MIRA INFORM REPORT

 

 

Report Date :

08.04.2013

 

IDENTIFICATION DETAILS

 

Name :

Wealthy Link (Asia) Ltd.

 

 

Registered Office :

Unit 20, 15/F., Grandtech Centre, 8 On Ping Street, Shatin, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

30.05.1997

 

 

Com. Reg. No.:

21002237

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Export and Wholesaler of All kinds of electronic products, telecommunication equipment, surveillance products, etc.

 

 

No. of Employees :

15

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 


 

Hong Kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

Source : CIA


Company Name and Address

 

WEALTHY  LINK  (ASIA)  LTD.

 

ADDRESS:             Unit 20, 15/F., Grandtech Centre, 8 On Ping Street, Shatin, New Territories, Hong Kong.

 

PHONE:                  2624 8183

 

FAX:                       2624 9261

 

 

MANAGEMENT

 

Managing Director:  Mr. Huang Yucun

 

 

SUMMARY

 

Incorporated on:             30th May, 1997.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$10,000.00

Issued:                          HK$10,000.00

 

Business Category:        Importer, Exporter and Wholesaler.

 

Employees:                   15.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.

 

 


ADDRESS

 

Registered Head Office:-

Unit 20, 15/F., Grandtech Centre, 8 On Ping Street, Shatin, New Territories, Hong Kong.

 

Holding Company:-

Laser Belt Ltd., British Virgin Islands.

 

Associated Companies:-

Shenzhen SJET Supply Chain Co. Ltd., China.

Shenzhen SJET Supply Chain Co. Ltd., Hong Kong Branch.

Shenzhen Strongjet Technology Co. Ltd., China.

 

 

BUSINESS REGISTRATION NUMBER 

 

21002237

 

 

COMPANY FILE NUMBER 

 

0610571

 

 

MANAGEMENT

 

Managing Director:  Mr. Huang Yucun

Contact Person:  Ms. Van Chow

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$10,000.00

 

 

SHAREHOLDERS

           

(As per registry dated 30-05-2012)

Name

 

No. of shares

Laser Belt Ltd.

Sea Meadow House, Blackburne Highway, Road Town, Tortola, British Virgin Islands.

 

9,999

YU Yong

 

1

 

 

––––––

 

Total:

10,000

=====

 

 

DIRECTORS  

 

(As per registry dated 30-05-2012)

Name

(Nationality)

 

Address

YU Yong

Room 2509, Run Heng Building, Futian District, Shenzhen, China.

 

HUANG Yucun

Room 326, Po Shing Second Area, Po On Town, Shenzhen, China.

 

 

SECRETARY

 

(As per registry dated 30-05-2012)

Name

Address

Co. No.

Right Point Accountancy & Secretaries Ltd.

Room 1506-1508, 15/F., Laws Commercial Plaza, 788 Cheung Sha Wan Road, Kowloon, Hong Kong.

0784052

 

 

HISTORY

 

The subject was incorporated on 30th May, 1997 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Formerly the subject was located at Unit 20, 15/F., Grandtech Centre, 8 On Ping Street, Shatin, New Territories, Hong Kong, moved to the present address in May 2012.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of electronic products, telecommunication equipment, surveillance products, etc.

 

Employees:                   15.

 

Commodities Imported:   China, Europe, other Asian countries, etc.

 

Markets:                       China, India, other Asian countries, Europe, North America, etc.

 

Terms/Sales:                 L/C, T/T, etc.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$10,000.00

 

Mortgage or Charge:       (See attachment)

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in a satisfactory condition.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Nanyang Commercial Bank Ltd., Hong Kong.

The Bank of East Asia Ltd., Hong Kong.

 

Standing:                      Good.

 

 

GENERAL

 

Wealthy Link (Asia) Ltd. is a wholly-owned subsidiary of Laser Belt Ltd. which is a BVI-registered firm.  The directors of the subject are Mr. Huang Yucun and Mr. Yu Yong.  Both are China ID card holders and currently residing in Shenzhen Special Economic Zone, China.

