MIRA INFORM REPORT

 

 

Report Date :

12.10.2012

 

IDENTIFICATION DETAILS

 

Name :

NEW LIMITS APPAREL CC

 

 

Registered Office :

31 Sycamore Crescent Unit-2, Atlas Gardens, Table View , 7441, Cape Town

 

 

Country :

South Africa

 

 

Date of Incorporation :

12.03.2010

 

 

Com. Reg. No.:

B2010/031294/23

 

 

Legal Form :

Closed Corporation

 

 

Line of Business :

Wholesale trade in textiles, clothing and footwear

 

 

No. of Employees :

02 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

South Africa - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 


 


Subject Name

NEW LIMITS APPAREL CC

Country

South Africa

Subject Contact Person

HESTER - Assistant

Assessment

This is an established business. On investigation contact was made with the assistant HESTER who assisted with the information, as the principal of the subject is unavailable to assist until next week.

 

The subject is not a credit seeker locally but meets its one local commitment timeously.

 

A bank code E was obtained for the enquiry amount of R100 000 over 30 days.

 

No adverse information was revealed. Please see the available information obtained below.

 

Company information

 

Registered Name

NEW LIMITS APPAREL CC

Trading as/ Division Name

NONE

Previous Name

NONE

Date of Name Change

NONE

Registration Number

B2010/031294/23

Registration Date

2010/03/12

Date Commenced Trading

March 2010

Age of Business

2 Years 7 Months

History of Business

NEW LIMITS APPAREL CC was registered in March 2010 and operations commenced immediately

History of Principals

Unavailable

Shareholders/Members/Partners of subject and % holding

100 % - TERESA ANN FARLEY-NEL

Authorised Share Capital

R1000.00

Issued Share Capital/Members Contribution

R 100.00

Status

In Business

Operations Assessment

The business is involved in the retail of clothing and corporate clothing

Industry/ Customers

Corporate

Export

None

Import

Yes

Import Countries

India

Major Industry Code / SICC

61310

Definition of Code

Wholesale trade in textiles, clothing and footwear

Head Office Physical Address

31 Sycamore Crescent Unit-2, Atlas Gardens, Table View , 7441, Cape Town

Head Office Postal Address

P 0 BOX 3311, CAPE TOWN, 8000

Current Tel Number

0215569804

Cell Number

0834070341

Current Fax Number

0215569977

Current Email Address

None

Web Site Address

None

 

Auditors information

 

Company Registered Name

TSHIRELETSO HOLDINGS CC

Trading Name

GREENWOODS CHARTERED ACCOUNTANTS

Registration Number

B1994/001753/23

Physical Address

24th Floor, ABSA Centre, 2 Riebeeck Street, Cape Town, 8001

Postal Address

PO BOX 3311, CAPE TOWN, 8000

Contact Number

0214108500

Email

mail@greenwoods.co.za

Principals

8

Judgements Against Subject

No information on file

Judgements Against Principals

1

Subject Verified as Client

Yes

Practice Number

933171E

VAT Number

4620254260

Tax Number

9330123036

BEE Status

Yes

Financial Year End

February

No of years in Business

18 Years

Website

www.greenwoods.co.za

 

 

Previous Auditors Information - No Information on Record

 

Tax information

 

Vat Number

The company is not VAT registered

Black Economic Empowerment

Status

No

ISO Status

Type of ISO Grade

Not applicable

ISO Certificate

No

ISO Certificate Available

No

Workman's compensation

Registered

No

Compliance Certified

No

 


Company structure

 

Subsidiaries

Subsidiary Company

None

Employees

Number of Employees

2

1. Salaried employees

2

 

 

Company fleet

 

Company Fleet

No of vehicles:

Ownerd/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

 

Comment

Undisclosed

 

 

 

 

 

 

Offices

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

Undisclosed

Type of Premises

Store

 

Branch Information - No Information on Record

 

 

Management Overview

 

Organisation Chartered Accountants

 

Level

Position

Name

Comment

 

1

Managing Member

TERESA FARLEY-NEL

 

 

Company Structure (Ownership)

Note: One level up and all levels down

Holding

Company

Sub

Comment

100 % - TERESA FARLEY-NEL

NEW LIMITS APPAREL CC

 

 

 

Key Deals - No Information on Record

 


Trade references

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

MASON

021 530 4100

 

 

 

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average

Terms Taken

Comment

 

 

 

 

 

Purchases

 

 

1

2 years

R1500.00

R2700

30 days

R 1000

30 days

Good account

 

Adverse Information on Subject

 

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

None

Comment

No Information on Record

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

Comment

 

None

No Information on Record

No Information on Record

No Information on Record

 

Default Listings

Date

Details

Comment

 

None

No Information on Record

Notarial Bonds

Date

Details

Comment

 

None

No Information on Record

 

 

Bank information

 

Bank

STANDARD BANK

Branch

BAYSIDE

Brach Code

022209

Bank Account Number

272199311

Type of Account

CHEQUE

Account Name

NEW LIMITS APPAREL CC

Overdraft Facilities

Undisclosed

Bank Code

E

Bank Comment

The subject's bankers consider the amount of your enquiry to be too high

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

Financial Information

 

Financial Estimates

Comment

All financial information is considered confidential

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

 

Principals

 

Number of Principals

1

Average Age of Active Principals

37

 

Active Principals Principal - 1of 1 TERESA FARLEY-NEL

Surname

FARLEY-NEL

First Name

TERESA

Other Names

Ann

Marital Status

Married

ID Number

7512210136088

Verified ID Number

Yes

Current Age

37

Designation

Managing Member

Status

Active

Appointment Date

2010/03/12

Physical Address (at time of Appointment)

54 STERLINGWAY, ATLANTIC BEACH, MELKBOSSTRAND, 7441

Postal Address

PO BOX 60997, TABLEVIEW, 7439

Current Tel Number

0214486366

Cell number

0834070341

Shareholding/Membership

100.0000

 

 

Principal's Adverse - No information on record

 

Business Information for T ERESA FARLEY-NEL


 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

NEW LIMITS APPAREL CC

B2010/031294/23

In Business

2 Years 2 Months

0

No

 

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.07

UK Pound

1

Rs.84.95

Euro

1

Rs.68.24

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.