MIRA INFORM REPORT

 

 

Report Date :

12.10.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. WAHONO REJEKI DINAMIKA

 

 

Registered Office :

Jalan Baliwerti No. 25, Surabaya, 60174, East Java

 

 

Country :

Indonesia

 

 

Date of Incorporation :

1979

 

 

Com. Reg. No.:

No. AHU-50249.AH.01.02.TH.2009

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

General Trading and Distribution of Gypsum Casting Plaster, Read Lead Oxide, Sodium Chlorides, Tri Ethanol Amine, Calcium Carbonate, etc.

 

 

No. of Employees :

72

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.1% and 6.4% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a small current account surplus, a fiscal deficit below 2%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2012 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of rising oil prices

Source : CIA

 


Name of Company  

 

P.T. WAHONO REJEKI DINAMIKA

 

A d d r e s s :

Head Office

Jalan Baliwerti No. 25

Surabaya, 60174

East Java

Indonesia

Phones             - (62-31) 5456000, 5468731

Fax                   - (62-31) 5462551

Email                - wahono@server.indo.net.id

Building Area     - 4 storey

Office Space      - 260 sq. meters

Region              - Commercial

Status               - Owned

 

Date of Incorporation :

a. In 1979 as U.D. SAMA JAYA

b. 18 April 1985 as P.T. WAHONO REJEKI DINAMIKA

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

- No. C2-5893.HT.01.01.TH.85

  Dated 19 September 1985

- No. C-08958.ht.01.04.TH.2001

  Dated 21 September 2001

- No. AHU-50249.AH.01.02.TH.2009

  Dated 16 October 2009

 

Company Status :

Private National Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.232.091.7-614.000

The Department of Trade

SIUP No. 3011/B/KP/13/V/1985

Dated 15 May 1985

 

Related Companies :

a.   P.T. ARISTA ARTISTIKA (Trading of Furniture Products)

b.   P.T. WAHANA CIPTA KENCANA (General Trading)

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 1,200,000,000.-

Issued Capital                                  : Rp.    300,000,000.-

Paid up Capital                                : Rp.    300,000,000.-

 

Shareholders/Owners :

a. Mr. Sunjoto Wahono                                                    - Rp. 150,000,000.-

    Address : Jl. Mawar No. 48

                    Surabaya, East Java

                    Indonesia

b. Mr. Munandar Wahono                                                 - Rp. 105,000,000.- 

    Address : Jl. Mawar No. 48

                    Surabaya, East Java

                    Indonesia

c. Mrs. Indah Sutjiati Wahono                                           - Rp.   45,000,000.- 

    Address : Jl. Manyar Tirtomoyo 4/32

                    Surabaya, East Java

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

General Trading and Distribution of Gypsum Casting Plaster, Read Lead Oxide, Sodium Chlorides, Tri Ethanol Amine, Calcium Carbonate, etc.

 

Sole Agent of :

a. CSR Gypsum Casting Plaster of Australia

b. CHEMSON Read Lead Oxide of Australia

c. DEGUSSA Sodium Chlorides of West Germany

d. MITSUI Tri Ethanol Amine of Japan

e. P.T. OMYA INDONESIA of Indonesia for calcium carbonate

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

1979 when it was named UD SAMA JAYA

 

Brand Name :

Wahono Rejeki Dinamika

 

Technical Assistance :

None

 

Number of Employee :

72 persons                                     

 

Marketing Area :

Local       - 100%

 

Main Customer :

a. Chemical and Building Material Shops in East Java, Indonesia

b. Industrial Chemical Processing Industries, etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. MULTI KIMIA

b. P.T. NUSINA BENISON RAYA

c. P.T. PANCASAKTI PRAKARSAMULYA

d. P.T. SETIA JAYA ERA UNGGUL

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   P.T. Bank NEGARA INDONESIA Tbk

      Jalan Pemuda No. 36

      Surabaya, East Java

      Indonesia

b.   P.T. Bank CENTRAL ASIA Tbk

      Jalan Veteran No. 26

      Surabaya, East Java

      Indonesia

c.   P.T. Bank DANAMON INDONESIA Tbk

      Jalan Raya Darmo No. 59

      Surabaya, East Java

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 60.0 billion

2010 – Rp. 64.0 billion

2011 – Rp. 68.0 billion

2012 – Rp. 36.0 billion (January – June)

 

Net Profit (estimated) :

2009 – Rp. 3.4 billion

2010 – Rp. 3.8 billion

2011 – Rp. 4.0 billion

2012 – Rp. 2.3 billion (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                           - Mr. Sunjoto Wahono

 

Board of Commissioners :

Commissioner                                 - Mr. Munandar Wahono

 

Signatories :

Director (Mr. Sunjoto Wahono) which must be approved by Board of Commissioner (Mr. Munandar Wahono)

