MIRA INFORM REPORT

 

 

Report Date :

04.04.2013

 

IDENTIFICATION DETAILS

 

Name :

HAIFA CHEMICALS LTD

 

 

Registered Office :

P.O. Box 15011, M.T.M Compound, Build. No. 30, Haifa 3190502

 

 

Country :

Israel

 

 

Date of Incorporation :

16.03.1966

 

 

Legal Form :

Public Limited Liability Company

 

 

Line of Business :

Developers, manufacturers, exporters and marketers of specialty fertilizers for agriculture and horticulture

 

 

No. of Employees :

Having 550 employees in subject’s Group in Israel (similar to 2011 and the beginning of 2010, had 500 employees in 2008), and 700 employees in HAIFA CHEMICALS Group globally, as of mid 2012.

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate  

 

 

Payment Behaviour :

Unknown 

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

israel - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. It depends on imports of crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and agricultural products (fruits and vegetables) are the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel's energy security outlook. The Leviathan field was one of the world's largest offshore natural gas finds this past decade. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands.

 

Source : CIA


Company name & address

 

HAIFA CHEMICALS LTD.

Telephone    972 74 737 37 37

Fax             972 74 737 36 48

P.O. Box 15011

M.T.M Compound, Build. No. 30

HAIFA         3190502      ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

Originally incorporated as a public limited company and registered as such as per file No. 52-002721-0 on the 16.03.1966.

 

Converted into a private limited company and registered as such as per file
No. 51-136932-4 on the 28.02.1989.

 

Re-converted into a public limited liability company and registered as per file
No. 52-003945-4 on the 02.06.1993.

 

Later, after a change in subject's statute, subject became again a private limited company (same registration number).

 

 

SHARE CAPITAL

 

Authorized share capital NIS 100,000,000.00, divided into -

               100,000,000 ordinary shares of NIS 1.00 each,

of which 55,032,581 shares amounting to NIS 55,032,581.00 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by TRI-HF INC of the USA, of TRANS-RESOURCES INC (TRI), part of TRUMP Group, owned by Jules Trump and his brother Eddie Trump.

 

In 1986, TRI acquired its shares in subject from the State of Israel.

The Trump Bros. reached control in TRI at the end of September 2008 (circa 66%), after they purchased some 19% from Sagi Genger, son of Arie Genger. Until then, Arie Genger was the dominant figure and controlled HAIFA CHEMICALS since 1986 (now holds the reminder 34%, with his daughter).

 

Reportedly, this was a hostile takeover, after Sagi Genger sold most of his shares without his father’s consent.


DIRECTORS

 

1.    Nadav Shachar, General Manager,

2.    Jules Tramp, of the USA.

 

 

BUSINESS

 

Developers, manufacturers, exporters and marketers of specialty fertilizers for agriculture and horticulture, mainly (some two thirds of turnover) potassium nitrate (KNO3), and others (e.g. phosphoric acid, sodium tri-polyphosphate, special NPK fertilizers, magnesium nitrate), food additives, as well as industrial chemicals.

95% of sales are exports to more than 100 countries worldwide.

 

Among local customers: AMGAL CHEMICALS PRODUCTS, HAGARIN, GALIL CHEMICALS, ELECTRO CHLORINE CHEMICAL INDUSTRIES, GENIGAR PLASTIC PRODUCTS, ATEKA, TEVA VITMAN, etc.

 

Among local suppliers: ISRAEL CHEMICALS (main supplier), LINE SAKIM, CHEMITAL, EMIL K. METALS, ARDAN CONTROL-TECH, DEPOTCHEM, ITZHAK SHINITZKY, P.A.T. COMPRESSED AIR TECHNOLOGIES, EUTEOS, MODCHEM, K.L.A TRADE &  ENGINEERING, MEGACHEM, GAL PALLETS, CHEMIART, FIBER TECHNIC, etc.

 

Operating from headquarters (offices) premises in M.T.M Compound, Haifa, and from plant and storage facilities, on an area of 250,000 sq. meters, in the Haifa Bay Industrial Zone, Haifa. Also operating from subsidiary HAIFA SOUTH plant, on an area of 250,000 sq. meters, in Mishor Rotem in the Northern Negev. Both plant premises’ land is very long-term leased from the State, practically owned.

Group is also operating from a plant in Lunel, France and from further offices, storage facilities and from sales offices worldwide.

 

Having 550 employees in subject’s Group in Israel (similar to 2011 and the beginning of 2010, had 500 employees in 2008), and 700 employees in HAIFA CHEMICALS Group globally, as of mid 2012.

 

Subject is also using some 150 subcontractors’ workers.

 

 

MEANS

 

According to a report from May 2009 subject's 2008 equity was NIS 660 million.

 

From mid 1990s until around 2003, subject suffered from losses and entered into heavy debts. However, subject enjoyed a dramatic positive change in its profitability in recent years, and along with arrangements reached with its bankers (Bank Hapoalim, Israel Discount Bank and Industry Development Bank) concerning spreading its debts return schedules, subject’s financial status improved.

