MIRA INFORM REPORT

 

 

Report Date :

08.04.2013

 

IDENTIFICATION DETAILS

 

Name :

CASAMIA CO., LTD.

 

 

Registered Office :

5FL. 271-1, Seohyeon-dong, Bundang-gu, Seongnam-si, Gyeonggi-do, Korea

463-824

 

 

Country :

South Korea

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

29.06.1992

 

 

Legal Form :

Co., Ltd by shares

 

 

Line of Business :

Wholesale of Household Furniture

 

 

No. of Employees :

232

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

South Korea

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH KOREA - ECONOMIC OVERVIEW

 

South Korea over the past four decades has demonstrated incredible growth and global integration to become a high-tech industrialized economy. In the 1960s, GDP per capita was comparable with levels in the poorer countries of Africa and Asia. In 2004, South Korea joined the trillion dollar club of world economies, and currently is among the world's 20 largest economies. Initially, a system of close government and business ties, including directed credit and import restrictions, made this success possible. The government promoted the import of raw materials and technology at the expense of consumer goods, and encouraged savings and investment over consumption. The Asian financial crisis of 1997-98 exposed longstanding weaknesses in South Korea''s development model including high debt/equity ratios and massive short-term foreign borrowing. GDP plunged by 6.9% in 1998, and then recovered by 9% in 1999-2000. Korea adopted numerous economic reforms following the crisis, including greater openness to foreign investment and imports. Growth moderated to about 4% annually between 2003 and 2007. With the global economic downturn in late 2008, South Korean GDP growth slowed to 0.3% in 2009. In the third quarter of 2009, the economy began to recover, in large part due to export growth, low interest rates, and an expansionary fiscal policy, and growth was 3.6% in 2011. In 2011, the US-South Korea Free Trade Agreement was ratified by both governments and is projected to go into effect in early 2012. The South Korean economy''s long term challenges include a rapidly aging population, inflexible labor market, and heavy reliance on exports - which comprise half of GDP.

Source : CIA


Basic Information

 

Company Name

CASAMIA CO., LTD.

(Korean Company Name : “()까사미아”)

Registered Address

271-1, Seohyeon-dong, Bundang-gu, Seongnam-si, Gyeonggi-do, Korea

Building

5FL.

Zip Code

463-824

Tel

+82-31-780-7100

Fax

+82-31-702-3864

E-mail

webmanager@casamia.co.kr

Website

www.casamia.co.kr

Trading Address

5FL., 271-1, Seohyeon-dong, Bundang-gu, Seongnam-si, Gyeonggi-do, Korea

(New Address System : 358, Hwangsaeul-ro, Bundang-gu, Seongnam-si, Gyeonggi-do, Korea)

Tel

+82-31-780-7100

Fax

+82-31-702-3864

Other Address-Distribution Center

615-5, Moonhyung-ri, Oppo-myun, Guangju-si, Gyeonggi-do, Korea

Tel

+82-31-766-0282

Other Address-Busan Branch

627-1, U 1-dong, Haeundae-gu, Busan, Korea

Tel

+82-51-740-6655

Other Address-Shinsa Branch

527-4, Sinsa-dong, Gangnam-gu, Seoul, Korea

Tel

+82-2-514-1709

Type

Export/Import

Industry

Wholesale of Household Furniture

  Main Business

Bedclothes

Established (mm/dd/yyyy)

06/29/1992

The Subject owns the premises of Shinsa Branch.

 

 

Detailed Products

 

Activity

Detailed Products (UNSPSC)

Sell

Beds(56101515)

Sell

Mantel or table clocks(54111602)

Sell

Wall racks(56101518)

Sell

Bedclothes(52121500)

Sell

Wall clocks(54111601)

 

 

CEO’s

 

Name

Lee Hyun-Koo

Address

B-3504, 467, Dogok-dong, Gangnam-gu, Seoul, Korea

Date of Birth

01/02/1949

Title

President & CEO

Sex

Male

Nationality

Korean

 

 

Profiles

 

Capital (KRW)

4,685,763,000

Employees

232

Formation

Co., Ltd by shares

Bank Details

Woori Bank-Bundang Central Branch

Industrial Bank of Korea

Hana Bank

Shinhan Bank

Corporate Registered No.

110111-0873102

Business Registered No.

120-81-11794

Permit & Licenses

10/2004 GD Mark

 

Int’l Trade No.: 11013736

Shareholder Position

Name

Shares

%

LEE HYUN-KOO

4,997,040

46.92

CHOI SOON-HEE

2,198,450

20.64

LEE HYUNG-WOO

1,644,460

15.44

LEE JI-WOO

559,940

5.26

TREASURY STOCK

303,000

2.85

LEE EOK-KOO

136,570

1.28

OTHERS

810,540

7.61

TOTAL

10,650,000

100.00

(*) The above list is based as of 12/31/2011.

