MIRA INFORM REPORT

 

Report Date :

17.09.2012

 

IDENTIFICATION DETAILS

 

Name :

KSHITIJ INVESTMENT ADVISORY COMPANY LIMITED

 

 

Registered Office :

India Bulls Finance Centre,  Tower II, 15th Floor, Senapati Bapat Marg, Elphinstone (West), Mumbai – 400013, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

31.12.2004

 

 

Com. Reg. No.:

150329

 

 

Capital Investment / Paid-up Capital :

Rs.30.000 Millions

 

 

CIN No.:

[Company Identification No.]

U67190MH2004PLC150329

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMP19586A

 

 

PAN No.:

[Permanent Account No.]

AADCP4737B

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Finance Investment Leasing Companies

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Be (45)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 619668

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is a established company having satisfactory track. There appears sharp dip in the profitability and turnover. However, trade relations are reported as fair. Business is active. Payment are reported to be usually correct and as per commitments.

 

The company can be considered for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

RBI DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

LOCATIONS

 

Registered Office :

India Bulls Finance Centre,  Tower II, 15th Floor, Senapati Bapat Marg, Elphinstone (West), Mumbai – 400013, Maharashtra, India 

Tel. No.:

91-22-40423480

Fax No.:

91-22-40423401

E-Mail :

Fch.legal@fch.in

 

 

DIRECTORS

 

AS ON 05.08.2011

 

Name :

Mr. N Shridhar

Designation :

Director

Address :

Flat No.503/A, 5th Floor, “Octavious”, Hiranandani, Hiranandani Gardens, Mumbai – 400050, Maharashtra, India

Date of Birth/Age :

23.09.1965

Date of Appointment :

31.03.2007

Date of Ceasing:

05.11.2010

DIN No.:

00019087

 

Other Directorship:

 

Top of Form

Bottom of Form

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U67190MH2005PLC157444

Future Capital Investment Advisors Limited

Director

20/09/2007

15/06/2006

05/11/2010

Amalgamated

NO

2

U52190MH2006PLC160415

MYRA MALL MANAGEMENT COMPANY LIMITED

Director

20/09/2007

19/06/2006

05/11/2010

Active

NO

3

U45200MH1962PLC012268

B E BILLIMORIA AND COMPANY LIMITED

Director

26/07/2007

27/12/2006

20/04/2010

Active

NO

4

U52599MH2007PLC167292

FUTURE CAPITAL FINANCIAL SERVICES LIMITED

Director

24/07/2008

25/01/2007

05/11/2010

Amalgamated

NO

5

U70109MH2006PTC161374

Kshitij Property Solutions Private Limited

Nominee director

24/08/2007

28/02/2007

05/11/2010

Active

NO

6

U85110MH2007PLC169493

FUTURE HOSPITALITY MANAGEMENT LIMITED

Director

19/08/2008

31/03/2007

05/11/2010

Active

NO

7

U67190MH2004PLC150329

KSHITIJ INVESTMENT ADVISORY COMPANY LIMITED

Director

06/09/2007

31/03/2007

05/11/2010

Active

NO

8

U65933MH1991PLC192261

FUTURE FINANCE LIMITED

Director

02/11/2010

02/05/2007

05/11/2010

Active

NO

9

L67120MH1996PLC192090

FUTURE VENTURES INDIA LIMITED

Additional director

14/07/2007

14/07/2007

20/02/2008

Active

NO

10

U67190MH2008PTC179546

EVERSTONE CAPITAL ADVISORS PRIVATE LIMITED

Director

30/07/2009

28/02/2008

21/10/2009

Active

NO

11

U65990MH2008PLC181572

FUTURE CAPITAL COMMODITIES LIMITED

Director

30/07/2009

25/04/2008

05/11/2010

Active

NO

12

U66010MH2007PLC169687

Future Capital Securities Limited

Director

03/10/2008

06/05/2008

31/12/2010

Active

NO

13

U67190MH1999PLC119009

CentrumDirect Limited

Director

29/12/2008

06/05/2008

31/12/2010

Active

NO

14

U65921MH1996PLC191973

FUTURE CAPITAL CREDIT LIMITED

Director

30/07/2009

12/11/2008

-

Amalgamated

NO

15

U67190MH2005PLC155095

FCH SECURITIES & ADVISORS LIMITED

Director

15/07/2010

03/05/2010

05/11/2010

Amalgamated

NO

16

U74140MH2008PTC233042

Pegasus FinInvest Advisory Private Limited

Additional director

23/03/2012

23/03/2012

-

Active

NO

 

