MIRA INFORM REPORT

 

 

Report Date :

31.10.2012

 

IDENTIFICATION DETAILS

 

Name :

PRATIBHA SHIPPING COMPANY LIMITED

 

 

Registered Office :

1201/02, Arcadia Building, 12th Floor, NCPA Road, Nariman Point, Mumbai - 400021, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

20.02.1995

 

 

Com. Reg. No.:

11-085742

 

 

Capital Investment / Paid-up Capital :

Rs.19.999 Millions

 

 

CIN No.:

[Company Identification No.]

U35110MH1995PLC085742

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Service Provider of Cargo Shipping.

 

 

No. of Employees :

Information denied by the management

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (50)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 10200000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track. There appears a dip in the turnover and profitability of the company which is due to prevalent sluggish international and domestic freight market.

 

However, networth of the company appears to be satisfactory. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

FITCH

Rating

BBB- (Long Term Rating)

Rating Explanation

This rating indicate that expectations of default risk are currently low. The capacity for payment of financial commitments is considered adequate.

Date

October 2011 – March 2012

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION DENIED

 

Management non Co-operative (91-22-22886002)

 

 

LOCATIONS

 

Registered Office :

1201/02, Arcadia Building, 12th Floor, NCPA Road, Nariman Point, Mumbai - 400021, Maharashtra, India

Tel. No.:

91-22-22886002 / 3 / 4 / 22822224 / 5

Fax No.:

91-22-22886001

E-Mail :

pscl@pscl.org

corporate@pscl.org

accounts@pscl.org

chartering@pcls.org

operation@pscl.org 

technical@pscl.org

purchase@pscl.org

vetting@pscl.org

personnel@pscl.org

snp@pscl.org

projects@pscl.org

supprt@pscl.org

cs@pscl.org

Website :

http://www.pscl.org

 

DIRECTORS

 

As on: 30.08.2011

 

Name :

Mr. Sunil Anandrao Pawar

Designation :

Managing Director

Address :

501, Laxmi Gopal Co-operative Housing Society, Hatiskar Marg, Prabhadevi, Mumbai-400025, Maharashtra, India

Date of Birth/Age :

28.05.1963

Qualification :

Marine Engineer

Date of Appointment :

11.07.2007

PAN No.:

AADPP7738D

DIN No.:

01195242

Profile :

Mr. Sunil A Pawar is Director of the Company from incorporation of the Company i.e.20.02.1995. Mr. Sunil A Pawar was appointed as Chairman of the Company w.e.f.16.12.2002.Further, Mr. Sunil A Pawar was also appointed as Managing Director of the Company w.e.f.18.12.2002 by the members of Company at their Extra-ordinary General Meeting held on December 18, 2002 and subsequently he was re-appointed as Managing Director of the Company in the Annual General Meeting held on 24th August 2007 for a period of five years w.e.f. 11th July 2007.

 

 

Name :

Mr. Madan Anandrao Pawar

Designation :

Whole Time Director

Address :

At post Pawarwad, Phaltan, Satara - 415001, Maharashtra, India

Date of Birth/Age :

10.02.1957

Qualification :

F.Y. BA

Date of Appointment :

21.11.2008

PAN No.:

APNPP9535K

DIN No.:

02313436

 

 

Name :

Mr. Nilkanth Balkrishna Vidwans

Designation :

Director

Address :

14, Marathi Asmita Co-operative Housing Society, 22 R.D.P I, Sector – II, Charkop, Kandivali West, Mumbai - 400067,  Maharashtra, India

Date of Birth/Age :

12.01.1953

Qualification :

B.Com. and LLB

Date of Appointment :

16.12.2002

PAN No.:

AACPV7661A

DIN No.:

00181828

 

 

Name :

Mr. Sachin Keshav Chavan

Designation :

Director

Address :

6, Kamala Niwas, Plot No.169B, Dr. Ambedkar Road, Dadar TT, Mumbai – 400014,  Maharashtra, India

Date of Birth/Age :

31.07.1965

Qualification :

CA

Date of Appointment :

16.12.2002

PAN No.:

AACPC9617K

DIN No.:

00182226

 

 

Name :

Mr. Suhas Anandrao Pawar

Designation :

Director

Address :

1194/24, Chintamani Apartments, Ghole Road, Shivajinagar, Pune - 411005, Maharashtra, India

Date of Birth/Age :

10.05.1961

Qualification :

HSC

Date of Appointment :

12.02.2009

PAN No.:

ASOPP2999P

DIN No.:

02479867

 

 

Name :

Mr. Suresh Anandrao Pawar

Designation :

Whole Time Director

Address :

1, Chintamani Apartments, Ghole Road, Shivajinagar, Pune - 411005, Maharashtra, India

Date of Birth/Age :

17.08.1959

Qualification :

B.Com.

