MIRA
INFORM REPORT
|
Report Date : |
25.10.2012 |
IDENTIFICATION DETAILS
|
Name : |
SANDOMARBLE SL |
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Registered Office : |
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Country : |
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Financials (as on) : |
31.12.2011 |
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Date of Incorporation : |
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Legal Form : |
Sole-partnered Limited Liability Company |
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Line of Business : |
Natural stone industries |
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No. of Employees : |
Not Available |
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RATING & COMMENTS
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MIRAs Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Status : |
Satisfactory |
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Payment Behaviour : |
No Complaints |
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Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List June 30th, 2012
|
Country Name |
Previous Rating (31.03.2011) |
Current Rating (30.06.2012) |
|
Spain |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
SPAIN - ECONOMIC OVERVIEW
Spain's mixed capitalist economy
is the 13th largest in the world, and its per capita income roughly matches
that of Germany and France. However, after almost 15 years of above average GDP
growth, the Spanish economy began to slow in late 2007 and entered into a
recession in the second quarter of 2008. GDP contracted by 3.7% in 2009, ending
a 16-year growth trend, and by another 0.1% in 2010, before turning positive in
2011, making Spain the last major economy to emerge from the global recession.
The reversal in Spain''s economic growth reflected a significant decline in
construction amid an oversupply of housing and falling consumer spending, while
exports actually have begun to grow. Government efforts to boost the economy
through stimulus spending, extended unemployment benefits, and loan guarantees
did not prevent a sharp rise in the unemployment rate, which rose from a low of
about 8% in 2007 to over 20% in 2011. The government budget deficit worsened
from 3.8% of GDP in 2008 to 9.2% of GDP in 2010, more than three times the euro-zone
limit. Madrid cut the deficit to 8.5% of GDP in 2011, a larger deficit than the
6% target negotiated between Spain and the EU. Spain''s large budget deficit
and poor economic growth prospects have made it vulnerable to financial
contagion from other highly-indebted euro zone members despite the
government''s efforts to cut spending, privatize industries, and boost
competitiveness through labor market reforms. Spanish banks'' high exposure to
the collapsed domestic construction and real estate market also poses a
continued risk for the sector. The government oversaw a restructuring of the
savings bank sector in 2010, and provided some $15 billion in capital to
various institutions. Investors remain concerned that Madrid may need to bail
out more troubled banks. The Bank of Spain, however, is seeking to boost
confidence in the financial sector by pressuring banks to come clean about
their losses and consolidate into stronger groups.
Source : CIA
Company name
SANDOMARBLE SL
CIF/NIF: B73655771
Company situation: Active
EXECUTIVE SUMMARY
Identification
Current Business Name: SANDOMARBLE SL
Other names: NO
Current Address: URBANIZACION BUENAVISTA, 2
30400 CARAVACA DE LA CRUZ MURCIA
Telephone number: 968741200 Fax: 968742529
Trade Risk
Credit appraisal: 33.000,00
Incidents: NO
R.A.I.: NO
EXPERIAN BUREAU EMPRESARIAL Bank and Multi - sectorial Defaults of
Payment: NO
Financial Information
Balance sheet latest sales (2011): 591.570,65 (Mercantile Register)
Result: 202.617,46
Total Assets: 1.485.654,58
Share capital: 1.183.050,00
Employees : This information is not available
Listed on a Stock Exchange: NO
Commercial Information
Incorporation date: 14/12/2009
Activity: Natural stone industries
NACE 2009 CODE: 0811
International Operations: It does not import nor export
Corporate Structure
Sole Administrator:
Parent Company:
Other Complementary Information
Latest filed accounts in the Mercantile Register: 2011
Latest act published in BORME: 30/01/2012 Registered activity enlargement
Latest press article: No press articles registered for this
company
Bank Entities: There are not
TRADE RISK
Financial situation
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Exercise:2011 |
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Treasury |
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Excellent |
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Indebtedness |
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Nil |
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Profitability |
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Excellent |
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Balance |
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Excellent |
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Performance
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Incidents |
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None or Negligible |
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Business
Trajectory |
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Superior |
Rating Explanation
Financial situation
The companys financial situation is very
good.