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

Originally named U.D. SAMA JAYA, the company was established in Surabaya, East Java, in 1979 with the legal status of Usaha Dagang (U.D.) or sole proprietary business by Mr. Munandar Wahono (an Indonesian businessman of Chinese extraction) as founding owner. On 19 April 1985 the company's status was converted to Perseroan Terbatas (P.T.) or Limited Liability Company and its name changed to P.T. WAHONO REJEKI DINAMIKA (P.T. WRD). On the same occasion into the company entered as shareholders Mr. Sunyoto Wahono (a son of Mr. Munandar Wahono, and an Indonesian businessman of Chinese extraction) and Mr. Karah Hardjo Soeprapto (an indigenous businessman). The company's authorized capital was then set at Rp. 110,000,000 of which Rp. 40,000,000 was issued and paid up. In August 2001 Mr. Karah Hardjo Soeprapto withdrew and all his shares were taken over by Mr. Sunyoto Wahono, a son of Mr. Munandar Wahono. The deed of amendment was made by Mrs. Ariyani, SH., a public notary in Surabaya under Company Registration Number C-08958.HT.01.04.TH.2001, dated September 21, 2001. Then according to the latest revision of notary documents of Mrs. Kusrini Purwijanti, SH., No. 02 dated 1 October 2009 the company authorized capital was increased to Rp. 1,200,000,000 issued capital to Rp. 300,000,000 fully and paid up. Concurrently Mrs. Indah Sutjiati Wahono (a daughter of Mr. Munandar Wahono) entered into the company as new shareholder. With this development the composition of its shareholders has been changed to become Mr. Sunjoto Wahono (50%), Mr. Munandar Wahono (45%) and Mrs. Indah Sutjiati Wahono (5%). The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-50249.AH.01.02.TH.2009 dated October 16, 2009.

 

P.T. WRD is affiliated with several other companies, including  P.T. ARISTA ARTISTIKA (furniture and marble products trading) and P.T. WAHANA CIPTA KENCANA (General Trading) and C.V. SCOMPTEC (Computer Trading and after sales services)

 

P.T. WRD has been in operation since 1979 as a dealer in, a supplier and distributor of various types of chemicals and building materials. The company has been appointed agent by several local and foreign chemical companies, such as by P.T. OMYA INDONESIA for calcium carbonates; CHEMSUN of Australia for lead oxide; DEGUSSA of Germany for sodium chlorides; MITSUI & CO. of Japan for tri ethanol amines; etc. In the field of building materials trading, P.T.WRD has been marketing various types and sizes of marble and granite products imported from Italy. At first, P.T. WRD was appointed by CSR of Australia as agent for gypsum plasterboard. But since March 1996 after a subsidiary of this Australian company named P.T. CSR PRIMA KARYA PLASTERBOARD came into operation, the agency has been acquired from the subsidiary. Mr. Sunjoto Wahono, Director of the company said most of the above chemicals have been supplied to a number of industries in East Java, while the building materials are supplied for a large part to house owners.  P.T. WRD belongs to a medium sized of its kind and the operation has been running and developing well in the last three years. 

 

Generally, local demand for various chemical had kept increasing by 7% to 8% on the average per annum in line with the growth of various industrial sectors including food, beverage, pharmaceutical, cosmetic, etc in the above period as consumers. Starting in the second semester 2008, many markets in various parts of the world experienced adverse economic condition.

 

This condition was triggered by, amongst others, the housing and mortgage loans crisis in the United States of America (US) that spread to securities, structures products and commodity markets. The volatility in the US markets coupled with the sharp appreciation in the US Dollars and a series of corporate bankruptcies and takeovers enabled the crisis to spread to other parts of the world. The impact of the global economic crisis has also been felt in Indonesia as the Indonesian Rupiah weakened, demand decrease, commodity prices decreased, securities market declines, interest rate increased, followed by decreases, tightened liquidity conditions, and increased credit risks. Up to this time, the Company has not significantly suffered from the economic crisis. In response to these economic events, during 2010 the Company have plans as follows: Negotiation with main customer regarding increasing selling price. In spite of the adverse economic conditions, management believes that the Company will be able to continue operating as going concern for the foreseeable future.

 

Until this time P.T. WRD has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. WRD is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2009 amounted to Rp. 60.0 billion rose to Rp. 64.0 billion in 2010 increased to Rp. 68.0 billion in 2011. As from January to June 2012 the sales turnover has reached at least Rp. 36.0 billion with a net profit of Rp. 2.3 billion and projected to go on rising by at least 4% in 2013. The company has an estimated total networth of at least Rp. 7.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. WRD is led by Mr. SunJoto Wahono (50), who already has more than 19 years of experience in the company's type of business. In the day-to-day running of the company, he is assisted by a professional staff with wide experience in the above business. But we are sure that his father, Mr. Munandar Wahono (79), still carries great weight in the management, especially in the making of important business decisions. They are widely connected in national and foreign private business circles and in the ranks of government authorities. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. WAHONO REJEKI DINAMIKA is sufficiently fairly good for business transaction.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.07

UK Pound

1

Rs.84.94

Euro

1

Rs.68.23

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.