 

Name :

Mr. Chetan Gandhi

Designation :

Director

Address :

11/A, Rajesh Apartment, Shankar Lane, Kandivali
(West), Mumbai – 400062, Maharashtra, India 

Date of Birth/Age :

22.03.1972

Date of Appointment :

03.05.2010

DIN No.:

00270994

 

Other Directorship:

 

Top of Form

Bottom of Form

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U33110DL2007PTC162524

NEESAN MEDICAL DEVICES PRIVATE LIMITED

Director

29/09/2010

31/03/2010

-

Active

NO

2

U67190MH2005PLC155095

FCH SECURITIES & ADVISORS LIMITED

Director

15/07/2010

03/05/2010

-

Amalgamated

NO

3

U52190MH2006PLC160415

MYRA MALL MANAGEMENT COMPANY LIMITED

Director

15/07/2010

03/05/2010

10/07/2012

Active

NO

4

U85110MH2007PLC169493

FUTURE HOSPITALITY MANAGEMENT LIMITED

Director

15/07/2010

03/05/2010

31/10/2011

Active

NO

5

U65990MH2008PLC181572

FUTURE CAPITAL COMMODITIES LIMITED

Director

15/07/2010

03/05/2010

24/06/2011

Active

NO

6

U67190MH2005PLC157444

Future Capital Investment Advisors Limited

Director

15/07/2010

03/05/2010

-

Amalgamated

NO

7

U67190MH2004PLC150329

KSHITIJ INVESTMENT ADVISORY COMPANY LIMITED

Director

15/07/2010

03/05/2010

-

Active

NO

8

U74140HR2011PTC042896

Intelivisto Consulting India Private Limited

Additional director

15/07/2011

15/07/2011

-

Active

NO

 

 

Name :

Mr. Prashant Shetty

Designation :

Director

Address :

Raheja Solitaire, B/503, Udyog Nagar, Off S V Road, Goregaon (West), Mumbai – 400062, Maharashtra, India

Date of Birth/Age :

29.04.1974

Date of Appointment :

03.05.2010

DIN No.:

03026333

 

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U67190MH2005PLC155095

FCH SECURITIES & ADVISORS LIMITED

Director

15/07/2010

03/05/2010

-

Amalgamated

NO

2

U85110MH2007PLC169493

FUTURE HOSPITALITY MANAGEMENT LIMITED

Director

15/07/2010

03/05/2010

31/10/2011

Active

NO

3

U65990MH2008PLC181572

FUTURE CAPITAL COMMODITIES LIMITED

Director

15/07/2010

03/05/2010

24/06/2011

Active

NO

4

U67190MH2005PLC157444

Future Capital Investment Advisors Limited

Director

15/07/2010

03/05/2010

-

Amalgamated

NO

5

U67190MH2004PLC150329

KSHITIJ INVESTMENT ADVISORY COMPANY LIMITED

Director

15/07/2010

03/05/2010

-

Active

NO

6

U33110DL2007PTC162524

NEESAN MEDICAL DEVICES PRIVATE LIMITED

Director

29/09/2010

03/09/2010

-

Active

NO

 

 

Name :

Mr. Ashokkumar Narayan Shinkar

Designation :

Director

Address :

1102, Govind Complex, Sector 14, Near Gamdevi Mandir, Navi Mumbai – 400703, Maharashtra, India

Date of Birth/Age :

09.11.1967

Date of Appointment :

02.11.2010

DIN No.:

00005835

 

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U51420MH2004PTC147451

METALLICA ENTERPRISE PRIVATE LIMITED

Director

13/07/2004

13/07/2004

25/06/2009

Active

YES

2

U24230MH2005PLC151476

BEOND PHARMA LIMITED

Director

22/02/2005

22/02/2005

01/10/2007

Active

NO

3

U24230AP1986PLC006446

DOCTORS ORGANIC CHEMICALS LIMITED.