Date of Appointment :

26.08.2010

PAN No.:

AEDPP2194R

DIN No.:

01752226

 

 

KEY EXECUTIVES

 

Name :

Mr. Vitthal Maruti Chavan

Designation :

Company Secretary

Address :

304, C Wing, Shivshakti Apartment, Above Sahakari Bhandar, Agar Bazar, Dadar (West) Mumbai - 400028, Maharashtra, India

Date of Birth/Age :

20.08.1984

Date of Appointment :

16.07.2010

PAN No. :

AHVPC3216G

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on: 30.08.2011

 

Names of Shareholders

 

No. of Shares

Pratibha Madan Pawar

 

1

Sunil Anandrao Pawar

 

1099944

Suresh Anandrao Pawar

 

499974

Madan Anandrao Pawar

 

299984

Suhas Anandrao Pawar

 

99995

Nilkanth Balkrishna Vidwans

 

1

Sachin Keshav Chavan

 

1

 

 

 

Total

 

1999900

 

Equity Share Break up (Percentage of Total Equity)

 

As on: 30.08.2011

 

Category

 

Percentage

 

 

 

Directors or relatives of directors

 

100.00

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Service Provider of Cargo Shipping.

 

 

GENERAL INFORMATION

 

Customers :

In the Indian Market

·         Indian Oil Corporation

·         Bharat Petroleum Corporation Limited

·         Hindustan Petroleum Corporation Limited

·         Mangalore Refinery and Petrochemicals Limited

·         Haldia Petrochemicals Limited

·         Reliance Industries Limited

·         ESSAR Oil Limited

 

In the World Market

·         VITOL Energy

·         Iran Petrochemical Commercial Company, Tehran

·         Winsway International Petroleum and Chemicals Limited

·         Glencore - Crude Oil and Oil Products

·         Abu Dhabi National Oil Company

·         Chemoil

·         Hinchest Energy Pte. Limited, Singapore

·         Galana Petroleum

·         Shell global

·         State Trading Corporation – Mauritius

·         Petrosummit

·         Mansel Oil Limited, Bermuda

 

 

No. of Employees :

Information denied by the management

 

 

Bankers :

·         Bank of India, Mid Corporate Branch, Bank of India Building, Mezzanine Floor, 70-80, Mahatma Gandhi Road, Fort, Mumbai - 400001, Maharashtra, India

·         Corporation Bank, Overseas Branch, I Floor, Earnest House, NCPA Marg, Nariman Point, Mumbai – 400 021, Maharashtra, India

 

·         The Saraswat Co-operative Bank Limited, 1st Floor, A Wing, Mittal Court, Mumbai – 400 021, Maharashtra, India

 

·         The Cosmos Co-Operative Bank Limited, Neelkanth Society, 32/34, D L Vaidya Road, Dadar (West), Mumbai- 400028, Maharashtra, India 

·         State Bank of India

·         State Bank of Hyderabad

·         Axis Bank Limited, 209, Atlanta, Ground Floor, Nariman Point,, Mumbai - 400021, Maharashtra, India

·         The Cosmos Co-Operative Bank Limited

·         Yes Bank Limited

 

 

Facilities :

(Rs. In Millions)

Secured Loan

As on

31.03.2011

As on

31.03.2010

Rupee term loans banks secured

(A) 2625.176

2741.911

Interest accrued due other debt secured

(B) 2.482

6.075

 

 

 

Total

2627.658

2747.986

 

Note:

(A) (Secured by mortgage of a specific ships and lien of Fixed Deposit)

(B) Interest Accrued and due on term loans

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

L V Srinivasan and Associates

Chartered Accountants

Address :

Building No. 38 Flat No. 106, Kripanilaya Co-Operative Society Limited, Tilak Nagar , Chembur, Mumbai – 400089, Maharashtra, India 

PAN No.:

AAOPS6603F

 

 

Fellow Subsidiary Company :

·         Pratibha Logistics (S) Pte. Limited

 

 

Subsidiary Company :

·         Pratibha Marine Private Limited

CIN No.: U35110MH1996PTC099344

 

·         Pratibha Logistics Private Limited

CIN No.: U63013MH2007PTC171848

 

·         Pratibha Offshore Private Limited

CIN No.: U61200MH2008PTC182874

 

·         Pratibha Oil and Natural Gas Private Limited

CIN No.: U11102MH2008PTC183901

 

·         Chandrabhaga Sugar Private Limited

CIN No.: U15425MH2008PTC183032

 

 

CAPITAL STRUCTURE

 

As on: 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

25000000

Equity Shares

Rs.10/- each

Rs.250.000 millions

 

