MIRA INFORM REPORT

 

 

Report Date :

31.10.2012

 

IDENTIFICATION DETAILS

 

Name :

APPAREL GROUP PTY LIMITED

 

 

 

 

Formerly Known As :

KRATNET PTY LTD (initial)

 

 

Registered Office :

C/o AUSTRALIAN BUSINESS NOMINEES PTY LIMITED

'Mlc Centre' Level 53 19-29 Martin Place Sydney New South Wales 2000

 

 

 

 

Country :

Australia

 

 

 

 

Date of Incorporation :

26.04.1985

 

 

 

 

Com. Reg. No.:

002923551

 

 

 

 

Legal Form :

Australian Proprietary Company

 

 

 

 

Line of Business :

Retailer of clothing apparel under the brand name Sportscraft, Saba and Willow.

 

 

 

 

No. of Employees :

900 employees (Apparel Group)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

AUSTRALIA - ECONOMIC OVERVIEW

 

Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron ore, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia also has a large services sector and is a significant exporter of natural resources, energy, and food. Key tenets of Australia''s trade policy include support for open trade and the successful culmination of the Doha Round of multilateral trade negotiations, particularly for agriculture and services. The Australian economy grew for 17 consecutive years before the global financial crisis. Subsequently, the former RUDD government introduced a fiscal stimulus package worth over US$50 billion to offset the effect of the slowing world economy, while the Reserve Bank of Australia cut interest rates to historic lows. These policies - and continued demand for commodities, especially from China - helped the Australian economy rebound after just one quarter of negative growth. The economy grew by 1.4% during 2009 - the best performance in the OECD - by 2.7% in 2010, and by 1.8% in 2011. Unemployment, originally expected to reach 8-10%, peaked at 5.7% in late 2009 and fell to 5.0% in 2011. As a result of an improved economy, the budget deficit is expected to peak below 4.2% of GDP and the government could return to budget surpluses as early as 2015. Australia was one of the first advanced economies to raise interest rates, with seven rate hikes between October 2009 and November 2010. The GILLARD government is focused on raising Australia''s economic productivity to ensure the sustainability of growth, and continues to manage the symbiotic, but sometimes tense, economic relationship with China. Australia is engaged in the Trans-Pacific Partnership talks and ongoing free trade agreement negotiations with China, Japan, and Korea.

Source : CIA


IDENTIFICATION DETAILS

 

Verified Address

Subject name :                          APPAREL GROUP PTY LIMITED

Other style / Business name :     SPORTSCRAFT / SABA / WILLOW

Business address :                    830 Elizabeth Street

Town :                                       Waterloo

Province :                                  New South Wales

Zip/postal code :                        2017

Country :                                   Australia

Tel :                                          +61 2 83063700

Fax :                                         +61 2 83063960

Email :                                      contactus@apparelgroup.com.au

Website :                                  www.apparelgroup.com.au

 

Registered address :                  C/o AUSTRALIAN BUSINESS NOMINEES PTY LIMITED

'Mlc Centre' Level 53

19-29 Martin Place

Town :                                       Sydney

Province :                                  New South Wales

Zip/postal code :                        2000

Country :                                   Australia

Postal address :                        P.O. Box 289

Town :                                       Alexandria

Province :                                  New South Wales

Zip/postal code :                        1435

Country :                                   Australia

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :        26/04/1985

Legal form :                               Australian Proprietary Company

Chief executive :                        Daniel Spencer Bracken

Issued & paid up capital :           AUD 449

Line of business :                       Retailer of clothing apparel under the brand name Sportscraft, Saba and Willow.

Staff employed :                         900 employees (Apparel Group)

 

CREDIT RISK OPINION

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is steady

Management experience :           Management is adequately experienced

Financial performance :              Financial performance is undetermined

Organization structure :              Organizational structure is stable

Detrimental :                              No detrimental found

Payment history :                      No payment delays noted

 

STATUTORY DETAILS

 

Registry Data

Registration date :                      26/04/1985

Legal form :                               Australian Proprietary Company

Registration no                          Australian Company number: 002923551

Registered authority :                 Australian Securities and Investments Commissions

Fiscal/ Tax no :                          Australian Business Number: 36155404826

Registry status :                        Live/Active

Previous name :                         SF BEAUJOLAIS PTY. LIMITED

BEAUJOLAIS PTY LTD

KRATNET PTY LTD (initial)

Change of legal form :                 None reported.

