MIRA INFORM REPORT

 

 

Report Date :

24.09.2012

 

 

 

 

IDENTIFICATION DETAILS

 

Name :

DSL MARKETING PRIVATE LIMITED

 

 

Registered Office :

C/6, 103 -104, Kanchan Pushpa Complex, Kavesshar, G. B. Road, Thane (West) Thane -400607, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

07.04.1999

 

 

Com. Reg. No.:

11-119311

 

 

Capital Investment/ Paid-up Capital:

Rs.2.000 Million

 

 

CIN No.:

[Company Identification No.]

U51900MH1999PTC119311

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Trader and importer of  lubricants and industrial lubricants.

 

 

No. of Employees:

50 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (48)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 55000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track record. Financial performance of the company appears to be good. Trade relations are reported to be fair. Business is active. Payment are reported to be usually correct and as per commitment.  

 

The company can be considered for normal business dealing at usual trade terms and conditions.

 

 

NOTES:

 

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

NSIC CRISIL

Rating

SE2A

Rating Explanation

It means performance capacity and financial strength of the company is high.

Date

February 2012

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

INFORMATION PARTED BY

 

Name :

Mr. Mahesh

Designation :

Accounts Manager

Contact No.:

91-22-25970125

Date :

22.09.2012

 

 

LOCATIONS

 

Registered Office :

C/6, 103 -104, Kanchan Pushpa Complex, Kavesshar, G. B. Road, Thane (West) Thane -400607, Maharashtra, India

Tel. No.:

91-22-25970125/26

Fax No.:

91-22-25970127

E-Mail :

selvam@dsllimited.com

maheshmgala_ca@yahoo.co.in

Website :

www.dsllimitec.com

Location :

Owned

 

 

Warehouse :

Located at Bhiwandi

 

 

Branch Office  :

Flat No.20, Indralok, Above Vijaya Bank, Opposite Ashwamegh Auto Pune – Satara Road, Pune -411037, Maharashtra, India

 

 

Stock point:

F- 6, Opposite Laxmi Bahrat Garage, Mayashri Comapound, Purna Village, Bhiwandi, Pune, Maharashtra, India

 

 

Sales and Service Location:

Located at

·         Delhi

·         Chandigarh

·         Mumbai

·         Pune

·         Goa

·         Surat

·         Jamshedpur

·         Kolkata

·         Hospet

·         Hyderabad

·         Chennai

·         Bangalore

 

 

DIRECTORS

 

As on 26.09.2011

 

Name :

Mr. Bishnu Charan Samanta Singhar

Designation :

Director

Address :

43/B/12, Brindawan Society, Thane (West), Thane – 400601, Thane, Maharashtra, India

Date of Birth/Age :

05.07.1950

Date of Appointment :

07.04.1999

Din No.:

00896619

 

 

Name :

Mrs. Indira Samanta Singhar

Designation :

Director

Address :

43/B/12, Brindawan Society, Thane (West), Thane – 400601, Thane, Maharashtra, India

Date of Birth/Age :

07.01.1953

Date of Appointment :

14.02.2008

Din No.:

02193295

 

 

 

 

KEY EXECUTIVES

 

Name :

Mr. Mahesh

Designation :

Accounts Manager

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 26.09.2011

 

Names of  Equity Shareholders

 

No. of Shares

Bishnu Charan Samanta Singhar

 

99000

Indira Samanta Singhar

 

99000

Total

 

198000

 

Names of  Preference  Shareholders

 

No. of Shares

Bishnu Charan Samanta Singhar

 

1000

Indira Samanta Singhar

 

1000

Total

 

2000

 

As on 26.09.2011

 

Category

 

Percentage

 

 

 

Directors or relatives of directors

 

100.00

 

 

 

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Trader and importer of lubricants and industrial lubricants.

 

 

Imports :

 

Products :

·         lubricants

·         Industrial lubricants.

Countries :

·         Uk

·         Europe

 

 

Terms :

 

Selling :

Credit (40 Days)

 

 

Purchasing :

Credit (40 Days)

 

 

 

GENERAL INFORMATION

 

Suppliers :