The companys sales figure delimits the capacity of
the company to generate resources.
Company Structure
The companys capitalization degree determines that
its structure is normal.
The companys size is very
small depending on its sales volume.
Performance and Incidences
The available information indicates that the
company does not have payment incidences.
He have detected no recent legal actions or claims
from the Administration against this company.
Accounts Filing
The company files regularly its accounts.
Reasons of the last outstanding calculation in the note
|
DATE |
CHANGE |
RESULTING NOTE |
EVENT |
|
16/10/2012 |
Increase |
15 |
New financial statements have been uploaded. |
|
23/12/2011 |
Equal |
11 |
There has been a variation in the risk associated
to the activity sector of the company. |
|
20/12/2011 |
Reduction |
11 |
New information has been loaded on our systems. |
Summary
LEGAL ACTIONS: No legal actions registered.
ADMINISTRATIVE CLAIMS: No administrative claims registered
AFFECTED BY: No significant element.
R.A.I.
COMPANY NOT REGISTERED IN THE R.A.I.
This company is not registered in the Disputed Bills register (R.A.I.)
DATE AND TIME OF THE CONSULTATION
16/10/2012 14:10:34
Information from the Registro de Aceptaciones Impagados (RAI)- Disputed
Bills register.
It can only be used for information legitimate needs of the consulting
party, in accordance with its social or business activity, in order to grant a
credit or the monitoring or control of the already granted credits and can not
be transmitted or communicated to thirds, nor copied, duplicated, reproduced
nor implemented to any database , owned or external, or reused it in anyway,
direct or indirectly.
FINANCIAL ELEMENTS AND SECTORIAL
COMPARATIVE
FINANCIAL ELEMENTS
Figures given in
|
|
31/12/2011 (12) BALANCE SHEET |
% ASSETS |
31/12/2010 (12) BALANCE SHEET |
% ASSETS |
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ASSETS |
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A) NON CURRENT ASSETS |
607.384,20 |
40,88 |
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B) CURRENT ASSETS |
878.270,38 |
59,12 |
3.050,00 |
100,00 |
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LIABILITIES |
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A) NET WORTH |
1.385.667,46 |
93,27 |
3.050,00 |
100,00 |
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B) NON CURRENT LIABILITIES |
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C) CURRENT LIABILITIES |
99.987,12 |
6,73 |
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|
Profit and loss account analysis
Figures given in
|
|
31/12/2011 (12) BALANCE SHEET |
% NET TURNOVER |
31/12/2010 (12) BALANCE SHEET |
% NET TURNOVER |
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SALES |
591.570,65 |
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GROSS MARGIN |
341.683,84 |
57,76 |
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EBITDA |
62.702,01 |
10,60 |
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EBIT |
282.522,29 |
47,76 |
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NET RESULT |
202.617,46 |
34,25 |
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EFFECTIVE TAX RATE (%) |
25,00 |
0,00 |
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COMPARATIVE SECTOR
ANALYSIS
Values table
Figures expressed in %
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COMPANY (2011) |
SECTOR |
DIFFERENCE |
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BALANCE SHEET ANALYSIS: % on the total
assets |
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ASSETS |
|||
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A) NON CURRENT ASSETS |
40,88 |
54,62 |
-13,74 |
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A) CURRENT ASSETS |
59,12 |
45,38 |
13,74 |
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LIABILITIES |
|||
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A) NET WORTH |
93,27 |
44,92 |
48,35 |
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B) NON CURRENT LIABILITIES |
|
20,91 |
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C) CURRENT LIABILITIES |
6,73 |
34,16 |
-27,43 |
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COMPANY (2011) |
SECTOR |
DIFFERENCE |
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PROFIT AND LOSS ACCOUNT ANALYSIS: % on the total operating
income |
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SALES |
100,00 |
97,90 |
2,10 |
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GROSS MARGIN |
57,76 |
74,99 |
-17,23 |
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EBITDA |
10,60 |
14,91 |
-4,31 |
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EBIT |
47,76 |
3,86 |
43,90 |
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NET RESULT |
34,25 |
1,31 |
32,94 |
Sector Composition
Compared sector (NACE 2009): 0811
Number of companies: 218
Size (sales figure): 0 - 2,800,000.00 Euros
OTHER DATA FROM THE ANNUAL FINANCIAL REPORT
Results Distribution
Source: annual financial report 2011
Figures given in
|
DISTRIBUTION BASE |
APPLICATION A |
||
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Profit and Loss Account Balance |
202.617,46 |
Legal Reserve |
20.261,75 |
|
Carry over |
0,00 |
Goodwill reserve |
0,00 |
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Voluntary reserves |
0,00 |
Special reserves |
0,00 |
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Other reserves disposable at will |
0,00 |
Voluntary reserves |
182.355,71 |
|
Total of Amounts to be distributed |
202.617,46 |
Dividends |
0,00 |
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Carry over and others |
0,00 |
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Compensation of previous exercises losses |
0,00 |
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Application total |
202.617,46 |
Facts subsequent to
the closing
Source: Annual financial report 2011
After the closure no relevant facts requiring their inclusion in the
annual accounts have taken place.
