MIRA INFORM REPORT

 

 

Report Date :

13.04.2013

 

IDENTIFICATION DETAILS

 

Name :

FWUSOW INDUSTRY CO., LTD.

 

 

Registered Office :

No.45, Sha-Tien Rd., Shalu Dist., Taichung City 433

 

 

Country :

Taiwan

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

07.02.1955

 

 

Com. Reg. No.:

56192402

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacturing and sales of feeds, medicine for animals, fertilizers, pesticide and etc.

 

 

No. of Employees :

About 600 Employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Taiwan

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

TAIWAN - ECONOMIC OVERVIEW

 

Taiwan has a dynamic capitalist economy with gradually decreasing government guidance of investment and foreign trade. In keeping with this trend, some large, state-owned banks and industrial firms have been privatized. Exports, led by electronics, machinery, and petrochemicals have provided the primary impetus for economic development. This heavy dependence on exports exposes the economy to fluctuations in world demand. In 2009, Taiwan's GDP contracted 1.9%, due primarily to a 20% year-on-year decline in exports. In 2010 GDP grew 10.9%, as exports returned to the level of previous years, and in 2011, grew 5.2%. However, 2012 growth will likely be less, according to most forecasters, because of softening global demand. Taiwan's diplomatic isolation, low birth rate, and rapidly aging population are major long-term challenges. Free trade agreements have proliferated in East Asia over the past several years, but so far Taiwan has been excluded from this greater economic integration largely because of its diplomatic status with the exception of the landmark Economic Cooperation Framework Agreement (ECFA) signed with China in June 2010. The MA administration has said that the ECFA will serve as a stepping stone toward trade pacts with other regional partners, and negotiations on a deal with Singapore began this year. Follow-on components of ECFA, including deals on trade in goods, services, and investment, have yet to be completed. Taiwan's Total Fertility rate of just over one child per woman is among the lowest in the world, raising the prospect of future labor shortages, falling domestic demand, and declining tax revenues. Taiwan's population is aging quickly, with the number of people over 65 accounting for 10.9% of the island's total population as of 2011. The island runs a large trade surplus, and its foreign reserves are the world's fourth largest, behind China, Japan, and Russia. Since 2005 China has overtaken the US to become Taiwan's second-largest source of imports after Japan. China is also the island's number one destination for foreign direct investment. Three financial memorandums of understanding, covering banking, securities, and insurance, took effect in mid-January 2010, opening the island to greater investments from the mainland's financial firms and institutional investors, and providing new opportunities for Taiwan financial firms to operate in China. Closer economic links with the mainland bring greater opportunities for the Taiwan economy, but also poses new challenges as the island becomes more economically dependent on China while political differences remain unresolved.

Source : CIA


Contact Points

 

Company Name:

Fwusow Industry Co., Ltd.

Supplied Name:

FWUSOW Industry Co Ltd

Trading Address:

No.45, Sha-Tien Rd., Shalu Dist., Taichung City 433, Taiwan (R.O.C.)

Supplied Address:

4th Floor No72 Ningpo West Street Taipei

Telephone Number:

+886-4-2636-2111

Fax Number:

+886-4-2635-8566

E-mail:

fwusow@fwusow.com.tw

Notes: The exact name and address are as above. We contacted with the subject, the subject introduced the name and address as we supplied, but didn’t mention the supplied address.

 

Credit Summary

 

Credit Opinion:

Business connections are permissible.

 

Company Identification Details

 

Registered Name:

Fwusow Industry Co., Ltd.

Registered Address:

No.45, Sha-Tien Rd., Shalu Dist., Taichung City 433, Taiwan (R.O.C.)

Date of Foundation:

1955-2-7

Registration Number:

56192402

Registry:

Department of Commerce, Ministry of Economic Affairs, R.O.C.