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

1999900

Equity Shares

Rs.10/- each

Rs.19.999 millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

19.999

19.999

19.999

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

2550.542

2519.615

1969.493

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

2570.541

2539.614

1989.492

LOAN FUNDS

 

 

 

1] Secured Loans

2627.658

2747.986

3071.910

2] Unsecured Loans

0.000

0.000

0.000

TOTAL BORROWING

2627.658

2747.986

3071.910

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

5198.199

5287.600

5061.402

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

4652.366

4320.885

4677.300

Capital work-in-progress

0.000

100.576

0.000

 

 

 

 

INVESTMENT

174.944

174.944

174.924

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

99.746
40.807

68.406

 

Sundry Debtors

164.869
158.584

234.023

 

Cash & Bank Balances

164.203
283.066

217.480

 

Other Current Assets

7.298
6.564

11.716

 

Loans & Advances

768.989
627.602

442.185

Total Current Assets

1205.105
1116.623

973.810

Less : CURRENT LIABILITIES & PROVISIONS

 
 

 

 

Sundry Creditors

616.607
219.350

450.550

 

Other Current Liabilities

192.349
193.229

305.080

 

Provisions

25.260
12.849

9.002

Total Current Liabilities

834.216
425.428

764.632

Net Current Assets

370.889
691.195

209.178

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

5198.199

5287.600

5061.402

 

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

 

31.03.2011

 

SALES

 

 

 

 

 

Income

 

 

1911.077

 

 

Other Income

 

 

26.304

 

 

TOTAL                                     (A)

 

 

1937.381

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Consumption materials changes inventories

 

 

104.968

 

 

Manufacturing service costs

 

 

611.479

 

 

Contract cost

 

 

29.838

 

 

Employee related expenses

 

 

298.803

 

 

Administrative selling other expenses

 

 

90.676

 

 

TOTAL                                     (B)

 

 

1135.764

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

 

 

801.617

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

 

 

216.256

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

 

 

585.361

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

 

 

529.175

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

 

 

56.186

 

 

 

 

 

Less

TAX                                                                  (H)

 

 

20.580

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

 

 

35.606

 

 

 

 

 

Less

TRANSFERRED TO TONNAGE TAX RESERVE

 

 

11.200

 

 

 

 

 

 

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

 

 

1636.700

 

 

 

 

 

 

APPROPRIATIONS

 

 

 

 

 

Transfer to General Reserve

 

 

3.500

 

 

Proposed Dividend

 

 

4.000

 

 

Tax on Proposed Dividend

 

 

0.700

 

BALANCE CARRIED TO THE B/S

 

 

1652.800

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

 

 

320.200

 

TOTAL EARNINGS

 

 

320.200

 

 

 

 

 

 

Earnings Per Share (Rs.)

 

 

17.80

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income from Operations

 

2949.436

2829.876

 

 

Other Income

 

50.836

21.988

 

 

Profit on Sale of Assets

 

0.000

0.000

 

 

TOTAL                                     (A)

 

3000.272

2851.864

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Operating Expenses

 

1261.543

1173.905

 

 

Administrative and Other Expenses

 

132.618

129.804

 

 

Drydock Expenses

 

254.799

0.000

 

 

TOTAL                                     (B)

 

1648.960

1303.709

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

 

1351.312

1548.155

 

 

 

 

 

Less

INTEREST ON TERM LOANS                            (D)

 

278.645

308.605

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

 

1072.667

1239.550

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

 

519.694

472.792

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

 

552.973

766.758

 

 

 

 

 

Less

TAX                                                                  (H)

 

8.169

4.323

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

 

544.804

762.435

 

 

 

 

 

Add

PRIOR PERIOD ADJUSTMENT

 

9.998

0.000

 

 

 

 

 

Less

TRANSFERRED TO TONNAGE TAX RESERVE

 

110.594

153.351

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

 

1251.641

723.480

 

 

 

 

 

Less

APPROPRIATIONS

 

 

 

 

 

Transfer to General Reserve

 

54.480

76.243

 

 

Proposed Dividend on Equity Shares

 

4.000

4.000

 

 

Tax on Dividend

 

0.680

0.680

 

BALANCE CARRIED TO THE B/S

 

1636.689

1251.641

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

723.500

750.900

 

 

 

 

 

 

Earnings Per Share (Rs.)

 

272.42

381.24

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

1.84
18.16

26.73

 

 

 
 

 

Net Profit Margin

(PBT/Sales)

(%)

2.94
18.75

27.10

 

 

 
 

 

Return on Total Assets

(PBT/Total Assets}

(%)

0.96
10.17

13.57

 

 

 
 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.02
0.22

0.39

 

 

 
 

 

Debt Equity Ratio

(Total Liability/Networth)

 

1.35
1.25

1.93

 

 

 
 

 

Current Ratio

(Current Asset/Current Liability)

 

1.44
2.62

1.27

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

Yes

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

 

 

NOTE

 

The Registered Office of the company has been shifted from Nariman Point, Mumbai – 400 021, Maharashtra, India to the present address w.e.f. 28.08.2006.

