1. Summary Information

Country

India

Company Name

GLOBAL INFONET DISTRIBUTION PRIVATE LIMITED

Principal Name 1

Venkata Subramaniyan Muthuchandrasekar

Status

Satisfactory

Principal Name 2

Vibu Venkata Subramanian

Registration #

55-171871

Street Address

241, Ground Floor, Ghalib Apartment, Parwana Road, Pitampura, New Delhi - 110034

Established Date

27.12.2007

SIC Code

--

Telephone#

91-11-40531589

Business Style 1

Distributor

Fax #

Not Available

Business Style 2

Trader

Homepage

www.globalinfonet.in

Product Name 1

Machines and Consumables from Xerox

# of employees

Not Available

Product Name 2

Mother Boards from Jetway

Paid up capital

Rs.176,105,000/-

Product Name 3

Hard Disc Drives from Western Digital

Shareholders

Foreign Holdings 99.80%, Directors or relatives of directors 0.20%

Banking

Yes Bank Limited

Public Limited Corp.

No

Business Period

6 Years

IPO

No

International Ins.

-

Public Enterprise

No

Rating

Ba (44)

Related Company

Relation

Country

Company Name

CEO

Holding Company

UAE

Global Distribution FZE

--

Note

-

 

2. Summary Financial Statement

Balance Sheet as of

31.12.2011

(Unit: Indian Rs.)

Assets

Liabilities

Current Assets

1,025,311,000

Current Liabilities

900,998,000

Inventories

890,185,000

Long-term Liabilities

664,416,000

Fixed Assets

8,502,000

Other Liabilities

27,698,000

Deferred Assets

2,517,000

Total Liabilities

1,593,112,000

Invest& other Assets

19,510,000

Retained Earnings

176,808,000

 

 

Net Worth

352,913,000

Total Assets

1,946,025,000

Total Liab. & Equity

1,946,025,000

 Total Assets

(Previous Year)

1,895,209,000

 

 

P/L Statement as of

31.12.2011

(Unit: Indian Rs.)

Sales

8,351,867,000

Net Profit

58,386,000

Sales(Previous yr)

6,707,466,000

Net Profit(Prev.yr)

71,415,000

 

MIRA INFORM REPORT

 

 

Report Date :

23.03.2013

 

IDENTIFICATION DETAILS

 

Name :

GLOBAL INFONET DISTRIBUTION PRIVATE LIMITED

 

 

Registered Office :

241, Ground Floor, Ghalib Apartment, Parwana Road, Pitampura, New Delhi - 110034

 

 

Country :

India

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

27.12.2007

 

 

Com. Reg. No.:

55-171871

 

 

Capital Investment / Paid-up Capital :

Rs. 176.105 Millions

 

 

CIN No.:

[Company Identification No.]

U51101DL2007PTC171871

 

 

IEC No.:

0507080084

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

DELG10863G

 

 

PAN No.:

[Permanent Account No.]

AADCG0161G

 

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Traders of Information Technology Products and also Distributors for Dell, Lenovo, Xerox, Western Digital, Hard Drives, Jet way, Motherboards.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (44)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 1400000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is a part of Global Distribution Group.

 

It is a well established company having a satisfactory track record. There appears slight dip in the profitability in the year 2012.

 

However, general financial position of the company is strong. The company gets good support from its group companies.

 

Trade relations are reported to be fair. Business is active. Payments are reported to be usually correct and as per commitments.

 

The company can be considered for business dealings at usual trade terms and condition. 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CARE

Rating

Long term rating : (CARE) BBB+

Rating Explanation

Having moderate degree of safety regarding timely servicing of financial obligation it carry moderate credit risk.