ADDRESSES
Current Legal Seat Address:
URBANIZACION BUENAVISTA, 2
30400 CARAVACA
DE LA CRUZ MURCIA
CORPORATE STRUCTURE
ADMINISTRATIVE LINKS
Governing body : 1 member (latest change:
17/03/2010)
Main Board members, Directors and Auditor
Governing body
|
POSITION |
NAME AND SURNAME |
DATE APPOINTMENT |
|
SOLE ADMINISTRATOR |
SANDOVAL EGEA, FRANCISCO |
17/03/2010 |
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FINANCIAL LINKS
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BUSINESS NAME |
TAX NUMBER/COUNTRY |
% |
SOURCE |
DATE REP. |
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SANDOVAL EGEA FRANCISCO |
|
100,00 |
OWN SOURCES |
22/10/2012 |
POTENTIAL LINKS
Search for Link by Administrator
Search Criterion: FRANCISCO SANDOVAL EGEA
|
COMPANY |
POSITION |
PROVINCE |
|
PROSANCRUZ SL. |
Administrador Ϊnico |
MURCIA |
|
MARMOLES SIERRA LA PUERTA SL |
Administrador Ϊnico |
MURCIA |
In case you need more information you can request:Board Members
Monitoring
Search Criterion: SANDOMARBLE SL
URL: www.boe.es
BORME-A-2012-20-30 - Boe 30 Ene 2012 ... Adm. Unico: JOSE JIMENEZ
ESPARZA. Datos registrales. T 1573 , F 152, S 8, H MU 12138, I/A 7 (19.01.12).
45376 - SANDOMARBLE, SL.
URL: www.boe.es
BORME-B-2011-57-30 - Boe 23 Mar 2011 ... 112994 - CAPITONE DISEΡO DE
YECLA SL(2006). Depσsito de cuentas ..... RUTA DOS SL(2009). 113543 -
SANDOMARBLE, SL(2009).
BUSINESS INFORMATION
Incorporation date: 14/12/2009
Establishment date: 01/01/2009
Founders Name: LA TITULAR
Code: 1244000
Activity: Natural stone industries
NACE 2009 CODE: 0811
NACE 2009 Activity: Quarrying of ornamental stone for
construction, limestone, gypsum, chalk and slate
Business: The extraction, processing and marketing of all
types of marble and ornamental rocks.
(Enlargement) extraction, processing and marketing of all types of marble and
rocasornamentales. Rental of all types of real estate, the sale, lease,
development, construction and processing of all kinds of properties.
Professional and advertising services
Source: Annual financial report 2011
Professional services
expenses: 1.364,82
Advertising services expenses: 0,00
No bank branches registered
LEGAL STRUCTURE
Constitution Data
Register Date: 14/12/2009
Register town: Murcia
Announcement number: 112684
Register data:
Volume 2733, Folio 214, Section 8, Sheet 72731,
Inscription I/A 1 (2010-03-09)
Share capital: 3.050
Legal form: Sole-partnered Limited Liability Company
Share capital: 1.183.050,00
Obligation to fill in Financial Statements: YES
Chamber census: NO
B.O.R.M.E. (OFFICIAL GAZETTE OF THE MERCANTILE REGISTER)
Acts on activity: 1 (Last: 30/01/2012)
Acts on administrators: 1 (Last: 17/03/2010)
Acts on capital: 1 (Last: 10/03/2011)
Acts on creation: 1 (Last: 17/03/2010)
Acts on filed accounts: 2 (Last: 02/08/2011, first:
23/03/2011)
Acts on identification: 0
Acts on Information: 1 (Last: 17/03/2010)
Latest acts in B.O.R.M.E.