·         DIVINA

·         White House

·         Aero Pack Products Private Limited

·         Ajay Metachem Sud Chemie Private Limited

·         Apar Industries Limited (CR

·         James Walker Devol

·         Lablin Stock Centre

·         ITW Polymer Technologies

·         Polartech India Private Limited

·         Rocol Limited

·         Saileela Trading Private Limited

·         Solvey Solexis Quality Control Labortory

·         Baba Enterprises

·         Balwan Singh

·         Devendra Security Force

·         Expo Frieght Private Limited

·         Geo Chem -

·         Global Sales and Services

·         Inmaak Pharma Private. Limited. CRS

·         Orbitz Corporate and Leisure Travels (I) Private Limited

·         Purnay Co-Op. Hsg Soc. Limited

·         Rajkamal Wood Suppliers

·         Real Tech Computers

·         Reliance Print

·         Sachdev Gatewavs and Getawavs Private Limited

·         Safe Fire Services

·         S.A Jawarkar

·         Shadab Wooden Box

·         Srd Legal -

·         Star Enterprises

·         TNT India Private Limited

·         Ups Jetair Express Private Limited

·         Deeco Mechatron Marketing Private Limited-Ladv S. Crs

·         Green Channel Forwarders Private Limited

·         Kanchan Clearing Agency

·         Vinayak Logistics

·         Techoptions Infosolutions Private Limited

 

 

Customers :

Other (Distributors)

·         Mahendra and Mahendra

·         SCC Cement

·         Pepsico

·         Goa Shipyard Limited

·         Ispat Industries Limited

·         DP World

·         Ford

·         Nestle

·         Bharat Electronics

·         Vizag Steel

·         Dempo

·         Max

·         Bajaj

·         NPC Abhay Enterprises

·         AB Enterprises

·         Abishekh Industries Limited

·         Advanced Systek Private Limited

·         Lalbright & Wilson Chemicals I Limited

·         Alfa Laval (India) Limited

·         Alok Industries Limited

·         AMI Engineers

·         Apar Industries Limited (DRS)

·         Associated Engineers

·         ACCORD ENGINEERING SOLUTIONS

·         Aero Pack Products

·         Airtech Private Limited

·         Al-Kabeer Exports Private Limited (Govandi)

·         Aryan Enter

·         Asian Fabrics Private Limited.

·         Auro Textlies

·         Bajaj Auto Limited

·         Bansal Spinning Mills Limited

·         Banswara Syntex Limited

·         Birla Cellulosic

·         BOC India Limited

·         Budhaguru Seal

 

 

No. of Employees :

50 (Approximately)

 

 

Bankers :

·         Yes Bank Limited, 9th Floor, Nehru Centre, Discovery of India, Dr. Annie Beasnt Road, Worli, Mumbai – 400018, Maharashtra, India

·         Central Bank of India, Thane West Branch, Plot No. 383/384, Paradise Heights, Station Road, Thane (West), Thane – 400601, Maharashtra, India

 

 

Facilities :

Rs. In Millions

Secured Loans

As on 31.03.2011

Rs. in millions

As on 31.03.2010

Rs. in millions

Car Loan

0.577

1.026

Loan for Resident Top-Up from HDFC

2.821

3.682

Loan From Kotak

1.171

1.675

Kotak Mahindra Bank O/D

2.696

1.195

Total

7.265

7.578

 

Unsecured Loans

As on 31.03.2011

Rs. in millions

As on 31.03.2010

Rs. in millions

Archana P. Budhedev

0.250

0.250

Geetaben M. Kotak

0.200

0.200

Kasturben Gala

0.200

0.200

Kiran C. Jain

0.300

0.300

Meenakshi Gala

0.300

0.300

Narendra Zobalia

0.150

0.150

Purvi Narendra Joshi

0.250

0.250

Rashila P. Thakkar

0.300

0.300

Rohan Narendra Joshi

0.200

0.200

Sharad G Maisari HUF

0.250

0.250

S. V. Kadam

0.200

0.200

V.G.Prajapati

0.350

0.350

Zaverchand L. Khona

0.250

0.250

Amrita Singhar

0.049

0.049

Anurag Samanta Singhar

0.197

0.197

Ashmita Singhar

0.350

0.350

Kailash Chandra Samantaray

0.300

0.300

Suvarna R. Raje

0.800

0.800

M/s Ajay Metachem

1.059

1.059

Total

5.955

5.955

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Mahesh Murgi Gala

Chartered Accountant

Address :

102, Keshav Apartment, Above Saraswati Book Depot, Near CIDCO Bus Stop, Dutta Mandir Road, Thane – 400601, Maharashtra, India  

Pan No.:

AHFPG3113Q

 

 

 

 

CAPITAL STRUCTURE

 

As on 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

198000

Equity Shares

Rs.10/- each

Rs.1.980 Million

2000

Preference shares

Rs.10/- each

Rs.0.020 Million

 

Total

 

