MIRA INFORM REPORT

 

 

 

 

Report Date :

27.09.2012

 

 

IDENTIFICATION DETAILS

 

Name :

EURL DECO 2000

 

 

Registered Office :

11 Decembre 1960 N° 178 Ain Benian Alger

 

 

Country :

Algeria

 

 

Year of Establishment :

2012

 

 

Legal Form :

Foreign Branch

 

 

Line of Business :

dealers in general merchandise such as clothing products, household decorations and other related products

 

 

No. of Employees :

05 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Nb

 

RATING

STATUS

PROPOSED CREDIT LINE

----

NB

New Business

----

 

Status :

New business

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Algeria

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

ALgeria - ECONOMIC OVERVIEW

 

Algeria's economy remains dominated by the state, a legacy of the country''s socialist post-independence development model. In recent years the Algerian Government has halted the privatization of state-owned industries and imposed restrictions on imports and foreign involvement in its economy. Hydrocarbons have long been the backbone of the economy, accounting for roughly 60% of budget revenues, 30% of GDP, and over 95% of export earnings. Algeria has the 10th-largest reserves of natural gas in the world and is the sixth-largest gas exporter. It ranks 16th in oil reserves. Thanks to strong hydrocarbon revenues, Algeria has a cushion of $173 billion in foreign currency reserves and a large hydrocarbon stabilization fund. In addition, Algeria''s external debt is extremely low at about 2% of GDP. Algeria has struggled to develop industries outside of hydrocarbons in part because of high costs and an inert state bureaucracy. The government''s efforts to diversify the economy by attracting foreign and domestic investment outside the energy sector have done little to reduce high youth unemployment rates or to address housing shortages. A wave of economic protests in February and March 2011 prompted the Algerian Government to offer more than $23 billion in public grants and retroactive salary and benefit increases. Public spending has increased by 27% annually during the past five years. Long-term economic challenges include diversification from hydrocarbons, relaxing state control of the economy, and providing adequate jobs for younger Algerians.

 

Source : CIA

SUBJECT'S NAME   

 

Registered Name:                                    EURL DECO 2000

Requested Name:                                    EURL DECO 2000

Other Names:                                          None

 

 

ADDRESS AND TELECOMMUNICATION

 

Physical Address:                                   11 Decembre 1960 N° 178 Ain Benian Alger

Postal Address:                                       11 Decembre 1960 N° 178 Ain Benian Alger

Country:                                                  Algeria

Phone:                                                    213-21891250

Fax:                                                       213-21891250

Email:                                                     None

Website:                                                 None

 

 

CREDIT OPINION

 

Projected Financial Index as of December 2012 shows subject firm with a medium risk of credit.

 

 

LEGAL

 

Legal Form:                                                      Foreign Branch

Date Incorporated:                                            2012

Reg. Number:                                                   Algeria

Nominal Capital                                                DZD. 1,000,000

Subscribed Capital                                            DZD. 1,000,000

 

Subscribed Capital is Subscribed in the following form:

                                                                       Position                          Shares

Mr. Barchon Ludovic                                         Director                           

Eurl Deco 2000 France                                      Holding Co.                      100%

 

 

RELATED COMPANIES  

 

Eurl Deco 2000 France                                      Parent company.

None                                                               Subsidiary company.

None                                                               Affiliated company.

None                                                               Shareholder of subject firm.

None                                                               Branches of the firm

 

OPERATIONS

 

Registered to operate as dealers in general merchandise such as clothing products, household decorations and other related products

 

Imports:                                                           Europe

Exports:                                                           None

Trademarks:                                                     None

Terms of sale:                                                  Cash only

                                                                      

Main Customers:                                              Local agencies  

Employees:                                                      5 employees.

Vehicles:                                                         Several motor vehicles.

Territory of sales:                                              Algeria

Location:                                                          Rented premises, 1,000 square feet,

 

 

AUDITORS AND INSURANCE   

 

Auditors:                                                          Information not available.

Insurance Brokers:                                            Information not available.

                                                                      

 

FINANCE 

 

Currency Reported:                                           Algerian Dinar (DZD.)

Approx. Ex. Rate:                                             1 US Dollar = 79.38 Algerian Dinar

Projected Fiscal Year End:                                December 31, 2012

Projected Inflation:                                            According to information given by independent sources, the

                                                                       inflation at December 31st, 2012 was of 13%.

 

Financial Information not Submitted             

                                                                      

Projected Profit and Loss (expressed in DZD.)

                                                                                      2012

Projected Sales                                                               10,000,000

 

 

BANK 

 

Bank Name:                                                     Citibank Algéria

Branch:                                                            Algeria

Comments:                                                      None

                                                                      

 

NOTARIAL BONDS   

 

None

 

 

COMMENTS / ADDITIONAL INFORMATION    

 

This information was obtained from outside sources other than the subject company itself and confirmed the above subject.

                                                                      


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.58

UK Pound

1

Rs.86.60

Euro

1

Rs.68.94

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.