Date

May 2012

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

LOCATIONS

 

Registered Office :

241, Ground Floor, Ghalib Apartment, Parwana Road, Pitampura, New Delhi-110034, India

Tel. No.:

91-11-40531589

Fax No.:

Not Available

E-Mail :

sivaraman@globalinfonet.in

Website :

www.globalinfonet.in

 

 

Head Office:

‘Batra House’, Lower Ground Floor, Plot No. 52, Sector 32, Gurgaon - 122001, Haryana, India

Tel. No.:

91-124-4971600

Fax No.:

91-124-4971610

 

 

Branch Office :

Located At:

 

Ø  New Delhi

Ø  Ahmedabad

Ø  Bangalore

Ø  Bhubaneshwar

Ø  Chandigarh

Ø  Chennai

Ø  Gurgaon

Ø  Ghaziabad

Ø  Guwahati

Ø  Hyderabad

Ø  Jaipur

Ø  Kochi

Ø  Kolkata

Ø  Ludhiana

Ø  Lucknow

Ø  Mumbai

Ø  Nagpur

Ø  Pune

Ø  Raipur

Ø  Indore

Ø  Dehradun

 

 

DIRECTORS

 

AS ON 06.06.2012

 

Name :

Venkata Subramaniyan Muthuchandrasekar

Designation :

Managing director

Address :

Po Box 17974, Dubai 097104, UAE

Date of Birth/Age :

28.06.1968

Date of Appointment :

15.02.2008

Voter ID No.:

LWN5727847

DIN No.:

01918372

 

 

Name :

Vibu Venkata Subramanian

Designation :

Director

Address :

Old No. 6, New No. 11, Thiruvengadam Street, Mandaveli, Chennai - 600028, Tamilnadu, India

Date of Birth/Age :

20.03.1979

Date of Appointment :

31.10.2008

DIN No.:

02393172

 

 

KEY EXECUTIVES

 

Name :

Mrs. Shubhangi Garg

Designation :

Company Secretary

Address :

E-161, 3rd Floor, Gautam Nagar, New Delhi - 110049, India

Date of Birth/Age :

26.12.1985

Date of Appointment :

02.03.2010

PAN No.:

ARFPG3301E

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 06.06.2012

 

Names of Shareholders

 

No. of Shares

 

Vibu Venkatasubramanian

 

34545

Geo Infonet Limited, UAE

 

4402620

Global Distribution FZE, UAE

 

13173330

 

 

 

Total

 

17610495

 

 

AS ON 19.10.2012

 

Names of Allottees

 

No. of Shares

 

Vibu Venkatasubramanian

 

3839

Geo Infonet Limited, UAE

 

489180

Global Distribution FZE, UAE

 

1668758

 

 

 

Total

 

2161777

 

 

AS ON 06.06.2012

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

 

99.80

Directors or relatives of directors

 

0.20

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Traders of Information Technology Products and also Distributors for Dell, Lenovo, Xerox, Western Digital, Hard Drives, Jet way, Motherboards.

 

 

Products :

ITC Code

Product Descriptions

84714120

IT and Related Products

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

Ø  Indusind Bank Limited, Block A, Sushant Lok, Phase I, Tower B, First India Place, Ground Floor, Mehrauli-Gurgaon Road, Gurgaon - 122002, Haryana, India

Ø  Standard Chartered Bank, Credit Documentation Unit, Narain Manzil, 23 Barakhamba Road, New Delhi – 110001, India

Ø  IDBI Bank, J – 13/ 17, Rajouri Gardens, New Delhi – 110027, India

Ø  ICICI Bank, Sakuntala Apartments, 59, Nehru Place, New Delhi – 110019, India

Ø  ICICI Bank Limited, Landmark Race Cource Circle, Alkapuri, Baroda-390015, Gujarat, India

Ø  Yes Bank Limited, 9th Floor, Nehru Centre, Discovery of India, Dr. Annie Besant Road, Worli, Mumbai-400018, Maharashtra, India

Ø  HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai-400013, Maharashtra, India

 

 

Facilities :

 

Secured Loans

31.12.2011

31.12.2010

 

 

(Rs. In Millions)

Loans and advances from banks

 

 

Cash credit facility

(repayable on demand)*

26.842

117.723

Buyers credit

(repayable within one year Rs.378.693 millions)

--

378.693

Term loans from banks

 

 

Vehicles loans

(secured by hypothecation of underlying vehicles )

0.765

1.623

Working capital loans banks secured

507.769

--

Total

535.376

498.039

 

