MIRA INFORM REPORT

 

 

Report Date :

12.09.2012

 

IDENTIFICATION DETAILS

 

Name :

CLARKCHEM INC

 

 

Registered Office :

Ground Floor, L & F Building, 107 Aguirre Street, Legaspi Village 1229, Makati City, Philippines

 

 

Country :

Philippines

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

14.11.1995

 

 

Com. Reg. No.:

ASO95-011328

 

 

Legal Form :

Corporation

 

 

Line of Business :

Importer and distributor of food ingredients and medical raw materials

 

 

No. of Employees :

27

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Philippines

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

PHILIPPINES - ECONOMIC OVERVIEW

 

Philippine GDP grew 7.6% in 2010, spurred by consumer demand, a rebound in exports and investments, and election-related spending, before cooling to 3.7% in 2011. The economy weathered the 2008-09 global recession better than its regional peers due to minimal exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a growing business process outsourcing industry. Economic growth in the Philippines averaged 4.5% during the MACAPAGAL-ARROYO administration (January 2001 - June 2010). Despite this growth, however, poverty worsened during her presidency. The AQUINO administration is working to reduce the government deficit from 3.9% of GDP, when it took office, to 2% of GDP by 2013. The government has had little difficulty issuing debt, both locally and internationally, to finance the deficits. The AQUINO Administration reduced public debt to below 50% of GDP and obtained several ratings upgrades on sovereign debt so that the Philippines is now close to investment grade. However, the lack of government spending, especially on infrastructure, was one of several factors which slowed GDP growth in the second half of 2011, leading the government to announce a stimulus effort and increased public spending on infrastructure in 2012. AQUINO's first budget emphasized education, health, conditional cash transfers for the poor, and other social spending programs, relying mostly on the private sector to finance important infrastructure projects. Weak tax collection, exacerbated by new tax breaks and incentives, has limited the government's ability to address major challenges. The AQUINO administration has vowed to focus on improving tax collection efficiency, rather than imposing new taxes, as a part of its good governance platform. The economy still faces several long-term challenges, including reliance on energy imports and foreign demand for overseas Filipino workers.

Source : CIA

Company Details

 

Company Name:

CLARKCHEM INC

Supplied Name:

Clarkchem Inc

Trading Address:

Ground Floor, L & F Building, 107 Aguirre Street, Legaspi Village 1229, Makati City, Philippines

Supplied Address:

L & F Building 107, Aguirre Street Legaspi Village Makati City Philippines

Telephone Number:

+63 2 813-0961 AND 59; 813-4459; 813-2801; 520-6790

Fax Number:

+63 2 818-0704

Note: The subject’s complete and exact address is shown as above.

 

 

Company Identification Details

 

Registered Number:

ASO95-011328

Legal Form:

Corporation

Date Incorporated:

1995-11-14

Authorized Capital Stock:

PHP 5,000,000 (USD 118,400)

(As of 2012.9, 1 PHP = 0.02368 USD)

Subscribed Capital Stock:

PHP 1,250,000 (USD 29,600)

Paid-up Capital:

PHP 1,250,000 (USD 29,600)

Par Value Per Share:

PHP 100

Listed at Stock Exchange:

No

Staff:

27 Employees

Note:

Amounts in Philippine Peso unless otherwise specified.

 

 

History

 

Company Background

 

Corporation

 

Verification with the local registry revealed the following correct registration details as of (September 7, 2012).

 

Regulatory Agency

Date Registered

Registration No.

Term

Securities and Exchange Commission

1995-11-14

ASO95-011328

50 years

 

 

As of 2011-12-28

Common

Authorized Capital

5,000,000.00

Paid Up Capital

1,250,000.00

Subscribed Capital

1,250,000.00

Par Value

100.00

 

 

Shareholders

 

Name:

Amount Subscribed:

Amount

Paid-up:

Nationality:

CHIONG, SENG HAW

250,000

250,000

Singaporean

ONG, YEOK PHEE

25,000

25,000

Singaporean

AMORANTO, ROLANDO C.

950,000

950,000

Filipino

JUACALLA, TIRSO O.

12,500

12,500

Filipino

SERA JOSE, GENARO

12,500

12,500

Filipino

 

 

Management Information

 

Name:

Position:

CHIONG, SENG HAW

Chairman

AMORANTO, ROLANDO C.

President / Director

JUACALLA, TIRSO O.

Treasurer / Director

SERA JOSE, GENARO

Corporate Secretary / Director

ONG, YEOK PHEE

Director

 

 

Operation

 

Activities

Importer and distributor of food ingredients and medical raw materials.