 

 

According to reports from September 2008, subject carried around NIS 900 million debts to their bankers, mainly to Bank Hapoalim (NIS 600 million), scheduled to be covered by end of 2009. NIS 288 million is owed to Israel Discount Bank and NIS 72 million to Industry Development Bank.

 

Subject is an “Approved Enterprise” and as such enjoys tax benefits and State incentives. In December 2002, the Israeli Investment Center approved a US$ 6.6 million investment plan for the expansion of the Group’s plant in Mishor Rotem.

 

Stock was valued at US$ 100,000,000 in mid 2012 (similar to 2011 and 2010).

Value of Machinery & Equipment: US$ 500,000,000, as of mid 2012.

 

There is 1 charge for an unlimited amount registered on the company's assets, in favor of State of Israel (charge placed in April 1989).

 

 

sales

 

Consolidated 2005 sales claimed to be US$ 390,000,000.

Consolidated 2006 sales claimed to be US$ 400,000,000.

Consolidated 2007 sales claimed to be US$ 450,000,000.

 

According to reports 2008 sales were NIS 2,300,000,000, ending with a profit of NIS 500,000,000.

 

Sales as informed to us by subject’s CFO:

2009 sales were US$ 600,000,000, of which 95% were for export.

2010 sales were US$ 600,000,000, of which 95% were for export.

2011 sales were US$ 580,000,000, of which 95% were for export.

Later sales figures unavailable.

 

 

OTHER COMPANIES

 

100% subsidiaries:

HAIFA CHEMICALS SOUTH LTD., manufacturers, exporters and marketers of specialized fertilizers for agriculture and food additives.

HAIFA CHEMICALS HOLDINGS LTD.

HAIFA CHEMICALS CHINA,

HAIFA CHEMICALS INDIA,

HAIFA CHEMICALS R.S.A., South Africa,

HAIFA CHEMICALS (HELLAS) S.A., Greece,

HAIFA CHEMICALS NORTHERN EUROPE, Belgium,

HAIFA NUTRITECH INC., USA,

HAIFA CHEMICALS SOUTH AMERICA (ARGENTINA) LTD.

Parent TRI also holds: NACHURS ALPINE SOLUTIONS (NAS), Canada, manufacturers and marketers of liquid fertilizers.

 

BANKERS

 

Bank Hapoalim Ltd., Main Haifa Branch (No. 700), Haifa.

Bank Leumi Le’Israel Ltd., Main Haifa Branch (No. 876), Haifa.

Israel Discount Bank Ltd., Main Haifa Branch (No. 070), Haifa.

CitiBank N.A, Tel Aviv Branch (No. 001), Tel Aviv.

 

 

CHARACTER AND REPUTATION

 

So far we were unable to speak with subject's CFO. We left a message, and in case we manage to get fresh data, we shall update you accordingly.

 

On May 2011 250 of subject's workers went on strike, demanding an improvement in salary and benefits. The strike lasted half a year, almost paralyzing subject completely, and was considered a flagship strike from workers aspect, backed up by other parties. It ended in the beginning of November 2011, with severe damages for both sides (striking workers did not receive salaries and activities in Haifa a plant were halted from June 2011 until September 2011) as well as a reported decline in export of some 40%.

The dispute ended with an up to a 24% salary increase and work resumed.

 

In July 2011 the Ministry of Environment has revoked subject's Toxic Permit, and ordered subject to evacuate all the poisons and hazardous substances in the Haifa plant, as well as subject's huge ammonia tank located in Haifa Bay. In August 2011 it was reported that the Ministry opened a criminal investigation against subject due to its failure to comply with the evacuation order. Reportedly, subject was scheduled to receive the toxic permit by mid October 2011 (we found no indication that it was returned, however we assume subject is holding the permit, otherwise it wouldn't be able to operate).

In March 2012 the Ministry of Environment and Ministry of Industry & Trade agreed on the evacuation of subject's ammonia storage facility to a less populated location.

 

Subject is also arguing over the sum of NIS 28 million it was ordered to pay as part of the cleaning of the Kishon River, which subject was one of its polluters, claiming its damages are much lower. We found no further data on matter

 

During past years, several lawsuits and requests for class motion acts were filed against subject and other plants regarding environmental damages (considered as a main source of contamination in the area), and subject was convicted in some cases (see below, other are relatively minor). On the other hand, subject has been investing millions in the environmental field in recent years it.

 

In April 2007, the Haifa Magistrate Court rejected the motions for class actions against subject and others, considering that charging the plants may have severe economic implications on the plants.

 

In March 2009 subject was granted from the first time since its inception, a business permit from Haifa Municipality, after it finally handled all building and environmental aspects considered faulted all the years. With the official approval, it allows subject to raise capital from non-banking corporations, which was till then prevented from subject.

 

In December 2009 it was reported that subject is lowering the emission of greenhouse gasses and the balance quota will be traded and sold onward (via CITYBANK). Quota is valued at US$ 60 million.

 

In October 2011 subject's Southern plant was fined NIS 500,000 due to environment violations between 2003- 2005.