Company History

06/29/1992 Incorporated as the present name

06/30/200 Acquired C & C CORPORATION

07/01/2007 Moved to 240-6, Seohyeon-dong, Bundang-gu, Seongnam-si, Gyeonggi-do, Korea  from 912-13, Daechi-dong, Gangnam-gu, Seoul, Korea

06/21/2008 Moved to 3rd FI., 262-1, Seohyeon-dong, Bundang-gu, Seongnam-si, Gyeonggi-do, Korea from 240-6, Seohyeon-dong, Bundang-gu, Seongnam-si, Gyeonggi-do, Korea

01/10/2011 Moved to the present HQ address from 3rd FI., 262-1, Seohyeon-dong, Bundang-gu, Seongnam-si, Gyeonggi-do, Korea

09/11/2012 Decreased capital to 4,685,763,000 KRW from 6,250,000,000 KRW

 

 

 

 

Management

 

Job Description

Title

Name

Sex

Nationality

Inauguration Date

President & CEO

Mr.

Lee Hyun-Koo

Male

Korean

06/29/2000

Director

M/S.

Choi Soon-Hee

Female

Korean

06/29/1992

Director

Mr.

Min Eung-Ki

Male

Korean

03/28/2003

Director

M/S.

Choi Yoon-Kyung

Female

Korean

05/21/2012

Auditor

Mr.

Kim Dong-In

Male

Korean

03/31/2009

Supervisor

Mr.

Park Se-Jong

Male

Korean

01/20/1974

 

 

Financials

 

Year / Unit : KRW

Sales

Assets

Net Income

2011

105,649,194,908

117,340,009,497

9,943,569,936

2010

86,426,350,819

107,415,582,479

8,871,326,612

2009

67,703,855,119

99,922,961,643

6,062,587,765

2008

58,122,857,717

96,745,814,977

4,519,449,465

2007

58,449,743,862

75,716,135,281

4,353,181,345

2006

60,379,834,919

72,393,100,161

4,380,082,519

2005

56,266,835,700

51,475,519,771

4,841,842,030

2004

55,475,738,181

45,515,611,230

4,330,437,517

2003

55,042,049,818

41,356,747,162

5,382,147,738

 

 

Financial Description

 

Authorized Capital(KRW)

26,000,000,000

Paid-Up Capital(KRW)

4,685,763,000

Total Issues Shares

7,521,526(Common:7,344,965 / Preferable:176,561)

 

 

Balance Sheet

 

Unit : Korean Won

As of 12/31/2011

As of 12/31/2010

As of 12/31/2009

Total Assets

117,340,009,497

107,415,582,479

99,922,961,643

Current Assets

29,133,680,169

21,406,331,591

19,531,475,372

-Quick Assets

18,439,987,983

11,494,650,667

11,525,304,223

-Inventories

10,693,692,186

9,911,680,924

8,006,171,149

Fixed Assets

88,206,329,328

86,009,250,888

80,391,486,271

-Investment

1,585,562,250

1,556,276,250

1,165,017,250

-Tangibles

74,692,845,331

72,667,990,025

68,054,247,371

-Intangibles

712,245,872

607,930,505

425,889,450

-Others

11,215,675,875

11,177,054,108

10,746,332,200

Total Liabilities

31,595,625,840

30,791,058,710

30,222,072,223

Current Liabilities

20,934,590,210

22,296,587,110

23,766,100,047

Fixed Liabilities

10,661,035,630

8,494,471,600

6,455,972,176

Capital Stock

6,250,000,000

6,250,000,000

6,250,000,000

Capital Surplus

10,873,178,637

10,845,528,637

10,813,503,637

Profit Surplus

53,698,893,848

44,583,083,912

37,567,378,477

Capital Adjustment

14,922,311,172

14,945,911,220

15,070,007,306

Total Equity

85,744,383,657

76,624,523,769

69,700,889,420

Liab. & Shareholder’s Equity

117,340,009,497

107,415,582,479

99,922,961,643

 

Current Liabilities

20,934,590,210

22,296,587,110

23,766,100,047

Trade Payables

5,049,618,571

4,100,521,771

3,247,065,408

Short-Term Borrowings

9,125,335,041

11,000,552,926

14,674,267,734

Account Payables

2,734,280,709

3,299,116,277

3,501,876,347

Accrued Expenses

34,326,549

36,524,613

24,288,339

Advance Receipts

1,615,891,139

1,812,581,669

1,357,895,431

Unearned Income

-

8,642,603

-

Withholdings

72,118,670

230,737,640

97,825,630

Accrued Income Tax

1,703,019,531

1,507,909,611

862,881,158

Current Portion of Long-Term Debts

600,000,000

300,000,000

-

Fixed Liabilities

10,661,035,630

8,494,471,600

6,455,972,176

Long-Term Borrowings

7,358,000,000

5,458,000,000

3,000,000,000

Guarantee Deposit Received

1,134,495,090

1,375,779,940

1,402,495,090

Provision for Severance & Retirement

3,750,965,533

3,080,566,258

2,428,470,398

Leasehold Deposit Received

1,567,975,000

1,337,975,000

1,679,675,000

Provision for Mileage

319,963,631

-

-

 

