MIRA INFORM REPORT

 

 

Report Date :

20.10.2012

 

IDENTIFICATION DETAILS

 

Name :

TEPE HOME MOBILYA VE DEKORASYON URUNLERI SANAYI TICARET A.S.

 

 

Formerly Known As :

Tepe Home Mobilya ve Dekorasyon Urunleri Ticaret A.S.

 

 

Registered Office :

Beytepe Koyu No:5 Bilkent Ankara

 

 

Country :

Turkey

 

 

Financials (as on) :

31.05.2011

 

 

Date of Incorporation :

01.12.1997

 

 

Com. Reg. No.:

134058

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

The firm was dealing with trade of furniture and decoration products but manufacture of furniture and decoration

 

 

No. of Employees :

1.601 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

Payment Behaviour :

Slow

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Turkey

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Turkey - ECONOMIC OVERVIEW

 

Turkey's largely free-market economy is increasingly driven by its industry and service sectors, although its traditional agriculture sector still accounts for about 25% of employment. An aggressive privatization program has reduced state involvement in basic industry, banking, transport, and communication, and an emerging cadre of middle-class entrepreneurs is adding dynamism to the economy and expanding production beyond the traditional textiles and clothing sectors. The automotive, construction, and electronics industries, are rising in importance and have surpassed textiles within Turkey's export mix. Oil began to flow through the Baku-Tbilisi-Ceyhan pipeline in May 2006, marking a major milestone that will bring up to 1 million barrels per day from the Caspian to market. Several gas pipelines projects also are moving forward to help transport Central Asian gas to Europe through Turkey, which over the long term will help address Turkey's dependence on imported oil and gas to meet 97% of its energy needs. After Turkey experienced a severe financial crisis in 2001, Ankara adopted financial and fiscal reforms as part of an IMF program. The reforms strengthened the country's economic fundamentals and ushered in an era of strong growth - averaging more than 6% annually until 2008. Global economic conditions and tighter fiscal policy caused GDP to contract in 2009, but Turkey's well-regulated financial markets and banking system helped the country weather the global financial crisis and GDP rebounded strongly to 8.2% in 2010, as exports returned to normal levels following the recession. Turkey's public sector debt to GDP ratio has fallen to roughly 40%. Continued strong growth has pushed inflation to the 8% level, however, and worsened an already high current account deficit. Turkey remains dependent on often volatile, short-term investment to finance its large trade deficit. The stock value of FDI stood at $99 billion at year-end 2011. Inflows have slowed considerably in light of continuing economic turmoil in Europe, the source of much of Turkey's FDI. Further economic and judicial reforms and prospective EU membership are expected to boost Turkey's attractiveness to foreign investors. However, Turkey's relatively high current account deficit, uncertainty related to monetary policy-making, and political turmoil within Turkey's neighborhood leave the economy vulnerable to destabilizing shifts in investor confidence.

 

Source : CIA

 


COMPANY IDENTIFICATION

 

 

NAME

:

TEPE HOME MOBILYA VE DEKORASYON URUNLERI SANAYI TICARET A.S.

HEAD OFFICE ADDRESS

:

Beytepe Koyu No:5 Bilkent Ankara / Turkey

PHONE NUMBER

:

90-312-266 56 27

 

FAX NUMBER

:

90-312-266 56 28

 

WEB-ADDRESS

:

www.tepehome.com.tr

 

 

LEGAL STATUS AND HISTORY

 

 

TAX OFFICE

:

Baskent

TAX NO

:

8390071770

REGISTRATION NUMBER

:

134058

REGISTERED OFFICE

:

Ankara Chamber of Commerce

DATE ESTABLISHED

:

01.12.1997

ESTABLISHMENT GAZETTE DATE/NO

:

03.12.1997/4432

LEGAL FORM

:

Joint Stock Company

TYPE OF COMPANY

:

Private

REGISTERED CAPITAL

:

TL   71.000.000

HISTORY

:

Previous Name

:

Tepe Home Mobilya ve Dekorasyon Urunleri Ticaret A.S.

Changed On

:

01.08.2011 (Commercial Gazette Date /Number 04.08.2011/ 7873)

Merger

:

The firm took over and merged with "Tepe Mobilya Sanayi ve Ticaret A.S."

Changed On

:

01.08.2011 (Commercial Gazette Date /Number 04.08.2011/ 7873)

Other Changes

:

The registered capital was reduced from TL 111.000.000 to TL 71.000.000 on 02.11.2011 with the decision of Ankara 8.Commercial Court of First Instance dated 16.09.2011 numbered 2011/508.

Changed On

:

02.11.2011 (Commercial Gazette Date /Number 10.11.2011/ 7937)

 

 

 

OWNERSHIP / MANAGEMENT

 

 

SHAREHOLDERS

:

Tepe Insaat Sanayi A.S.

79,85 %

Tepe Emlak Yatirim Insaat ve Ticaret A.S.

10,10 %

Bilkent Holding A.S.

10,03 %

Bilintur Bilkent Turizm Insaat Yatirim Ticaret A.S.

