MIRA INFORM REPORT

 

 

Report Date :

08.04.2013

 

IDENTIFICATION DETAILS

 

Name :

GOAN HOTELS AND CLUBS PRIVATE LIMITED

 

 

Registered Office :

DB House, Yashodham, General A K Vaidya Marg, Goregaon (East), Mumbai – 400063, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2010

 

 

Date of Incorporation :

25.10.2004

 

 

Com. Reg. No.:

11-149219

 

 

Capital Investment / Paid-up Capital :

Rs.7.825 Millions

 

 

CIN No.:

[Company Identification No.]

U5510MH2004PTC149219

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMG11332G

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Providing Hospitality Services.

 

 

No. of Employees :

11 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca (11)

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track record. Latest financials are not available. As confirmed by Mr. Noorkhan Accounts Manager that even though the company was incorporated in the year 2004. The company started its business activity from the year 2011. However, he provided general information and denied to disclose financial details. Business is active. Payments terms are unknown.

 

The company can be considered for business dealings on a secured trade terms and conditions.

 

Note: Due to technical error in the government sites, we hereby provide you to the report with available details and we would provide you with a on the same company as soon as we get the additional information.  

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY (GENERAL INFORMATION)

 

Name :

Mr. Noorkhan

Designation :

Accounts Manager

Contact No.:

91-22-40778600

Date :

03.04.2013

 

 

LOCATIONS

 

Registered/ Head Office :

DB House, Yashodham, General A K Vaidya Marg, Goregaon (East), Mumbai – 400063, Maharashtra, India

Tel. No.:

91-22-40778600

Fax No.:

91-22-28422444

E-Mail :

mamata.pawar@dbg.co.in

sachin.jain@dbg.co.in

corporate@dbg.co.in

Website :

www.dbg.co.in

 

 

Site Office :

Aldeia De, Goa-403201, India

 

 

DIRECTORS

 

AS ON 30.09.2010

 

Name :

Mr. Asif Yusuf Balwa

Designation :

Director

Address :

5th Floor, Razia Manor, Off Alrneida Park, Bandra (West), Murnbai – 400050, Maharashtra, India

Date of Birth/Age :

07.06.1970

Date of Appointment :

17.06.2008

DIN No.:

00017934

 

 

Name :

Mr. Rajiv Batekrishna Agarwal

Designation :

Managing director

Address :

8-802 Shagun Tower, Gen A. K. Vaidya Marg, Goregoan (East), Mumbai - (400063), Maharashtra, India

Date of Birth/Age :

18.03.1962

Date of Appointment :

04.11.2006

DIN No.:

00030453

 

 

Name :

Ms. Julian Robert Kenneth John Groom

Designation :

Director

Address :

B 402 Patliputra, Achyatrao Patwardhan Marg, Four Bunglows, Andheri (West), Mumbai – 400053, Maharashtra, India

Date of Birth/Age :

18.02.1960

Date of Appointment :

17.06.2008

DIN No.:

02412744

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2010

 

Names of Shareholders

No. of Shares

Shahid U. Balwa

500

Vinod K. Goenka

500

D B Hospitality Private Limited

77250

TOTAL

78250

 

AS ON 30.09.2010

 

Equity Share Break up

Percentage

Other top fifty shareholders

100.00

TOTAL

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Providing Hospitality Services.

 

 

Imports :

 

Products :

Raw Materials

Countries :

  • Japan
  • Hong Kong
  • China
  • Asian Country
  • Europe Country

 

 

Terms :

 

Selling :

Cash, Credit

 

 

Purchasing :

Cash, Credit

 

 

GENERAL INFORMATION

 

No. of Employees :

11 (Approximately)

 

 

Bankers :

  • Yes Bank Limited, 9th Floor, Nehru Centre, Discovery of India, Dr. Annie Besant Road, Worli, Mumbai – 400018, Maharashtra, India
  • Punjab National Bank
  • State Bank of India
  • Punjab and Sind Bank
  • IDBI Bank, 224-A, Mittal Court, A-Wing, 2nd Floor, Nariman Point, Mumbai – 400021, Maharashtra, India

 

 

Facilities :

Secured Loan

As on 31.03.2010

(Rs. in Millions)

As on 31.03.2009

(Rs. in Millions)

Punjab National Bank

1086.322

751.692

State Bank of India

453.779

386.084

Punjab and Sind Bank

246.669

177.991

IDBI Bank

224.000

0.000

 

 

 

TOTAL

2010.770

1315.767

Secured by:

(a)   First mortgage/ charge, on pari-passu basis, on the entire fixed and current assets, both present and future, of the Company's Proposed Hotel.

 

(b)   Personal Guarantees of some of the Directors

 

NOTES

 

(a)    Includes interest accrued and due of Rs.17.666 (Previous Year Rs.12.733)

 

(b)    Installment of Loan due for repayment within a period of one year Rs.57.771 Millions (Previous Year Rs. Nil)

 

Unsecured Loan

As on 31.03.2010

(Rs. in Millions)

As on 31.03.2009

(Rs. in Millions)

Holding- Company:

Short Term

773.786

0.000

 

 

 

TOTAL

773.786

0.000

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

M. A. Parekh and Company

Chartered Accountants

Address :

Yusuf Building, 2nd Floor, 43, Mahatma Gandhi Road, Fort, Mumbai – 400001, Maharashtra, India

Tel. No.:

91-22-22041018/22043850/22020187

Fax No.:

91-22-22874524

E-Mail :

maparikh@eth.net

PAN.:

AAAFM1433H

 

 

Holding Company :

D B Hospitality Private Limited

 

 

Fellow Subsidiaries :

  • BD and P Hotels (India) Private Limited
  • Dynamic Balwas Resorts Private Limited
  • Eon Aviation Private Limited
  • Associated Hotels Private Limited

 

  •  

Enterprises on which director(s) of the Company exercise significant influence (Associated Enterprises) :

  • Eversmile Construction Company Private Limited
  • Goan Real Estate and Construction Private Limited
  • Nihar Construction Private Limited

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2010

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

100000

Equity Shares

Rs.100/- each

Rs.10.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

78250

Equity Shares

Rs.100/- each

Rs.7.825 Millions

 

 

 

 

 

Note: The above equity shares are held by the holding company, D B Hospitality Private Limited and its nominees.

