MIRA INFORM REPORT

 

 

Report Date :

13.09.2012

 

IDENTIFICATION DETAILS

 

Name :

FAME  TOP  INTERNATIONAL  LTD.

 

 

Registered Office :

c/o Silvermark Consultants Ltd., Room 1704, 17/F., Arion Commercial Centre, 2-12 Queen’s Road West, Sheung Wan

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

01.09.2006

 

 

Com. Reg. No.:

37198529

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Exporter of all kinds of cold rolled stainless steel coils and sheets, etc.

 

 

No. of Employees :

Not Available 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 


 

Status :

No Operating office in Hong Kong

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Hong Kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

 

Source : CIA

 

 

 


Company name

 

FAME  TOP  INTERNATIONAL  LTD.

 

 

Company ADDRESS

 

c/o Silvermark Consultants Ltd.

Room 1704, 17/F., Arion Commercial Centre, 2-12 Queen’s Road West, Sheung Wan, Hong Kong.

PHONE:            2877 3010

FAX:                 2877 2008

 

 

MANAGEMENT

 

Managing Director:  Mr. Lun Ying Biu

 

 

SUMMARY

 

Incorporated on:             1st September, 2006.

 

Organization                  Private Limited Company.

 

Capital:                         Nominal:           HK$10,000.00

Issued:              HK$1,000.00

 

Business Category:        Iron & Steel Product Trader.

 

Employees:                   Nil.

 

Main Dealing Banker:     HBZ Finance Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


Company ADDRESS

 

Registered Head Office:-

c/o Silvermark Consultants Ltd.

Room 1704, 17/F., Arion Commercial Centre, 2-12 Queen’s Road West, Sheung Wan, Hong Kong.

 

Associated Companies:-

Foshan Fame Top International Ltd., China.

Foshan Nanhai Zenith Enterprises Ltd., China.

 

 

BUSINESS REGISTRATION NUMBER

 

37198529

 

 

COMPANY FILE NUMBER

 

1071273

 

 

MANAGEMENT

 

Managing Director:  Mr. Lun Ying Biu

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

Issued Share Capital: HK$1,000.00

 

 

SHAREHOLDERS

(As per registry dated 01-09-2011)

 

Name

 

No. of shares

LUN Ying Biu

 

500

LAM Bing Yu

 

500

 

 

–––––

 

Total:

1,000

====

 

DIRECTORS  

(As per registry dated 15-08-2012)

 

Name

(Nationality)

 

Address

LUN Ying Biu

Flat A, 8/F., Block 5, Greenfield Garden, Tsing Yi, New Territories, Hong Kong.

 

LAM Bing Yu

Flat A, 24/F., Block 33, City One, Shatin, New Territories, Hong Kong.

 

 

SECRETARY

(As per registry dated 01-09-2011)

 

Name

Address

Co. No.

Silvermark Consultants Ltd.

Room 1704, 17/F., Arion Commercial Centre, 2-12 Queen’s Road West, Sheung Wan, Hong Kong.

0194765

 

 

HISTORY

 

The subject was incorporated on 1st September, 2006 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer and Exporter.

 

Lines:                           All kinds of cold rolled stainless steel coils and sheets, etc.

 

Employees:                   Nil.

 

Commodities Imported:   China, etc.

 

Markets:                       Hong Kong, China, other Asian countries, etc.

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               Various terms.

 


FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$1,000.00

 

Mortgage or Charge:       (See attachment)

 

Profit or Loss:                Keeping a balance account in Hong Kong.

 

Condition:                      Business is not active in Hong Kong.

 

Facilities:                      Making fairly active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         HBZ Finance Ltd., Hong Kong.

 

Standing:                      Small.

 

 

GENERAL

 

Having issued 1,000 ordinary shares of HK$1.00 each, Fame Top International Ltd. is equally owned by Mr. Lun Ying Biu and Mr. Lam Bing Yu.  Both are Hong Kong merchants.  They are also directors of the subject.  At present, Lun and Lam are residing in Hong Kong.

The subject does not have its own operating office.  Its registered office is in a commercial service firm located at Room 1704, 17/F., Arion Commercial Centre, 2-12 Queen’s Road West, Sheung Wan, Hong Kong known as Silvermark Consultants Ltd. which is handling its correspondences and documents.  This firm is also the corporate secretary of the subject.

The subject has no employees in Hong Kong.  It has had an associated company known as Foshan Fame Top International Ltd. [FFTI] which is in Foshan City, Guangdong Province, China.

FFTI is a leading manufacturer and stockist of cold rolled stainless steel coils and sheets in Guangdong Province of China.  It supplies stainless steel sheets and coils in different kinds of grade, such as AISI 304, 201, 410, 430, 420 J1 & J2, etc.  It is also specialized in supplying stainless steel circles for utensils and kitchenware industry throughout the world.

FFTI also supplies narrow strips of grade 304 and 430 series material in domestic and overseas market.  It is also able to supply secondary stainless steel constantly.

Furthermore, FFTI is able to customize products based on customers’ requirements such as tension levelling, slitting, cut to length, PVC laminated for BA and NO. 4 finish, etc.  It can provide full spectrum of the value added service to its customers.

According to FFTI it has had a joint venture engaged in manufacturing stainless steel sink, Kitchen Sink, etc..  The joint venture is a professional sink manufacturer in China with over a decade of experience in developing and marketing.

FFTI’s products are marketed in Hong Kong, China, exported to Japan, other Asian countries, etc.  Business is normal.

The contact person of FFTI Ms. Tracy Deng is a Chinese.

The subject’s business in Hong Kong is not active.  History in Hong Kong is over six years.

Since the subject does not have its own operating office and has no employees in Hong Kong, consider it good for business engagements on secured basis.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

15-01-2008

Instrument:      Lien & Set-Off Agreement

Property:

Fixed Deposit
Receipt No.     
   Value Date     Principal Amount       Maturity Date

DFN0010114       15-01-2008       EUR 64,905.66           16-04-2008

Mortgagee:      HBZ Finance Ltd., Hong Kong.

Loans, credit financial accommodation and facilities

18-12-2008

Instrument:      Lien and Set-Off Agreement

Property:

Fixed Deposit
Receipt No.     
   Value Date     Principal Amount       Maturity Date

DFN0122194       18-12-2008       USD200,000.00          18-03-2009
DFN1010098       16-01-2009       USD  90,180.56          16-04-2009

Mortgagee:      HBZ Finance Ltd., Hong Kong.

Loans, credit financial accommodation and facilities

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.26

UK Pound

1

Rs.88.85

Euro

1

Rs.71.13

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.