MIRA INFORM REPORT

 

 

Report Date :

10.04.2013

 

IDENTIFICATION DETAILS

 

Name :

MERU CAB COMPANY PRIVATE LIMITED (w.e.f. 11.07.2008)

 

 

Formerly Known As :

V-LINK TAXIS PRIVATE LIMITED

 

 

Registered Office :

128, IJMIMA, Raheja Matroplex, Behind Goregaon Sports Club, Off Link Road, Malad (West) Mumbai – 400064, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

04.12.2006

 

 

Com. Reg. No.:

11-165959

 

 

Capital Investment / Paid-up Capital :

Rs.0.760 Million

 

 

CIN No.:

[Company Identification No.]

U63040MH2006PTC165959

 

 

PAN No.:

[Permanent Account No.]

AACCV3807B

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

The company is engaged in the business of operations and maintenance of fleet of taxis.

 

 

No. of Employees :

Information declined by the management


 

RATING & COMMENTS

 

MIRA’s Rating :

B (33)

 

RATING

STATUS

PROPOSED CREDIT LINE

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Maximum Credit Limit :

USD 4100000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having a moderate track record. The management of the company has not filed its financials with the government department. As per previous year financials it seems that the company has recorded some accumulated losses. However, trade relations are reported as fair. Business is active. Payments are reported to be slow.

 

The company can be considered for business with some caution.    

 

NOTES:

 

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION DECLINED

 

MANAGEMENT NON CO-OPERATIVE.

 

Contact No.:91-22-40520100

 

 

LOCATIONS

 

Registered Office :

128, IJMIMA, Raheja Matroplex, Behind Goregaon Sports Club, Off Link Road, Malad (West) Mumbai – 400064, Maharashtra, India

Tel. No.:

91-22-40520100/ 40520000

Fax No.:

91-22-40520199

E-Mail :

info@vlink.in

info@vlinkgroupindia.com

n.gupta@linkgroupindia.com

Website :

http://www.merucabs.com

 

 

DIRECTORS

 

(AS ON 30.09.2011)

 

Name :

Mr. Neeraj Vishnukumar Gupta

Designation :

Director

Address :

613, 6th Floor, Raheja Crest Next Cinemax New Link Road, Andheri (West), Mumbai – 4000548, Maharashtra, India

Date of Birth/Age :

24.02.1973

Date of Appointment :

04.12.2006

DIN No.:

01783151

 

 

Name :

Mr. Pramod Kabra

Designation :

Additional Director

Address :

Building 5, Anmol Housing Society, Andheri Kurla Road, Mumbai – 400069, Maharashtra, India

Date of Birth/Age :

20.10.1959

Date of Appointment :

01.04.2011

DIN No.:

02252403

 

 

Name :

Mr. Vikram Nirula

Designation :

Director

Address :

704, Gypsy Rose Shastri Nagar, Ajmera Complex, Andheri (West), Mumbai – 400053, Maharashtra, India

Date of Birth/Age :

28.08.1972

Date of Appointment :

29.11.2007

DIN No.:

01655115

 

 

Name :

Mr. Vishal Gangadhar Nevatia

Designation :

Director

Address :

202, Adibaba, 16th Road, Santacruz (west), Mumbai – 400054, Maharashtra, India Maharashtra, India

Date of Birth/Age :

05.08.1969

Date of Appointment :

30.07.2008

DIN No.:

01307857

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

(AS ON 30.09.2011)

 

Names of Shareholders

 

 

No. of Shares

 

 

 

V Link Travel solkutions Private Limited, India

 

75972

Neeraj Vishnukumar Gupta Joint With Farhat Gupta

 

1

 

 

 

Total

 

 

75973

 

 

(AS ON 30.09.2011)

Equity Shares Break – up

 

Category

 

 

Percentage

 

 

 

Bodies corporate

 

99.99

Directors or relatives of directors

 

0.01

 

 

 

Total

 

 

100.00

 


 

BUSINESS DETAILS

 

Line of Business :

The company is engaged in the business of operations and maintenance of fleet of taxis.

 

 

GENERAL INFORMATION

 

No. of Employees :

Information declined by the management

 

 

Bankers :

·         Corporation Bank

185-R, Alhad, P. K. Road, Near Kalidas Hall, Mulund-West, Mumbai – 400080, Maharashtra, India

 

 

Facilities :

Secured Loans

31.03.2011

31.03.2010

 

 

(Rs. In Millions)

 

 

 

Rupee term loans banks

378.914

607.954

Working capital loans financial institutions

6.178

0.000

Loans taken for vehicles

769.583

943.525

Other debt

11.830

0.000

 

 

 

Total

 

1166.505

1551.479

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

S. R. Battliboi and Associates

Chartered Accountant

Address :

Express Tower, 19th Floor, Nariman Point, Mumbai, Maharashtra, India

PAN No.:

AABFS3421N

 

 

Holding Company :

·         V-Link Travel Solutions Private Limited

 

 

Fellow Subsidiaries :

·         V-Link Fleet Solutions Private Limited

·         V-Link Automotive Services Private Limited

·         Music Broadcast Private Limited

 

 

CAPITAL STRUCTURE

 

(AS ON 30.09.2011)

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

100000

Equity Shares

Rs.10/- each

Rs.1.000 Million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

75973

Equity Shares

Rs.10/- each

Rs.0.760 Million

 

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

0.760

0.627

0.110

2] Share Application Money

165.005

0.031

1113.217

3] Reserves & Surplus

2018.051

1579.158

19.990

4] (Accumulated Losses)

