MIRA INFORM REPORT

 

 

Report Date :

26.09.2012

 

IDENTIFICATION DETAILS

 

Name :

NATIONAL TILES (PTY) LTD

 

 

Registered Office :

19 North Reef Road, Bedfordview, 2008

 

 

Country :

South Africa

 

 

Date of Incorporation :

11.04.1984

 

 

Com. Reg. No.:

M1984/003775/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Wholesaler of Tiles

 

 

No. of Employees :

Not Available 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

South Africa - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 


 

Subject Name

NATIONAL TILES (PTY)LTD

Country

SOUTH AFRICA

Subject Contact Person

GLYNN - Financial Manager

Assessment

This is an established business.

 

On investigation we made contact with the subject and we were referred to the Financial Manger MR. GLYNN who requested that we send him the questionnaire.

 

On further investigation, MR. GLENN asked for more time to complete the questionnaire. We await further information for the subject.

 

Please see the available information on the subject below.

 

 

Company information

 

Registered Name

NATIONAL TILES (PTY)LTD

Trading as/ Division Name

NATIONAL TILES

Registration Number

M1984/003775/07

Registration Date

1984/04/11

Date Commenced Trading

1984-04-11

Age of Business

28 Years 5 Months

History of Business

The subject started out as a new company in 1984.

History of Principals

There is 3 active principals within the company.

Authorised Share Capital

R0.00

Issued Share Capital/Members Contribution

R0.00

Status

In Business

Operations Assessment

Wholesaler of Tiles

Industry/ Customers

Construction companies, tiling companies and the public.

Export

Unknown

Major Industry Code / SICC

6190

Head Office Physical Address

19 North Reef Road, BEDFORDVIEW, 2008

Head Office Postal Address

Private Bag X3038, BEDFORDVIEW, 2008

Current Tel Number

0116632000

Current Fax Number

0114555395

Current Email Address

glynn@uniontiles.co.za

 

 


Auditors information

 

Company Registered Name

PAPAILSKY HURWITZ

Physical Address

Aloe Grove Bldg, 196 Louis Botha Ave, Orange Grove, SANDTON, 2192

Postal Address

PO Box 46319, Orange Grove, SANDTON, 2119

Contact Number

0117287433

Email

info@papilsky.co.za

Subject Verified as Client

Yes

Website

www.papilsky.co.za

 

 

Previous auditors

Company Name

Phone Number

Time with previous auditors

Comment

PAPAILSKY HURWITZ

 

28

 

 

 

Tax information

 

Vat Number

4570107476

Status

ACTIVE

Vat Liable Date

1991/09/30

Tax Number

9427020848

Financial Year End

February

 

Black Economic Empowerment Information - No Information on Record

 

ISO Information - No Information on Record

 

Work Mans Information - No Information on Record

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees Information - No Information on Record

 

Company Fleet Information - No Information on Record

 

Offices Information - No Information on Record

 

Branch Information - No Information on Record

 

 

Management Overview

 

Organisation Chart

Level

Position

Name

Comment

 

1

Director

HORACIO DE ABREU

 

 

1

Director

VINCENZO GHISLENI

 

 

1

Director

GIGLIO GHISLENI

 

 

 

Company Structure Information - No Information on Record

Note: One level up and all levels down

 

Key Deals - No Information on Record

 

Trade References Information - No Information on Record

 

Adverse Information on Subject

 

Judgements - No information on record

 

BusinessRescue - No Information on Record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

Bank Information - No Information on Record

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 


Principals

 

Number of Principals

3

Average Age of Active Principals

67

 

Active Principals Principal - 1of 3 HORACIO DE ABREU

Surname

DE ABREU

First Name

HORACIO

Other Names

None

Marital Status

Married

ID Number

5106145029187

Verified ID Number

Yes

Current Age

61

Designation

BUSINESSMAN

Status

Active

Appointment Date

1992/10/31

Physical Address (at time of Appointment)