 

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Khandelwal Jain and Company

Chartered Accountants

Address :

221, Hans Bhawan, Bahadur Shah Zafar Marg, New Delhi – 110002, India

Income-tax PAN of auditor or auditor's firm :

AAAFK0985C

 

 

Holding Company :

Global Distribution FZE, Dubai

 

 

Subsidiary :

IT Inspire Pte Limited Singapore

 

 

Fellow Subsidiary :

VSM Agencies Private Limited [U74899DL1994PTC062420]

 

 

Associate Company :

Geo Infonet Limited

 

 

CAPITAL STRUCTURE

 

AS ON 06.06.2012

 

Authorised Capital : Rs. 300.000 Millions

 

Issued, Subscribed & Paid-up Capital : Rs. 216.178 Millions

 

 

AS ON 31.12.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

20,000,000

Equity Shares

Rs. 10/- each

Rs. 200.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

17,610,495

Equity Shares

Rs. 10/- each

Rs. 176.105 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.12.2011

31.12.2010

31.12.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

176.105

176.105

176.105

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

176.808

118.422

47.007

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

352.913

294.527

223.112

LOAN FUNDS

 

 

 

1] Secured Loans

535.376

498.039

81.243

2] Unsecured Loans

129.040

0.000

3.400

TOTAL BORROWING

664.416

498.039

84.643

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

1017.329

792.566

307.755

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

8.502

6.337

5.547

Capital work-in-progress

17.252

13.901

0.000

 

 

 

 

INVESTMENT

2.258

2.198

0.000

DEFERREX TAX ASSETS

2.517

1.992

2.423

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

890.185
708.803
413.016

 

Sundry Debtors

776.290
804.399
526.436

 

Cash & Bank Balances

165.724
236.151
99.354

 

Other Current Assets

0.000
1.697
0.819

 

Loans & Advances

83.297
119.731
55.947

Total Current Assets

1915.496
1870.781
1095.572

Less : CURRENT LIABILITIES & PROVISIONS

 
 

 

 

Sundry Creditors

870.297
1054.202
769.235

 

Other Current Liabilities

30.701
28.116
16.230

 

Provisions

27.698
20.325
10.322

Total Current Liabilities

928.696
1102.643
795.787

Net Current Assets

986.800
768.138
299.785

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

1017.329

792.566

307.755

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.12.2011

31.12.2010

31.12.2009

 

SALES

 

 

 

 

 

Income

8351.867

6707.466

3183.733

 

 

Other Income

62.107

81.637

15.250

 

 

TOTAL                                     (A)

8413.974

6789.103

3198.983

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of Goods Sold

7850.297

6513.526

3053.286

 

 

Personnel Expenses

75.248

50.841

31.849

 

 

Operating and Other Expenses

308.032

77.275

51.612

 

 

TOTAL                                     (B)

8233.577

6641.642

3136.747

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)     (C)

180.397

147.461

62.236

 

 

 

 

 

Less

FINANCIAL EXPENSES                                    (D)

79.257

37.401

7.652

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

101.140

110.060

54.584

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

2.776

2.166

0.846

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                              (G)

98.364

107.894

53.738

 

 

 

 

 

Less

TAX                                                                  (H)

39.978

36.479

16.867

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

58.386

71.415

36.871

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

113.086

41.671

4.800

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

171.472

113.086

41.671

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

43.696

0.000

0.000

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Information Technology related Products

4658.644

2410.354

660.013

 

 

 

 

 

 

Earnings Per Share (Rs.)