Other acts
|
ACT |
DATE |
NOTICE NUM. |
MERCANTILE REGISTER |
|
Registered activity enlargement |
30/01/2012 |
45376 |
Murcia |
|
Annual Filed Accounts (2010) |
02/08/2011 |
236933 |
Murcia |
|
Annual Filed Accounts (2009) |
23/03/2011 |
113543 |
Murcia |
|
Capital enlargement (IA) |
10/03/2011 |
109878 |
Murcia |
|
Appointments |
17/03/2010 |
112684 |
Murcia |
|
Declaration of individual ownership |
17/03/2010 |
112684 |
Murcia |
|
Constitution |
17/03/2010 |
112684 |
Murcia |
Press articles
No press articles registered for this company
Complementary Information
Financial Information
The stock closed at
31/12/2009 (Deposit 2010) is available, but has not been charged for having a duration
of less than three months.
FINANCIAL INFORMATION
The information on the last Individual Filed Accounts contained in this
report is extracted from the Mercantile Register file of the legal address of
the Company and dated 16/10/2012.
SITUATION BALANCE-SHEET
Assets
Figures given in
|
|
31/12/2011 (12) |
% ASSETS |
31/12/2010 (12) |
% ASSETS |
|
A) NON CURRENT ASSETS |
607.384,20 |
40,88 |
|
|
|
I. Intangible assets |
|
|
|
|
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II. Tangible fixed assets |
607.384,20 |
40,88 |
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III. Real-estate investments |
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|
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|
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IV. Long term investments in associated and affiliated companies |
|
|
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V. Long Term Financial Investments |
|
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VI. Assets by deferred taxes |
|
|
|
|
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VII. Non current commercial debts |
|
|
|
|
|
B) CURRENT ASSETS |
878.270,38 |
59,12 |
3.050,00 |
100,00 |
|
I. Stocks |
|
|
|
|
|
II. Trade Debtors and other receivable accounts |
707.834,43 |
47,64 |
|
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1. Clients |
706.975,68 |
47,59 |
|
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b) Clients for sales and short term services
rendering |
706.975,68 |
47,59 |
|
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3. Other debtors |
858,75 |
0,06 |
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III. Short term investments in associated and affiliated companies |
|
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IV. Short term financial investments |
100.000,00 |
6,73 |
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V. Short term periodifications |
|
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VI. Cash and equivalents |
70.435,95 |
4,74 |
3.050,00 |
100,00 |
|
TOTAL ASSETS (A + B) |
1.485.654,58 |
100,00 |
3.050,00 |
100,00 |
Net Worth and Liabilities
Figures given in
|
|
31/12/2011 (12) |
% ASSETS |
31/12/2010 (12) |
% ASSETS |
|
A) NET WORTH |
1.385.667,46 |
93,27 |
3.050,00 |
100,00 |
|
A-1) Equity |
1.385.667,46 |
93,27 |
3.050,00 |
100,00 |
|
I. Capital |
1.183.050,00 |
79,63 |
3.050,00 |
100,00 |
|
1. Authorized capital |
1.183.050,00 |
79,63 |
3.050,00 |
100,00 |
|
II. Issue premium |
|
|
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|
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III. Reserves |
|
|
|
|
|
IV. (Net worth own shares and participations) |
|
|
|
|
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V. Results from previous years |
|
|
|
|
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VI. Other loans from partners |
|
|
|
|
|
VII. Exercise Result |