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                          Daniel Spencer Bracken

Designation :                 Chief Executive Officer

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                          Andrew Carrington Michael

Designation :                 Director and Company Secretary

Appointment date :         06/04/88

Address :                      5 Bulkara Road

Bellevue Hill, NSW 2023

Australia

Biography :                    Born on 23/11/1957 in Sydney, New South Wales,

Australia.

 

Name :                          John Carrington Marshall

Designation :                 Director

Appointment date :         13/05/85

Address :                      3 Wolseley Crescent

Point Piper, NSW 2027

Australia

Biography :                    Born on 28/01/1950 in Sydney, New South Wales,

Australia.

Name :                          Shelley Roberts

Designation :                 Director

Appointment date :         25/08/11

Address :                      Unit 8, 17 Shellcove Road

Neutral Bay, NSW 2089

Australia

Biography :                    Born on 11/02/1975 in Capetown, South Africa.

 

Name :                          Daniel Spencer Bracken

Designation :                 Director

Appointment date :         15/10/11

Address :                      Unit 2, 18 March Street

Bellevue Hill, NSW 2023

Australia

Biography :                    Born on 08/02/1968 in London, United Kingdom.

 

Name :                          David Marshall

Designation :                 Director

Appointment date :         30/11/09

Address :                      19 Cambridge Street

Paddington, NSW 2021

Australia

Biography :                    Born on 27/10/1976 in Sydney, New South Wales,

Australia.

 

Name :                          Guy Reypert

Designation :                 Director

Appointment date :         13/05/11

Address :                      163 Brook Street

Coogee, NSW 2034

Australia

Biography :                    Born on 11/09/1971 in Kandy, Sri Lanka.

 

Name :                          Graeme Peter Maher

Designation :                 Director

Appointment date :         23/02/06

Address :                      Unit 23, 498 Bourke Street

Surry Hills, NSW 2010

Australia

Biography :                    Born on 23/03/1943 in Singleton, New South Wales, Australia.

Staff employed : 900 employees (Apparel Group)

 

SHARE CAPITAL

 

Composition

Authorized Capital :        AUD 449

No of shares :                449 Ordinary Shares

Share par value :            AUD 1

Issued capital :              AUD 449

Paid up capital :             AUD 449

 

OWNERSHIP / SHAREHOLDERS

 

How listed : Full List

 

Composition

Shareholder name :        J.C. MARSHALL PTY. LIMITED

Address :                      C/o AUSTRALIAN BUSINESS NOMINEES PTY LIMITED

'Mlc Centre' Level 53

19-29 Martin Place

Sydney, NSW 2000

Australia

No. of shares :               225 Ordinary Shares

 

Shareholder name :        MICHAEL SECURITIES PTY. LIMITED

Address :                      C/o AUSTRALIAN BUSINESS NOMINEES PTY LIMITED

'Mlc Centre' Level 53

19-29 Martin Place

Sydney, NSW 2000

Australia

No. of shares :               224 Ordinary Shares

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Name :                          J.C. MARSHALL PTY. LIMITED

Affiliation type :              Parent Company

Address :                      C/o AUSTRALIAN BUSINESS NOMINEES PTY LIMITED

'Mlc Centre' Level 53

19-29 Martin Place

Sydney, NSW 2000

Australia

 

Name :                          MICHAEL SECURITIES PTY. LIMITED

Affiliation type :              Minority Shareholder

Address :                      C/o AUSTRALIAN BUSINESS NOMINEES PTY LIMITED

'Mlc Centre' Level 53

19-29 Martin Place

Sydney, NSW 2000

Australia

 

Name :                          SABA TRADING PTY LIMITED

Affiliation type :              Subsidiary

Address :                      830 Elizabeth Street

Waterloo, NSW 2017

Australia

 

Name :                          MARSHALL GROUP HOLDINGS PTY LTD

Affiliation type :              Associate

Address :                      Suite 1 , Level 12, 53 Martin Place

Sydney, NSW 2000

Australia

 

Name :                          MARSHALL INVESTMENTS PTY LIMITED

Affiliation type :              Associate

Address :                      Suite 1 , Level 12, 53 Martin Place

Sydney, NSW 2000

Australia

 

 

BANK & MORTGAGES

 

Bank Details

Name of bank :              National Australia Bank

Address :                      Australia

Account details :            Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

Mortgages :                   None reported.