 

The subject is a professional supply chain solution provider.  Its main associated company Shenzhen Strongjet Technology Co. Ltd. [SJET] is in Shenzhen SEZ, China.

 

Founded in 1995 with a registered capital of RMB60 million Yuan, SJET supplies clients with all kinds of logistic services such as importing, exporting, sourcing, marketing and distributing.  It is a high and new-tech enterprise.

 

SJET integrates R&D, manufacturing, product marketing and offering clients with after-sales services.  It is chiefly engaged in the development of intelligent systems.  SJET offers clients with the following solutions:-

 

·         Commercial Building Intelligent Solutions;

·         Informatization Solutions;

·         Public Building Intelligent Solutions;

·         Residential Housing Intelligent Solutions;

·         Transportation Building Intelligent Solutions; &

·         Universal Industries Intelligent Solutions.

 

SJET is also trading in all kinds of surveillance products such as spy security cameras, network cameras, CCTV monitors, etc.  Products are marketed in China, exported to India, Japan, other Asian countries, Europe and North America, etc.

 

Now, it has set up offices in Shanghai, Beijing, Chengdu, etc.  SJET has been rated as one of the “Top 100 enterprises of Shenzhen in comprehensive strength” and “AA grade enterprises in financial credit of Shenzhen” for many years.  In 2006 and 2007, it was one of the top ten enterprises in tax paying.

 

SJET has got ISO 9001:2008 certification.

 

The following firms are SJET’s key partners: Gigabyte, Seagate. Intel, Xander, Siemens, LG, SYNNEX, AVNET, GiONEE, Samsung, SHARP, HITACHI, Innolux, CMO, AUO, THTF, Haier, Huawei, CVT, etc.

 

The Chairman of SJET is Huang Yucun who is also the Managing Director of the subject.

 

The subject is engaged in the same lines of business as SJET.  It is fully supported by SJET.  The business of the subject and SJET is rather active.

 

The history of the subject in Hong Kong is over 15 years.

 

On the whole, consider it good for normal business engagements.

 

 


MORTGAGE OR CHARGE

 

Date

Particulars

Amount

13-04-2010

Instrument:      Trade Finance Security Assignment

Property:

For good and valuable consideration, receipt of which is acknowledged, the Borrower as beneficial owner and as security for the payment of all Secured Liabilities

Mortgagee:      The Bank of East Asia Ltd., Hong Kong.

All obligations and liabilities

15-12-2010

Instrument:      Charge on Deposit

Property:

All the fixed deposit and/or all call deposit of whatever nature and in whatever currency now or at any time hereafter maintained or to be maintained by the Company with Nanyang Commercial Bank Ltd. under signature number 002 and customer number 043-0782604-0

Mortgagee:      Nanyang Commercial Bank Ltd., Hong Kong.

To secure the payment of all moneys, obligations and liabilities

15-12-2010

Instrument:      Charge on Deposit

Property:

Deposit balance placed or to be placed with Nanyang Commercial Bank Ltd. under the account number 043‑509‑9‑203477-8 maintained in the name of the Company

Mortgagee:      Nanyang Commercial Bank Ltd., Hong Kong.

To secure the payment of all moneys, obligations and liabilities

01-03-2011

Instrument:      Charge on Deposit

Property:

Deposit balance placed or to be placed with Nanyang Commercial Bank Ltd. under the account number 04350910147513 maintained in the name of the Company

Mortgagee:      Nanyang Commercial Bank Ltd., Hong Kong.

To secure the payment of all moneys, obligations and liabilities

13-08-2012

Instrument:      Security Over Deposits with the Bank Limited Company - Under Seal

Property:

Initially US$1,000,000 or equivalent and all monies whether now or hereafter standing to the credit of the Company’s deposit with the Bank under deposit number 126-488774 and whatever currency it may subsequently be denominated in, any renewal of such deposit & the interest thereon to together with any further moneys in any deposit account with the Bank at any of its offices

Mortgagee:      The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

To secure all monies in respect of banking facilities owing at any time plus interest and all expenses


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.88

UK Pound

1

Rs.83.54

Euro

1

Rs.70.90

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.