MIRA INFORM REPORT

 

 

Report Date :

13.10.2012

 

IDENTIFICATION DETAILS

 

Name :

TANN COLOMBIANA SA

 

 

Registered Office :

Km. 1 Vía la Unión La Ceja La Ceja-Antioquia

 

 

Country :

Colombia

 

 

Year of Establishment :

1978

 

 

Legal Form :

Sociedad Anonima

 

 

Line of Business :

Printing labels

 

 

No. of Employees :

Not Available 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 150,000.

Status :

Satisfactory

Payment Behaviour :

Regular

Litigation :

Clear

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Colombia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Colombia - ECONOMIC OVERVIEW

 

Colombia's consistently sound economic policies and aggressive promotion of free trade agreements in recent years have bolstered its ability to face external shocks. Real GDP grew 5.7% in 2011 and inflation ended 2011 at 3.7%, continuing almost a decade of strong economic performance. All three major ratings agencies have upgraded Colombia''s investment grade. Nevertheless, Colombia depends heavily on oil exports, making it vulnerable to a drop in oil prices. Economic development is stymied by inadequate infrastructure, weakened further by recent flooding. Moreover, the unemployment rate of 10.8% in 2011 is still one of Latin America''s highest. The SANTOS Administration''s foreign policy has focused on bolstering Colombia''s commercial ties and boosting investment at home. The US-Colombia Free Trade Agreement (FTA) was ratified by the US Congress in October 2011 and is pending implementation in 2012. Columbia has signed or is negotiating FTAs with a number of other countries, including Canada, Chile, Mexico, Switzerland, the EU, Venezuela, South Korea, Turkey, Japan, and Israel. Foreign direct investment - notably in the oil sector - reached a record $10 billion in 2008 but dropped to $7.2 billion in 2009, before beginning to recover in 2010, and it appears to have reached a record high $13 billion in 2011. Colombia is the third largest Latin American exporter of oil to the US. Inequality, underemployment, and narcotrafficking remain significant challenges, and Colombia''s infrastructure requires major improvements to sustain economic expansion. In late 2010, Colombia experienced its most severe flooding in decades with damages estimated to exceed $6 billion. The rains resumed in 2011 causing further damages to crops and infrastructure as well as killing hundreds of Colombians and displacing millions.

 

Source : CIA

 

GEOPOLITICS

 

POLITICAL DATA

ECONOMIC DATA

Form of Government: Republic


Economic Risk: Low

Currency: 100.00 COP = 0.0555574 USD

Branch Situation: Stable

 

 

IDENTIFICATION

 

Legal Name:

TANN COLOMBIANA SA

Legal Address

Km. 1 Vía la Unión La Ceja La Ceja-Antioquia-Colombia.

Operative Address

Km. 1 Vía la Unión La Ceja La Ceja-Antioquia-Colombia.

Telephone:

+57 4 555 00 00

NIT :

860068101 - 9

Fax:

+57 4 553 13 36

Legal Form:

Sociedad Anonima

Email:

colombia@viappiani.com

Registered in:

Colombia

Website:

www.tann.com.co

Date Created:

1978

Manager:

Gloria Velasquez, Project Manager

Date Incorporated:

NA

Staff:

NA

Stock:

NA

 

 

Value:

NA

Activity:

Printing labels

 

 

BANKS

 

Name of the Bank

Bancolombia

 

 

BUSINESS

 

HISTORY

 

The subject was founded in the year 1978.

PRINCIPAL ACTIVITY

 

The subject is specialized in the printing of all types of labels.

Products/Services description:

 

Labels

Sleeves

Squeeze

In-mould

Digital

Sachets

Tattoo

Booklets

 

The subject also provides narrow-web rotary systems technology such as flexography, letterpress, rotary screen and digital printing.

Sales are:

 

Wholesale

Clients:

 

Cosmetics, personal hygiene, house cleaning and pharmaceuticals, among others.

