MIRA INFORM REPORT

 

 

Report Date :

24.09.2012

 

IDENTIFICATION DETAILS

 

Name :

THE POOL TEAM CC

 

Registered Office :

 

Unit D1 ,20A Dan Jacobs Street, Fountains Industrial Park, Alrode

 

 

Country :

South Africa

 

 

Date of Incorporation :

09.11.2005

 

 

Com. Reg. No.:

B2005/162490/23

 

 

Legal Form :

Close Corporation

 

 

Line of Business :

 

 

 

No. of Employees :

40

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

Source : CIA


Summary

 

Subject Name

THE POOL TEAM CC

Country

South Africa

Subject Contact Person

GREGORY CUMMING-Member

Assessment

This is a well-established family business. On investigation, contact was made with Mr G Cummings who assisted us The company has been operating for 7 years with several branches accross Gauteng.A bank code could not be obtained as the account number was not made available .The company is meeting its suppliers timeously.No adverse information was revealed.Please see the available information below

 

 

Company information

 

Registered Name

THE POOL TEAM CC

Trading as/ Division Name

None

Previous Name

None

Date of Name Change

None

Registration Number

B2005/162490/23

Registration Date

2005/11/09

Date Commenced Trading

November 2005

Age of Business

6 Years 10 Months

History of Business

THE POOL TEAM CC was registered in November 2005 and operations commenced immediately

History of Principals

Unavailable

Shareholders/Members/Partners of subject and % holding

GREGORY CUMMINGROBERT CUMMING

Authorised Share Capital

R0.00

Issued Share Capital/Members Contribution

R0.00

Status

In Business

Operations Assessment

The company provides advice and equipment such as pool heat pumps,pool cleaners and pool ladders for swimming pool maintenance and repairs.brand names stocked include Zodiac,Eartheco ,Astral,Pentair,Kreepy Krauly amongst others

Industry/ Customers

PRIVATE SECTOR

Export

 

Export Countries

 

Import

 

Import Countries

 

Major Industry Code / SICC

61909

Definition of Code

Other wholesale trade n.e.c.

Head Office Physical Address

Unit D1 ,20A Dan Jacobs Street, Fountains Industrial Park, Alrode

Head Office Postal Address

P 0 Box 412 Glen Vista 2058

Current Tel Number

011 908 0140

Cell Number

0823868889

Current Fax Number

011 908 0141

Current Email Address

craighall@thepoolteam.co.za

Web Site Address

www.thepoolteam.co.za

Comments

 

 

 

Auditors information

 

Company Registered Name

Moore Stephens MWM Inc

Trading Name

Moore Stephens MWM Inc

Registration Number

 

Physical Address

7 West StreetHoughtonJohannesburgGautengSouth Africa

Postal Address

P 0 BOX 1574, HOUGHTON, 2041

Contact Person

 

Contact Number

011 7287240

Email

mail@moorestephens.co.za

Principals

 

Judgements Against Subject

 

Judgements Against Principals

 

Subject Verified as Client

 

Practice Number

904244E

VAT Number

 

Tax Number

 

BEE Status

 

Financial Year End

 

No of years in Business

Unknown

Website

 

Comment

 

 

 

Tax information

 

Vat Number

4790229555

Status

ACTIVE

Vat Liable Date

2006/07/01

Tax Number

9291275171

Tax Clearance Expire Date

 

Financial Year End

April

Comment

 

Black Economic Empowerment

Status

No

Score

 

Expire Date

 

BEE Certificate Available

No

Comment

In the process of becoming BEE compliant

ISO Status

Type of ISO Grade

ISO 9001:2000

ISO Certificate

Yes

ISO Certificate Available

No

Certified by an Accredited Agent

Yes

Comment

ZODIAC POOL CLEANER

Workman's compensation

Registered

Yes

Compliance Certified

Yes

Comment

 

 

 

Company Structure

Subsidiaries Information - No Information on Record

 

 

Employees

Number of Employees

40

1. Salaried employees

 

2. Waged employees

 

3. Permanent employees

 

4. Casual employees

 

