MIRA INFORM REPORT

 

 

Report Date :

06.09.2012

 

IDENTIFICATION DETAILS

 

Name :

JAMSHEDJI CONSTRO-EQUIP PRIVATE LIMITED

 

 

Registered Office :

J-157, M.I.D.C., Bhosari, Pune – 411 026, Maharashtra

 

 

Country :

India

 

 

Date of Incorporation :

04.01.2011

 

 

Com. Reg. No.:

11-138163

 

 

Capital Investment / Paid-up Capital :

Rs.0.100 million

 

 

CIN No.:

[Company Identification No.]

U29248PN2011PTC138163

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

PNEJ07877C

 

 

PAN No.:

[Permanent Account No.]

AACCJ5154F

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer and Exporter of Construction Equipments.

 

 

No. of Employees :

15 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (33)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

Comments :

Subject is a successor of proprietory firm started in the year 1983 with the name Jamshedji Construction Machinery Co.

 

Later in the year January, 2011 it got converted into private limited company.

 

Trade relations are reported to be fair. Business is active. Payments are unknown.

 

The company can be considered for business dealing with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

INFORMATION PARTED BY

 

Name :

Mr. Jamshed S. Dalal

Designation :

Director

Contact No.:

91-9890149666

Date :

03.09.2012

 

 

LOCATIONS

 

Registered Office/ Factory :

J-157, M.I.D.C., Bhosari, Pune – 411 026, Maharashtra, India

Tel. No.:

91-20-27130682/ 27130332/ 32931416

Mobile No.:

91-9890149666 (Mr. Jamshed S. Dalal)

Fax No.:

91-20-27130406

E-Mail :

purchase@jamshedji.com

jcmc.sales@gmail.com

Website :

http://www.jamshedji.com

Area :

100 sq mtr.

Location :

Owned

 

 

DIRECTORS

 

Name :

Mr. Jamshed Soli Dalal

Designation :

Director

Address :

6/7, 2nd Floor, Ahunakar, Jame Jamshed Road, Dadar, Mumbai – 400 014, Maharashtra, India 

Date of Birth/Age :

29.10.1979

Date of Appointment :

04.01.2011

DIN No.:

03299492

 

 

Name :

Mr. Soli Cawasji Dalal

Designation :

Director

Address :

617, Ahunavar, Jame Jamshed Road, Dadar, Mumbai – 400 014, Maharashtra, India 

Date of Birth/Age :

02.05.1940

Date of Appointment :

04.01.2011

DIN No.:

03299930

 

 

Name :

Mrs. Thrity Soli Dalal

Designation :

Director

Address :

6/7, Ahunavar, 2nd Floor, Jame Jamshed Road, Dadar Parsi Colony, Mumbai – 400 014, Maharashtra, India 

Date of Birth/Age :

11.01.1946

Date of Appointment :

04.01.2011

DIN No.:

03299814

 

 

Name :

Mrs. Jasmine Jamshed Dalal

Designation :

Director

Address :

Flat No.617, 2nd Floor, Ahunavar Building, Dadar Parsi Colony, Dadar (East), Mumbai – 400 014, Maharashtra, India 

Date of Birth/Age :

08.07.1982

Date of Appointment :

04.01.2011

DIN No.:

03299797

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 24.12.2010

 

Names of Shareholders

 

No. of Shares

 

Soli Cawasji Dalal

 

2600

Thrity Soli Dalal

 

2600

Jamshed Soli Dalal

 

2400

Jasmine Jamshed Dalal

 

2400

Total

 

10000

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Exporter of Construction Equipments.

 

 

Products :

v      Portable Concrete Pump

v      Concrete Vacuum Dewatering System

v      Vertical Soil Jumping Rammer

v      Scarifier

v      Disc Float

v      Material Handling Pump

v      Power Trowel

v      Double Beam Vibrator

v      Vacuum Loader

v      Vibrator Mixer

v      Tower Hoist

v      Floor Polishing Machine

v      Concrete Cutter, etc.