Operations area:

 

National, International, Local

The company imports from Mainly Europe and Asia

Trade References:

 

The person contacted refused to provide the names of their suppliers on grounds of confidentiality.

The subject employs NA employee(s)

Comments on staff:

 

The staff number was not provided or released to our sources.

PAYMENTS

 

regular

LOCATION

Headquarters

 

This company is headquartered at Km. 1 Vía la Unión La Ceja La Ceja-Antioquia-Colombia.

Branches:

 

The structure has three additional locations:

 

-Carrera 57#45-34 Barrio la Esmeralda Bogotá, Colombia.

 

-Carrera 37A #4-30 Apto. 301 B Conjunto María Fernanda. Cali, Colombia.

 

-Carrera 43 A No.14-109 Ed. Novatempo Of. 206 Medellín, Colombia A.A. 75681.

 

The last company also operates as an international office.

 

No other branches were found for this company.

 

The mentioned information could not be verified.

 

 

Shareholders

Manager - Related Companies

 

Shareholders Parent Company(ies):

 

This company would be a wholly owned subsidiary of CTI Invest AG , a private company located in Austria.

 

CTI Invest AG

 

Johann-Roithner Straße 131 A-4050 Traun / Austria

Phone: +43 7229 90600-0

office@ctiinvest.com

www.ctiinvest.com

 

The mentioned structure also has companies in Brazil, Canada, Spain and Italy.

 

The mentioned information was not confirmed during the interview.

Management:

 

Gloria Velasquez, Project Manager

Related Companies:

 

The structure would have the following sister company:

 

VIAPPIANI DE COLOMBIA S.A.S.

 

Carrera 43A no.14-109

Of. 206 Edif. Novatempo

ZIP: 055021 Medell’n / Colombia

Tel.: +57 4 555 0000

colombia@viappiani.com

www.viappiani.com.co

 

However, this information could not be verified.

                                                                                                                                       

 

Financials

COMMERCIAL TRENDS AND FORECAST

As a private company the subject does not publish any financial statements.

We have contacted Liliana from the accounting dept who refused to provide us any financial data on grounds of confidentiality.

 

Currency

DATE

COP

2011

Turnover

28,725,429,000

Operating Income

4,683,496,000

Net Income

3,259,383,000

Current Assets

14,694,899,000

Fixed Assets

26,664,540,000

Net worth

32,383,135,000

Liabilities

8,976,304,000

Bank liabilities

2,026,557,000

The cash flow is

Normal

 

Comments on the financial data: The structure has a FOB amount in the range of USD 387,019.

The mentioned information was not confirmed with the staff.


Legal Filings

 The sources consulted record no detrimental legal or labor court information.

 

Rating

 

Local credit bureau gave a correct credit rate.

 

The company is in Good Standing. This means that all local and federal taxes were paid on due date.

 

 

 Final Opinion

 

Tann Colombiana SA is an established company operating for over 34 years.

 

The structure has a strong national and international presence due to the nature of its business and the support of its parent company which was mentioned on this report.

 

There were no legal filings found against the company or its legal representatives.

 

Regarding the financial information analyzed, the company gave a very good profitability for the year 2011.

 

In addition, indebtedness is controlled and therefore fully recovered by the company’s net worth.

 

At this point, considering the information analyzed.

 

We consider a credit line in the range of USD 150,000.

 

In order to increase the credit line given, we recommend a review within 4 months to check any possible evolution.

 

 

SUMMARY

 


FINANCIAL SUMMARY


DEBT COLLECTIONS AND PAYMENTS

Profitability

VERY GOOD

Public

NO

Indebtedness

CONTROLLED

Payments

REGULAR

Cash

NORMAL

 

 

 

 


APPENDIX

 

Person Interviewed

 

Liliana

Position

 

Representative from accounting

Comments

 

The person contacted claimed she was not authorized to release information about the company as per policy.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.70

UK Pound

1

Rs.84.51

Euro

1

Rs.68.16

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.