5. Contracted employees

 

Comment

The total number of employees for all the branches

Company Fleet

Company Fleet

No of vehicles:

Ownerd/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

5

Comment

 

Light delivery Vehicles

5

Leased

 

 

 

Office

 

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

REALTY DYNAMIX 112 (PTY)LTD

 

 

Branch Information

 

Branches Names

Country

Province

THE POOL TEAM Albermarle

South Africa

GAUTENG

THE POOL TEAM -ALBERTON

South Africa

GAUTENG

THE POOL TEAM Brackencity

South Africa

GAUTENG

THE POOL TEAM Glenvista Shopping Centre

South Africa

GAUTENG

THE POOL TEAM Pretoria

South Africa

Gauteng

THE POOL TEAM Rand Ridge Mall

South Africa

Guteng

THE POOL TEAM Sloane Square Megastore

South Africa

Gauteng

THE POOL TEAM Valley Shopping Centre

South Africa

Gauteng

THE POOL TEAM Vereeniging

South Africa

Gauteng

Branch Detail Information

Branches Owned/ Rented

Leased

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

Comment

Shop 2 Tasso CentreOnyx PlaceAlbermarleTel - 011 865 5978

 

 

Branches Owned/ Rented

Leased

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

Comment

The TerminalCnr Trichardt Str and DR Vosloo RdBartlettTel - 011 918 111 OFax - 011 918 2964

 

Branches Owned/ Rented

Leased

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

Comment

Cnr Hennie Alberts Ave & Rae Frankel StrBrackenhurstAlbertonTel - 011 867 1500Fax - 011 867 1550

 

Branches Owned/ Rented

Leased

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

Comment

Cnr Voster Ave & Bellairs AveGlenvistaJohannesburgTel - 011 432 5555Fax - 011 432 5200

 

 

Branches Owned/ Rented

Leased

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

Comment

Shop L1, Garsfontein Road and Rubenstein StrMoreleta SquareMoreleta ParkPretoria EastTel -012 993 1500Fax - 012 993 5500

 

Branches Owned/ Rented

Leased

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

Comment

Rand Ridge MallCnr John Voster & Kayburne StrRand RidgeJohannesburgTel - 011 791 7311 Fax - 011 791 7322

 

Branches Owned/ Rented

 

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

Comment

Sloane Square MegastoreCnr William Nicol & Sloane StBryanstonJohannesburgTel - 011 463 3111

 

 

Branches Owned/ Rented

 

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

Comment

Valley Shopping Centre396 Jan Smuts AveCraighall ParkJohannesburgTel - 011 501 1500Fax -011 501 1600

 

 

Branches Owned/ Rented

 

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

Comment

VereenigingRiverwalk Shopping CentreNo 7 Nile DriveThree RiversVereenigingTel - 016 423 4000Fax- 016 423 7722

 

 

Management Overview

Organisation Chart

Company Structure Information - No Information on Record

Note: One level up and all levels down

 

Key Deals - No Information on Record

 

Trade reference

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

Pentair Water South Africa (Pty)Ltd

0113921177

 

 

Tracey has mentioned that it is against Company Policy to provide Trade references

2

Scott Bader

031 736 8500

 

 

Unable to disclose figures

3

Bidvest Panalpina Logistics

031 302 3811

 

 

No record of account

4

ZODIAC POOL CARE

011 237 3900

 

 

Michele was unable to disclose figures

 

Trade References Detail

 

 

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

 

 

 

 

 

 

 

2

5 Years

 

 

30 days

 

30 days

Excellent Account

3

 

 

 

 

 

 

 

4

5 years

 

 

30 days

 

30 days

Excellent Account,figures are confidential

 

 

Adverse Information on Subject

Judgements

 

Judgements

None

Possible Judgements

No Information on Record

Civil Court

No Information on Record

RDs

No Information on Record

Comment

No Information on Record

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

Comment

 

None

No Information on Record

No Information on Record

No Information on Record

 

Default Listings

 

 

Date

Details

Comment

 

None

No Information on Record

Notarial Bonds - No information on record

 

