MIRA INFORM REPORT

 

 

Report Date :

25.09.2012

 

 

 

Tel. No.:

0064-9 4155646

 

IDENTIFICATION DETAILS

 

Name :

THE MIDAS INTERIOR DESIGN GROUP (1992) LIMITED

 

 

 

Registered Office :

C/o WATERSTONE INSOLVENCY LIMITED

16 Piermark Drive Albany Auckland 0632

 

 

Country :

New Zealand

 

 

Date of Incorporation :

13.03.1992

 

 

Com. Reg. No.:

540044

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Engaged in retail sales and wholesale of ceramic, terracotta and porcelain tiles.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Poor

Payment Behaviour :

Slow and delayed

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

New Zealand

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

NEW ZEALAND - ECONOMIC OVERVIEW

 

Over the past 20 years the government has transformed New Zealand from an agrarian economy dependent on concessionary British market access to a more industrialized, free market economy that can compete globally. This dynamic growth has boosted real incomes - but left behind some at the bottom of the ladder - and broadened and deepened the technological capabilities of the industrial sector. Per capita income rose for ten consecutive years until 2007 in purchasing power parity terms, but fell in 2008-09. Debt-driven consumer spending drove robust growth in the first half of the decade, helping fuel a large balance of payments deficit that posed a challenge for economic managers. Inflationary pressures caused the central bank to raise its key rate steadily from January 2004 until it was among the highest in the OECD in 2007-08; international capital inflows attracted to the high rates further strengthened the currency and housing market, however, aggravating the current account deficit. The economy fell into recession before the start of the global financial crisis and contracted for five consecutive quarters in 2008-09. In line with global peers, the central bank cut interest rates aggressively and the government developed fiscal stimulus measures. The economy posted a 2% decline in 2009, but pulled out of recession late in the year, and achieved 1.7% growth in 2010 and 2% in 2011. Nevertheless, key trade sectors remain vulnerable to weak external demand. The government plans to raise productivity growth and develop infrastructure, while reining in government spending.

Source : CIA


IDENTIFICATION DETAILS

 

Verified Address

Subject name :              THE MIDAS INTERIOR DESIGN GROUP (1992) LIMITED

Business address :        C/o WATERSTONE INSOLVENCY LIMITED

16 Piermark Drive

Town :                           Albany

Province :                      Auckland

Zip/postal code :            0632

Country :                       New Zealand

Tel :                              +64 9 4482038

Fax :                             +64 9 4413489

 

Registered address :      C/o WATERSTONE INSOLVENCY LIMITED

16 Piermark Drive

Town :                           Albany

Province :                      Auckland

Zip/postal code :            0632

Country :                       New Zealand

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :        13/03/1992

Legal form :                               Private Limited Company

Chief executive :                        Damien Grant

Issued & paid up capital :           NZD 10,000

Line of business :                       The Subject has been in liquidation since 25-06-2012 due the demise of Mr.

Frederic Vincent Turner. The Subject’s was previously engaged in retail sales

and wholesale of ceramic, terracotta and porcelain tiles.

Staff employed :                         Nil

 

CREDIT RISK OPINION

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is ceased

Management experience :           Management is inadequately experienced

Financial performance :              Financial performance is undetermined

Organization structure :              Organizational structure is flawed

Detrimental :                  Serious detrimental records found

Payment history :                      Payment punctuality is undetermined

Credit amount suggestion :         Fully secured terms.

STATUTORY DETAILS

 

Registry Data

Registration date :                      13/03/1992

Legal form :                               Private Limited Company

Registration no                          540044

Registered authority :                 New Zealand Companies Office

Registry status :                        In Liquidation

Previous name :                         None reported.

Change of legal form :                 None reported.

Comments :                              The Subject has been in liquidation since 25-06-2012 due the demise of Mr.

Frederic Vincent Turner. The Subject’s business asset has been taken over by

Roberts Heritage Limited doing business as Heritage Tiles and Midas Tiles. The

Subject has ceased operations since 25-06-2012 and all correspondence with

regards to the Subject should be directed to the Subject’s liquidators Waterstone

Insolvency Limited located at the heading address.

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                                      Damien Grant

Designation :                             Liquidator

Name :                                      Steven Khov

Designation :                             Liquidator

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                                      Frederic Vincent Turner (deceased)

Designation :                             Director

Appointment date :                     31/07/00

Address :                                  21A Wisteria Way

Mairangi Bay, Auckland 0630

New Zealand

 

Name :                                      Damien Grant

Designation :                             Liquidator

Appointment date :                     25/06/12

Address :                                  C/o WATERSTONE INSOLVENCY LIMITED

16 Piermark Drive

Albany, Auckland 0632

New Zealand

 

Name :                                      Steven Khov

Designation :                             Liquidator

Appointment date :                     25/06/12

Address :                                  C/o WATERSTONE INSOLVENCY LIMITED

16 Piermark Drive

Albany, Auckland 0632

New Zealand

Staff employed :             Nil

 