 

 

Exports :

 

Products :

Construction Equipments

Countries :

v      Asian Countries

v      South Africa

 

 

Terms :

 

Selling :

Cash and Credit

 

 

Purchasing :

Cash and Credit 

 

 

GENERAL INFORMATION

 

Customers :

End Users

 

 

No. of Employees :

15 (Approximately)

 

 

Bankers :

Janaseva Sahakari Bank Limited, Bhosari, Pune – 411 039, Maharashtra, India

 

 

Facilities :

Cash Credit/ Term Loan – Rs.27.000 millions

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

M.N. Devi and Associates

Chartered Accountants

Address :

Office No.A-90, 4th Floor, Shrinath Plaza , 1178, Shivajinagar, Pune – 411 005, Maharashtra, India

E-Mail :

mndevi@rediffmail.com

Income-tax PAN of auditor or auditor's firm :

AAAAM5961F

 

 

CAPITAL STRUCTURE

 

Authorised Capital :

No. of Shares

Type

Value

Amount

10000

Equity Shares

Rs.10/- each

Rs.0.100 million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

10000

Equity Shares

Rs.10/- each

Rs.0.100 million

 

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

Particulars

 

 

 

2011-12

Sales Turnover (Approximately)

 

 

50.000

 

 

 

 

 

Expected Sales (2012-2013): Rs.100.000 millions

 

The above information has been parted by Mr. Jamshed S. Dalal (Director).

 

JAMSHEDJI CONSTRUCTION MACHINERY CO.

 

(Proprietory Firm)

 

Particulars

 

 

 

2010-11

Sales Turnover (Approximately)

 

 

50.000

 

 

 

 

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

Yes

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter’s background

Yes

8) No. of employees

Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last two years

Yes

12) Profitability for last three years

No

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

Yes

15) Capital in the business

Yes

16) Details of sister concerns

No

17) Major suppliers

No

18) Major customers

No

19) Payments terms

Yes

20) Export / Import details (if applicable)

Yes

21) Market information

--

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

No

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

No

30) Major Shareholders, if available

Yes

31) Date of Birth of Proprietor/Partner/Director, if available

Yes

32) PAN of Proprietor/Partner/Director, if available

No

33) Voter ID No of Proprietor/Partner/Director, if available

No

34) External Agency Rating, if available

No

 

 


Bankers Charges Report as per Registry

 

Corporate identity number of the company

U29248PN2011PTC138163

Name of the company

JAMSHEDJI CONSTRO-EQUIP PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

J-157, M.I.D.C., Bhosari, Pune – 411 026, Maharashtra, India 

E-Mail: jcmc.sales@gmail.com

This form is for

Creation of charge

Type of charge

Immovable Property

Book Debts

Movable Property (not being pledge)

Floating Charge

Particular of charge holder

Janaseva Sahakari Bank Limited, Bhosari, Pune – 411 039, Maharashtra, India

E-Mail: metha_pramod2007@rediffmail.com

Nature of description of the instrument creating or modifying the charge

Deed of Mortgage dated 24th April, 2012

Date of instrument Creating the charge

24.04.2012

Amount secured by the charge

Rs.27.000 millions

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate of Interest:

Cash Credit - 14% p.a.

Term Loan - 16% p.a.

In case of default 2% p.a. till the same have been paid in full along with interest.

 

Terms of Repayment:

Cash Credit - in 12 months

Term Loan - in 48 equated installments of Rs.0.243 million p.m.

 

Margin:

Cash Credit - 40%

Term  Loan - 25%

 

Extent and Operation of the charge:

Limited to the amount of loan

Short particulars of the property charged

1) All that piece and parcel of Plot No. J - 157, S Block, admj. area 1000 sq. mtrs. along with factory shed admj. area 620 sq. mrts situated at village Bhosari, Pimpri Industrial Area MIDC, Taluka Haveli District Pune within the limits of Pimpri Chinchwad Municipal Corporation and MIDC and within the jurisdiction of sub-registrar Haveli and bound as under

On or towards east - by road

On or towards east - by open spaces

On or towards south - by Plot No. J 158

On or towards north - by Plot No. J 156

2) All that piece and parcel of Bunglow admj area 63.95 sq. mtrs on Plot No.339 in the scheme of residential plot from Sector No.25 of Pimpri Chinchwad NWE Town development approved by State Government in Urban Development Department, total admj an area of 128 sq. mrts. lying being and situated at Village Nigadi, Taluka - Haveli. District Pune and within the jurisdiction of PCMC and PCNTDA and registration jurisdiction of sub registrar  Haveli and which is bounded by as under:

on or towards east - by plot no 400 and part of plot no 389

On or towards west - by 15.00 mtrs. wide road

On or towards south - by Plot No.338

Primary charge on the stock in trade and book debts, plant and machinery, land and building and security deposited in form of term loan etc.

 

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.90

UK Pound

1

Rs.88.63

Euro

1

Rs.70.03

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Report Prepared by :

SMN

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

4

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

4

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

33

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.