MIRA INFORM REPORT

 

 

Report Date :

04.04.2013

 

IDENTIFICATION DETAILS

 

Name :

TASCHENKULT GMBH

 

 

Registered Office :

Breite Str. 118-120, D 50667 Köln

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

07.07.2005

 

 

Com. Reg. No.:

HRB 55862

 

 

Legal Form :

Private limited company

 

 

Line of Business :

Wholesale of other household goods

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Usually correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

germany - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.0% in 2011. GDP contracted 5.1% in 2009 but grew by 3.6% in 2010, and 2.7% in 2011. The recovery was attributable primarily to rebounding manufacturing orders and exports - increasingly outside the Euro Zone. Germany's central bank projects that GDP will grow 0.6% in 2012, a reflection of the worsening euro-zone financial crisis and the financial burden it places on Germany as well as falling demand for German exports. Domestic demand is therefore becoming a more significant driver of Germany's economic expansion. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's budget deficit to 3.3% in 2010, but slower spending and higher tax revenues reduce the deficit to 1.7% in 2011, below the EU's 3% limit. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its energy and 46% of its base-load electrical production.

 

Source : CIA

 

Company name and address

 

TASCHENKULT GmbH

Breite Str. 118-120

D 50667 Köln

Telephone:0221/8004141

Telefax:  0221/8004143

Homepage: www.taschenkult.de

E-mail:   info@taschenkult.de

 

 

VAT no           

 

DE243801452

 

 

Tax ID number      

 

215/5841/1352

 

 

 CONCLUSION

 

 Business relations are permissible.

 

 

Company details

 

 LEGAL FORM                          Private limited company

 Date of foundation:                    07.07.2005

 Shareholders' agreement:           07.07.2005

 Registered on:                          12.08.2005

 Commercial Register:                Local court 50939 Köln

 under:                                      HRB 55862

 

 Share capital:                          EUR             25,000.00

 

 

 Shareholder

 

                      Katja Alexandra von der Gathen

                      Hammerschmidtstr. 104

                      D 50999 Köln

                      born: 18.10.1969

                      née: Kuhn

                      Share:             EUR             25,000.00

 

 

 Manager

 

Rolf Georg Steinberger

Hauptstr. 52

D 50996 Köln

having sole power of representation

born: 22.09.1960

Profession: Fully qualified merchant

Marital status: married

Negative remark(s) regarding

Rolf Georg Steinberger

Debt collection monitoring:

Amount                last entry:

1                 07.12.2005

EUR              8,469.33

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 4649    Wholesale of other household goods

 

 Secondary industrial sector

 47722   Retail sale of leatheware and baggage

70220   Business and other management consultancy activities

 

 

 BRANCHES AND FACTORIES

 

 Branch:

                      TASCHENKULT GmbH

                      Jahnstr. 8

                      D 97525 Schwebheim

 

 

 FINANCIAL INFORMATION

 

 Payment experience:  within periods customary in this trade

 

 Negative information:Negative information is known to us. We refer you to the legal form data.

 

 Balance sheet year:  2011

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Breite Str. 118-120

                      D 50667 Köln

 

 Real Estate of:      Katja Alexandra von der Gathen

 Type of ownership:   unknown

 Address              Hammerschmidtstr. 104

                      D 50999 Köln

 

 Real Estate of:      Rolf Georg Steinberger

 Type of ownership:   Tenant

 Address              Hauptstr. 52

                      D 50859 Köln

 

 Land register documents were not available.

 

 

 BANKERS

 

 A bank connection is unknown.

 

 

 FINANCIAL FIGURES

 

 Turnover:            2011               EUR            416,500.00

 Profit:              2011               EUR             -1,112.00

 Equipment:                              EUR                157.00

 Ac/ts receivable:                       EUR             11,734.00

 Liabilities:                            EUR             19,807.00

 Employees:                                                      3

 

 The aforementioned business figures may partly be estimated

 information based on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 -1.25

 Liquidity ratio:                   0.67

 Return on total capital [%]:      -5.88

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 66.66

 Liquidity ratio:                  10.00

 Return on total capital [%]:       7.98

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                  1.48

 Liquidity ratio:                   0.94

 Return on total capital [%]:     -23.75

 

 Balance sheet ratios 01.01.2008 - 31.12.2008

 Equity ratio [%]:                 -9.06

 Liquidity ratio:                   0.97

 Return on total capital [%]:     -12.36

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR             19,807.12

  Fixed assets                           EUR                207.00

   Tangible assets                       EUR                157.00

    Other tangible assets / fixtures and

    fittings                             EUR                157.00

   Financial assets                      EUR                 50.00

    Other loans                          EUR                 50.00

  Current assets                         EUR             18,717.06

   Stocks                                EUR              5,293.40

    Finished goods / work in progress    EUR              5,293.40

   Accounts receivable                   EUR             11,733.76

    thereof total due from shareholders  EUR                 21.50

    Trade debtors                        EUR              5,125.13

    Other debtors and assets             EUR              6,608.63

   Liquid means                          EUR              1,689.90

  Remaining other assets                 EUR                883.06

   Deficit not covered by shareholders'

   equity                                EUR                883.06

 

 LIABILITIES                             EUR             19,807.12

  Shareholders' equity                   EUR                  0.00

   Capital                               EUR             25,000.00

    Subscribed capital (share capital)   EUR             25,000.00

   Balance sheet profit/loss (+/-)       EUR            -25,883.06

    Profit / loss brought forward        EUR            -24,770.85

    Annual surplus / annual deficit      EUR             -1,112.21

   Other shareholders' equity (+/-)      EUR                883.06

    Deficit not covered by shareholders'

    equity                               EUR                883.06

  Liabilities                            EUR             19,807.12

   thereof total due to shareholders     EUR                668.11

   Other liabilities                     EUR             19,807.12

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR              1,678.08

    Unspecified other liabilities        EUR             18,129.04

     thereof liabilities from tax /

     financial authorities               EUR              2,519.80

     thereof liabilities from social

     security                            EUR              1,962.30

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2010 - 31.12.2010

 

 ASSETS                                  EUR             72,718.45

  Fixed assets                           EUR             10,343.06

   Tangible assets                       EUR                231.00

    Other / unspecified tangible assets  EUR                231.00

   Financial assets                      EUR             10,112.06

    Other / unspecified financial assets EUR             10,112.06

  Current assets                         EUR             50,689.07

   Stocks                                EUR              5,293.40

    Other / unspecified stocks           EUR              5,293.40

   Accounts receivable                   EUR             45,395.67

  Remaining other assets                 EUR             11,686.32

   Accruals (assets)                     EUR             11,686.32

 

 LIABILITIES                             EUR             72,718.45

  Shareholders' equity                   EUR             15,783.13

   Capital                               EUR             26,940.00

    Subscribed capital (share capital)   EUR             26,940.00

   Balance sheet profit/loss (+/-)       EUR            -11,156.87

    Profit / loss brought forward        EUR            -13,336.76

    Annual surplus / annual deficit      EUR              2,179.89

  Liabilities                            EUR             47,826.32

  Other liabilities                      EUR              9,109.00


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.38

UK Pound

1

Rs.82.04

Euro

1

Rs.69.58

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.