 

Income Statement

 

Unit : Korean Won

As of 12/31/2011

As of 12/31/2010

As of 12/31/2009

Sales

105,649,194,908

86,426,350,819

67,703,855,119

Cost of Sold Goods

58,010,406,998

45,858,875,870

35,817,256,971

Gross Profit

47,638,787,910

40,567,474,949

31,886,598,148

Selling & Admin. Expenses

35,435,206,108

29,235,630,126

24,464,700,961

Operating Income

12,203,581,802

11,331,844,823

7,421,897,187

Non-Operating Income

1,472,675,199

897,460,484

623,134,144

Non-Operating Expenses

1,100,936,359

1,302,878,774

720,453,908

Income Before Taxes

12,575,320,642

10,926,426,533

7,324,577,423

Income Taxes Expenses

2,631,750,706

2,055,099,921

1,261,989,658

Net Income

9,943,569,936

8,871,326,612

6,062,587,765

 

 

Cash Flows

 

Unit : Korean Won

As of 12/31/2011

As of 12/31/2010

As of 12/31/2009

Cash Flows from Operating

13,723,565,941

11,169,134,970

12,091,874,177

-Net Income

9,943,569,936

8,871,326,612

6,062,587,765

-Exp. without Cash Outflow

6,343,952,145

4,353,479,283

3,212,642,284

-Revenue without Cash Inflows

-149,394,687

-431,929,934

-17,121,879

-Changes in Asset/ & Liability

-2,414,561,453

-1,623,740,991

2,833,766,007

Cash Flows from Investing

-7,386,250,401

-8,350,958,114

-4,040,724,088

-Cash Inflow from Investing

15,873,141,475

8,656,141,302

5,458,534,063

-Cash Outflows for Investing

-23,259,391,876

-17,007,099,416

-9,499,258,151

Cash Flows from Financing

-279,819,962

-3,513,604,494

-7,697,643,296

-Cash Inflows from Financing

23,782,527,725

29,450,542,877

26,750,207,224

-Cash Outflows from Financing

-24,062,347,687

-32,964,147,371

-34,447,850,520

Increase/Decrease in Cash

6,057,495,578

-695,427,638

353,506,793

Cash at the Beginning of Year

1,425,797,528

2,121,225,166

1,767,718,373

Cash at the End of Year

7,483,293,106

1,425,797,528

2,121,225,166

 

 

Products, Technologies, Services Description

 

Main Products & Services

Furniture

Sofa, Tea Table, Chair, Desk, Fabric Products, Other Decoration Goods

 

Brand Name : Casamia, Salim, Uffia, Sia, Eco Story

 

 

Trade Partners & Competitors

 

Suppliers

BMW FINANCIAL SERVICES KOREA CO., LTD.(110111-2278756) provides the vehicle services to the subject company.

Customers

The Subject sells through its direct shops and major department stores.

Competitors

BIF APT FURNITURE CO., LTD.

3RD FL., YONGHO BLDG., 259-1, BOGWANG-DONG, YONGSAN-GU, SEOUL, KOREA

TEL:+82-2-522-3500  FAX:+82-2-792-8828

 

SEDEC CO., LTD.

9TH FL., SEDEC BLDG., 588-18, SINSA-DONG, GANGNAM-GU, SEOUL, KOREA

TEL:+82-2-549-6701  FAX:+82-2-549-9545

 

HANSSEM CO., LTD.

665, SEONGGOK-DONG, DANWON-GU, ANSAN-SI, GYEONGGI-DO, KOREA

TEL:+82-31-496-1101  FAX:+82-31-498-8078

 

 

 

 

Related Parties

(Subsidiaries, Joint-Venture & Affiliates)

 

Affiliates

CASAMIA UPIA CO., LTD.(110111-0951635)

(19.80% held by the subject company)

 

CASAMIA(SHANGHAI) FURNITURE CO., LTD-CHINA

(88.27% held by the subject company)

 

CASAMIA INTERNATIONAL CO., LTD.(131111-0261500)

(100.00% held by the subject company)

Subsidiary

CASAMIA(SHANGHAI) FURNITURE CO., LTD-CHINA

(88.27% held by the subject company)

Cooperative Enterprise

-Insured Company

HEUNGKUK FIRE & MARINE INSURANCE CO., LTD.(110111-0016728)

DONGBU INSURANCE CO., LTD.(110111-0095285)

 

 

Sales by Region

(Activity & Markets)

 

Not Available.

 

 

Court Action

 

No.

 

 

News Clipping

 

--

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.88

UK Pound

1

Rs.83.54

Euro

1

Rs.70.90

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.