MIRA INFORM REPORT

 

 

Report Date :

17.09.2012

 

IDENTIFICATION DETAILS

 

Name :

F.D.COPELAND & SONS LIMITED

 

 

 

 

Registered Office :

Colanol House, 5 Westfield Street, London, SE18 5TL.

 

 

 

 

Country :

United Kingdom

 

 

 

 

Financials (as on) :

31.12.2010

 

 

 

 

Date of Incorporation :

25.10.1948

 

 

 

 

Com. Reg. No.:

00460389

 

 

 

 

Legal Form :

Private Limited

 

 

 

 

Line of Business :

The manufacture and sale of natural essential oils and allied products

 

 

 

 

No. of Employees :

42

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but Correct

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED KINGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership and contained the growth of social welfare programs. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, account by far for the largest proportion of GDP while industry continues to decline in importance. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Sharply declining home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these include nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aims to lower London's budget deficit from over 10% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 because of slower-than-expected economic growth and the impact of the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 23% by 2015. The Bank of England (BoE) implemented an asset purchase program of up to £325 billion (approximately $525 billion) as of February 2011. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU).

Source : CIA


Company Identification Details

 

Subject Reported on

F.D.COPELAND & SONS LIMITED

Registration Number

00460389

VAT Number

GB412901585

Address

COLANOL HOUSE, 5 WESTFIELD STREET, LONDON, SE18 5TL.

Telephone

0870 460 8101

Facsimile

0870 460 8102

Email

websales@fdcopeland.com

Web Address

www.fdcopeland.com

 

 

 

 

Official Company Data

 

 

Legal Form

Private Limited

Registration Number

00460389

VAT Number

GB412901585

Subject Status

Trading

Date of Incorporation

25/10/1948

Registered Office

COLANOL HSE, 5 WESTFIELD ST, LONDON, SE18 5TL.

Date of Last Annual Return to Registry

09/01/2012

Accounts

The last filed accounts at Companies House are those to 31/12/2010

Accounting Reference Date

31/12

 

 

 

Operations

 

 

Activities

The manufacture and sale of natural essential oils and allied products.

Nace Code

3663

Premises

Leased,Offices,Warehouse,Distillery

Staff Employed

42

Trade Names

COLANOL

Import Countries

ALL OVER THE WORLD

Export Countries

ALL OVER THE WORLD

Bankers

CLYDESDALE BANK PLC

Auditors

Roffe Swayne

Subsidiaries

BRABOURNE (PRODUCE) LIMITED

 

F.D. COPELAND & SONS TRUSTEES LIMITED

 

 

 

 

 

Previous Searches

 

Search History Summary

 

Last 3 Months

Last 6 Months

Last 12 Months

1

2

6

 

Search History Details

 

The Search History Details shows details of the most recent 40 searches

 

Date

Description

24/07/2012

Miscellaneous

10/05/2012

Miscellaneous

12/01/2012

Miscellaneous

18/12/2011

Miscellaneous

06/12/2011

Miscellaneous

16/09/2011

Miscellaneous

22/08/2011

Miscellaneous

 

 

 

Public Record Information

 

 

Summary of CCJ's/Scottish Decrees

 

No CCJs/Scottish Decrees are recorded in our file.

 

 

 

Summary of Mortgages, Charges and Satisfactions

 

 

Total Number of Mortgages/Charges Registered

7

Number Outstanding

2

Number Partially Satisfied

0

Number Satisfied

5

 

 

Date of Latest Mortgage Created

30/06/2009

Date of Latest Satisfaction

02/02/2007

 

 

 

Details of most recent Mortgages, Charges and Satisfactions

 

 

Date Fully
Satisfied

Date
Registered

Date
Created

Charge
Description

Form Type

Lender

 

14/07/2009

30/06/2009

Debenture

395

Clydesdale Bank Plc

 

01/12/2006

29/11/2006

Debenture

395

Fortis Bank Sa-Nv

02/02/2007

20/05/2003

16/05/2003

Mortgage Debenture

395

Aib Group (Uk) P.L.C.

06/06/2003

13/12/1983

01/12/1983

Charge

N/A

National Westminster Bank Plc

02/02/2007

21/09/1978

12/09/1978

Supplemental Legal Charge

N/A

Industrial And Commercial Finance Corporation Limited

02/02/2007

17/02/1978

15/02/1978

Debenture

N/A

Industrial And Commercial Finance Corporation Limited

06/06/2003

30/11/1971

29/11/1971

Mortgage Debenture

N/A

National Westminster Bank Ltd

 

It should be noted that there is no legal requirement to file satisfaction details of mortgages/charges at Companies House.