202.617,46 |
13,64 |
|
|
|
VIII. (Interim dividend) |
|
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A-2) Value changes adjustments |
|
|
|
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A-3) Received legacies, grants and subventions |
|
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B) NON CURRENT LIABILITIES |
|
|
|
|
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I. Long term provisions |
|
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II. Long term debts |
|
|
|
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|
III. Long term debts with associated and affiliated companies |
|
|
|
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IV. Liabilities by deferred taxes |
|
|
|
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V. Long term periodifications |
|
|
|
|
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VI. Non current trade creditors |
|
|
|
|
|
VII. Long term debts with special characteristics |
|
|
|
|
|
C) CURRENT LIABILITIES |
99.987,12 |
6,73 |
|
|
|
I. Short term provisions |
|
|
|
|
|
II. Short term debts |
10.987,07 |
0,74 |
|
|
|
3. Other short term debts |
10.987,07 |
0,74 |
|
|
|
III. Short term debts with associated and affiliated companies |
|
|
|
|
|
IV. Trade creditors and other payable accounts |
89.000,05 |
5,99 |
|
|
|
1. Suppliers |
5.625,11 |
0,38 |
|
|
|
b) Short term suppliers |
5.625,11 |
0,38 |
|
|
|
2. Other creditors |
83.374,94 |
5,61 |
|
|
|
V. Short term periodifications |
|
|
|
|
|
VI. Short term debts with special characteristics |
|
|
|
|
|
TOTAL NET WORTH AND LIABILITIES (A + B + C) |
1.485.654,58 |
100,00 |
3.050,00 |
100,00 |
PROFIT AND LOSS
ACCOUNT
Figures given in
|
|
31/12/2011 (12) |
%OPERATING INCOME |
31/12/2010 (12) |
%OPERATING INCOME |
|
1. Net Turnover |
591.570,65 |
100,00 |
|
|
|
2. Variation in stocks of finished goods and work in progress |
|
|
|
|
|
3. Works for its own assets |
|
|
|
|
|
4. Supplies |
-249.886,81 |
-42,24 |
|
|
|
5. Other operating income |
|
|
|
|
|
6. Labour cost |
|
|
|
|
|
7. Other operating costs |
-77.078,35 |
-13,03 |
|
|
|
8. Amortization of fixed assets |
-9.573,43 |
-1,62 |
|
|
|
9. Allocation of subventions on non financial investments and other |
|
|
|
|
|
10. Provisions excess |
|
|
|
|
|
11. Deterioration and result for fixed assets disposal |
229.393,71 |
38,78 |
|
|
|
12. Other results |
-201.903,48 |
-34,13 |
|
|
|
A) OPERATING RESULT (1 + 2 + 3 + 4 + 5 + 6 + 7 + 8 + 9 + 10 + 11 + 12) |
282.522,29 |
47,76 |
|
|
|
13. Financial income |
3.164,48 |
0,53 |
|
|
|
b) Other financial income |
3.164,48 |
0,53 |
|
|
|
14. Financial expenses |
-15.530,16 |
-2,63 |
|
|
|
15. Reasonable value variation on financial instruments |
|
|
|
|
|
16. Exchange differences |
|
|
|
|
|
17. Deterioration and result for disposal of financial instruments |
|
|
|
|
|
18. Other financial income and expenses |
|
|
|
|
|
B) FINANCIAL RESULT (13 + 14 + 15 + 16 + 17 + 18) |
-12.365,68 |
-2,09 |
|
|
|
C) RESULT BEFORE TAXES (A + B) |
270.156,61 |
45,67 |
|
|
|
19. Taxes on profits |
-67.539,15 |
-11,42 |
|
|
|
D) EXERCISE RESULT (C + 19) |
202.617,46 |
34,25 |
|
|
NET WORTH CHANGES
STATUS
Status of recognized income and expenses
For the financial statements presented under the SMEs model (PYMES),
the Net Worth Changes Status is formed by a single table. For the rest of the
cases there would be shown the two tables corresponding to the mentioned status
with the exception of the company not having operations reflected in the
Status of recognized income and expenses and that, for this reason, it has no
data.