SHARE CAPITAL

 

Composition

Authorized Capital :                    NZD 10,000

No of shares :                            10,000 Ordinary Shares

Share par value :                        NZD 1

Issued capital :                          NZD 10,000

Paid up capital :                         NZD 10,000

 

OWNERSHIP / SHAREHOLDERS

 

How listed : Full List

 

Composition

Shareholder name :                    Frederic Vincent Turner (deceased)

Address :                                  21A Wisteria Way

Mairangi Bay, Auckland 0630

New Zealand

No. of shares :                           5,000 Ordinary Shares

% of shares :                             50%

Shareholder name :                    Pauline Margaret Turner

Address :                                  21A Wisteria Way

Mairangi Bay, Auckland 0630

New Zealand

No. of shares :                           5,000 Ordinary Shares

% of shares :                             50%

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Related companies and corporate

affiliations comments:                 None reported.


BANK & MORTGAGES

 

Mortgages :                               None reported.

 

Legal Fillings

Bankruptcy fillings :                    None reported.

Court judgements :                     None reported.

Tax liens :                                 None reported.

Others :                                    None reported.

 

FINANCIAL DATA

 

Description

Comments :                              The Subject's financial information is not available.

The Subject has been in liquidation since 25-06-2012 due the demise of Mr.

Frederic Vincent Turner. The Subject’s business asset has been taken over by

Roberts Heritage Limited doing business as Heritage Tiles and Midas Tiles. The

Subject has ceased operations since 25-06-2012 and all correspondence with

regards to the Subject should be directed to the Subject’s liquidators Waterstone

Insolvency Limited located at the heading address.

 

OPERATION DETAILS

 

Main activities :                          The Subject has been in liquidation since 25-06-2012 due the demise of

Mr. Frederic Vincent Turner. The Subject’s was previously engaged in

retail sales and wholesale of ceramic, terracotta and porcelain tiles.

The Subject’s business asset has been taken over by Roberts Heritage

Limited doing business as Heritage Tiles and Midas Tiles. The Subject has

ceased operations since 25-06-2012 and all correspondence with regards

to the Subject should be directed to the Subject’s liquidators Waterstone

Insolvency Limited located at the heading address.

 

Purchases

Local :                                      None reported.

International :                             None reported.

 

Sales

Local :                                      None reported.

International :                             None reported.

 

Property & Assets

Premises :                                The Subject operates from premises located at the verified heading

address consisting of the liquidators administrative office.

Branches :                                None reported.

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                        Reserve Bank of New Zealand

Reserve of foreign exchange & gold :       US$ 18.421 billion

Gross domestic product - GDP :             US$ 140,434 billion

GPP (Purchasing power parity) :             119.791 billion of International dollars

GDP per capita - current prices :             US$ $32,145

GDP - composition by sector :                agriculture: 4.6%

industry: 23.7%

services: 71.7%

Inflation :                                               2008: 4%

2009: 2.1%

2010: 2.5%

Unemployment rate :                              2008: 4.2%

2009: 6.2%

2010: 6.2%

Public debt

(General Government gross debt as

a % GDP):                                            2008: 20.4%

2009: 26.2%

2010: 31%

Government bond ratings :                      Standard & Poor's: AA+/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded

shares:                                                             US$ 67.061 billion

Largest companies in the country :          Telecom of New Zealand, Transpower, Fletcher Building,Infratil

 

Trade & Competitiveness Overview

Total exports :                           US$29.53 billion

Exports commodities :               dairy products, meat, wood and wood products, fish, machinery

Total imports :                           US$31.11 billion

Imports commodities :                machinery and equipment, vehicles and aircraft, petroleum,

electronics,textiles, plastics

Export - major partners :             Australia 22%, US 11.5%, Japan 9.2%, China 5.3%, UK 4.6%

Import - major partners :             Australia 20.7%, China 13.4%, US 9.7%, Japan 9.5%, Singapore 4.9%,

Germany 4.7%

FDI Inflows :                              2007: US$3,441 million

2008: US$4,993 million

2009: US$348 million

FDI Outflows :                            2007: US$3,703 million

2008: US$-239 million

2009: US$-406 million

Best countries for doing business : 3 out of 183 countries

Global competitiveness ranking : 23 (ranking by country on a basis of 133, the first is the best)

 

Country and Population Overview

Total population :                       4.37 million

Total area :                                270,467 km2

Capital :                                    Wellington

Currency :                                 New Zealand dollars (NZD)

Internet users as % of total

population:                                84.38%

 

PAYMENT HISTORY

 

Purchase Term

Local : None

International : None

 

Sales Term

Local : None

International : None

 

Trade Reference/ Payment

 

Behaviour

Comments : As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

Investigation Note

Sources : Official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.29

UK Pound

1

Rs.86.43

Euro

1

Rs.68.95

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.