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2010

31.03.2009

31.03.2008

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

7.825

7.825

5.000

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

618.000

618.000

392.000

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

625.825

625.825

397.000

LOAN FUNDS

 

 

 

1] Secured Loans

2010.770

1315.767

358.154

2] Unsecured Loans

773.786

0.000

100.928

TOTAL BORROWING

2784.556

1315.767

459.082

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

3410.381

1941.592

856.082

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

3.290

3.129

1.958

Capital work-in-progress

2462.609

1422.124

813.063

Pre-operative Expenditure, Pending Capitalisation

551.336

253.782

61.792

 

 

 

 

INVESTMENT

 

 

 

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

0.000

0.000

0.000

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

0.000

0.000

0.000

 

Sundry Debtors

0.000

0.000

0.000

 

Cash & Bank Balances

502.011

279.261

22.488

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

1.424

21.596

0.782

Total Current Assets

503.435

300.857

23.270

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

100.526

31.905

37.536

 

Other Current Liabilities

6.260

4.678

6.333

 

Provisions

3.746

1.960

0.375

Total Current Liabilities

110.532

38.543

44.244

Net Current Assets

392.903

262.314

(20.974)

 

 

 

 

MISCELLANEOUS EXPENSES

0.243

0.243

0.243

 

 

 

 

TOTAL

3410.381

1941.592

856.082

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2010

31.03.2009

31.03.2008

 

IMPORTS

 

 

 

 

 

Capital Goods

240.104

33.191

NA

 

TOTAL IMPORTS

240.104

33.191

NA

 

 

 

 

 

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2010

31.03.2009

31.03.2008

Debt Equity Ratio

(Total Liability/Networth)

 

4.63

2.16

1.27

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

4.55

7.81

0.53

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

No

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

Yes

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

DETAILS OF SUNDRY CREDITORS

(Rs. In Millions)

PARTICULARS

31.03.2010

31.03.2009

31.03.2008

Sundry Creditors

100.526

31.905

37.536

Total

100.526

31.905

37.536

 

 

NOTE

 

The registered address of the company Conwood House, Yashodham, Gen A K Vaidya Marg, Goregaon (East), Mumbai, Maharashtra, India has been shifted to the present address w.e.f. 03.03.2009

 

 

OPERATIONS

 

During the period, Company has continued development and construction of five Star Hotel project at Goa.

 

 

FORM 8

 

Corporate identity number of the company

U55101MH2004PTC149219

Name of the company

GOAN HOTELS AND CLUBS PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

DB House, Yashodham, General  A K Vaidya Marg, Goregaon (East), Mumbai – 400063, Maharashtra, India

Email Id : mamata.pawar@dbg.co.in

This form is for

Creation of charge

Type of charge

Immovable property

Movable property (not being pledge)

Including hotel receivables(both present and future)

Particular of charge holder

Yes Bank Limited, 9th Floor, Nehru Centre, Discovery of India, Dr. Annie Besant Road, Worli, Mumbai – 400018, Maharashtra, India

Email Id : shareholders@yesbank.in

Nature of instrument creating charge

Deed of Hypothecation

Memorandum of Entry

Date of instrument Creating the charge

23.09.2011

Amount secured by the charge

Rs.2320.000 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of Interest

TL-YBL Base rate + 4.75%. Current YBL base rate is 10.25%

ULC/SLC/LUT for BC-To be decided at the time of disbursement

 

Terms of repayment

TL- The Facility shall be repaid in 32 structured quarterly installments after a moratorium of 12 months from the COD

 

Margin

N.A.

 

Extent and operation of the charge

Exclusive charge over project land and Structure (Present and future) and all other project Fixed Assets (site- Grand Hyatt Hotel, Survey No. 12/1 (PT), 12/2, 99/2, Village-Bambolin, Taluka- Tiswadi, IIhas, District North Goa, State- Goa) and Exclusive charge on all the current assets of the company including hotel receivables (both present and future)

Short particulars of the property or asset(s) charged (including complete address and location of the property)

Exclusive charge over project land and Structure (Present and future) and all other project Fixed Assets (site- Grand Hyatt Hotel, Survey No. 12/1 (PT), 12/2, 99/2, Village-Bambolin, Taluka- Tiswadi, IIhas, District North Goa, State- Goa) and Exclusive charge on all the current assets of the company including hotel receivables (both present and future)

 

FIXED ASSETS

 

  • Plant and Machinery
  • Computers
  • Office Equipments
  • Furniture and Fixtures

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 54.88

UK Pound

1

Rs. 83.54

Euro

1

Rs. 70.90

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Report Prepared by :

DPT

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

2

PAID-UP CAPITAL

1~10

2

OPERATING SCALE

1~10

2

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

2

--PROFITABILIRY

1~10

--

--LIQUIDITY

1~10

2

--LEVERAGE

1~10

1

--RESERVES

1~10

--

--CREDIT LINES

1~10

--

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

11

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)


 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.