Total net worth changes status
Figures given in
|
NET WORTH CHANGES ( 1 /1) |
AUTHORIZED CAPITAL |
EXERCISE RESULT |
TOTAL |
|
FINAL ACCOUNT BALANCE OF EXERCISE (2009) |
3.050,00 |
|
3.050,00 |
|
I. Adjustments by change of criteria in the exercise (2009) |
|
|
|
|
II. Adjustments by errors in the exercise (2009) |
|
|
|
|
ADJUSTED ACCOUNT BALANCE, BEGINNING OF EXERCISE (2010) |
3.050,00 |
|
3.050,00 |
|
I. Profit and loss account result |
|
|
|
|
II. Recognized income and expenses in net worth |
|
|
|
|
III. Operations with partners or owners |
|
|
|
|
III. Other net worth variations |
|
|
|
|
FINAL ACCOUNT BALANCE OF EXERCISE (2010) |
3.050,00 |
|
3.050,00 |
|
I. Adjustments by change of criteria in the exercise (2010) |
|
|
|
|
II. Adjustments by errors in the exercise (2010) |
|
|
|
|
ADJUSTED ACCOUNT BALANCE, BEGINNING OF EXERCISE (2011) |
3.050,00 |
|
3.050,00 |
|
I. Profit and loss account result |
|
202.617,46 |
202.617,46 |
|
II. Recognized income and expenses in net worth |
|
|
|
|
III. Operations with partners or owners |
1.180.000,00 |
|
1.180.000,00 |
|
1. Capital Increases |
1.180.000,00 |
|
1.180.000,00 |
|
III. Other net worth variations |
|
|
|
|
FINAL ACCOUNT BALANCE OF EXERCISE (2011) |
1.183.050,00 |
202.617,46 |
1.385.667,46 |
RATIOS
|
|
31/12/2011 (12) |
CHANGE % |
31/12/2010 (12) |
|
BALANCE RATIOS |
|||
|
Working Capital () |
778.283,26 |
25.417,48 |
3.050,00 |
|
Working capital ratio |
0,52 |
-48,00 |
1,00 |
|
Soundness Ratio |
2,28 |
|
|
|
Average Collection Period (days) |
431 |
|
|
|
Average Payment Period (days) |
98 |
|
|
|
LIQUIDITY RATIOS |
|||
|
Current Ratio (%) |
878,38 |
|
|
|
Quick Ratio (%) |
170,46 |
|
|
|
DEBT RATIOS |
|||
|
Borrowing percentage (%) |
0,74 |
|
|
|
External Financing Average Cost |
1,41 |
|
|
|
Debt Service Coverage |
0,05 |
|
|
|
Interest Coverage |
18,19 |
|
|
|
GENERAL AND ACTIVITIES RATIOS |
|||
|
Auto financing generated by sales (%) |
35,87 |
|
|
|
Auto financing generated by Assets (%) |
14,28 |
|
|
|
Breakdown Point |
1,91 |
|
|
|
Assets Turnover |
0,40 |
|
|
|
RESULTS RATIOS |
|||
|
Return on Assets (ROA) (%) |
19,02 |
|
0,00 |
|
Operating Profitability (%) |
35,10 |
|
|
|
Return on Equity (ROE) (%) |
19,50 |
|
0,00 |
SECTORIAL ANALYSIS
Balance Sheet and Financial Balance
Figures expressed in %
|
|
COMPANY (2011) |
SECTOR |
DIFFERENCE |
|
BALANCE SHEET ANALYSIS: % on the total
assets |
|
|
|
|
ASSETS |
|||
|
A) NON CURRENT ASSETS |
40,88 |
54,62 |
-13,74 |
|
A) CURRENT ASSETS |
59,12 |
45,38 |
13,74 |
|
LIABILITIES |
|||
|
A) NET WORTH |
93,27 |
44,92 |
48,35 |
|
B) NON CURRENT LIABILITIES |
|
20,91 |
|
|
C) CURRENT LIABILITIES |
6,73 |
34,16 |
-27,43 |
|
|
|
|
|
Results Analytical Account
Figures given in %
|
|
COMPANY (2011) |
SECTOR |
DIFFERENCE |
|
Net Turnover |
100,00 |
97,90 |
2,10 |
|
