale of Cigarettes and Tobacco

 

 

No. of Employees :

2,355

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Pakistan

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

pakistan - ECONOMIC OVERVIEW

 

Decades of internal political disputes and low levels of foreign investment have led to slow growth and underdevelopment in Pakistan. Agriculture accounts for more than one-fifth of output and two-fifths of employment. Textiles account for most of Pakistan's export earnings, and Pakistan's failure to expand a viable export base for other manufactures has left the country vulnerable to shifts in world demand. Official unemployment is 6%, but this fails to capture the true picture, because much of the economy is informal and underemployment remains high. Over the past few years, low growth and high inflation, led by a spurt in food prices, have increased the amount of poverty - the UN Human Development Report estimated poverty in 2011 at almost 50% of the population. Inflation has worsened the situation, climbing from 7.7% in 2007 to more than 13% for 2011, before declining to 9.3% at year-end. As a result of political and economic instability, the Pakistani rupee has depreciated more than 40% since 2007. The government agreed to an International Monetary Fund Standby Arrangement in November 2008 in response to a balance of payments crisis. Although the economy has stabilized since the crisis, it has failed to recover. Foreign investment has not returned, due to investor concerns related to governance, energy, security, and a slow-down in the global economy. Remittances from overseas workers, averaging about $1 billion a month since March 2011, remain a bright spot for Pakistan. However, after a small current account surplus in fiscal year 2011 (July 2010/June 2011), Pakistan's current account turned to deficit in the second half of 2011, spurred by higher prices for imported oil and lower prices for exported cotton. Pakistan remains stuck in a low-income, low-growth trap, with growth averaging 2.9% per year from 2008 to 2011. Pakistan must address long standing issues related to government revenues and energy production in order to spur the amount of economic growth that will be necessary to employ its growing population. Other long term challenges include expanding investment in education and healthcare, and reducing dependence on foreign donors.

 

Source : CIA

 

 


                                   

Business Name

 

PHILIP MORRIS (PAKISTAN) LIMITED

(FORMERLY: LAKSON TOBACCO COMPANY LIMITED)

 

 

Full Address       

 

Registered Address

Factory Address

4th Floor, Bahria Complex-3, M.T. Khan Road, Karachi, Pakistan

(1)     E/15, S.I.T.E., Kotri District Dadu, (Sindh)

(2)     Plot No. 20, Sector No. 17 Korangi Industrial Area, Karachi.

(3)     Quadirabad District.Sahiwal.

(4)     Village: Mandra Tehsil Gujar Khan District. Rawalpindi

(5)     Ismaila District. Swabi

                       

Tel #

92 (21) 111-262-626, 35209600, 35209600

 

Tel #

92 (21) 35063481, 35063482

Fax #

92 (21) 35635391, 35684098

 

Fax #

92 (21) 35054331

Email

info@lakson.com.pk

 

 

 

Short Description Of Business

 

a.

Nature of Business        

Engaged in manufacture & sale of Cigarettes and Tobacco

b.

Year Established

February 10, 1969

    c.

Registration #

0002832  

 

 

Auditors

 

A.F. Ferguson & Co.

(Chartered Accountants)

 

 

Legal Status            

           

The Company was incorporated in Pakistan on February 10, 1969 as a public limited company and its shares are quoted on the Karachi and Lahore Stock Exchanges.

 

 

 

Details of Management

 

Names

Designation

Mr. Arpad Konye

 

Mr. Nicolas Floros

 

Mr. Paul Norman Janelle

 

Mr. David Charles Abbott

 

Mr. Eunice Hamilton

 

Mr. Mujtaba Hussain

 

Mr. Asmer Naim

Managing Director

 

Vice President (Operations - Asia)

 

Vice President (Finance - Asia)

 

Director (IS & Planning)

 

Vice President (Human Resource - Asia)

 

Company Secretary & Financial Controller

 

Director (Government Relations)

 

 

Shareholders

 

Categories

Percentage (%)

Directors, Chief Executive Officers, and their spouse and minor children

 

Associated Companies, Undertakings and related parties

 

Banks, Development Financial Institutions, Non Banking Financial Institutions

 

Insurance Companies

 

Modarabas and Mutual Funds

 

General Public

 

Others

 

0.00

 

 

97.65

 

 

 

0.35

 

0.03

 

0.00

 

1.80

 

0.17

                                                                                                                                                                                                                                  Products

 

Principal activity of the Company is manufacture and sale of cigarettes and tobacco.