 

Bank information

 

Bank

ABSA Bank

Branch

UNDISCLOSED

Brach Code

UNDISCLOSED

Bank Account Number

UNDISCLOSED

Type of Account

CHEQUE

Account Name

THE POOL TEAM

Overdraft Facilities

The company does not require overdraft facilities as credit balances are maintained at the bank.The company also banks with Nedbank

Bank Code

P

Bank Comment

A Bank code could not be obtained as the subject declined to provide a bank account number

 

 

Bank Code History - No Information on Record

Previous Bank Account Informat ion - No Information on Record

Deeds Information - No information on record

 

 

Financial Information

Financial Estimates

 

Comment

The turnover for the previous financial year end was R60 million, the same is expected for the next financial year

 

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

 

Number of Principals

2

Average Age of Active Principals

37

Active Principals Principal - 1of 2 ROBERT CUMMING

Surname

CUMMING

First Name

ROBERT

Other Names

None

Marital Status

Single

ID Number

7601205075086

Verified ID Number

Yes

Current Age

36

Designation

Director

Status

Active

Appointment Date

2005/11/09

Physical Address (at time of Appointment)

95 GLENVISTA VILLAGE, CAMARO AVENUE, GLENVISTA, 2050

Postal Address

P 0 BOX 11094, RANDHART, 1457

Current Tel Number

0119080140

Cell number

0724564879

Shareholding/Membership

50.0000

 

 

Principal's Adverse - No information on record

Business Information forR OBERT CUMMING

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

THE POOL TEAM CC

B2005/162490/23

In Business

7 Years 7 Months

0

No

 

THE HARDWARE TEAM CC

B2006/194784/23

In Business

6 Years 6 Months

0

No

 

PURPLE MOSS 1411 CC

B2010/097886/23

In Business

2 Years 2 Months

0

No

 

 

 

Principal Previous Business Interests

 

Average Age of Previous Business 11 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

DADSWELL AND CUMMING TRANSPORT CC

B2001/032224/23

Deregistration Final

11 Years 11 Months

0

No

 

 

 

Principal's Deeds Information - No information on record

 

Principal - 2of 2 GREGORY CUMMING

Surname

CUMMING

First Name

GREGORY

Other Names

None

Marital Status

Married

ID Number

7303055130083

Verified ID Number

Yes

Current Age

39

Designation

Director

Status

Active

Appointment Date

2005/11/09

Physical Address (at time of Appointment)

36 CATHEDRAL PEAK AVENUE, GLENVISTA, JOHANNESBURG, 0000

Postal Address

P 0 BOX 412, GLENVISTA, 2058

Current Tel Number

0116820220

Cell number

0823868889

Shareholding/Membership

50.0000

 

 

Principal's Adverse - No information on record

Business Information forG REGORY CUMMING

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

THE POOL TEAM CC

B2005/162490/23

In Business

7 Years 7 Months

0

No

 

THE HARDWARE TEAM CC

B2006/194784/23

In Business

6 Years 6 Months

0

No

 

PURPLE MOSS 1411 CC

B2010/097886/23

In Business

2 Years 2 Months

0

No

 

REALTY DYNAMIX 112 (PTY)LTD

M2009/012115/07

In Business

3 Years 3 Months

0

No

 

 

 

Principal Previous Business Interests

Average Age of Previous Business 7 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

AVIOR INVESTMENT HOLDINGS (PTY)LTD

2007/028089/07

In Business

5 Years 5 Months

0

No

 

GIBSON FOODS (PTY) LTD

2008/004660/07

In Business

4 Years 4 Months

1

No

 

TECHNICAL EMINENCE CC

B1999/002188/23

In Business

13 Years 1 Months

0

No

 

SUN ROAD TRADING 10 CC

B2001/039387/23

In Business

11 Years 11 Months

0

No

 

TAMUS INVESTMENT HOLDINGS (PTY)LTD

M2008/026015/07

Deregistration Final

4 Years 4 Months

0

No

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.90

UK Pound

1

Rs.87.60

Euro

1

Rs.70.01

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.