 

Tepe Betopan Yapi Malzemeleri Sanayi Ve Ticaret A.S.

 

 

 

GROUP PARENT COMPANY

:

BILKENT HOLDING A.S.

 

SISTER COMPANIES

:

ALIPSAN KAGIT MAKINALARI SANAYI VE TICARET A.S.

ANKARA TEKNOLOJI GELISTIRME BOLGESI KURUCU VE ISLETICI A.S.

ANTEPE SAGLIK HIZMETLERI INSAAT YATIRIM TICARET A.S.

BILAN BILKENT ANKARA TEPE OTEL ISLETMECILIGI A.S.

BILBAK BILKENT INSAAT TICARET VE BAKIM HIZMETLERI A.S.

BILDES BILKENT DESTEK HIZMETLERI VE TICARET A.S.

BILEN BILKENT ENERJI YATIRIMLARI A.S.

BILENERJI BILKENT ENERJI URETIM SANAYI VE TICARET A.S.

BILGE BILKENT TEKNOLOJI ARASTIRMA GELISTIRME UYGULAMA VE TICARET A.S.

BILINTUR BILKENT KULTUR TURIZM YATIRIM VE TICARET A.S.

BILINTUR BILKENT TURIZM INSAAT YATIRIM TICARET A.S.

BILKENT HOLDING A.S.

BILSIGORTA BILKENT SIGORTA ARACILIK HIZMETLERI A.S.

DILEK INSAAT VE TICARET A.S.

METEKSAN MATBAACILIK VE TEKNIK SANAYI TICARET A.S.

METEKSAN SAVUNMA SANAYII A.S.

METEKSAN SUALTI AKUSTIK SISTEM TEKNOLOJILERI A.S.

OPTISIS ILETISIM VE BILGI TEKNOLOJILERI A.S.

SPORTS INTERNATIONAL BILKENT FITNESS VE SPOR MERKEZI A.S.

TEPE BETOPAN YAPI MALZEMELERI SANAYI VE TICARET A.S.

TEPE EMLAK YATIRIM INSAAT VE TICARET A.S.

TEPE GUVENLIK A.S.

TEPE HOME MOBILYA VE DEKORASYON URUNLERI TICARET A.S.

TEPE INSAAT SANAYI A.S.

TEPE INSAAT VE TICARET (KIBRIS) LIMITED

TEPE PREFABRIK INSAAT SANAYI VE TICARET A.S.

TEPE SAVUNMA VE GUVENLIK SISTEMLERI SANAYI A.S.

TEPE SERVIS VE YONETIM A.S.

TEPE STROI

TEPE UKRAYNA LTD.

TURKOFON KITAP KIRTASIYE VE MARKET ISLETMECILIGI BASIM YAYIM SANAYI VE TICARET A.S.

 

BOARD OF DIRECTORS

:

Ilhan Il

Chairman

Onder Sezgi

Member

A. Kursat Aydogan

Member

Ali Haydar Kurtdarcan

Member

Yilmaz Erturk

Member

 

 

OPERATIONS

 

 

NOTES ON OPERATIONS

:

A new business activity has been added.

 

 

BUSINESS ACTIVITIES

:

The firm was dealing with trade of furniture and decoration products but manufacture of furniture and decoration products has been added to its business line after the merger. 

 

There are 14 stores of the subject in Turkey.

 

NACE CODE

:

DN.36.10

 

NUMBER OF EMPLOYEES

:

1.601

 

REMARKS ON NET SALES

:

In Turkey, there is no public registry on companies’ financial and detailed general data. So, to collect a firm’s data, an information agency has to contact the company and get its authorization.

 

However the company strictly declines to give us an authorization to gather its income statement. As the firm’s shares are not open to public it is not obliged to announce its data.

 

IMPORT COUNTRIES

:

Germany

Denmark

Taiwan

China

Sweden

U.K.

Spain

Thailand

Belgium

France

 

MERCHANDISE IMPORTED

:

Decoration products

Furniture

 

EXPORT COUNTRIES

:

U.A.E.

Kazakhstan

 

MERCHANDISE  EXPORTED

:

Decoration products

Furniture

 

HEAD OFFICE ADDRESS

:

Beytepe Koyu No:5 Bilkent Ankara / Turkey

 

BRANCHES

:

Warehouse  :  Sincan (2 warehouses) Ankara/Turkey (rented)

 

Warehouse  :  Samandira Istanbul/Turkey (rented)

 

Warehouse  :   Bursa/Turkey (rented)

 

Warehouse  :   Izmir/Turkey (rented)

 

Warehouse  :  Beylikduzu Istanbul/Turkey (rented)

 

Warehouse  :   Antalya/Turkey (rented)

 

Warehouse  :   Kocaeli/Turkey (rented)

 

Factory  :  Beytepe Koyu Yolu 89/B Ankara/Turkey

 

Factory  :   Eskisehir/Turkey

 

 

FINANCE

 

 

MAIN DEALING BANKS

:

Alternatifbank Ankara Branch

Finansbank Ankara Branch

Garanti Bankasi Baskent Kurumsal Branch

T. Is Bankasi Baskent Kurumsal Branch

Yapi ve Kredi Bankasi Baskent Kurumsal Branch

 

PAYMENT BEHAVIOUR

:

No payment delays have come to our knowledge.

