MIRA INFORM REPORT

 

 

Report Date :

21.09.2012

 

IDENTIFICATION DETAILS

 

Name :

METALINDO

 

 

Registered Office :

Komplek Ruko Marinatama Mangga Dua Block D No. 21, Jalan Gunung Sahari Raya No. 2, Pademanga, Tanjung Priok, Jakarta Utara, 11440

 

 

Country :

Indonesia

 

 

Year of Establishment :

1990

 

 

Com. Reg. No.:

Not Available 

 

 

Legal Form :

Sole Proprietary Concern

 

 

Line of Business :

Trading and Distribution of Technical Equipment

 

 

No. of Employees :

06 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 



Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Indonesia - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.1% and 6.4% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a small current account surplus, a fiscal deficit below 2%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2012 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of rising oil prices.

 

Source : CIA

 

 


Name of Concern 

 

METALINDO

 

 

concern  Address

 

Head Office & Showroom

Komplek Ruko Marinatama Mangga Dua Block D No. 21

Jalan Gunung Sahari Raya No. 2

Pademanga, Tanjung Priok

Jakarta Utara, 11440

Indonesia

Phones             - (62-21) 6414695, 6409277

Fax                   - (62-21) 6403733, 6409285

E-mail               - euro2000@centrin.net.id

Building Area     - 2 storey

Office Space      - 200 sq. meters

Region              - Commercial

Status               - Rent

 

 

Date of Incorporation

 

1990’s

 

 

Legal Form

 

Sole Proprietary Concern

 

 

Concern  Reg. No.

 

Not Required

 

 

Concern  Status

 

Private National Concern


Permit by the Government Department

 

The Department of Finance

Not Available

 

 

Related Concern 

 

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Capital                                            : Rp. 300 million

 

Owner :

Mr. Setian Rubiyanto AKA Adut

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Distribution of Technical Equipment

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

1990’s

 

Brand Name :

Metalindo

 

Technical Assistance :

None

 

Number of Employee :

6 persons                                       

 

Marketing Area :

Local       - 100%

 


Main Customer :

Building contracting, etc

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ARHAPRO

b. P.T. BIRU & SONS LTD.

c. C.V. INTERNATIONAL HARDWARE SERVICES

d. C.V. MULTI TEHNIK

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Banker :

P.T. Bank MEGA Tbk

Gedung Konica

Jalan Gunung Sahari No. 78

Jakarta Utara

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 4.7 billion

2010 – Rp. 5.5 billion

2011 – Rp. 6.0 billion

2012 – Rp. 3.6 billion (January – June)

 

Net Profit (estimated) :

2009 – Rp. 0.6 billion

2010 – Rp. 0.7 billion

2011 – Rp. 0.8 billion

2012 – Rp. 0.4 billion (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                           - Mr. Setian Rubiyanto AKA Adut

 

Board of Commissioners :

None

 

Signatories :

Director (Mr. Setian Rubiyanto AKA Adut) is only the authorized person to sign the loan on behalf of the concern .

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

 

OVERALL PERFORMANCE

 

METALINDO was established in Jakarta in 1990’s with a status of Sole Proprietary Concern . Founder and owner of the concern  is Mr. Setian Rubiyanto AKA Adut, an Indonesian businessman of Chinese extraction. Being as Sole Proprietary Concern , the amount of its authorized capital was not mentioned at the time of its establishment. In our estimate, the concern  has own capital of about Rp. 300 million and it will be rising in line with the progress of its business operation.

 

METALINDO has been in operation since 1990’s in trading and distribution of technical equipment. According information from Mr. Setian Rubiyanto, director and owner of the concern  explained the concern  is engaged in trading and import of technical equipment such as hardware products, hand tools, building materials, steel, automobile spare parts, chain saw, and others. The hardware products including and hand tools such as hammers, lock, lever handle, hotel lock, door closer, emergency exit hardware, bathroom, master key system, door handle, lock case, anti panic lockset, hardware steel door, hardware for fire door, hardware for glass door, stainless steel hinges, floor hinge. Besides, the concern  also sells agricultural parts such as landscape, agricultural irrigation products etc., are imported from China, and India with AMERICAN TOOLS; AQUTEC LTD & GANCHO GANGCHEW LTD., of China and FILEX brands. Mr. Setian Rubiyanto also added the concern  import of products from China, India, Japan, South Korea, and others. He went on to say that the above merchandising goods are marketed through various end user (individuals) building material shops & store in Jakarta and surroundings. We see the operation of METALINDO is a small size concern  of its kinds in the country which its operation has been growing slowly in the last three years. 

 

The demand for technical equipment including lock, tools and other has kept on rising by 6% to 8% per annum in the last five years. Starting in the second semester 2008, many markets in various parts of the world experienced adverse economic condition. This condition was triggered by, amongst others, the housing and mortgage loans crisis in the United States of America (US) that spread to securities, structures products and commodity markets. The volatility in the US markets coupled with the sharp appreciation in the US Dollars and a series of corporate bankruptcies and takeovers enabled the crisis to spread to other parts of the world. The impact of the global economic crisis has also been felt in Indonesia as the Indonesian Rupiah weakened, demand decrease, commodity prices decreased, securities market declines, interest rate increased, followed by decreases, tightened liquidity conditions, and increased credit risks. It is projected that the demand growth will be rising within the next five years. Market competition is very tough on account of many other similar companies operating in Indonesia. METALINDO’s business position in this case is not too badly because it has established regular customers and extensive marketing network especially in Jakarta and surroundings.

 

Until this time METALINDO has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of METALINDO is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the concern  in 2009 amounted to Rp. 4.7 billion rose to Rp. 5.5 billion in 2010 increased to Rp. 6.0 billion in 2011. As from January to June 2012 the sales turnover has reached at least Rp. 3.6 billion with a net profit of Rp. 0.4 billion and projected to go on rising by at least 5% in 2013. So far, we did not heard that the concern  having been black listed by the Central Bank (Bank Indonesia). The concern  usually pays its debts punctually to suppliers.  

 

The management of METALINDO is headed by Mr. Setian Rubiyanto AKA Adut (46) a businessman with experience in trading, import and distribution of technical goods. The concern 's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the concern  being filed to the district court for detrimental cases or involved in any business malpractices. The concern ’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. We are sure METALINDO is sufficiently fairly good for business transaction.

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.34

UK Pound

1

Rs.87.91

Euro

1

Rs.70.57

 

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.