12 ALLEN GROVE ROAD, BEDFORDVEW, 2007

Postal Address

PRIVATE BAG X3038, BEDFORDVIEW, 2007

Current Tel Number

0116632000

Shareholding/Membership

None

 

Principal's Adverse - No information on record

 

Business Information for HORACIO DE ABREU

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

DIA STAR STONE TECHNOLOGIES (PTY) LTD

2004/001614/07

In Business

8 Years 8 Months

0

No

 

UNION TILES GEORGE (PTY)LTD

2004/019859/07

In Business

8 Years 8 Months

0

No

 

GHISLENI INVESTMENTS (PTY) LTD

M1950/035761/07

In Business

62 Years 2 Months

0

No

 

GHISLENI INDUSTRIES (PTY) LTD

M1950/037978/07

In Business

62 Years 2 Months

0

No

 

UNION FLOORING TILES (PTY)LTD

M1965/005479/07

In Business

47 Years 11 Months

0

No

 

UNION MOSAIC AND TILES (PTY)LTD

M1965/005875/07

In Business

47 Years 11 Months

0

No

 

COLLOSEUM CERAMICS (PTY) LTD

M1971/005133/07

In Business

41 Years 5 Months

0

No

 

SUNVIEW PROPERTIES (PTY) LTD

M1979/002960/07

In Business

33 Years 9 Months

0

No

 

INTERNATIONAL NATURAL STONE (PTY) LTD

M1981/005052/07

In Business

31 Years 7 Months

0

No

 

TILERAMA (PTY) LTD

M1981/005382/07

In Business

31 Years 7 Months

0

No

 

TILE DECOR CASH AND CARRY (PTY) LTD

M1982/006311/07

In Business

30 Years 6 Months

0

No

 

INTERNATIONAL ABRASIVES (PTY) LTD

M1983/007139/07

In Business

29 Years 5 Months

0

No

 

NATIONAL TILES (PTY) LTD

M1984/003775/07

In Business

28 Years 4 Months

0

No

 

UNION TILES RANDBURG (PTY) LTD

M1991/000084/07

In Business

21 Years 9 Months

0

No

 

UNION TILES (PTY) LTD

M1996/014733/07

In Business

16 Years 4 Months

0

No

 

UNION TILES CAPE TOWN (PTY)LTD

M1999/004491/07

In Business

13 Years 1 Months

0

No

 

UNION TILES PIETERMARITZBUR G (PTY)LTD

M2000/023213/07

In Business

0

0

No

 

UNION TILES CENTURION (PTY) LTD

M2002/013726/07

In Business

10 Years 10 Months

0

No

 

AFRICOTE INTERNATIONAL (PTY) LTD

M2002/013728/07

In Business

10 Years 10 Months

0

No

 

UNION TILES BENONI (PTY)LTD

M2003/025472/07

In Business

9 Years 9 Months

0

No

 

UNION TILES INVESTMENT HOLDINGS (PTY) LTD

M2004/012243/07

In Business

8 Years 8 Months

0

No

 

UNION TILES BALLITO (PTY)LTD

M2004/029307/07

In Business

8 Years 8 Months

0

No

 

UNION TILES NELSPRUIT (PTY) LTD

M2004/031858/07

In Business

8 Years 8 Months

0

No

 

UNION TILES PROPERTIES (PTY) LTD

M2004/033036/07

In Business

8 Years 8 Months

0

No

 

UNION TILES BLOEMFONTEIN (PTY) LTD

M2005/021020/07

In Business

7 Years 7 Months

0

No

 

 

 

Principal Previous Business Interests

 

 

Average Age of Previous Business                                                           22 years

 

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

RAMPROP CC

B1990/035907/23

Deregistration Final

22 Years 10 Months

1

No

 

ROMA TILE (PTY)LTD

M1989/002865/07

Deregistration Final

23 Years 11 Months

0

No

 

