MIRA INFORM REPORT

 

 

Report Date :

01.04.2013

 

IDENTIFICATION DETAILS

 

Name :

SAFINA

 

 

Formerly Known as:

SAFINA AGROCAP

 

 

Registered Office :

Bp 22102 Dakar Ponty Baobab Sebikotane

 

 

Country :

Senegal

 

 

Date of Incorporation :

12.09.1992

 

 

Com. Reg. No.:

97B1324 Senegal

 

 

Legal Form :

Limited Liability Company, Limited by shares

 

 

Line of Business :

Producers of frozen fruits , meats, Sausages and vegetables etc

 

 

No. of Employees :

220

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

Usually Correct 

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Senegal

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

senegal - ECONOMIC OVERVIEW

 

senegal relies heavily on donor assistance. The country's key export industries are phosphate mining, fertilizer production, and commercial fishing. The country is also working on iron ore and oil exploration projects. In January 1994, Senegal undertook a bold and ambitious economic reform program with the support of the international donor community. Government price controls and subsidies have been steadily dismantled. After seeing its economy contract by 2.1% in 1993, Senegal made an important turnaround, thanks to the reform program, with real growth in GDP averaging over 5% annually during 1995-2007. Annual inflation had been pushed down to the single digits. The country was adversely affected by the global economic downturn in 2009, when GDP growth fell to 2.2%. As a member of the West African Economic and Monetary Union, Senegal is working toward greater regional integration with a unified external tariff and a more stable monetary policy. High unemployment, however, continues to prompt migrants to flee Senegal in search of better job opportunities in Europe. Under the IMF''s Highly Indebted Poor Countries (HIPC) debt relief program, Senegal benefited from eradication of two-thirds of its bilateral, multilateral, and private-sector debt. In 2007, Senegal and the IMF agreed to a new, non-disbursing, Policy Support Initiative program which was completed in 2010. The IMF approved a new three-year policy support instrument in December 2010 to assist with economic reforms. Senegal receives disbursements from the $540 million Millennium Challenge Account compact it signed in September 2009 for infrastructure and agriculture development. In 2010, the Senegalese people protested against frequent power cuts. The government pledged to expand power capacity by 2012 and to promote renewable energy, but until Senegal has more capacity, more protests are likely. Foreign investment in Senegal is retarded by Senegal''s unfriendly business environment.

 

Source : CIA

 


REGISTERED NAME & COMPANY SUMMARY

 

COMPANY REPORTED:

SAFINA

 

Actual Name

SOCIETE AFRICAINE INDUSTRIELLE ET AGRICOLE SA

 

Trade Names:

SAFINA SA

 

Former name

SAFINA AGROCAP

 

Principal Address:

Bp 22102 Dakar Ponty Baobab Sebikotane Senegal

 

Telephone:

+221-33-8360828

 

Fax:

+221-33-8360829

 

Email:

safina@sentoo.sn / safina@safinasenegal.com

 

Internet:

www.safinasenegal.com

Established:

12/9/1992

Registration:

97B1324 Senegal

National ID:

00311542G3

Legal Form:

Limited Liability Company, Limited by shares

 

Stock Listing:

Not Listed

 

Workforce:

2012

 

 

 

 

 

220

 

 

 

 

Office & Factories

 

 

Head offices

40 Km De Dakar Rue Docteur Theze, Dakar, Senegal

 

Branches 3

In Senegal

 

 

DIRECTORS/MANAGEMENT

 

Management/ Directors

 

President/ CEO (1)

 

Name

Mr. Mounir Filfili

Active in daily business:

Active

Remarks

Top Decision Maker

 

̃  Top decision maker is the person who has the ultimate authority or power to make important managerial decisions. He/She may or may not be officially registered as a president or an executive director.

 

 

SHARE & SHARE CAPITAL INFORMATION

 

Company Profile:

 

Nominal Capital

CFA. 290,000,000

Paid in Capital

CFA. 290,000,000

Subscribed Capital

CFA. 290,000,000

Shareholders

 

Name

Position

   Amount  

       Ratio

Mr. Mounir Filfili

CEO

 

 

Safina filfili Group

Holding Co.

 

100.00%

Total

 

 

100.00%

 

PAYMENT INFORMATION

 

 

Terms of payment

Buying terms 

10% in cash, 90% on credit

Selling terms

50% in cash, 50% on credit

Recent Sales

CFA. 7,200,000,000  (2012 Estimated)

Exports

Europe

Export Ratio

70.0%

Import Ratio

40.0%

Domestic Market Share

50.0%

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

Affiliated Companies

None Stated

 

 

ADDITIONAL INFORMATION

 

Business Activities

Producers of frozen fruits , meats, Sausages and vegetables etc

Suppliers

Farms and Producers

Customers

chain Stores and outlets

Business Premises

10,000 Sft

Type of occupation                                              

Owned

Location 

The subject is located close to a major road network                       

Premises used as                                               

Offices

Banking relationship

 

Main Banks

BOA Bank, CITI Bank

Credit Check of Subject, President & CEO (as of report date)

Payment Morale:

In the documents at our disposal nothing adverse has been shown so far.

CREDIT RATING:

Financial situation is average.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.39

UK Pound

1

Rs.82.32

Euro

1

Rs.69.54

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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