(1157.213)

(726.929)

(531.550)

NETWORTH

1026.603

852.887

601.767

LOAN FUNDS

 

 

 

1] Secured Loans

1166.505

1551.479

1027.166

2] Unsecured Loans

0.000

0.000

0.000

TOTAL BORROWING

1166.505

1551.479

1027.166

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

2193.108

2404.366

1628.933

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

2078.421

2342.195

1594.727

Capital work-in-progress

56.798

103.335

48.910

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

0.000

0.000

0.000

 

Sundry Debtors

69.271

73.649

15.686

 

Cash & Bank Balances

45.975

27.578

33.260

 

Other Current Assets

7.127

4.678

3.991

 

Loans & Advances

185.556

71.873

61.834

Total Current Assets

307.929

177.778

114.771

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditor

59.165

80.692

47.497

 

Other Current Liabilities

188.914

131.942

73.289

 

Provisions

1.961

6.308

8.689

Total Current Liabilities

250.040

218.942

129.475

Net Current Assets

57.889

(41.164)

(14.704)

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

2193.108

2404.366

1628.933

 

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

TOTAL                                    

NA

1024.017

394.000

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                                    

NA

789.035

522.046

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION

NA

234.982

(128.046)

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

NA

430.361

228.796

 

 

 

 

 

 

PROFIT BEFORE TAX

NA

(195.379)

(356.842)

 

 

 

 

 

Less

TAX                                                                 

NA

0.000

6.275

 

 

 

 

 

 

PROFIT AFTER TAX

(430.284)

(195.379)

(363.117)

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

NA

(531.550)

(168.433)

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

NA

(726.929)

(531.550)

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Capital Goods

NA

102.265

142.824

 

TOTAL IMPORTS

NA

102.265

142.824

 

 

 

 

 

 

Earnings Per Share (Rs.)

(6,282.00)

(4,672.78)

(33,010.64)

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

NA

(19.08)

(92.16)

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

NA

(7.75)

(20.87)

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

NA

(0.23)

(0.59)

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

1.14

1.82

1.71

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.23

0.81

0.89

 

 

LOCAL AGENCY FURTHER INFORMATION

 

SUNDRY CREDITORS DETAILS:

 

Particulars

31.03.2011

 

31.03.2010

31.03.2009

 

(Rs. In Millions)

 

 

 

 

Sundry Creditors

59.165

80.692

47.497

 

 

 

 

Total

 

59.165

80.692

47.497

 

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last two years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

OUTLOOK AND BUSINESS PROSPECT

 

The company maintained its leadership position in the industry by delivering superior value to consumer through its service, resulting in Revenue growth by 36%. In line with the strategy, the Company intends to consolidate its services in Bangalore, Hyderabad, Delhi and Mumbai and then expand into new territories. During the year 2010-11, the Company added 461 new vehicles to its fleet and will continue to expand its fleet size in line with the market demand. The Company’s customer oriented strategy has resulted high acceptance level from the consumers and it has helped in achieving absolute dominance in the market. The directors believe that the Company will continue to maintain its leadership position in future years.

 

NOTE:

 

The Registered office of the company has been shifted form, 283/2243, Motilal Nagar -1, Billabong High School, Off Link Road, Goregaon (West), Mumbai, Maharashtra, India, to the present address w.e.f. 01.07.2007.

 

 

FORM 8

 

This form is for

Creation of charge

Charge identification number of the modified 

--

Corporate identity number of the company

U63040MH2006PTC165959

Name of the company

Meru Cab Company Private Limited

Address of the registered office or of the principal place of  business in India of the company

128, IJMIMA - Raheja Metroplex, Behind Goregaon

Sports Club, Off Link Road, Malad (West), Mumbai – 400064, Maharashtra, India

info@vlink.in

Type of charge

Others: Hypothecation of Vehicle

Particular of charge holder

Corporation Bank

185- R Alhad, P. K. Road, Near Kalidas Hall, Mulund-West, Mumbai – 400080, Maharashtra, India

cb0140@corpbank.co.in

Nature of description of the instrument creating or modifying the charge

Agreement for hypothecation of vehicles

Date of instrument Creating the charge

11.09.2012

Amount secured by the charge

Rs.107.600 Millions

Brief particulars of the principal terms and conditions and extent and operation of the charge

Rate of Interest

11.50% (p.a.), Floating (Base Rate + 1%)

 

Terms of Repayment

As Per Sanctioned Letter

Ist stage repayment within 60 months after disbursement

IInd stage repayment within 60 months  after disbursement

IIIrd stage repayment within 60 months  after disbursement

 

Margin

20.00%

 

Extent and Operation of the charge

As Per Sanctioned Letter.

 

Short particulars of the property charged

To Pur Vehicles FR Running Taxi at Bangalore description of vehicles: to buy 100 ETIOS Toyato Cars @ Rs.0.730 Million OER ACR and 100 Maruti Dezire Cars @ Rs.0.615 Millions per car.

 

 

 

FIXED ASSETS:

 

·         Leasehold Improvement

·         Office Equipment

·         Computer

·         Furniture and Fixture

·         Vehicles

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.46

UK Pound

1

Rs.83.13

Euro

1

Rs.70.99

 

 

INFORMATION DETAILS

 

Information Gathered by :

JML

 

 

Report Prepared by :

NIT

 

 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

4

--LEVERAGE

1~10

4

--RESERVES

1~10

5

--CREDIT LINES

1~10

3

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

33

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

 

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.