MIRA INFORM REPORT

 

 

Report Date :

04.09.2012

 

IDENTIFICATION DETAILS

 

Name :

AL MANSOUR PLASTIC FACTORY

 

 

Registered Office :

Amar Bin Yasser Street, Aujan Area, 925640, Amman 11190, Zarqa

 

 

Country :

Jordan

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

17.02.2009

 

 

Com. Reg. No.:

211914, Zarqa

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Manufacture of plastic bags

 

 

No. of Employees :

34

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Jordan

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

JORDAN ECONOMIC OVERVIEW

 

Jordan's economy is among the smallest in the Middle East, with insufficient supplies of water, oil, and other natural resources, underlying the government''s heavy reliance on foreign assistance. Other economic challenges for the government include chronic high rates of poverty, unemployment, inflation, and a large budget deficit. Since assuming the throne in 1999, King ABDALLAH has implemented significant economic reforms, such as opening the trade regime, privatizing state-owned companies, and eliminating some fuel subsidies, which in the last decade spurred economic growth by attracting foreign investment and creating some jobs. The global economic slowdown and regional turmoil, however, have depressed Jordan''s GDP growth, impacting export-oriented sectors, construction, and tourism. In 2011 the government approved two economic relief packages and a budgetary supplement, largely to improve the living conditions for the middle and poor classes. Jordan''s finances have also been strained by a series of natural gas pipeline attacks in Egypt, causing Jordan to substitute more expensive heavy fuel oils to generate electricity. An influx of foreign aid, especially from Gulf countries, has helped to somewhat offset these extrabudgetary expenditures, but the budget deficit is likely to remain high, at nearly 10% of GDP excluding grants. Amman likely will continue to depend heavily on foreign assistance to finance the deficit in 2012. Jordan''s financial sector has been relatively isolated from the international financial crisis because of its limited exposure to overseas capital markets. Jordan is currently exploring nuclear power generation to forestall energy shortfalls.

 Source : CIA


SUMMARY

 

Company Name                         : AL MANSOUR PLASTIC FACTORY

Country of Origin                                    : Jordan

Legal Form                                            : Sole Proprietorship

Registration Date                                   : 17th February 2009

Commercial Registration Number            : 211914, Zarqa

Chamber Membership Number                : 5313

National ID Number                                : 1000315904

Invested Capital                                     : JD 50,000

Total Workforce                                     : 34

Activities                                               : Manufacture of plastic bags

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

Person Interviewed                                 : Nedal Hassan, Financial Controller

 

 

 


COMPANY NAME

 

AL MANSOUR PLASTIC FACTORY

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Amar Bin Yasser Street

Area                 : Aujan Area

 

PO Box             : 925640, Amman 11190

 

Town                 : Zarqa

Country             : Jordan

 

Telephone         : (962-5) 3652000

Facsimile          : (962-5) 3650904

Mobile               : (962-79) 7442945

Email                : almansoorplasticfactory@gmail.com

 

Premises

 

Subject operates from a medium sized suite of offices and a factory that are rented and located in the Industrial Area of Zarqa.

 

 

KEY PRINCIPALS

 

     Name                                                                                   Position

 

·       Ali Saeed Ahmed Zaid Al Kilani                                              Proprietor & General Manager

 

·       Ahmed Al Kilani                                                                    Sales Manager

 

·       Nedal Hassan                                                                       Financial Controller                               

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 17th February 2009

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.  : 211914, Zarqa

 

Chamber Member No. : 5313

 

National ID No.            : 1000315904

 

Invested Capital           : JD 50,000

 

Mr Ali Saeed Ahmed Zaid Al Kilani is the sole proprietor of the business.

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of plastic bags.

 

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of 34 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Jordanian Dinars (JD)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                JD 2,180,000                             JD 2,500,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Nedal Hassan, Financial Controller

 

 

BANKERS

 

·       Jordan Gulf Bank

PO Box: 9989

Zarqa

 

 

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the business is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.45

UK Pound

1

Rs.87.98

Euro

1

Rs.69.69

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.