Rs.2.000 Million

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

198000

Equity Shares

Rs.10/- each

Rs.1.980 Million

2000

Preference shares

Rs.10/- each

Rs.0.020 Million

 

Total

 

Rs.2.000 Million

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

2.000

2.000

2.000

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

11.679

7.906

5.334

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

13.679

9.906

7.334

LOAN FUNDS

 

 

 

1] Secured Loans

7.265

7.578

1.423

2] Unsecured Loans

5.955

5.955

4.755

TOTAL BORROWING

13.220

13.533

6.178

DEFERRED TAX LIABILITIES

0.028

0.028

0.024

 

 

 

 

TOTAL

26.927

23.467

13.536

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

8.300

8.091

4.963

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.007

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

11.062

10.644

10.504

 

Sundry Debtors

21.144

15.634

9.055

 

Cash & Bank Balances

0.922

1.241

2.806

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

3.044

2.341

5.780

Total Current Assets

36.172

29.860

28.145

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

11.746

10.042

17.967

 

Other Current Liabilities

5.167

4.179

1.656

 

Provisions

0.665

0.301

0.000

Total Current Liabilities

17.578

14.522

19.623

Net Current Assets

18.594

15.338

8.522

 

 

 

 

MISCELLANEOUS EXPENSES

0.026

0.038

0.051

 

 

 

 

TOTAL

26.927

23.467

13.536

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

 

SALES

 

 

 

 

 

Income

108.471

77.334

69.005

 

 

Other Income

1.307

2.169

0.078

 

 

TOTAL                                     (A)

109.778

79.503

69.083

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of Purchase

66.702

41.012

43.555

 

 

Operation and other Cost 

36.085

32.822

23.228

 

 

Preliminary expense

0.013

0.013

0.013

 

 

 

102.8

73.847

66.796

 

 

Increase/ Decrease  in stock

(0.418)

(0.140)

(1.107)

 

 

TOTAL                                     (B)

102.382

73.707

65.689

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)     (C)

7.396

5.796

3.394

 

 

 

 

 

Less

FINANCIAL EXPENSES                                    (D)

1.023

0.829

0.328

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

6.373

4.967

3.066

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

0.639

0.663

0.447

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                              (G)

5.734

4.304

2.619

 

 

 

 

 

Less

TAX                                                                  (H)

1.961

1.356

1.196

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

3.773

2.948

1.423

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

7.906

4.958

3.910

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

11.679

7.906

5.333

 

 

 

 

 

 

Earnings Per Share (Rs.)

18.87

-

-

 

Particulars

 

 

 

31.03.2012

Sales Turnover(Approximately)

 

 

125.000

 

 

 

 

 

 

Expected Sales (2012-2013): Rs.180.000 Millions

 

The above information has been parted by Mr. Mahesh


 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

3.44

3.71

2.06

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

5.29

5.57

3.80

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

12.89

11.34

7.91

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.42

0.43

0.36

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

2.25

2.83

3.52

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

2.06

2.06

1.43

 

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Check List by Info Agents

Available in Report [Yes/No]

Year of Establishment

Yes

Locality of the Firm

Yes

Constitution of the firm

Yes

Premises details

No

Type of Business

Yes

Line of Business

Yes

Promoters background

Yes

No. of Employees

Yes

Name of Person Contacted

Yes

Designation of contact person

Yes

Turnover of firm for last three years

Yes

Profitability for last three years

No

Reasons for variation <> 20%

-

Estimation for coming financial year

Yes

Capital the business

Yes

Details of sister concerns

No

Major Suppliers

Yes

Major Customers

Yes

Payment Terms

Yes

Export / Import Details [If Applicable]

Yes

Market Information

-

Litigations that the firm / promoter involved in

-

Banking Details

Yes

Banking Facility Details

Yes

Conduct of the banking account

-

Buyer visit details

-

Financials, if provided

Yes

Incorporation details, if applicable

Yes

Last accounts filed at ROC

Yes

Major Shareholders, if applicable

Yes

Date of Birth of Proprietor/Partner/Director, if available

Yes

PAN of Proprietor/Partner/Director, if available

No

Voter ID No of Proprietor/Partner/Director, if available

No

External Agency Rating, if available

Yes

 

SUNDRY CREDITORS DETAILS:

(Rs. In Millions)

Particulars

31.03.2011

31.03.2010

 