 

 

 

Other Filings and Notices

 

 

Date

Source

Description

 

23/05/2006

Companies House Gazette

Change among directors of a company

02/07/2003

Companies House Gazette

Change among directors of a company

10/01/2003

Companies House Gazette

Alteration in memorandum or articles of association

14/11/2001

Companies House Gazette

Change among directors of a company

17/02/2001

Companies House Gazette

Change among directors of a company

09/07/1999

Companies House Gazette

Change among directors of a company

09/07/1996

Companies House Gazette

Change among directors of a company

04/01/1996

Companies House Gazette

Change among directors of a company

04/01/1995

Companies House Gazette

Change among directors of a company

24/11/1994

Companies House Gazette

Change among directors of a company

13/02/1992

Companies House Gazette

Change among directors of a company

23/12/1991

Companies House Gazette

Change among directors of a company

16/12/1991

Companies House Gazette

Alteration in memorandum or articles of association

09/10/1991

Companies House Gazette

Change among directors of a company

16/05/1991

Companies House Gazette

Change among directors of a company

03/01/1991

Companies House Gazette

Alteration in memorandum or articles of association

07/12/1988

Companies House Gazette

Documents delivered by a company under section 241 (annual accounts)

18/02/1988

Companies House Gazette

Documents delivered by a company under section 241 (annual accounts)

20/02/1986

Companies House Gazette

Change among directors of a company

 

 

Company Secretary

 

 

Secretary

DAVID LAURENCE SARGENT

Service Address

COLANOL HSE, 5 WESTFIELD ST, LONDON, SE18 5TL.

Country of Origin

UNITED KINGDOM

Date of Birth

05/09/1964

Appointment Date

25/01/2001

 

 

 

Directors

 

 

Director

MR DEREK TIMOTHY COPELAND

Service Address

DROVEWAY, STELLING MUNNIS, CANTERBURY, KENT, CT4 6AJ.

Country of Origin

UNITED KINGDOM

Date of Birth

29/04/1937

Appointment Date

11/01/1993


Director


MICHAEL TORRE

Service Address

10 LISKEARD CLOSE, CHISLEHURST, KENT, BR7 5HW.

Country of Origin

UNITED KINGDOM

Date of Birth

30/05/1961

Appointment Date

01/01/1995


Director


ANDREW JOHN FELLOWES

Service Address

COLANOL HSE, 5 WESTFIELD ST, LONDON, SE18 5TL.

Country of Origin

UNITED KINGDOM

Date of Birth

14/08/1956

Appointment Date

01/07/1996


Director


DAVID LAURENCE SARGENT

Service Address

39 BEECH HALL ROAD, LONDON, E4 9NJ.

Country of Origin

UNITED KINGDOM

Date of Birth

05/09/1964

Appointment Date

01/05/2006


Director


STEPHEN JAMES SMITH

Service Address

5 UPPER MILL, WATERINGBURY, KENT, ME18 5PD.

Country of Origin

UNITED KINGDOM

Date of Birth

27/10/1961

Appointment Date

01/01/1995

Other Directorships

BRITISH ESSENTIAL OIL ASSOCIATION LIMITED(THE), F.D. COPELAND & SONS TRUSTEES LIMITED

 

 

 

 

 

 

 

Share Capital

 

 

Shares

Ordinary GBP 1.00

Issued Number

100,000

Principal Shareholder

74,987 F.D. Copeland & Sons Trustees Ltd

 

8,150 Richard Copeland

 

5,000 Stephen Smith

 

5,000 Michael Torre

 

5,000 Andrew Fellowes

 

732 John Copeland

 

732 Ann Copeland

 

399 D.T. Copeland Trust

 

The above reflects the principle shareholder(s) by number of shares held, irrespective of share classification type.

 

 

 

 

 

Financial Data– Statutory Accounts

 

 

For annual accounts images, view the

 

Profit and Loss

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

31/12/2010

31/12/2009

31/12/2008

31/12/2007

Currency

GBP

GBP

GBP

GBP

SALES

16793

15127

13782

12039

UK sales

8364

7723

6729

6388

Export

8429

7404

7053

5651

Cost of goods sold

13932

12644

11441

10066

GROSS PROFIT

2861

2483

2341

1973

Wages and Salaries

 

1587

1798

1447

Directors Emoluments

491

548

551

455

Auditors Fees

15

19

17

17

Non-Audit Fees

 

 

19

7

Trading Profit

463

251

238

151

Depreciation

76

34

63

72

OPERATING PROFIT

387

217

175

79

Non Trading Income

 

 

7

12

Interest Payable

44

32

32

11

PRE TAX PROFIT

343

185

150

80

Taxation

118

47

30

25

PROFIT AFTER TAX

225

138

120

55

RETAINED PROFITS

225

138

120

55

 

