MIRA INFORM REPORT

 

 

Report Date :

24.09.2012

 

IDENTIFICATION DETAILS

 

Name :

PURKELL PRODUCTS INC

 

 

Registered Office :

155 Main Street suite 2b unionville, ontario, Canada

 

 

Country :

Canada

 

 

Date of Incorporation :

1993

 

 

Legal Form :

Corporation for Profit

 

 

Line of Business :

Importer and distributor of fruits and products related.

 

 

No. of Employees :

12

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

CANADA - ECONOMIC OVERVIEW

 

As an affluent, high-tech industrial society in the trillion-dollar class, Canada resembles the US in its market-oriented economic system, pattern of production, and affluent living standards. Since World War II, the impressive growth of the manufacturing, mining, and service sectors has transformed the nation from a largely rural economy into one primarily industrial and urban. The 1989 US-Canada Free Trade Agreement (FTA) and the 1994 North American Free Trade Agreement (NAFTA) (which includes Mexico) touched off a dramatic increase in trade and economic integration with the US its principal trading partner. Canada enjoys a substantial trade surplus with the US, which absorbs about three-fourths of Canadian exports each year. Canada is the US's largest foreign supplier of energy, including oil, gas, uranium, and electric power. Given its great natural resources, highly skilled labor force, and modern capital plant, Canada enjoyed solid economic growth from 1993 through 2007. Buffeted by the global economiccrisis, the economy dropped into a sharp recession in the final months of 2008, and Ottawa posted its first fiscal deficit in 2009 after 12 years of surplus. Canada''s major banks, however, emerged from the financial crisis of 2008-09 among the strongest in the world, owing to the financial sector''s tradition of conservative lending practices and strong capitalization. Canada achieved marginal growth in 2010 and 2011 and plans to balance the budget by 2015. In addition, the country''s petroleum sector is rapidly becoming an even larger economic driver with Alberta''s oil sands significantly boosting Canada''s proven oil reserves, ranking the country third in the world behind Saudi Arabia and Venezuela.

Source : CIA


GEOPOLITICS – CANADA

 

POLITICAL DATA

ECONOMIC DATA

Form of Government: Federal


Economic Risk: Nil

Currency: USD

Branch Situation:Medium

 

 

IDENTIFICATION

 

Ordered as:

Purkel Products Inc

Address in the order:

155 Main Street Suite 2B Unionville Ontario L3R 2G8 Canada

 

 

Legal Name:

PURKELL PRODUCTS INC

 

 

Legal Address

155 Main Street suite 2b unionville, ontario, Canada, L3R 2GB.

 

Operative Address

155 Main Street suite 2b unionville, ontario, Canada, L3R 2GB.

Telephone:

1 905 9471667

ID :

N.A.

Fax:

1 905 479 2794

Legal Form:

Corporation for Profit

Email:

mail@purkel.com

Registered in:

Canada

Website:

http://www.purkel.com

Date Created:

1993

Manager:

Terry Chambers, President & Board Member

Date Incorporated:

1993

Staff:

12

Stock:

N.A.

 

 

Value:

N.A.

Activity:

Importer and distributor of fruits and products related.

 

 

BANKS

 

Name of the Bank

Royal Bank of Canada

 

 

BUSINESS

 

HISTORY

 

PURKELL PRODUCTS INC was created in 1993

PRINCIPAL ACTIVITY

 

Purkel Products Inc, acts as an agent and distributor of several varieties of fruit juice concentrates.

Products/Services description:

 

The range of products include fruit juice concentrates, tropical fruit purees, pulps, essences, aromas and oils. Purkel Products are agents, importers, distributors to the North American Industry and represent several agroindustry conglomerates across the globe. The products offered by the company service the Juice, Wine, Baking, ice cream, Preserve, Vinegar, Flavor and Brewing Industries.

Sales are:

 

Wholesale

Clients:

 

This company has as main clients retail companies such as supermarkets.

Suppliers:

 

ALGIN FRUIT JUICES (SOUTH AFRICA)

GRABLOW (SOUTH AFRICA)

TEXAS CITRUS EXCHANGE. (U.S.A)

Operations area:

 

National, International

The company imports from Argentina, south america, south africa, china, thailand

The company exports to U.S.A., Europe

Trade References:

 

TEXAS CITRUS EXCHANGE

 

702 East Expressway 83  Mission, TX 78572, U.S.A.

Phone:(956) 585-8321

 

Time doing business: over 10 years.

Payments: 45 days

Payment way: bank transfers

Credit average: USD 8,000

Opinion: Excellent client.

 

Ms. Ruth Sheperd (asistant) provided all the information.

The subject employs 12 employees

PAYMENTS

 

made on a 45 days basis - monitored over the last 12 months

LOCATION

Headquarters

 

The company has the headquarters located at:

 

155 Main Street suite 2b unionville, ontario, Canada, L3R 2GB.

The property is:

 

Rented

Comments on location:

 

At their main location the company has the headquarters, distribution point and warehouse.

Branches:

 

The company has only one location in Canada.

 

Shareholders - Manager - Related Companies

 

Listed at the stock exchange:

 

NO

Shareholders Parent Company(ies):

 

PURKELL PRODUCTS INC is a private company where Mr. Terry Chambers is the main shareholder.

Management:

 

Terry Chambers, President & Board Member

 

 

Financials - COMMERCIAL TRENDS AND FORECAST

 

As a private company the subject does not publish any financial statements.

We have contacted Terry Chambers (President) who provided us with the following data:

Currency

DATE

 

CAD

2011

 

Turnover

15,000,000

 

The cash flow is

Normal

 

 

 

Comments on the financial data: Mr. Terry Chambers estimates that the sales for 2012 would be about 10% higher than the result in 2011, indicating that the company has signed some extra contracts during the last two months.

Legal Filings

 The sources consulted record no detrimental legal or labor court information.

 

 

Rating

 

Local credit bureau gave a Correct credit rate.

 

The company is in Good Standing. This means that all local and federal taxes were paid on due date.

 Final Opinion

 

PURKELL PRODUCTS INC is a private company with 19 years of experience in the market where they develop.

 

This company operates with 12 employees and only one location in Canda where they have the headquarters, distribution point and warehouse.

 

PURKELL PRODUCTS INC import some of their products from U.S.A, South America, South Africa, China and Thailand. Also some of their products are exported to Europe and U.S.A.

 

A excellent trade reference was provided by one of the suppliers (TEXAS CITRUS EXCHANGE).

 

This company is not planing to expand its operations, they are getting more clients and make a good name in Canada, and after they will open new branches.

 

 

SUMMARY

 


FINANCIAL SUMMARY


DEBT COLLECTIONS AND PAYMENTS

Profitability

N.A.

Public

NO

Indebtedness

CONTROLLED

Payments

REGULAR

Cash

NORMAL

 

 

 

 

APPENDIX

 

Person Interviewed

 

Terry Chambers

Position

 

President

Comments

 

Mr. Chambers, provided and confirmed all the information for this report (legal name, creation date, employees, location, activity, imports, exports, payments, shareholders, revenue).

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.90

UK Pound

1

Rs.87.60

Euro

1

Rs.70.00

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.