Registered Capital:

NTD 3,200,000,000 (USD 107,200,000)

(As of 2013.4, 1 NTD = 0.0335 USD)

Paid-up Capital:

NTD 3,070,472,970 (USD 102,860,844)

Legal Representatives:

Yaokun Hong

Legal Form:

Joint Stock Company

Principal Activities:

Manufacturing and sales of feeds, medicine for animals, fertilizers, pesticide and etc.

Staff:

About 600 Employees

Listed at Stock Exchange:

Yes; (Public, TPE: 6279)

Date of Last Annual Return:

2012-8-21

 

 

History

Subject was incorporated on 1955-2-7 with registered number 56192402 as Joint Stock Company in Taiwan.

 

The subject has listed on Taiwan exchange on 1990-12-1.

 

Shareholders

 

           

Name

Subscription Shares

Huashao Investment Limited (Liberal translation)

4,029,736

Yuanyuan Hong

7,925,834

Yaoxin Hong

9,540,848

Yaozhi Hong

8,032,529

Andaxin Investment Limited (Liberal translation)

1,219,932

Yaolin Hong

2,469,144

Chunlin Hong

6,685,653

 

The information above is that of subject’s major shareholders.

 


Subsidiaries & Branches

 

Related Companies

Name

Xiamen Fwusow Industry Co., Ltd

Address

No. 207, Huanchen East Road, Tongan District, Xiamen City, Fujian Province, China

Telephone Number

+86-592-317-3272

 

Factories

1

Name

Taichung Factory

Address

No.98, Ziqiang Rd., Wuqi Town, Taichung County 435, Taiwan

2

Name

Taipei Factory

Address

8F., No.145, Wugong Rd., Wugu Shiang, Taipei County 248, Taiwan (R.O.C.)

3

Name

Changhua Factory

Address

No.7, Lugong Rd., Lugang Town, Changhua County 505, Taiwan (R.O.C.)

4

Name

Kaohsiung Factory

Address

No.60, Chenggong N. Rd., Qiaotou Shiang, Kaohsiung County 825, Taiwan (R.O.C.)

 

Personnel Information

Core Management

 

Directors

1

Name

Yaokun Hong

Position

Board Chairman

2

Name

Yuanyuan Hong

Position

Director

3

Name

Yaoxin Hong

Position

Director

Date of Appointment

1993-6-1

4

Name

Yaozhi Hong

Position

Director

5

Name

Meihong Wu

Position

Director

6

Name

Yaolin Hong

Position

Supervisor

7

Name

Chunlin Hong

Position

Supervisor

8

Name

Youxin Chen

Position

Manager

Date of Appointment

2012-4-9

 

Personnel Structure

 

Total Employees

About 600 Employees

 


Operation Information

Offices & Factories

 

 

Headquarters

Add

No.45, Sha-Tien Rd., Shalu Dist., Taichung City 433, Taiwan (R.O.C.)

 

Production Information

 

l         The subject is a manufacturer of feeds, medicine for animals, fertilizers, pesticide and etc.

l         It is introduced that subject has factories in Taipei County, Taichung County, Changhua County and Kaohsiung County, Taiwan for production.

l         It is introduced that subject has obtained ISO 9001 certification.

 

Purchase Information

 

l         The registered activities of subject:

Business Code

Details

C105010

Manufacturing of edible oils and fats.

F102020

Wholesales of edible oils and fats.

C201010

Manufacturing of feeds.

F103010

Wholesales of feeds.

F202010

Retails of feeds.

A401010

Operation of stock farm.

A401040

Serving herding

A401020 

Feeding of farm livestock.

F101040

Wholesales of farm livestock.

F101050

Wholesales of aquatic products.

F201030

Retails of aquatic products.

F101990

Wholesales of other agricultural products, animal by-products and aquatic products.

F201010

Retails of agricultural products.

C101010

Butching

F201020

Retails of animal by-products.

F107070

Wholesales of medicine for animal.

F207070

Retails of medicine for animal.

C103050

Manufacturing of canned, frozen, dewatering and pickled food.

C109010

Manufacturing of condiments.

C102010

Manufacturing of dairies.

F102170

Wholesales of food.

F203010

Retails of food and drinks.