ROMAPROP (PTY)LTD

M1991/004920/07

Deregistration Final

21 Years 9 Months

0

No

 

 

 

Principal's Deeds Information - No information on record

 

Principal - 2of 3 VINCENZO GHISHLENI

 

Surname

GHISHLENI

First Name

VINCENZO

Other Names

None

Marital Status

Married

ID Number

5701225053006

Verified ID Number

Yes

Current Age

55

Designation

BUSINESSMAN

Status

Active

Appointment Date

1992/10/31

Physical Address (at time of Appointment)

3A ALLAN ROAD, BEFORDVIEW, 2008

Postal Address

PRIVATE BAG X3038, BEDFORDVIEW, 2008

Current Tel Number

0116632000

Cell number

0795106492

Shareholding/Membership

0.0000

 

Principal's Adverse - No information on record

 

Business Information for VINCENZO GHISHLENI

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

DIA STAR STONE TECHNOLOGIES (PTY) LTD

2004/001614/07

In Business

8 Years 8 Months

0

No

 

UNION TILES GEORGE (PTY)LTD

2004/019859/07

In Business

8 Years 8 Months

0

No

 

GHISLENI INDUSTRIES (PTY) LTD

M1950/037978/07

In Business

62 Years 2 Months

0

No

 

UNION FLOORING TILES (PTY)LTD

M1965/005479/07

In Business

47 Years 11 Months

0

No

 

UNION MOSAIC AND TILES (PTY)LTD

M1965/005875/07

In Business

47 Years 11 Months

0

No

 

COLLOSEUM CERAMICS (PTY) LTD

M1971/005133/07

In Business

41 Years 5 Months

0

No

 

SUNVIEW PROPERTIES (PTY) LTD

M1979/002960/07

In Business

33 Years 9 Months

0

No

 

INTERNATIONAL NATURAL STONE (PTY) LTD

M1981/005052/07

In Business

31 Years 7 Months

0

No

 

TILERAMA (PTY) LTD

M1981/005382/07

In Business

31 Years 7 Months

0

No

 

TILE DECOR CASH AND CARRY (PTY) LTD

M1982/006311/07

In Business

30 Years 6 Months

0

No

 

INTERNATIONAL ABRASIVES (PTY) LTD

M1983/007139/07

In Business

29 Years 5 Months

0

No

 

NATIONAL TILES (PTY) LTD

M1984/003775/07

In Business

28 Years 4 Months

0

No

 

UNION TILES RANDBURG (PTY) LTD

M1991/000084/07

In Business

21 Years 9 Months

0

No

 

UNION TILES (PTY) LTD

M1996/014733/07

In Business

16 Years 4 Months

0

No

 

UNION TILES CAPE TOWN (PTY)LTD

M1999/004491/07

In Business

13 Years 1 Months

0

No

 

UNION TILES PIETERMARITZBUR G (PTY)LTD

M2000/023213/07

In Business

0

0

No

 

THE SOUTH AFRICAN BALLET THEATRE

M2001/016254/08

In Business

11 Years 11 Months

0

No

 

UNION TILES CENTURION (PTY) LTD

M2002/013726/07

In Business

10 Years 10 Months

0

No

 

AFRICOTE INTERNATIONAL (PTY) LTD

M2002/013728/07

In Business

10 Years 10 Months

0

No

 

UNION TILES BENONI (PTY)LTD

M2003/025472/07

In Business

9 Years 9 Months

0

No

 

UNION TILES INVESTMENT HOLDINGS (PTY) LTD

M2004/012243/07

In Business

8 Years 8 Months

0

No

 

UNION TILES BALLITO (PTY)LTD

M2004/029307/07

In Business

8 Years 8 Months

0

No

 

UNION TILES NELSPRUIT (PTY) LTD

M2004/031858/07

In Business

8 Years 8 Months

0

No

 

UNION TILES PROPERTIES (PTY) LTD

M2004/033036/07

In Business

8 Years 8 Months

0

No

 