Balance Sheet

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

31/12/2010

31/12/2009

31/12/2008

31/12/2007

Currency

GBP

GBP

GBP

GBP

TOTAL FIXED ASSETS

818

110

71

106

Tangible Assets

818

110

71

106

Fixed Assets

818

110

71

106

TOTAL CURRENT ASSETS

6992

7018

6970

5551

Trade debtors

2859

2365

2564

1965

Stocks

3571

3532

4144

2938

Other Current Assets

562

1121

262

648

Misc Current Assets

429

191

261

159

Cash

133

930

1

489

TOTAL ASSETS

7810

7128

7041

5657

TOTAL CURRENT LIABILITIES

3159

2735

2786

1522

Trade creditors

860

873

1199

779

Short Term Loans

973

 

677

 

Bank Overdraft

973

 

677

 

Other Liabilities

1326

1862

910

743

WORKING CAPITAL

3833

4283

4184

4029

TOTAL LONG TERM LIABS

34

 

 

 

Other Liabilities

34

 

 

 

NET ASSETS/(LIABILITIES)

4617

4393

4255

4135

SHARE CAPITAL + RESERVES

4617

4393

4255

4135

Share Cap + Sundry Res

(692)

(692)

(692)

(692)

Issued Share Capital

100

100

100

100

Sundry Reserves

(792)

(792)

(792)

(792)

Profit and Loss account

5309

5085

4947

4827

SHAREHOLDERS FUNDS

4617

4393

4255

4135

CAPITAL EMPLOYED

4651

4393

4255

4135

 

Financial Comparison

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

31/12/2010

31/12/2009

31/12/2008

31/12/2007

Currency

GBP

GBP

GBP

GBP

Net Cashflow from Oper.

(899)

1736

(1091)

519

Increase in Cash

(1770)

1607

(1166)

548

Directors Remuneration

491

548

551

455

Auditors Remuneration

15

19

17

17

Liquid Assets

2992

3295

2565

2454

Net Working Capital

3833

4283

4184

4029

Other Deferred Liabs

34

 

 

 

Tangible Net Worth(T.N.W)

4617

4393

4255

4135

Equity

4617

4393

4255

4135

Number of Years Trading

62

61

60

59

Number of Employees

 

42

42

43

Profit per Employee

 

4404.8

3571.4

1860.5

Sales per Employee

 

360166.7

328142.9

279976.7

 

Key Credit Ratios

 

The following figures are shown as Ratios or Percentages

 

Accounts Date

31/12/2010

31/12/2009

31/12/2008

31/12/2007

Current Ratio

2.2

2.6

2.5

3.6

Pre Tax Profit Margin%

2

1.2

1.1

0.7

Gross Profit%

17

16.4

17

16.4

Debtors Days (D.S.O)

62

57

68

60

Creditors Days (D.P.O)

19

21

32

24

Quick Ratio

1.1

1.3

1

1.7

W.I.P/Inventory Days

93.6

102

132.2

106.5

Return on Investment%

6.9

4.9

3.7

2.2

Return on Assets%

4.4

2.6

2.1

1.4

T.N.W/Total Assets%

59.1

61.6

60.4

73.1

Return on Capital%

7.4

4.2

3.5

1.9

Rtn on Shareholders Funds%

7.4

4.2

3.5

1.9

Working Capital/Sales%

22.8

28.3

30.4

33.5

Borrowing Ratio%

21.1

 

15.9

 

Equity Gearing%

144.6

160.6

152.7

271.7

Stock Turnover

4.7

4.3

3.3

4.1

Days Purchases Outstanding

22.5

25.2

38.3

28.2

Sales/Fixed Assets

20.5

137.5

194.1

113.6

 

 

 

Key Industry Sector Trends

 

 

Year

2012

2011

2010

2009

Sample Size

836

8955

10305

10034

Pre-Tax Profit Margin

6.2

5.6

4.2

4.1

Current Ratio

1.6

1.5

1.5

1.6

Borrowing Ratio

41.4

36.9

42.8

39.4

Return on Capital

36.5

25

24.3

28.5

Creditors Days

49

105

104

97

 

Above figures relate to companies in 2003 Standard Industry Classification (Nace) sector : Miscellaneous manufacturing not elsewhere classified

 

 

 

Financial Summary

 

 

Auditors Qualification

The Auditors have expressed a clean opinion (i.e. unqualified with no referrals) on the accounts for the period ended 31/12/2010.

 

Turnover

Turnover has increased by 11 %, a growth of GBP 1,666,000 in the period.

 

Operating Profit

Totalled GBP 387,000. In the year prior a Profit of GBP 217,000 was achieved.

 

Pre Tax Profit

The subject's profit increased by 85 % in the year.

 

Working Capital

The subject's working capital decreased by 11 % in the period but remains positive.

 

Net Worth

Net worth was GBP 4,617,000.

 

Fixed Assets

The subject's fixed assets increased during the year by GBP 708,000 to GBP 818,000 and are now 10 % of total assets compared with 1 % in the previous year.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.73

UK Pound

1

Rs.88.61

Euro

1

Rs.71.34

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.