MIRA INFORM REPORT

 

 

Report Date :

12.10.2012

 

IDENTIFICATION DETAILS

 

Name :

TEMKIN PACKAGING COLOMBIA SAS

 

 

 

 

Registered Office :

Avenida Calle 80 No. 116B - 13 Bogotá

 

 

 

 

Country :

Colombia

 

 

 

 

Year of Establishment :

2001

 

 

 

 

Legal Form :

Sociedad Anonima

 

 

 

 

Line of Business :

Packaging Company

 

 

 

 

No. of Employees :

83

 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limited:

USD $150,000

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Colombia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

COLOMBIA - ECONOMIC OVERVIEW

 

Colombia's consistently sound economic policies and aggressive promotion of free trade agreements in recent years have bolstered its ability to face external shocks. Real GDP grew 5.7% in 2011 and inflation ended 2011 at 3.7%, continuing almost a decade of strong economic performance. All three major ratings agencies have upgraded Colombia''s investment grade. Nevertheless, Colombia depends heavily on oil exports, making it vulnerable to a drop in oil prices. Economic development is stymied by inadequate infrastructure, weakened further by recent flooding. Moreover, the unemployment rate of 10.8% in 2011 is still one of Latin America''s highest. The SANTOS Administration''s foreign policy has focused on bolstering Colombia''s commercial ties and boosting investment at home. The US-Colombia Free Trade Agreement (FTA) was ratified by the US Congress in October 2011 and is pending implementation in 2012. Columbia has signed or is negotiating FTAs with a number of other countries, including Canada, Chile, Mexico, Switzerland, the EU, Venezuela, South Korea, Turkey, Japan, and Israel. Foreign direct investment - notably in the oil sector - reached a record $10 billion in 2008 but dropped to $7.2 billion in 2009, before beginning to recover in 2010, and it appears to have reached a record high $13 billion in 2011. Colombia is the third largest Latin American exporter of oil to the US. Inequality, underemployment, and narcotrafficking remain significant challenges, and Colombia''s infrastructure requires major improvements to sustain economic expansion. In late 2010, Colombia experienced its most severe flooding in decades with damages estimated to exceed $6 billion. The rains resumed in 2011 causing further damages to crops and infrastructure as well as killing hundreds of Colombians and displacing millions.

Source : CIA


 

GEOPOLITICS – COLOMBIA

 

POLITICAL DATA

ECONOMIC DATA

Form of Government: Republic


Economic Risk: Low

Currency: 100.00 COP  =  0.0555526 USD

Branch Situation: Stable

 

 

IDENTIFICATION

 

Legal Name:

TEMKIN PACKAGING COLOMBIA SAS

 

 

Legal Address

Avenida Calle 80 No. 116B - 13 Bogotá - Colombia.

 

Operative Address

Avenida Calle 80 No. 116B - 13 Bogotá - Colombia.

 

Telephone:

+(57) 1440-3221 // 31

NIT :

900395986    

Fax:

+(57) 1440-3221

Legal Form:

Sociedad Anonima

Email:

info@temkinco.com

Registered in:

Colombia

Website:

http://www.temkinco.com

Date Created:

2001

Manager:

Eduardo Melendez Ramirez, President.

Date Incorporated:

N.A.

Staff:

83

Stock:

N.A.

 

 

Value:

N.A.

Activity:

Packaging Company.

 

 

BANKS

 

Name of the Bank

BANCOLOMBIA

 

 

BUSINESS

 

HISTORY

 

The company was established in the year 2001.

PRINCIPAL ACTIVITY

 

The company engages as a provider of packaging services.

Products/Services description:

 

The company offers manufacturing, printing, developing and marketing solutions for flexible packaging applications.

Sales are:

 

Wholesale

Clients:

 

The company serves professionals in the Promotional, Floral, Food and Personal Care industries.

 

Suppliers:

 

*Permanent Printing Ltd. (Hong Kong)

*Fidupac International Limited (Hong Kong)

 

Operations area:

 

National

 

 

The company imports from Worldwide, depending on the demand

The company exports to the United States.

 

 

The subject employs 83 employee(s)

Comments on staff:

 

The figures were not disclosed by the company. They were conciliated with our private sources and from a particular analysis of the company´s structure.

 

 

PAYMENTS

 

No Complaints

LOCATION

Headquarters

 

The company is headquartered at: Avenida Calle 80 No. 116B - 13 Bogotá - Colombia.

 

Comments on location:

 

Operative location and executive office.

Branches:

 

The company does not report any branches.

 

 

Shareholders - Manager - Related Companies

 

Listed at the stock exchange:

 

NO

Shareholders Parent Company(ies):

 

This is a private company. The company operates as a subsidiary of:

 

*Temkin International, Inc.

213 Temkin Way 

Payson, Utah,

United States.

Phone: (800) 235-5263

http://www.temkinco.com

 

Management:

 

Eduardo Melendez Ramirez, President.

Jose Maria Phillip Villaveces, Vice President.

Yolanda Nilia Gonzalez Contreras, Accountant.



Financials - COMMERCIAL TRENDS AND FORECAST

 

As a private company the subject does not publish any financial statements.

 

 

However our financial sources could provide us with the following data.

 

Those figures are estimates provided by confidential banking and financial institutions working with the company.

 

Currency

DATE

 

COP

2011

 

Turnover

10,533,080,000

 

Operating Income

769,070,000

 

Net Income

36,421,000

 

Current Assets

5,340,587,000

 

Fixed Assets

652,045

 

Net worth

3,825,422,000

 

Liabilities

2,167,210,000

 

Bank liabilities

0

 

The cash flow is

Normal

 

 

 

Legal Filings

The sources consulted record no detrimental legal or labor court information.

 

 

Rating

 

Local credit bureau gave a CORRECT credit rate.

 

The company is in Good Standing. This means that all local and federal taxes were paid on due date.

 

 

 Final Opinion

 

The subject is medium sized Colombian company which was established in the year 2001. The company is active and in good standing.

 

Its business structure is solid and well established. It operates a facility in Bogota, Colombia, and employs approximately 83 people.

 

The financial information for 2011 indicates that the company has a normal performance considering its size and activity.

 

Also, the company operates as a Colombian subsidiary of "Temkin International, Inc", a big sized American company which employs over 500 people and has over 30 years of experience in the market.

 

Having all this information in consideration, according to our calculations a credit line may be considered for USD $150,000 as maximum.

 



SUMMARY

 


FINANCIAL SUMMARY


DEBT COLLECTIONS AND PAYMENTS

Profitability

MEDIUM

Public

NO

Indebtedness

NIL

Payments

NO COMPLAINTS

Cash

NORMAL

 

 

 

 

APPENDIX

 

Person Interviewed

 

Yolanda Nilia Gonzalez Contreras.

Position

 

Accountant.

Comments

 

According to the receptionist, the accountant refused to answer our call.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.07

UK Pound

1

Rs.84.95

Euro

1

Rs.68.24

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.