MIRA INFORM REPORT

 

 

Report Date :

27.09.2012

 

IDENTIFICATION DETAILS

 

Name :

SHUAIBA INDUSTRIAL COMPANY KSCC

 

 

 

 

Registered Office :

Block No. 3, Plot No. 150 Street No. 30 South Sabhan PO Box 10088 Shuaiba 65451

 

 

 

 

Country :

Kuwait

 

 

 

 

Financials (as on) :

31.12.2011

 

 

 

 

Date of Incorporation :

19.06.1978

 

 

 

 

Com. Reg. No.:

26799

 

 

 

 

Legal Form :

Kuwaiti Shareholding Closed Company - KSCC

 

 

 

 

Line of Business :

Manufacturers of paper and paper bags.

 

 

 

 

No. of Employees :

200

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Regular

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

KUWAIT - ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 104 billion barrels - about 7% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. The rise in global oil prices throughout 2011 is reviving government consumption and economic growth. Kuwait has experienced a 20% increase in government budget revenue, which has led to higher budget expenditures, particularly wage hikes for many public sector employees. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy.

Source : CIA


 

SUMMARY

 

Company Name                         : SHUAIBA INDUSTRIAL COMPANY KSCC

Country of Origin                                    : Kuwait

Legal Form                                            : Kuwaiti Shareholding Closed Company - KSCC

Registration Date                                   : 19th June 1978

Commercial Registration Number            : 26799

Chamber Membership Number                : 7202

Issued Capital                                        : KD 6,134,404

Paid up Capital                                      : KD 6,134,404

Total Workforce                                     : 200

Activities                                               : Manufacturers of paper and paper bags.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

 

 

 


COMPANY NAME

 

SHUAIBA INDUSTRIAL COMPANY KSCC

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Block No. 3, Plot No. 150

Street               : Street No. 30

Area                 : South Sabhan

 

PO Box             : 10088

 

Town                 : Shuaiba 65451

Country             : Kuwait

 

Telephone         : (965) 24711350 / 24711258 / 24711020

Facsimile          : (965) 24738667 / 24737996

Email                : info@sic-kwt.com

 

Premises

 

Subject operates from a large suite of offices and a factory that are rented and located in the Industrial Area of Shuaiba.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Adel Jasem Mohamed Al Sanee                                                         Chairman

 

·       Sulaiman Mohammad Hussain Al Nawawra                                         Vice Chairman

 

·       S Farid Ahmed                                                                                  President

 

·       Khaled Abdoulgani Mohamed Al Abdoulgani                                        Director

 

·       Yousef Mubarak Al Mubarak                                                              Director

 

·       Mishaan Mohamed Al Mushaweh                                                       Director

 

·       Fared Ahmed Sadiqi                                                                          General Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 19th June 1978

 

Legal Form                  : Kuwaiti Shareholding Closed Company - KSCC

 

Commercial Reg. No.  : 26799

 

Chamber Member No. : 7202

 

Issued Capital              : KD 6,134,404

 

Paid up Capital            : KD 6,134,404

 

Name of Shareholder (s)                                             Percentage

 

·       Al Safwa Holding Group Co KSCC                                          55.23%

 

·       Local businessmen and private investors                                 44.77%

 

 

AFFILIATED COMPANIES

 

     Name                                                                                                              Percentage Held

 

·       Advance Technologies (International Agencies) Co WLL                                               100%

 

·       Yanbu Saudi Kuwaiti Paper Product Co Ltd                                                                   40%

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of paper and paper bags.

 

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 200 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

Consolidated Balance Sheet                                                  31/12/11                        31/12/10

 

Assets

Non-current assets

Property, plant and equipment                                                     8,837,528                      5,979,199

Investment in associate                                                             2,121,623                      1,735,139

Investment in unconsolidated subsidiary                                       -                                   160,158

Available for sale investments                                                      217,366                         625,910

11,176,517                    8,500,406

Current assets

Inventories                                                                                 2,514,423                      3,255,920

Trade receivables                                                                       1,770,341                      1,238,801

Other receivables                                                                       121,366                         535,862

Due from related parties                                                              978                               10,247

Investments at fair value through statement of income                   456,056                         343,561

Cash and cash equivalents                                                         1,667,733                      2,290,758

6,530,897                      7,675,149

Total assets                                                                              17,707,414                    16,175,555

 

Equity and liabilities

Equity

Share capital                                                                             5,845,147                      5,566,807

Share premium                                                                          2,294,444                      2,294,444

Statutory reserve                                                                        1,398,098                      1,292,574

Voluntary reserve                                                                       1,307,090                      1,201,566

Treasury shares                                                                         (253,265)                       (253,265)

Treasury shares reserve                                                              404,979                         404,979

Fair value reserve                                                                       (125,871)                       (100,280)

Foreign currency translation reserve                                             (43,699)                        (29,587)

Retained earnings                                                                      3,586,535                      3,617,380

Total equity                                                                               14,413,458                    13,994,618

Non-current liabilities

Non-current portion of term loan                                                   323,370                         -

Provision for staff indemnity                                                         296,868                         246,074

620,238                         246,074

Current liabilities

Trade and other payables                                                            1,183,018                      576,112

Current portion of term loan                                                         191,032                         220,000

Notes payable                                                                           1,299,668                      1,138,7512

2,673,718                      1,934,863

Total liabilities                                                                            3,293,956                      2,180,937

Total equity and liabilities                                                            17,707,414                    16,175,555

 

Consolidated Statement of Income

 

Sales                                                                                        10,091,257                    8,047,378

Cost of sales                                                                             (8,393,961)                    (6,294,636)

Gross profit                                                                               1,697,296                      1,752,742

Unrealised loss on investments at fair value through

statement of income                                                                   (2,948)                          (197,339)

Profit / (loss) on sale of investments at fair value through

statement of income                                                                   10,573                          (50,314)

Loss on sale of available for sale investments                               (153,206)                       -

Share of results of associate                                                       400,596                         364,529

Investment income                                                                     4,650                            8,280

Foreign exchange gain / (loss)                                                    32,302                          (25,027)

Profit on disposal of an associate                                                -                                   386,998

Other income                                                                             63,500                          36,946

General and administrative expenses                                           (518,685)                       (444,230)

Selling and distribution expenses                                                (489,414)                       (463,116)

Finance costs                                                                            (48,585)                        (22,548)

Impairment loss on available for sale investments                          (9,065)                          (66,609)

Impairment loss on property, plant and equipment                                     (10,935)                        (34,765)

Reversal of provision for slow moving and obsolete

inventories                                                                                 51,563                          24,449

Profit on disposal of property, plant and equipment                        27,600                          949

Profit before contribution to Kuwait Foundation for

the Advancement of Sciences (KFAS), National

Labour Support Tax (NLST), Zakat and Board of

Directors’ remuneration                                                               1,055,242                      1,270,945

Contribution to KFAS                                                                 (9,497)                          (11,439)

NLST                                                                                        (26,265)                        (31,567)

Zakat                                                                                        (11,610)                        (12,625)

Board of Directors’ remuneration                                      (5,000)                          (15,000)

Profit for the year                                                                       1,002,870                      1,200,314

 

Local sources consider subject’s financial condition to be Good.

 

 

BANKERS

 

·       Commercial Bank of Kuwait SAK

     Mubarak Al Kabir Street

     PO Box: 2861

     Safat 13029

     Tel: (965) 22411001

     Fax: (965) 22450150

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.58

UK Pound

1

Rs.86.60

Euro

1

Rs.68.94

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.