MIRA INFORM REPORT

 

 

Report Date :

29.09.2012

 

IDENTIFICATION DETAILS

 

Name :

LARA  FASHION  LTD.

 

 

Registered Office :

10/F., North Tower, World Finance Centre, Harbour City,19 Canton Road, Tsimshatsui, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

10.09.2008

 

 

Com. Reg. No.:

39792470

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Garment Trader of all kinds of garments, etc.

 

 

No. of Employees :

100.  (Including associates)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Hong Kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

 

 

Source : CIA

 

 


Company name

 

LARA  FASHION  LTD.

 

 

Company ADDRESS

 

10/F., North Tower, World Finance Centre, Harbour City,19 Canton Road, Tsimshatsui, Kowloon, Hong Kong.

PHONE:            2270 8773

FAX:                 2721 6251

 

 

MANAGEMENT

 

Managing Director:  Mr. Sanjay Manohar Makhija

 

 

SUMMARY

 

Incorporated on:             10th September, 2008.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$10,000.00

Issued:              HK$10,000.00

 

Business Category:        Garment Trader.

 

Employees:                   100.  (Including associates)

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Good.


Company ADDRESS

 

Registered Head Office:-

10/F., North Tower, World Finance Centre, Harbour City,19 Canton Road, Tsimshatsui, Kowloon, Hong Kong.

 

Business Names:-  (Same address)

Celebrating Fashion, Hong Kong.

New Orient China Manufacturing, Hong Kong.

 

Holding Company:-

Newry Ltd., Mauritius.

 

Associated Companies:-

Newry Ltd., Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

39792470

 

 

COMPANY FILE NUMBEr

 

1271791

 

 

MANAGEMENT

 

Managing Director:  Mr. Sanjay Manohar Makhija

 

 

CAPITAL

 

Nominal Share Capital:   HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

Issued Share Capital:     HK$10,000.00

 

 

SHAREHOLDER

(As per registry dated 10-09-2012)

 

Name

 

No. of shares

Newry Ltd.

5/F., Barkly Wharf, Le Caudan Waterfront, Port Louis, Republic of Mauritius.

 

10,000

=====

 

DIRECTORS

(As per registry dated 10-09-2012)

 

Name

(Nationality)

 

Address

Vijay Manohar MAKHIJA

Flat C, 34/F., Block 2, Estoril Court, 55 Garden Road, Hong Kong.

 

Sanjay Manohar MAKHIJA

Flat B, 33/F., 3 Garden Terrace, 8A Old Peak Road, Hong Kong.

 

 

SECRETARY

(As per registry dated 10-09-2012)

 

Name

Address

FUNG Mei Ling, Rita

Room E, 40/F., Block 1, The Pinnacle, 8 Wan Hang Road, Tseung Kwan O, New Territories, Hong Kong.

 

 

HISTORY

 

The subject was incorporated on 10th September, 2008 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Garment Trader.

 

Lines:                           All kinds of garments, etc.

 

Employees:                   100.  (Including associates)

 

Commodities Imported:   Imports raw materials from European countries, some of the Asian countries and finished

products from China.

 

Markets:                       Eastern Europe, North America, Asian countries, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$10,000.00

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Good.

 

 

GENERAL

 

Lara Fashion Ltd. is a wholly-owned subsidiary of Newry Ltd. [Newry] which is a firm registered in the Republic of Mauritius.

The directors of the subject Mr. Vijay Manohar Makhija and Mr. Sanjay Manohar Makhija seem to be Indian but they are Hong Kong ID Card holders and have got the right to reside in Hong Kong permanently.

The subject is a garment trader and has got the following two business names:-

·         Celebrating Fashion; &

New Orient China Manufacturing.

 

The subject is trading in the following commodities:-

·         Suits & Jackets - Men’s;

Suits & Jackets - Women’s, Children’s Wear, Anoraks, Parkas & Car‑coats, Blouses, Dresses & Skirts, Shirts, Trousers & Slacks.

 

Your given phone and fax number 2770 8700 and 2721 6272 respectively belong to Newry Ltd.

Newry has more than 35 years experience in the apparel industry.  It is specialized in casual-wear, sports-wear, etc.  It has had an associated factory in Ningbo City, Zhejiang Province, China.  The factory covers an area of about 100,000 sq.ft. and having about 1,000 workers.

The main customers of Newry are Reebok, Wilson, Oakley, Vans and Reef, etc.

The subject and its associates in Hong Kong have about 100 employees while 30 of them are in-house designers.

The subject’s products are exported to the United Kingdom, Germany, Spain, other European countries and some of the Asian countries, etc.

As the history of the subject is over four years in Hong Kong, on the whole, consider it good for normal business engagements.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.70

UK Pound

1

Rs.85.72

Euro

1

Rs.68.15

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.