 

 

FINANCIAL PERFORMANCE:

 

In the financial year ended March 31, 2011, the Company recorded a total income of Rs. 1937.300 Millions (Previous year Rs. 3000.200 Millions) and profit before tax of Rs. 56.100 Millions (Previous year Rs. 552.900 Millions). The profit after tax of the Company during the year was Rs. 35.600 Millions against Rs.5548 Millions for the previous year.

 

The prevalent sluggish international and domestic freight market has impacted the revenue and profitability of the Company. Further, due to drop in freight market internationally, local oil companies in comparison to same have sought considerable reduction on domestic/costal charter rates. The newly acquired vessel, MT Pratibha Bheema has undergone major repairs immediately after her acquisition; therefore MT Pratibha Bheema was not in operation in most part of the financial year 2010-11. The Directors believe that freight market will revive by end of this year and the Company will maintain the path of progress in the coming years.

 

 

INDUSTRY OUTLOOK

 

The shipping is a global industry and its prospects are closely tied to the level of economic activity in the world. The shipping market is cyclical in nature. Freight rates and earnings of the shipping companies are primarily a function of demand and supply in the markets. While demand drivers are a function of trade growth and geographical balance of trade, the supply drivers are a function of new ship building orders as well as scrapping of existing tonnage. Due to depressed market, the new delivery schedules of many vessels are delayed or cancelled. A little boost to the economy will push up demand for the tonnage and there will be recovery in the freight market. The Directors believe that freight market will revive by end of this year.

 

 

CONTINGENT LIABILITIES

 

Guarantees given by Banks, counter guaranteed by the Company aggregating to Rs.1.254 Millions (Previous Year Rs. 1.212 Millions)

 

Guarantees of Rs. 990.000 Millions (Previous Year Rs. 790.000 Millions) given to Banks by the Company for securing loan availed by M/s. Pratibha Logistics Private Limited a wholly owned subsidiary of the Company.

 

Municipal Property Tax liability Rs. 12.148 Millions in respect of office premise as per the provisional invoices issued by the Society, however the matter is sub judice with Mumbai high court

 

 

Bankers Charges Report as per Registry

 

Corporate identity number (CIN) or foreign company

registration number of the company

U35110MH1995PLC085742

Name of the company

PRATIBHA SHIPPING COMPANY LIMITED

Address of the registered office or of the principal place of  business in India of the company

1201/02, Arcadia Building, 12th Floor, NCPA Road, Nariman Point, Mumbai - 400021, Maharashtra, India

E-mail: cs@pscl.org

This form is for

Modification of charge

Charge identification (ID) number of the charge to be modified

10351252

Type of charge

Ship

Particular of charge holder

Bank of India, Mid Corporate Branch, Bank of India Building, Mezzanine Floor, 70-80, Mahatma Gandhi Road, Fort, Mumbai - 400001, Maharashtra, India

E-mail: mcb.mumbaisouth@bankofindia.co.in

Nature of instrument creating charge

Mortgage Deed duly registered with MMD, Mumbai dated on 25.05.2012

Date of instrument Creating the charge

25.05.2012

Amount secured by the charge

Rs.250.000 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of Interest

4% over base rate presently 14.75% p.a. with monthly rest

 

Terms of Repayment

54 monthly installments of Rs.4.630 Millions commencing after initial moratorium of 6 months. Door to door tenure will be 5 years. Interest to be paid/deposited as and when applied.

 

Margin

30.53%

 

Extent and Operation of the charge

1. First charge on company's vessel MT Pratibha Neera

2. Second charge on Company's vessel MT Pratibha Koyna

3. Second charge on Company's vessel MT Pratibha Tapi

Short particulars of the property or asset(s) charged (including complete address and location of the property)

MT Pratibha Neera bearing official no.3461, MT Pratibha Koyna bearing official no.3502 and MT Pratibha Tapi bearing official no.3271

Particulars of the present modification

By this first modification, the charge of Rs.250.000 Millions was further secured by registration of first charge on vessel Pratibha Neera in favour of Bank of India with the Mercantile Marine Department, Mumbai

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.81

UK Pound

1

Rs.86.52

Euro

1

Rs.69.50

 

 

INFORMATION DETAILS

 

Information Gathered by :

PJA

 

 

Report Prepared by :

VRN

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

6

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

6

--LEVERAGE

1~10

5

--RESERVES

1~10

6

--CREDIT LINES

1~10

5

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

50

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.