DIVINA

0.000

0.035

White House

0.000

0.030

Aero Pack Products Private Limited

0.270

0.000

Ajay Metachem Sud Chemie Private Limited

0.399

0.146

Apar Industries Limited (CR

0.926

0.685

James Walker Devol

0.342

0.013

Lablin Stock Centre

0.004

0.000

ITW Polymer Technologies

0.007

0.000

Polartech India Private Limited

0.983

1.270

Rocol Limited

3.824

2.726

Saileela Trading Private Limited

0.000

0.543

Solvey Solexis Quality Control Labortory

0.597

0.743

Total A

7.352

6.191

Sundry Creditors For Expenses

 

 

Baba Enterprises

0.022

0.000

Balwan Singh

0.160

0.000

Devendra Security Force

0.005

0.000

Expo Frieght Private Limited

0.006

0.000

Geo Chem -

0.004

0.000

Global Sales and Services

(0.585)

0.000

Inmaak Pharma Private. Limited. CRS

0.513

0.000

Orbitz Corporate and Leisure Travels (I) Private Limited

(0.192)

0.000

Purnay Co-Op. Hsg Soc. Limited

0.016

0.000

Rajkamal Wood Suppliers

0.037

0.000

Real Tech Computers

0.007

0.000

Reliance Print

0.002

0.000

Sachdev Gatewavs and Getawavs Private Limited

0.065

0.000

Safe Fire Services

0.002

0.000

S.A Jawarkar

0.003

0.000

Shadab Wooden Box

0.007

0.000

Srd Legal -

0.026

0.000

Star Enterprises

0.003

0.000

TNT India Private Limited

0.005

0.000

Ups Jetair Express Private Limited

0.002

0.000

Deeco Mechatron Marketing Private Limited-Ladv S. Crs

0.638

1.025

Green Channel Forwarders Private Limited

0.083

0.081

Kanchan Clearing Agency

0.154

0.093

Vinayak Logistics

3.433

2.652

Techoptions Infosolutions Private Limited

(0.020)

0.000

Total B

4.394

3.851

Total A+ B

11.746

10.042

 

 

                                                                                                                                 (Rs. In Millions)

Particulars

31.03.2009

Sundry Creditors

 

Vinayak Logistics

2.438

Vinayak Logistics(Re-Imbursements)

0.430

Ajay Metacham Sud Chemie Private Limited

0.211

Apar Industries  Limited

3.222

Rocol  Limited

6.274

Rocol Site Safety Systems

0.531

Saileela TradingPrivate Limited

2.458

Solvey Solexies

0.555

Top Shop Trading Compnay Private Limited

1.690

United Metacham Private Limited

0.142

Pushpak Agency

0.016

Total

17.967


FORM 8

 

Corporate identity number of the company

U51900MH1999PTC119311

Name of the company

DSL MARKETING PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

C/6, 103 -104, Kanchan Pushpa Complex, Kavesshar, G. B. Road, Thane (West) Thane -400607, Maharashtra, India

Email: maheshmgala_ca@yahoo.co.in

This form is for

Creation of charge

Type of charge

Book debts

Movable property (not being pledge)

Particular of charge holder

Yes Bank Limited, 9th Floor, Nehru Centre, Discovery of India, Dr. Annie Beasnt Road, Worli, Mumbai – 400018, Maharashtra, India

Email: dlbbcadmum@yesbank.in

Nature of instrument creating charge

Deed of Hypothecation dated July 10, 2012

Date of instrument Creating the charge

10.07.2012

Amount secured by the charge

Rs.20.000 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Term of Payment:

On demand / Annual review

 

Extent and operation of the charge

 NA

 

Others:

NA

Short particulars of the property charged (Including location of the property)

Exclusive charge on Current Assets  both present and future

 

Exclusive charge on movable fixed assets both present and future which are not charged to any other bank or financial institution

 

Fixed Assets:

·         Computer System

·         Office Equipment

·         Motor Car

·         Plant and Machinery

·         Furniture and Fixtures

·         Air Conditioner

·         Godown Premises

 

  

PROFILE:

Earlier DSL Marketing Private Limited was a division of Ajay Metachem Limited, dealing with Marketing  of in House as well as imported industrial products KLUBER. In the year 1999, the division was separated as a  new company DSL Marketing Private Limited with a distinct objective to create world standard Industrial Marketing Organization

 

OBJECTIVES:

·         To provide platform to world class Brands of Industrial Products to reach Indian Market.

·         To expand the network for providing optimum customer service to their satisfaction.

·         To enrich knowledge base for adding value to service.


 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.91

UK Pound

1

Rs.87.60

Euro

1

Rs.70.01

 

 

INFORMATION DETAILS

 

 

Report Prepared by :

BYI

 

 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

6

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

6

--CREDIT LINES

1~10

5

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

48

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.