Balance Sheet

 

Unit: PHP

Balance Sheet

2011.12.31

2010.12.31

TotalCurrentAssets

38,077,651.00

38,841,411.00

Cash

216,182.00

1,499,689.00

ShortInvest

18,090,423.00

11,888,511.00

Receivable

0

0

Inventory

15,247,867.00

18,790,290.00

OtherCurrentAssets

4,523,179.00

6,662,921.00

LongInvestTotal

0

0

LongInvestSecurity

0

0

LongInvestEquity

0

0

LongInvestOther

0

0

FixedAssetsTotal

4,010,430.00

5,237,984.00

FixedAssets

4,010,430.00

5,237,984.00

DepreciationTotal

0

0

IntangibleAssets

0

0

OtherAssets

0

0

TotalAssets

42,088,081.00

44,079,395.00

TotalCurrentDebt

37,287,312.00

35,976,718.00

ShortLoan

22,773,580.00

21,155,509.00

AccountsPayable

14,513,732.00

14,821,209.00

OtherCurrentLiability

0

0

LongLiabilityTotal

0

0

LongLeases

0

0

LongLoan

2,385,037.00

5,430,370.00

LongLoanOther

0

0

TotalLiability

39,672,349.00

41,407,088.00

TotalEquity

2,415,732.00

2,672,307.00

TotalEquity (USD)

57,204.53

63,280.23

ShareCapital

1,250,000.00

1,250,000.00

CapitalPaid

0

0

LegalReserve

0

0

SurplusReserve

0

0

UndistributedProfit

0

0

RetainedEarning

1,165,732.00

1,422,307.00

OtherEquity

0

0

TotalLiabilityAndEquity

42,088,081.00

44,079,395.00

TotalLiabilityAndEquity (USD)

996,645.76

1,043,800.07

 

 

Profit/ Loss Accounts

 

Unit: PHP

 

2011

2010

OperatingRevenue

0

0

SalesRevenue

55,661,865.00

61,678,430.00

SalesRevenue (USD)

1,318,072.96

1,460,545.22

InterestRevenue

0

0

OtherRevenue

11,643.00

10,347.00

TotalRevenue

55,673,508.00

61,688,777.00

SalesCost

39,963,306.00

45,307,469.00

GrossProfit

15,698,559.00

16,370,961.00

SalesExpenses

0

0

ManagementExpenses

15,966,778.00

15,883,912.00

FinancialExpenses

0

0

TotalExpenses

55,930,084.00

61,191,381.00

OperatingProfit

-256,576.00

497,396.00

NonOperatingProfit

0

0

ProfitBeforeTax

-256,576.00

497,396.00

Tax

0

146,115.00

NetProfit

-256,576.00

351,281.00

NetProfit (USD)

-6,075.72

8,318.33

 

 

Financial Flow

 

Unit: PHP

 

2011

2010

OperatingNetCash

143,755.00

7,643,868.00

InvestmentNetCash

0

-3,638,200.00

FinanceNetCash

-1,427,262.00

-4,378,085.00

 

 

Bankers

 

Banco de Oro Unibank, Inc.; China Banking Corporation; Security Bank Corporation; Chinabank Savings, Inc.

 

FORM 1 : Loans and Receivables

 

This section contains credit exposure of one million and above transactions reported quarterly by banks and other financial institutions.

 

For quarter ending as of March 31, 2012

 

Subject: CLARKCHEM INC

NO

Collateral/Security

Co Maker's Name

Loan Type

Loan Status

Outstanding Amount

Secured Amount

Unsecured Amount

1.

Chattel Mortgage

 

Time Loans

Current

311,122.00

311,122.00

0.00

2.

Chattel Mortgage

 

Time Loans

Past Due

1,386,645.85

1,386,645.85

0.00

3.

Other Securities

 

Import Bills Under Trust Receipts (TR)

Past Due

2,176,418.32

0.00

2,176,418.32

4.

 

SERA JOSE

Time Loans

Past Due

652,480.00

0.00

652,480.00

5.

 

SERA JOSE

Time Loans

Past Due

652,480.00

0.00

652,480.00

6.

Other Securities

AMORANTO ROLANDO AND TEODERICA

Bills Discounted

Past Due

732,440.00

0.00

732,440.00

7.

Other Securities

AMORANTO ROLANDO AND TEODERICA

Import Bills Under Trust Receipts (TR)

Past Due

734,605.20

0.00

734,605.20

 

Public Records

 

No negative records (court cases, credit cards cancelled and delinquent accounts) found under the name “CLARKCHEM INC.” in available database as of September 7, 2012.

 

 

Special Note

 

Above information were based on the subject’s 2011 General Information Sheet, the latest available at the Securities and Exchange Commission and available databases.

 

Address verification per interview with Ms. Gem Saduka, Sales Coordinator

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.52

UK Pound

1

Rs.88.84

Euro

1

Rs.70.85

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.