Director

04/05/2005

04/05/2005

-

Dormant

NO

4

U24239MH2000PLC127301

BRAVO HEALTHCARE LIMITED

Director

01/06/2007

01/06/2007

25/06/2009

Active

NO

5

U67100MH2007PTC173068

ELLEN MANAGEMENT SERVICES PRIVATE LIMITED

Director

13/08/2007

13/08/2007

24/06/2009

Active

NO

6

L51900MH1988PLC048455

WANBURY LIMITED

Director

31/12/2010

30/06/2009

28/05/2012

Active

NO

7

U52599MH2007PLC167292

FUTURE CAPITAL FINANCIAL SERVICES LIMITED

Additional director

02/11/2010

02/11/2010

-

Amalgamated

NO

8

U85110MH2007PLC169493

FUTURE HOSPITALITY MANAGEMENT LIMITED

Additional director

02/11/2010

02/11/2010

31/10/2011

Active

NO

9

U70109MH2006PTC161374

Kshitij Property Solutions Private Limited

Director

05/08/2011

02/11/2010

18/01/2012

Active

NO

10

U52190MH2006PLC160415

MYRA MALL MANAGEMENT COMPANY LIMITED

Director

05/08/2011

02/11/2010

10/07/2012

Active

NO

11

U67190MH2005PLC157444

Future Capital Investment Advisors Limited

Director

05/08/2011

02/11/2010

-

Amalgamated

NO

12

U67190MH2004PLC150329

KSHITIJ INVESTMENT ADVISORY COMPANY LIMITED

Director

05/08/2011

02/11/2010

-

Active

NO

13

U67190MH2005PLC155095

FCH SECURITIES & ADVISORS LIMITED

Director

05/08/2011

02/11/2010

-

Amalgamated

NO

14

U65990MH2008PLC181572

FUTURE CAPITAL COMMODITIES LIMITED

Director

05/08/2011

02/11/2010

-

Active

NO

15

U65933MH1991PLC192261

FUTURE FINANCE LIMITED

Whole-time director

02/11/2010

02/11/2010

-

Active

NO

16

U67190MH1999PLC119009

CentrumDirect Limited

Additional director

31/12/2010

31/12/2010

29/03/2011

Active

NO

17

U66010MH2007PLC169687

Future Capital Securities Limited

Director

05/08/2011

31/12/2010

-

Active

NO

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 05.08.2011

 

Names of Shareholders

Address

No. of Shares

Future Capital Holdings Limited (FCH)

FCH House, Peninsula Corporate Park, Ganpat Roa Kadam Marg, Lower Parel, Mumbai – 400013, Maharashtra, India

2999994

Kishore Biyani Jointly with Future Capital Holdings Limited (FCH)

FCH House, Peninsula Corporate Park, Ganpat Roa Kadam Marg, Lower Parel, Mumbai – 400013, Maharashtra, India

1

Chandra Prakash Toshniwal with Future Capital Holdings Limited (FCH)

FCH House, Peninsula Corporate Park, Ganpat Roa Kadam Marg, Lower Parel, Mumbai – 400013, Maharashtra, India

1

Sanjay Rathi with Future Capital Holdings Limited (FCH)

FCH House, Peninsula Corporate Park, Ganpat Roa Kadam Marg, Lower Parel, Mumbai – 400013, Maharashtra, India

1

Prashant Shetty with Future Capital Holdings Limited (FCH)

FCH House, Peninsula Corporate Park, Ganpat Roa Kadam Marg, Lower Parel, Mumbai – 400013, Maharashtra, India

1

Chetan Gandhi with Future Capital Holdings Limited (FCH)

FCH House, Peninsula Corporate Park, Ganpat Roa Kadam Marg, Lower Parel, Mumbai – 400013, Maharashtra, India

1

Ashokkumar Shinkar with Future Capital Holdings Limited (FCH)

FCH House, Peninsula Corporate Park, Ganpat Roa Kadam Marg, Lower Parel, Mumbai – 400013, Maharashtra, India

1

Total

 

3000000

 

AS ON 05.08.2011

 

Category

Percentage

Bodies corporate

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Finance Investment Leasing Companies

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

HDFC Bank Limited

 

 

Facilities :

--

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

S.R. Batliboi and Company

Chartered Accountant

Address :

6th Floor, Express Tower, Nariman Point, Mumbai – 400021, Maharashtra, India

 

 

Ultimate Holding Company:

Pantaloon Retail (India) Limited

 

 

Holding Company:

Future Capital Holdings Limited

 

 

