MIRA INFORM REPORT

 

 

 

Report Date :

12.04.2013

 

IDENTIFICATION DETAILS

 

Name :

OSWALD RIEMER UHRENARMBANDFABRIK GMBH

 

 

Registered Office :

Willibald-Popp-Str. 2 D 86179 Augsburg

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

08.01.1957

 

 

Com. Reg. No.:

HRB 8368

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Processing of leather (except manufacture of leather apparel)

 

 

No. of Employees :

40

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY- ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.0% in 2011. GDP contracted 5.1% in 2009 but grew by 3.6% in 2010, and 2.7% in 2011. The recovery was attributable primarily to rebounding manufacturing orders and exports - increasingly outside the Euro Zone. Germany's central bank projects that GDP will grow 0.6% in 2012, a reflection of the worsening euro-zone financial crisis and the financial burden it places on Germany as well as falling demand for German exports. Domestic demand is therefore becoming a more significant driver of Germany's economic expansion. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's budget deficit to 3.3% in 2010, but slower spending and higher tax revenues reduce the deficit to 1.7% in 2011, below the EU's 3% limit. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its energy and 46% of its base-load electrical production.

Source : CIA


Company name and address

 

Oswald Riemer Uhrenarmbandfabrik GmbH

 

Company Status:      active

                     Willibald-Popp-Str. 2

                     D 86179 Augsburg

                     Telephone:0821/811020

                     Telefax:  0821/813946

                     Homepage: www.rios1931.de

                     E-mail:   info@rios1931.de

 

 

VAT no.         

 

DE127493162

 

 

Registration data

 

LEGAL FORM                Private limited company

Date of foundation:        08.01.1957

Shareholders'

agreement:                    08.12.1982

Registered on:              20.01.1983

Commercial Register:    Local court 86150 Augsburg

under:                                       HRB 8368

 

 

Share capital                       

 

EUR             30,677.51

 

 

Shareholder

 

                     Andreas Riemer

                     Willibald-Popp-Str. 2

                     D 86179 Augsburg

                     born: 12.05.1972

                     Share:             EUR             30,677.51

Manager:

                     Andreas Riemer

                     Willibald-Popp-Str. 2

                     D 86179 Augsburg

                     having sole power of representation

                     born: 12.05.1972

                     Profession: Industrial scientist

                     Marital status: single

 

 

COMPANY HISTORY

 

08.01.1957 - 1966        Oswald Riemer Uhrenarmbandfabrik

                         Konrad-Adenauer-Allee

                         D 86150 Augsburg

                         Sole proprietorship

1966 - 20.01.1983        Oswald Riemer Uhrenarmbandfabrik

                         Willibald-Popp-Str. 2

                         D 86179 Augsburg

                         Sole proprietorship

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

15120   Processing of leather (except manufacture of leather apparel)

 

 

FINANCIAL INFORMATION

 

Payment experience:  within agreed terms

 

Negative information:We have no negative information at hand.

 

Balance sheet year:  2011

 

 

REAL ESTATE

 

Type of ownership:   Tenant

Address              Willibald-Popp-Str. 2

                     D 86179 Augsburg

 

Land register documents were not available.

 

 

BANKERS

 

STADTSPARKASSE AUGSBURG, AUGSBURG, BAY

Sort. code: 72050000, BIC: AUGSDE77XXX

 

 

FINANCIAL FIGURES

 

Turnover:            2012               EUR          5,200,000.00

Equipment:                              EUR            400,000.00

Ac/ts receivable:                       EUR            194,677.00

Liabilities:                            EUR            146,453.00

Employees:                                                     40

 

The aforementioned business figures may partly be estimated information based on average values in the line of business.

 

 

BALANCE SHEETS

 

Balance sheet ratios 01.01.2011 - 31.12.2011

Equity ratio [%]:                 74.12

Liquidity ratio:                  10.00

Return on total capital [%]:      22.42

 

Balance sheet ratios 01.01.2010 - 31.12.2010

Equity ratio [%]:                 81.82

Liquidity ratio:                  10.00

Return on total capital [%]:      20.20

 

Balance sheet ratios 01.01.2009 - 31.12.2009

Equity ratio [%]:                 73.17

Liquidity ratio:                   4.81

Return on total capital [%]:      15.48

 

Balance sheet ratios 01.01.2008 - 31.12.2008

Equity ratio [%]:                 23.29

Liquidity ratio:                   0.59

Return on total capital [%]:     -47.74

 

Equity ratio

The equity ratio indicates the portion of the equity as compared

to the total capital. The higher the equity ratio, the better the

economic stability (solvency) and thus the financial autonomy of

a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted

receivables and net liabilities. The higher the ratio, the lower

the company's financial dependancy from external creditors.

 

 

Return on total capital

The return on total capital shows the efficiency and return on

the total capital employed in the company. The higher the return

on total capital, the more economically does the company work

with the invested capital.

 

 

Type of balance

sheet:               Company balance sheet

 

Financial year:      01.01.2011 - 31.12.2011

 

ASSETS                                  EUR            679,657.77

 Fixed assets                           EUR            106,380.00

  Tangible assets                       EUR            106,380.00

   Other / unspecified tangible assets  EUR            106,380.00

 Current assets                         EUR            572,200.28

  Stocks                                EUR            239,923.47

   Other / unspecified stocks           EUR            239,923.47

   Received advance payments for orders

   (depreciated on the assets side)     EUR                -69.45

  Accounts receivable                   EUR            194,676.57

   Other debtors and assets             EUR            194,676.57

  Liquid means                          EUR            137,600.24

 Remaining other assets                 EUR              1,077.49

  Accruals (assets)                     EUR              1,077.49

 

LIABILITIES                             EUR            679,657.77

 Shareholders' equity                   EUR            504,443.17

  Capital                               EUR             30,677.52

   Subscribed capital (share capital)   EUR             30,677.52

  Balance sheet profit/loss (+/-)       EUR            473,765.65

   Balance sheet profit / loss          EUR            473,765.65

 Provisions                             EUR             28,762.00

 Liabilities                            EUR            146,452.60

  Other liabilities                     EUR            146,452.60

   Unspecified other liabilities        EUR            146,452.60

 

Type of balance

sheet:               Company balance sheet

 

Financial year:      01.01.2010 - 31.12.2010

 

ASSETS                                  EUR            591,551.55

 Fixed assets                           EUR             68,112.00

  Tangible assets                       EUR             68,112.00

   Other / unspecified tangible assets  EUR             68,112.00

 Current assets                         EUR            522,369.88

  Stocks                                EUR            256,971.21

  Accounts receivable                   EUR            110,843.67

   Other debtors and assets             EUR            110,843.67

  Liquid means                          EUR            154,555.00

 Remaining other assets                 EUR              1,069.67

  Accruals (assets)                     EUR              1,069.67

 

LIABILITIES                             EUR            591,551.55

 Shareholders' equity                   EUR            352,691.14

  Capital                               EUR             30,677.52

   Subscribed capital (share capital)   EUR             30,677.52

  Balance sheet profit/loss (+/-)       EUR            322,013.62

   Balance sheet profit / loss          EUR            322,013.62

 Provisions                             EUR             52,606.06

 Liabilities                            EUR            186,254.35

  Other liabilities                     EUR            186,254.35

   Unspecified other liabilities        EUR            186,254.35

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.53

UK Pound

1

Rs.83.59

Euro

1

Rs.71.33

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.