MIRA INFORM REPORT

 

 

Report Date :

03.09.2012

 

IDENTIFICATION DETAILS

 

Name :

ALTEX TEXTIL-RECYCLING VERWALTUNGS-GMBH

 

 

 

 

Registered Office :

Gronauer Str. 105  D 48599 Gronau

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

25.04.1989

 

 

Com. Reg. No.:

HRB 5741

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Activities of head offices

 

 

No. of Employees :

2

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Max. Credit Limit :

26,000 EUR

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.0% in 2011. GDP contracted 5.1% in 2009 but grew by 3.6% in 2010, and 2.7% in 2011. The recovery was attributable primarily to rebounding manufacturing orders and exports - increasingly outside the Euro Zone. Germany's central bank projects that GDP will grow 0.6% in 2012, a reflection of the worsening euro-zone financial crisis and the financial burden it places on Germany as well as falling demand for German exports. Domestic demand is therefore becoming a more significant driver of Germany's economic expansion. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's budget deficit to 3.3% in 2010, but slower spending and higher tax revenues reduce the deficit to 1.7% in 2011, below the EU's 3% limit. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its energy and 46% of its base-load electrical production.

Source : CIA


Company name and address

 

ALTEX Textil-Recycling Verwaltungs-GmbH

 

Company Status:      active

Gronauer Str. 105

D 48599 Gronau

Telephone:02565/93450

Telefax:  02565/934567

Homepage: www.altex.de

E-mail:   info@altex.de

 

CONCLUSION

 

 Business relations are permissible.

 

 

Registartion data

 

 LEGAL FORM              Private limited company

 Date of foundation:      25.04.1989

 Begin of business

 activities:                     25.04.1989

 Shareholders'

 agreement:                   25.04.1989

 Registered on:             13.06.1989

 Commercial Register:   Local court 48653 Coesfeld

 under:                           HRB 5741

 

 

Share capital                     

 

 EUR             26,000.00

 

 

Shareholder

 

                      Karsten Günter Stienemann

                      Gildehauser Str. 171

                      D 48599 Gronau

                      born: 28.09.1967

                      Share:             EUR             20,800.00


 Shareholder:

                      Bernhard Stienemann

                      Reinermanns Haar 52

                      D 48599 Gronau

                      born: 12.06.1952

                      Share:             EUR              5,200.00

 Manager:

                      Karsten Günter Stienemann

                      Gildehauser Str. 171

                      D 48599 Gronau

                      having sole power of representation

                      born: 28.09.1967

                      Profession: Businessman

 Proxy:

                      Bernhard Stienemann

                      Reinermanns Haar 52

                      D 48599 Gronau

                      having sole power of representation

                      born: 12.06.1952

                      Profession: Businessman

                      Marital status: married

 

 FURTHER FUNCTIONS/PARTICIPATIONS OF KARSTEN GÜNTER STIENEMANN

 (Manager)

 

 Limited partner:

                      ALTEX Textil-Recycling GmbH & Co. KG

                      Gronauer Str. 105

                      D 48599 Gronau

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            200,000.00

                      contribution:

                      Share:             EUR             80,000.00

                      Registered

                      on:         02.08.1989

                      Reg. data:  48653 Coesfeld, HRA 3653

 

 Limited partner:

                      Altex Günter Stienemann GmbH & Co KG

                      Overdinkelstr. 22

                      D 48599 Gronau

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            250,000.00

                      contribution:

                      Share:             EUR             50,000.00

                      Registered

                      on:         20.03.2003

                      Reg. data:  48653 Coesfeld, HRA 4015

 

 Limited partner:

                      Stienemann Grundbesitz GmbH & Co. KG

                      Gronauer Str. 105

                      D 48599 Gronau

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            200,000.00

                      contribution:

                      Share:             EUR             40,000.00

                      Registered

                      on:         06.01.2010

                      Reg. data:  48653 Coesfeld, HRA 6518

 

 Limited partner:

                      Altex Gronauer Filz GmbH & Co. KG

                      Düppelstr. 12

                      D 48599 Gronau

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            198,000.00

                      contribution:

                      Share:             EUR             39,600.00

                      Registered

                      on:         23.10.1975

                      Reg. data:  48653 Coesfeld, HRA 3606

 

 Limited partner:

                      ALTEX Faser + Garn GmbH & Co. KG

                      Gronauer Str. 105

                      D 48599 Gronau

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR             50,000.00

                      contribution:

                      Share:             EUR             20,000.00

                      Registered

                      on:         02.08.1989

                      Reg. data:  48653 Coesfeld, HRA 3654

 

 Shareholder:

                      ALTEX Faser + Garn Verwaltungs GmbH

                      Gronauer Str. 105

                      D 48599 Gronau

                      Legal form: Private limited company

                      Share capital:     EUR             26,000.00

                      Share:             EUR             20,800.00

                      Registered

                      on:         13.06.1989

                      Reg. data:  48653 Coesfeld, HRB 5740

 

 

 Shareholder:

                      Altex Günter Stienemann Verwaltungs-GmbH

                      Overdinkelstr. 22

                      D 48599 Gronau

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR             12,500.00

                      Registered

                      on:         23.07.2002

                      Reg. data:  48653 Coesfeld, HRB 6148

 

 Shareholder:

                      Gronauer Filz Gesellschaft mit beschränkter

                      Haftung

                      Düppelstr. 12

                      D 48599 Gronau

                      Legal form: Private limited company

                      Share capital:     EUR             26,000.00

                      Share:             EUR              5,200.00

                      Registered

                      on:         05.06.1975

                      Reg. data:  48653 Coesfeld, HRB 5556

 

 Shareholder:

                      Stienemann Grundbesitz

                      Vermögensverwaltungs-GmbH

                      Gronauer Str. 105

                      D 48599 Gronau

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR              5,000.00

                      Registered

                      on:         20.11.2009

                      Reg. data:  48653 Coesfeld, HRB 12144

 

 Manager:

                      Altex Günter Stienemann Verwaltungs-GmbH

                      Overdinkelstr. 22

                      D 48599 Gronau

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         23.07.2002

                      Reg. data:  48653 Coesfeld, HRB 6148

 

 Manager:

                      ALTEX Faser + Garn Verwaltungs GmbH

                      Gronauer Str. 105

                      D 48599 Gronau

                      Legal form: Private limited company

                      Share capital:     EUR             26,000.00

                      Registered

                      on:         13.06.1989

                      Reg. data:  48653 Coesfeld, HRB 5740

 

Manager:

                      Stienemann Grundbesitz

                      Vermögensverwaltungs-GmbH

                      Gronauer Str. 105

                      D 48599 Gronau

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         20.11.2009

                      Reg. data:  48653 Coesfeld, HRB 12144

 

 Proxy:

                      ALTEX Textil-Recycling GmbH & Co. KG

                      Gronauer Str. 105

                      D 48599 Gronau

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            200,000.00

                      contribution:

                      Registered

                      on:         02.08.1989

                      Reg. data:  48653 Coesfeld, HRA 3653

 

Proxy:

                      Gronauer Filz Gesellschaft mit beschränkter

                      Haftung

                      Düppelstr. 12

                      D 48599 Gronau

                      Legal form: Private limited company

                      Share capital:     EUR             26,000.00

                      Registered

                      on:         05.06.1975

                      Reg. data:  48653 Coesfeld, HRB 5556

 

 

RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 16.08.1993 - 23.02.2010  Manager

                          Günter Stienemann sen.

                          D 48599 Gronau

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 7010    Activities of head offices

 

 

PARTICIPATIONS

 

 General partner:

                      ALTEX Textil-Recycling GmbH & Co. KG

                      Gronauer Str. 105

                      D 48599 Gronau

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Company Status: active

                      Total cap.         EUR            200,000.00

                      contribution:

                      Reg. data:  02.08.1989

                                  Local court 48653 Coesfeld

                                  HRA 3653

 

 

FINANCIAL INFORMATION

 

 Payment experience:  without complaints

 

 Negative information:We have no negative information at hand.

 

 Maximum credit:      26,000 EUR

 

Balance sheet year:  2010

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Gronauer Str. 105

                      D 48599 Gronau

 

 Real Estate of:      Karsten Günter Stienemann

 Type of ownership:   Tenant

 Address              Gildehauser Str. 171

                      D 48599 Gronau

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 VOLKSBANK GRONAU-AHAUS, GRONAU (WESTF.)

 Sort. code: 40164024, BIC: GENODEM1GRN

 

 

FINANCIAL FIGURES

 

 Profit:              2010               EUR             10,331.00

 Ac/ts receivable:                       EUR             46,558.00

 Liabilities:                            EUR             10,482.00

 Employees:                                                      2

 

 The aforementioned business figures may partly be estimated

 information based on average values in the line of business.

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 83.43

 Liquidity ratio:                   4.44

 Return on total capital [%]:      14.53

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 84.42

 Liquidity ratio:                   4.28

 Return on total capital [%]:      15.08

 

 Balance sheet ratios 01.01.2008 - 31.12.2008

 Equity ratio [%]:                 82.35

 Liquidity ratio:                   3.19

 Return on total capital [%]:      10.90

 

 Balance sheet ratios 01.01.2007 - 31.12.2007

 Equity ratio [%]:                 69.35

 Liquidity ratio:                   1.82

 Return on total capital [%]:      17.70

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2010 - 31.12.2010

 

 ASSETS                                  EUR             71,100.30

  Fixed assets                           EUR             24,542.01

   Financial assets                      EUR             24,542.01

    Other / unspecified financial assets EUR             24,542.01

  Current assets                         EUR             46,558.29

   Accounts receivable                   EUR             46,558.29

    Other debtors and assets             EUR             46,558.29

 

 LIABILITIES                             EUR             71,100.30

  Shareholders' equity                   EUR             59,321.37

   Capital                               EUR             26,000.00

    Subscribed capital (share capital)   EUR             26,000.00

   Balance sheet profit/loss (+/-)       EUR             33,321.37

    Profit / loss brought forward        EUR             22,990.80

    Annual surplus / annual deficit      EUR             10,330.57

  Provisions                             EUR              1,297.20

  Liabilities                            EUR             10,481.73

   Other liabilities                     EUR             10,481.73

    Unspecified other liabilities        EUR             10,481.73

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2009 - 31.12.2009

 

 ASSETS                                  EUR             58,031.97

  Fixed assets                           EUR             24,542.01

   Financial assets                      EUR             24,542.01

    Other / unspecified financial assets EUR             24,542.01

  Current assets                         EUR             33,489.96

   Accounts receivable                   EUR             33,489.96

    Other debtors and assets             EUR             33,489.96

 

 LIABILITIES                             EUR             58,031.97

  Shareholders' equity                   EUR             48,990.80

   Capital                               EUR             26,000.00

    Subscribed capital (share capital)   EUR             26,000.00

   Balance sheet profit/loss (+/-)       EUR             22,990.80

    Profit / loss brought forward        EUR             14,237.62

    Annual surplus / annual deficit      EUR              8,753.18

  Provisions                             EUR              1,213.75

  Liabilities                            EUR              7,827.42

   Other liabilities                     EUR              7,827.42

    Unspecified other liabilities        EUR              7,827.42


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.72

UK Pound

1

Rs.87.95

Euro

1

Rs.69.65

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.