Fellow Subsidiaries :

·         Ambit Investment Advisory Company Limited )

·         Future Capital Investment Advisors Limited

·         Myra Mall Management Company Private Limited

·         Future Finance Limited

·         Axon Development Solutions Limited

·         Future Capital Financial Services Limited

·         Future Hospitality Management Limited

·         Kshitij Property Solutions Private Limited

·         Anchor Investment and Trading Private Limited (wef October 14, 2010)

·         FCH Centrum Wealth Managers Limited (wef March 28, 2011)

·         Future Capital Home Finance Private Limited (wef December 23, 2010)

 

 

Associates:

Idiom Design and Consulting Limited

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

5000000

Equity Shares

Rs.10/- each

Rs.50.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

3000000

Equity Shares

Rs.10/- each

Rs.30.000 Millions

 

 

 

 

 

 

Footnotes

 

3000000 (Previous Year 3000000) equity shares of Rs. 10/- each fully paid up. Out of the above 3000000 (Previous Year 3000000) equity shares are held by Future Capital Holding Limited, Holding company.

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

30.000

30.000

30.000

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

124.917

123.616

83.144

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

154.917

153.616

83.144

LOAN FUNDS

 

 

 

1] Secured Loans

0.000

0.000

0.000

2] Unsecured Loans

0.000

0.000

0.000

TOTAL BORROWING

0.000

0.000

0.000

DEFERRED TAX LIABILITIES

0.556

(1.208)

0.000

 

 

 

 

TOTAL

155.473

152.408

83.144

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

12.202

12.383

15.839

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

81.480

65.019

41.180

DEFERREX TAX ASSETS

0.000

0.000

0.243

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

0.000

0.000

0.000

 

Sundry Debtors

26.322

69.771

8.988

 

Cash & Bank Balances

4.527

3.175

2.677

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

35.152

32.187

52.844

Total Current Assets

66.001

105.133

64.509

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

2.572

15.324

17.923

 

Other Current Liabilities

1.638

1.568

15.332

 

Provisions

0.000

13.235

5.372

Total Current Liabilities

4.210

30.127

38.627

Net Current Assets

61.791

75.006

25.882

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

155.473

152.408

83.144

 

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

0.000

172.311

264.796

 

 

Other Income

8.780

64.921

2.796

 

 

TOTAL                                     (A)

8.780

237.232

267.592

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Consumption materials changes inventories

0.000

0.000

0.000

 

 

Manufacturing service costs

0.000

0.000

0.000

 

 

Employee related expenses

0.000

77.092

127.315

 

 

Administrative selling other expenses

0.890

50.891

76.518

 

 

TOTAL                                     (B)

0.890

127.983

203.833

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

7.890

109.249

63.759

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

0.001

0.015

0.021

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

7.889

109.234

63.738

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

3.902

3.084

3.432

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

3.987

106.150

60.306

 

 

 

 

 

Less

TAX                                                                  (I)

2.686

35.680

20.602

 

 

 

 

 

 

PROFIT AFTER TAX (G-I)                                  (J)

1.301

70.470

39.704

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

123.616

53.146

13.442

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

124.917

123.616

53.146

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

NA

94.601

178.349

 

TOTAL EARNINGS

NA

94.601

178.349

 

 

 

 

 

 

Earnings Per Share (Rs.)

0.43

23.49

13.23

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

14.82

29.71

14.84

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

NA

61.60

22.54

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

5.10

90.32

75.06

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.03

0.69

0.72

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

1.05

0.28

0.46

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

15.68

3.49

1.67

 

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

Yes

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--------

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

----------------------

22]

Litigations that the firm / promoter involved in

----------------------

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

----------------------

26]

Buyer visit details

No

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

NOTE:

 

The registered office address of the company has been shifted from 52, Kalpataru Synergy, Opp. Grand Hyatt, Vakola, Santacruz (East), Mumbai – 400055, Maharashtra, India to present address w.e.f. 01.09.2011

 

Contingent Liabilities not provided for

 

Particulars

Rs. In Millions

31.03.2011

Rs. In Millions

31.03.2010

Estimated amount of contracts remaining to be executed on capital account and not provided for

0.000

0.000

Income-tax matters in dispute

0.120

0.347

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.73

UK Pound

1

Rs.88.61

Euro

1

Rs.71.34

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

45

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.