 

Subject decided in April 2009 to close all its local manufacturing lines, sending many of its workers on a compulsory leave, due to a dispute with DEAD SEA WORKS LTD., a subsidiary of ISRAEL CHEMICALS (ICL) concern, the main local supplier of potash (raw material for subject’s main product - potassium nitrate), regarding potash allegedly unreasonably high price. Subject also approached the government, complaining of ICL abuse of monopoly powers (which holds the State’s concession for excavating potash).

Subject’s CFO, Tamir Kadishi, informed us that their whole maneuver was planned in advance and subject equipped itself with high stocks of potash (in order to answer all planned clients’ demands) and arrangements with its bankers. Subject purchased in 2008 potash from ICL in volume of US$ 100 million. According to the CFO, this comprises over 10% of DEAD SEA WORKS’ production of potash, which empowers subject in its straggle. Later subject resumed work as usual, the dispute went to arbitration (meanwhile purchase price of potash was cut to half - US$ 300 per ton), and the arbitrator was to set a price that will stand for the next 10 years.

In November 2012 it was reported that subject fiercely rejects the acquisition of ICL by POTASH CORPORATION (currently holding 14% in ICL), due to fear of potash price raise.

 

Following the financial crisis that subject experienced during the years between mid/ late 1990s and beginning of 2000s, there were reports on claims by bank creditors, both of subject and on parent TRI (who loaned from Bank Hapoalim NIS 230 million for acquiring subject). Eventually, subject reached arrangements with its bankers and in 2008 TRI paid back its loan to the bank as well.

 

Subject’s officials claimed that they managed to become profitable since 2003.

 

Subject is ISO 9001, ISO 14001, OHSAS 18001 certified. Also GMP qualified for food products.

 

In May 2007 it was reported that subject was chosen to be a leading supplier of melted salts (potassium nitrate) in a huge project in the solar energy field being erected in Spain ("Andsol 1"), a project which is worth € 260 million.

This project puts subject in a leading position for future solar energy projects. Subject's part in the project is valued at US$ 15 million for the next 2 years.

 

In July 2007 it was reported that subject's Board approved an agreement with EDELTECH for the erection of a private power station based on natural gas in subject's plant in Mishor Rotem. The agreement was finalized in June 2008, and the power station is scheduled to be operative by 2012. The 1st stage would be of a power station in capacity of 100mv, with an investment of US$ 150 million.

 

The September 2008 hostile takeover of control in subject by the Tramp family of the USA on account of Arie Genger led to some turbulence in subject’s top management, including the topping down of former chairman and Acting General Manager Avi Philosoph, Mr. Genger’s right arm (and the person considered responsible for subject’s recovery in recent years) and the nomination of Nadav Shachar as General Manager. Shachar served as the General Manager of the AFRICA ISRAEL Concern.

 

In August 2009 subject announced the sale of its holdings in ELGO IRRIGATION LTD. (77%) for the sum of NIS 12.4 million.

 

In August 2009 it was reported that subject signed a SAP implementation deal in its plants IT systems, in an estimated value of NIS 7 million.

 

In December 2009 it was reported that Egyptian Gas supplier EMG will supply subject’s plants with natural gas valued in value of US$ 70 – US$100 million, this until the planned construction of a private power plant in subject’s premises. In 2011 EMG unilaterally decided to cease gas supply to Israel (due to political motives), and in September 2011 subject was connected to the alternative YAM TETHYS gas supplier.

 

The local Chemical industry is considered one of the strongest in the market, with impressive growth trend in recent years. The chemical industry includes minerals extracted, refinery and petrochemical industry, manufacturing of pesticides for agriculture, pharmaceuticals and bio-technology industries, as well as other consumer products related industries, including paints, cosmetics, cleaning materials and others. The industry employs over 30,000 employees.

 

Total turnover of the local Chemical Industry in 2008 amounted to US$ 26 billion, comprising some 30% of Israel’s total industrial turnover. Sales for export recorded US$ 14 billion, comprising some 35% of Israel’s total export, continuing years of constant growth. Growth trend reversed in 2009, due to the economic crisis in the global markets.

The Chemical sector recovered in 2010, where export of Industrial Chemicals rose by 34.3% from 2009, kept rising in 2011(by 18.6%), but fell by 9% in 2012. Sales for export in 2012 reached US$ 15.1 billion (of which US$ 6.85 billion were of pharmaceuticals).

 

According to Central Bureau of Statistics data, investments in imported machinery and equipment from for the Chemical Industries (incl. Pharmaceuticals) in 2011 summed up to NIS 1,482.3 million, 44.8% increase in real terms from 2010, reversing the trend from the last couple of years of 24.1% decrease in 2010 from 2009 and 0.5% decrease in 2009 from 2008.

 

 

SUMMARY

 

Notwithstanding the lack of updated details from subject's officials, considered good for trade engagements.

 

Note: The telephone numbers you gave (972-4-8469611; 8469630), as well as P.O. Box #10809 are no longer relevant to subject.


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.39

UK Pound

1

Rs.82.05

Euro

1

Rs.69.59

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.