Other operating income |
|
2,10 |
|
|
OPERATING INCOME |
100,00 |
100,00 |
0,00 |
|
Supplies |
-42,24 |
-26,98 |
-15,26 |
|
Variation in stocks of finished goods and work in progress |
|
1,97 |
|
|
GROSS MARGIN |
57,76 |
74,99 |
-17,23 |
|
Other operating costs |
-13,03 |
-29,66 |
16,63 |
|
Labour cost |
|
-31,17 |
|
|
GROSS OPERATING RESULT |
44,73 |
14,16 |
30,57 |
|
Amortization of fixed assets |
-1,62 |
-11,20 |
9,58 |
|
Deterioration and result for fixed assets disposal |
38,78 |
0,16 |
38,62 |
|
Other expenses / income |
|
0,74 |
|
|
NET OPERATING RESULT |
47,76 |
3,86 |
43,90 |
|
Financial result |
-2,09 |
-2,16 |
0,07 |
|
RESULT BEFORE TAX |
45,67 |
1,70 |
43,98 |
|
Taxes on profits |
-11,42 |
-0,38 |
-11,04 |
|
RESULT COMING FROM CONTINUED OPERATIONS |
34,25 |
1,31 |
32,94 |
|
Exercise result coming from discontinued operations net of taxes |
|
0,00 |
|
|
NET RESULT |
34,25 |
1,31 |
32,94 |
|
Amortization of fixed assets |
-1,62 |
-11,20 |
9,58 |
|
Deterioration and provisions variation |
37,16 |
0,15 |
37,01 |
|
|
-1,29 |
12,36 |
-13,65 |
Main Ratios
Figures given in
|
|
COMPANY (2011) |
PTILE25 |
PTILE50 |
PTILE75 |
|
BALANCE RATIOS |
|
|
|
|
|
Working Capital () |
778.283,26 |
-48.924,60 |
50.044,01 |
326.893,64 |
|
Working capital ratio |
0,52 |
-0,09 |
0,11 |
0,32 |
|
Soundness Ratio |
2,28 |
0,39 |
0,79 |
1,32 |
|
Average Collection Period (days) |
431 |
53 |
112 |
184 |
|
Average Payment Period (days) |
98 |
114 |
192 |
329 |
|
LIQUIDITY RATIOS |
|
|
|
|
|
Current Ratio (%) |
878,38 |
82,45 |
135,14 |
250,44 |
|
Quick Ratio (%) |
170,46 |
3,88 |
17,03 |
60,29 |
|
DEBT RATIOS |
|
|
|
|
|
Borrowing percentage (%) |
0,74 |
11,88 |
26,50 |
47,73 |
|
External Financing Average Cost |
1,41 |
0,03 |
0,05 |
0,08 |
|
Debt Service Coverage |
0,05 |
0,34 |
2,25 |
6,24 |
|
Interest Coverage |
18,19 |
-0,76 |
1,42 |
4,98 |
|
GENERAL AND ACTIVITIES RATIOS |
|
|
|
|
|
Auto financing generated by sales (%) |
35,87 |
4,94 |
10,39 |
17,59 |
|
Auto financing generated by Assets (%) |
14,28 |
3,02 |
7,17 |
12,12 |
|
Breakdown Point |
1,91 |
0,99 |
1,04 |
1,10 |
|
Average Sales Volume per Employee |
|
54.232,77 |
82.103,74 |
121.503,07 |
|
Average Cost per Employee |
|
19.730,47 |
25.043,01 |
31.153,51 |
|
Assets Turnover |
0,40 |
0,48 |
0,71 |
0,97 |
|
Inventory Turnover (days) |
0 |
4 |
122 |
367 |
|
RESULTS RATIOS |
|
|
|
|
|
Return on Assets (ROA) (%) |
19,02 |
-0,54 |
2,59 |
5,68 |
|
Operating Profitability (%) |
35,10 |
3,31 |
9,22 |
14,62 |
|
Return on Equity (ROE) (%) |
19,50 |
-4,94 |
3,00 |
13,69 |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.53.59 |
|
|
1 |
Rs.85.81 |
|
Euro |
1 |
Rs.69.91 |
INFORMATION DETAILS
|
Report
Prepared by : |
PRL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SCs credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.