 

KEY FINANCIAL ELEMENTS

:

 

(01.01-31.05.2011) TL

 

 

 

 

Stockholders' Equity

16.032.984

 

 

 

 

Total Assets

76.851.204

 

 

 

 

Current Assets

48.361.578

 

 

 

 

Non-Current Assets

28.489.626

 

 

 

 

Current Liabilities

59.863.110

 

 

 

 

Long-Term Liabilities

955.110

 

 

 

 

 


COMMENT ON FINANCIAL POSITION

 

Capitalization

Insufficient As of 31.05.2011

Remarks on Capitalization

There has been a merger and consequently capital increase after the date of last balance sheet date.

Liquidity

Low As of 31.05.2011

Profitability

Net Loss (01.01-31.05.2011)

 

General Financial Position

Not in order

 

 

Incr. in producers’ price index

 

Average USD/TL

Average EUR/TL

Average GBP/ TL

 ( 01.01-31.05.2011)

6,20 %

1,5693

2,2036

2,5324

 ( 2011 )

13,33 %

1,6797

2,3378

2,6863

 ( 01.01-30.09.2012)

3,34 %

1,8029

2,3233

2,8527

 

 

BALANCE SHEETS

 

 

 

TL

 

 

 

 

 

01.01.-31.05.2011

 

 

 

 

 

 

 

 

 

 

CURRENT ASSETS

48.361.578

 

0,63

 

 

 Not Detailed Current Assets

0

 

0,00

 

 

 Cash and Banks

228.006

 

0,00

 

 

 Marketable Securities

0

 

0,00

 

 

 Account Receivable

1.253.047

 

0,02

 

 

 Other Receivable

2.069.295

 

0,03

 

 

 Inventories

40.965.329

 

0,53

 

 

 Advances Given

2.685.297

 

0,03

 

 

 Accumulated Construction Expense

0

 

0,00

 

 

 Other Current Assets

1.160.604

 

0,02

 

 

 

 

 

 

 

 

NON-CURRENT ASSETS

28.489.626

 

0,37

 

 

 Not Detailed Non - Current Assets

0

 

0,00

 

 

 Long - term Receivable

94.159

 

0,00

 

 

 Financial Assets

12.178.792

 

0,16

 

 

 Tangible Fixed Assets (net)

6.226.213

 

0,08

 

 

 Intangible Assets

9.937.736

 

0,13

 

 

 Deferred Tax Assets

0

 

0,00

 

 

 Other Non - Current Assets

52.726

 

0,00

 

 

 

 

 

 

 

 

TOTAL ASSETS

76.851.204

 

1,00

 

 

 

 

 

 

 

 

CURRENT LIABILITIES

59.863.110

 

0,78

 

 

 Financial Loans

38.188.101

 

0,50

 

 

 Accounts Payable

16.142.961

 

0,21

 

 

 Loans from Shareholders

0

 

0,00

 

 

 Other Short - term Payable

4.322.312

 

0,06

 

 

 Advances from Customers

509.009

 

0,01

 

 

 Accumulated Construction Income

0

 

0,00

 

 

 Taxes Payable

596.573

 

0,01

 

 

 Provisions

0

 

0,00

 

 

 Other Current Liabilities

104.154

 

0,00

 

 

 Not Detailed Current Liabilities

0

 

0,00

 

 

 

 

 

 

 

 

LONG-TERM LIABILITIES

955.110

 

0,01

 

 

 Not Detailed Long - term Current Liabilities

0

 

0,00

 

 

 Financial Loans

907.703

 

0,01

 

 

 Securities Issued

0

 

0,00

 

 

 Long - term Payable

0

 

0,00

 

 

 Loans from Shareholders

0

 

0,00

 

 

 Other Long - term Liabilities

47.407

 

0,00

 

 

 Provisions

0

 

0,00

 

 

 

 

 

 

 

 

STOCKHOLDERS' EQUITY

16.032.984

 

0,21

 

 

 

 Not Detailed Stockholders' Equity

0

 

0,00

 

 

 

 Paid-in Capital

61.000.000

 

0,79

 

 

 

 Cross Shareholding Adjustment of Capital

0

 

0,00

 

 

 

 Inflation Adjustment of Capital

4.579.468

 

0,06

 

 

 

 Equity of Consolidated Firms

0

 

0,00

 

 

 

 Reserves

0

 

0,00

 

 

 

 Revaluation Fund

62.718

 

0,00

 

 

 

 Accumulated Losses(-)

-45.043.479

 

-0,59

 

 

 

 Net Profit (loss)

-4.565.723

 

-0,06

 

 

 

 

 

 

 

 

 

 

TOTAL LIABILITIES AND EQUITY

76.851.204

 

1,00

 

 

 

                  

 

REMARKS ON FINANCIAL STATEMENT

:

The income statement of 01.01.-31.05.2011 is not available.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.96

UK Pound

1

Rs.85.45

Euro

1

Rs.69.46

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.