MIRA INFORM REPORT

 

 

 

 

Report Date :

05.04.2013

 

IDENTIFICATION DETAILS

 

Name :

PROPAL S.R.L.

 

 

Registered Office :

Mayor Martinez 2286 Esq. Nuflo de Chavez, Asuncion

 

 

Country :

Paraguay

 

 

Year of Establishments:

1992

 

 

Legal Form :

Public Liability Company

 

 

Line of Business :

Aluminium Processing and Manufacturing Aluminum Trays for Gastronomy

 

 

No. of Employees :

10 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate  

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Paraguay

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

PARAGUAY - ECONOMIC OVERVIEW

 

Landlocked Paraguay has a market economy distinguished by a large informal sector, featuring re-export of imported consumer goods to neighboring countries, as well as the activities of thousands of microenterprises and urban street vendors. A large percentage of the population, especially in rural areas, derives its living from agricultural activity, often on a subsistence basis. Because of the importance of the informal sector, accurate economic measures are difficult to obtain. On a per capita basis, real income has stagnated at 1980 levels. The economy grew rapidly between 2003 and 2008 as growing world demand for commodities combined with high prices and favorable weather to support Paraguay's commodity-based export expansion. Paraguay is the sixth largest soy producer in the world. Drought hit in 2008, reducing agricultural exports and slowing the economy even before the onset of the global recession. The economy fell 3.8% in 2009, as lower world demand and commodity prices caused exports to contract. The government reacted by introducing fiscal and monetary stimulus packages. Growth resumed at a 15% level in 2010, the highest in South America, but slowed to 6.4% in 2011 as the stimulus subsided. Political uncertainty, corruption, limited progress on structural reform, and deficient infrastructure are the main obstacles to growth.

 

Source : CIA

 


Registered Name   

 

PROPAL S.R.L.

R.U.C. 80010092-1

 

 

Summary      

 

INCORPORATED IN 1992. BEGINNER OF ACTIVITIES. NOT PROVIDED FINANCIAL INFORMATION TO THIRD PARTIES. NO NEGATIVE. FIT FOR OPERATIONS OF CURRENT IMPORTANCE AND ADDITIONAL GUARANTEES.

 

 

Operations       

 

ALUMINIUM PROCESSING AND MANUFACTURING ALUMINUM TRAYS FOR GASTRONOMY.

 

 

Legal Structure   

 

Legal form:                  Public liability company
Created:                       1992
Registered RPC:           1992
Duration:                      Unlimited
End of fiscal year:        31/12

 

 

Contact       

 

Administration and Operative address: Mayor Martinez 2286 Esq. Nuflo de Chavez, Asuncion, Republic of Paraguay.

Phones: 00595 21 422349 // 422024
E-mail: propalsrl@tigo.com.py

It is noteworthy that soon moved operations to own property 2000 m2, located in City Fernando de la Mora, Paraguay.

 

 


Partners     

 

PARTNERS:
---------

 PEDRO PABLO GUILLERMO BENITEZ

 EDITH LOURDES FERNANDEZ

Using signature: It is the responsibility of the partners individually and indistinct in character Managers.

 

 

Personal Information   

 

PEDRO PABLO GUILLERMO BENITEZ
-----------------------------
Paraguayan, married, born in 1949.

EDITH LOURDES FERNANDEZ
-----------------------
Paraguayan, married, born in 1964.

 

 

History   

 

It has been determined through the inquiries that have been made, that the activities in question were initiated and implemented by this society, that governs their actions to address reporting.

This is an industry that is dedicated to the manufacture of aluminum products, especially in trays for gastronomy.

You are not registered with development partners from other commercial activities.

 

 

Economic-Financial Position   

 

Those responsible for the company declined to provide information on a strict accounting. -

From inquiries made through third parties, shows that develops its business operations as normal within a sphere of medium importance, with obtaining compensation benefits without you being aware of ups and downs. -

Within the guidelines that have been mentioned, who were consulted assigned stable outlook. -

 

 


Assets     

 

REAL ESTATE:
-----------
The property they occupy belongs to the shareholders, has a floor area of 295 mts2.

You have a building under construction in the City of Fernando de la Mora of 2000 mts2 of surface.

 

Evolution and Results       

 

This society is dedicated to the development of the above mentioned steps, with the appropriate operational structure.

With sales covers the national market, making imports from Argentina, Brazil and India.

Leading operations are their own responsibility, with 10 employees who collaborate.

MAIN SUPPLIERS:
--------------
* BILCAR S.A. (PARAGUAY)
* BARRIER SOLUTIONS (ARGENTINA)
* PLASCAL LTDA. (BRASIL)
* PAPEI JARAGUA S.A. (BRASIL)

* 10 employees

 

 

Payment Record and Credit Risk      

 

BANCO REGIONAL             CTA. 4100197020
BANCO ITAU

 

 

Concept       

 

To date the company has been serving holder commitments within normal limits which are judged and is referenced on good terms in the operating means they are accustomed.

* Without objection.

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.65

UK Pound

1

Rs.82.41

Euro

1

Rs.70.08

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.