 

 

 

Holding Company                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

 

Philip Morris International Inc holds around 97.62 percent shares of the Subject Company                                                        

 

           

Number of Employees

 

2,355

 

 

Capacity and Production

           

Against an installed manufacturing capacity of 50,112 million (2010: 51,723 million) cigarettes, actual production was 22,440 million (2010: 27,186 million) cigarettes. Actual production was sufficient to meet the demand.

                                                                    

 

Bankers

 

(1) The Royal Bank of Scotland, Pakistan.

(2) Citibank N.A., Pakistan.

(3) Habib Bank Limited, Pakistan.

(4) HSBC Bank Middle East Limited, Pakistan.

(5) MCB Bank Limited, Pakistan.

(6) National Bank of Pakistan, Pakistan.

(7) Standard Chartered Bank, Pakistan.

(8) United Bank Limited, Pakistan.

(9) Faysal Bank Limited, Pakistan.

(10) Soneri Bank Limited, Pakistan.

(11) Allied Bank Limited, Pakistan.

(12) Habib Metropolitan Bank Limited, Pakistan.

 

 

Financial Position

 

Sound

 

 

Financial Overview

 

In 2011, the gross turnover decreased by 4.8% while gross profit decreased by 28.4% resulting in a loss of Rs. 455 million after tax. This year-on-year decline is primarily attributable to weaker sales by 4.0 billion cigarettes, representing a 14.6% fall, due to the adverse impact of the non-tax paid tobacco products and market share erosion. The non-tax paid tobacco brands are increasingly damaging the Company, and the legitimate industry as a whole, as excise tax-driven price increases provide the non-tax paid products with an increasingly unfair competitive advantage. These results were further impacted by adverse economic factors weighing on income per capita, pressure on manufacturing costs and increases in tax and excise duty rates.

 

 

Operational Capacity

 

The Management of the Company has made a decision to reduce operations in its mandra factory. The Mandra factory is the smallest of our manufacturing facilities but has a substantially higher cost of production. This difficult but necessary decision was taken following an extensive review of our cigarette manufacturing operations and as part of our continuous effort to enhance productivity and operational efficiency.

 

 

Contribution to the National Exchequer

 

The Company continues to contribute substantially to the annual government’s revenue. In 2011, the Company contributed Rs. 20.8 billion to the national exchequer in the form of Federal Excise Duties, Custom Duties, Special Excise Duties, Sales Tax & Income Tax, which represents a 4.6% decrease compared to 2010. the government revenues are negatively affected by the strength and growth of the non-tax paid market.

 

 

Future Outlook

 

Management is focused to bring an overall improvement in all aspects of our operations. This is being achieved through innovative marketing, upgrading of plant and machinery to improve product quality, development of human capital and continued emphasis on cost control.

 

 

Foreign Exchange Rates

 

Currency

 

Unit

Pakistani Rupee

US Dollar

1

           Rs. 95.30

UK Pound

1

           Rs. 153.10

Euro

1

           Rs. 123.30

 

 

Comments

 

The Company was incorporated in Pakistan on February 10, 1969 as a public limited company and its shares are quoted on the Karachi and Lahore stock exchanges. The principal activity of the company is the manufacture and sale of cigarettes and tobacco. The company has been very aggressive in its business activity throughout and has made very good progress and has become the biggest manufacturer of cigarettes in Pakistan. All its products enjoy good reputation and public acceptance.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.21

UK Pound

1

Rs.84.00

Euro

1

Rs.67.75

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.