UNION TILES BLOEMFONTEIN (PTY) LTD

M2005/021020/07

In Business

7 Years 7 Months

0

No

 

 

Principal Previous Business Interests

 

Average Age of Previous Business                                               62 years

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

GHISLENI HOLDINGS (PTY) LTD

M1950/036208/07

Deregistration Final

62 Years 2 Months

0

No

 

 

Principal's Deeds Information - No information on record

 

Principal - 3of 3 GIGLIO GHISLENI

Surname

GHISLENI

First Name

GIGLIO

Other Names

None

Marital Status

Married

ID Number

2705125049009

Verified ID Number

Yes

Current Age

85

Designation

Director

Status

Active

Appointment Date

1984/04/11

Physical Address (at time of Appointment)

1 SCHOOL ROAD, BEDFORDVIEW, Gauteng, 2008

Postal Address

PO BOX 127, BEDFORDVIEW, 2008

Current Tel Number

0116632000

Shareholding/Membership

0.0000

 

Principal's Adverse - No information on record

 

Business Information for GIGLIO GHISLENI

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

FOSGI

INVESTMENTS CC

B1997/024161/23

In Business

15 Years 3 Months

0

No

 

UNION FLOORING TILES (PTY)LTD

M1965/005479/07

In Business

47 Years 11 Months

0

No

 

UNION MOSAIC AND TILES (PTY)LTD

M1965/005875/07

In Business

47 Years 11 Months

0

No

 

INTERNATIONAL NATURAL STONE (PTY) LTD

M1981/005052/07

In Business

31 Years 7 Months

0

No

 

TILE DECOR CASH AND CARRY (PTY) LTD

M1982/006311/07

In Business

30 Years 6 Months

0

No

 

INTERNATIONAL ABRASIVES (PTY) LTD

M1983/007139/07

In Business

29 Years 5 Months

0

No

 

NATIONAL TILES (PTY) LTD

M1984/003775/07

In Business

28 Years 4 Months

0

No

 

UNION TILES RANDBURG (PTY) LTD

M1991/000084/07

In Business

21 Years 9 Months

0

No

 

UNION TILES (PTY) LTD

M1996/014733/07

In Business

16 Years 4 Months

0

No

 

UNION TILES BENONI (PTY)LTD

M2003/025472/07

In Business

9 Years 9 Months

0

No

 

 


 

Principal Previous Business Interests

 

Average Age of Previous Business                                               38 years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

UNION TILES TRANSPORT CC

B1998/008530/23

Deregistration Final

14 Years 2 Months

0

No

 

PHOENIX MACHINE PROPERTIES (PTY)LTD

M1932/003666/07

In Business

80 Years 8 Months

0

No

 

GHISLENI INVESTMENTS (PTY) LTD

M1950/035761/07

In Business

62 Years 2 Months

0

No

 

GHISLENI HOLDINGS (PTY) LTD

M1950/036208/07

Deregistration Final

62 Years 2 Months

0

No

 

GHISLENI INDUSTRIES (PTY) LTD

M1950/037978/07

In Business

62 Years 2 Months

0

No

 

 

COLLOSEUM CERAMICS (PTY) LTD

M1971/005133/07

In Business

41 Years 5 Months

0

No

 

SUNVIEW PROPERTIES (PTY) LTD

M1979/002960/07

In Business

33 Years 9 Months

0

No

 

GUSAND PROPERTIES NORTH (PTY)LTD

M1996/014741/07

Deregistration Final

16 Years 4 Months

0

No

 

UNION TILES PIETERMARITZBURG (PTY) LTD

M2000/023213/07

In Business

 

0

No

 

AFRICOTE INTERNATIONAL (PTY) LTD

M2002/013728/07

In Business

10 Years 10 Months

0

No

 

Principal's Deeds Information - No information on record


 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.53

UK Pound

1

Rs.86.82

Euro

1

Rs.69.03

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.