 

Legal Fillings

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

FINANCIAL DATA

 

Description

Comments :                  The Subject is classified as a small proprietary company by the Australian

Securities & Investments Commission hence is not required to disclose their financial statement.

A proprietary company is defined as small for a financial year if it satisfies at least two of the following:

-The consolidated revenue for the financial year of the company and any entities

it controls is less than $25 million;

-The value of the consolidated gross assets at the end of the financial year of the

company and any entities it controls is less than $12.5 million, and

-The company and any entities it controls have fewer than 50 employees at the

end of the financial year.

OPERATION DETAILS

 

Main activities :              The Subject is engaged as retailer of clothing apparel under the brand

name Sportscraft, Saba and Willow.

The Subject also has a private label division which provides design and

manufacturing services for many leading Australian retailers.

Brand :                          Sportscraft

SABA

Willow

 

Purchases

International :                 Mainly from China, India

 

Sales

Local :                          Yes

International :                 No exports.

 

Property & Assets

Premises :                    The Subject operates from premises located at the verified heading

address consisting of a warehouse and an administrative office.

Branches :                    In addition, the Subject operates from approximately 140 stores under the

brand name Sportscraft, SABA and Willow.

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                        Reserve Bank of Australia

Reserve of foreign exchange & gold :       US$ 43.879 billion

Gross domestic product - GDP :             US$ 1.586 trillion

GPP (Purchasing power parity) :             954.296 billion of International dollars

GDP per capita - current prices :             US$ 68,916

GDP - composition by sector :                agriculture: 4%

industry: 25.6%

services: 70.4%

Inflation :                                               2009: 1.8%

2010: 2.8%

2011: 3.4%

Unemployment rate :                              2009: 5.6%

2010: 5.2%

2011: 5.1%

Public debt

(General Government gross debt as

a % GDP):                                            2009: 16.9%

2010: 20.4%

2011: 22.9%

Government bond ratings :                      Standard & Poor's: AAA/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded

shares:                                                             US$1.258 trillion

Largest companies in the country :          Commonwealth Bank (Banking), BHP Billiton (Materials), Westpac Banking Group (Banking), Rio Tinto (Materials), National Australia Bank (Banking), ANZ Banking (Banking), Telstra (Telecommunications)

 

Trade & Competitiveness Overview

Total exports :                                       US$210.7 billion

Exports commodities :                           coal, iron ore, gold, meat, wool, alumina, wheat

Total imports :                                       US$187.2 billion

Imports commodities :                            machinery and transport equipment, computers and office machines,

telecommunication equipment and parts, crude oil and petroleum products

Export - major partners :                         Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

Import - major partners :                         China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany 5.2%,

UK 4.3%, Thailand 4.2%

FDI Inflows :                                          2008: US$46,843 million

2009: US$25,716 million

2010: US$32,472 million

FDI Outflows :                                        2008: US$33,604 million

2009: US$16,160 million

2010: US$26,431 million

Best countries for doing business :          10 out of 183 countries

Global competitiveness ranking :             20 (ranking by country on a basis of 142, the first is the best)

 

Country and Population Overview

Total population :                                   22.23 million

Total area :                                            7,692,024 km2

Capital :                                                Canberra

Currency :                                             Australian dollars (AUD)

Internet users as % of total

population:                                            76%

 

PAYMENT HISTORY

 

Purchase Term

International : L/C, Telegraphic transfer, Credit 30-120 days

 

Sales Term

Local : Cash, Credit card, Prepayment, Credit 30-120 days

 

Trade Reference/ Payment

 

Behaviour

Comments : As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

Investigation Note

Sources            : Interviews and material provided by the Subject

: Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.16

UK Pound

1

Rs.86.83

Euro

1

Rs.69.85

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.