3.32

4.06

2.25

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.12.2011

31.12.2010

31.12.2009

PAT / Total Income

(%)

0.69

1.05

1.15

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

1.18

1.61

1.69

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

5.11

5.75

4.88

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.28

0.37

0.24

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

1.88

1.69

0.38

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

2.06

1.70

1.38

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

Yes

34]

External Agency Rating, if available

Yes

 

 

UNSECURED LOANS

 

Unsecured Loans

31.12.2011

31.12.2010

 

 

(Rs. In Millions)

Loans subsidiaries unsecured

129.040

0.000

Total

129.040

0.000

 

Note:

The registered address of the company has been shifted from D - 88, Okhla Industrial Area, Phase-I, New Delhi – 110020, India to the present w.e.f.16.04.2010

 

 

BACKGROUND

 

Subject is a wholly owned subsidiary of Global FZE, Dubai is engaged in the trading of Information Technology Products and are the national Tier 1 distributors for Dell, Lenovo, Xerox, Western Digital ? Hard Drives, Jet way ? Motherboards. As a Tier 1 distributor of IT Products the Company purchases goods from the above said Vendors for selling them to Tier II distributors in India.

 

 

REVIEW OF OPERATIONS

 

During the year, the company has achieved a turnover of Rs. 8351.900 Millions as compared to Rs. 6757.100 Millions in previous year, with a growth of 24% over the previous year, inspite of the slowdown in the Indian economy (as a result of overall global recession) and severe shortage of IT components during the second half of the year caused by factors beyond the control of the company.

 

The last year was a challenging year for the company, the net result of the company (with a Profit after Tax of Rs. 58.400 Millions) declined by Rs. 13.000 Millions compared to the previous year. This is still quite notable considering the weakening of Indian Rupee towards the last quarter of the year which caused unrealized foreign exchange losses inspite of careful hedging strategies, though the gross margins improved as per market factors.

 

The Company has concrete plans in place to accomplish growth in the coming years with the addition of new products and vendors with the support of huge network of 38 branches all over India.

 

The market for laptops, peripherals and Information Technology products in India is set to grow four fold in the next few years according to the industry experts and the company is ideally poised to take advantage of this growth.

 

 

BANKERS CHARGES REPORT AS PER REGISTRY

 

Corporate identity number of the company

U51101DL2007PTC171871

Name of the company

GLOBAL INFONET DISTRIBUTION PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

241, Ground Floor, Ghalib Apartment, Parwana Road, Pitampura, New Delhi – 110034, India

Email: sivaraman@globalinfonet.in

This form is for

Creation of charge

Type of charge

Book debts

Movable property (not being pledge)

Particular of charge holder

Standard Chartered Bank, Credit Documentation Unit, Narain Manzil, 23 Barakhamba Road, New Delhi – 110001, India

Email: Ashima.Tandon@sc.com

Nature of description of the instrument creating or modifying the charge

Unattested memorandum of hypothecation.

Date of instrument Creating the charge

31.10.2012

Amount secured by the charge

Rs. 350.000 Millions

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate of Interest

As per facility advice letter dated 25.10.2012 to be amended from time to time.

 

Terms of Repayment

As per facility advice letter dated 25.10.2012 to be amended from time to time.

 

Margin

As per facility advice letter dated 25.10.2012 to be amended from time to time.

 

Extent and Operation of the charge

Extent and Operation - 100%

 

Others

The above is to secure non fund based limit.

 

Short particulars of the property charged

Hypothecation by way of first pari-passu charge over all present and future of movable properties of the borrower including without limitation its movable plant and machinery, furniture and fittings, equipment, computers hardware, computer software, machinery, spares, tools and accessories and other movable etc. And all present and future book debts, outstandings moneys receivable, claims and now due and owing or which may at any time during the continuance of this security become due and owing to the borrower in the course of its business by any person, firm, company or body by the authority or any body corporate or undertaking project whatever in the public sector and all present and future stock in trade consisting of raw materials, finished goods, goods in process of manufacturing and other merchandise etc. Stored or to be stored at company's godowns or premises situated at Corporate Office: Batra House, LGF, Plot No. 52, Sector-32, Gurgaon-122001 or wherever else the same may be.

 

 

FIXED ASSETS:

 

Ø  Computer and Peripherals

Ø  Furniture and Fittings

Ø  Office Equipment

Ø  Vehicles

 

 



 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 54.34

UK Pound

1

Rs. 82.56

Euro

1

Rs. 70.10

 

 

INFORMATION DETAILS

 

Report Prepared by :

BVA

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTERS 

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

44

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.