C110010

Manufacturing of drinks.

F399040

No store retails.

C104010

Manufacturing of candies.

C108010

Manufacturing for the sugar field.

C106010

Manufacturing of powder.

C199040

Food manufacturing and processing of beans.

A102060

Trader of grains.

C199990

Undivided food manufacturing.

G801010

Storing.

F301020

Super market.

IZ06010

Industry of packing.

I501010

Designing for products.

I301030

Providing services of electronic information.

I301010

Services of information.

C801110

Manufacturing of fertilizers.

F107050

Wholesales of fertilizers.

F207050

Retails of fertilizers.

C802070

Manufacturing of pesticide.

IG01010

Services of biotechnology.

F401010 

International trading business.

A101020

Growing of crops.

A102050

Services of growing crops.

C201020

Manufacturing of pet food.

F106060

Wholesales of pet food and products.

F206050

Retails of pet food and products.

ZZ99999

Besides licensed business, all other business items those are not banned or restricted.

 

l         It is introduced that subject purchase raw materials and etc mainly in domestic market.

 

Sales Information

 

l         The subject is engaged in sales of feeds, medicine for animals, fertilizers, pesticide and etc.

l         It is introduced that subject’s selling territory includes China, Southeast Asia and etc.

l         It is introduced that subject’s customers of farms, pet stores, markets and etc.

l         It is introduced that subject’s minimal order quantity is 12 to 15 containers.

l         It is introduced that subject can also provide OEM services.

l         It is introduced that subject has its own brands, such as “Fuso Pets”, “CREENS”, “Miau” and etc.

 

Major products

1

Pet food

2

Edible oil

3

Soy protein

4

Fertilizer

 

Import and export right:

Import right

Yes

Export right

Yes

 

 

 

 

Settlements

Purchase

 

Domestic Purchase

Product

Payment Terms

Proportion

Raw materials and etc

COD, CBD and etc

100%

 

Foreign Purchase

The subject has little import.

 

Sales

 

Domestic Markets

Product

Sales Terms

Proportion

Feeds, medicine for animals, fertilizers, pesticide and etc.

COD, CBD and etc

100%

 

Export

Product

Sales Terms

Proportion

Feeds, medicine for animals, fertilizers, pesticide and etc.

CBD and etc

100%

 

Balance Sheet

                                                                    Unit: NTD/000

Date

2012-12-31

2011-12-31

Assets

 

 

        Current Assets

 

 

          Cash and cash equivalents

582,777.00

666,320.00

          Financial assets measured at fair value through profit or loss - current

27,100.00

25,113.00

          Notes receivable - net

410,828.00

403,587.00

          Notes receivable - related parties - net

83,451.00

89,933.00

          Accounts receivable - net

529,580.00

596,782.00

          Accounts receivable - related parties - net

204,022.00

147,157.00

          Other receivables

28,202.00

34,459.00

          Inventories

1,776,751.00

1,515,182.00

          Prepaid expenses

0.00

0.00

          Other prepayments

33,780.00

97,311.00

          Other current assets

17,887.00

19,533.00

            Current assets

3,694,378.00

3,595,377.00

        Funds and Investments

 

 

          Financial assets measured at fair value through profit or loss - non current

0.00

0.00

          Financial assets carried at cost - non current

10,156.00

24,146.00

            Equity investments under equity method

493,651.00

976,446.00

          Investments

493,651.00

976,446.00

            Funds and long-term investments

503,807.00

1,000,592.00

        Fixed Assets

 

 

        Cost

 

 

          Land

352,796.00

352,796.00

          Buildings and structures

1,072,241.00

1,023,308.00

          Machinery and equipment

1,716,826.00

1,727,337.00

          Transportation equipment

97,515.00

90,809.00

          Office equipment

36,558.00

37,174.00

          Other facilities

94,849.00

75,480.00

          Revaluation increment

802,935.00

802,935.00

          Cost and revaluation increment

4,173,720.00

4,109,839.00

          Accumulated depreciation

-2,431,934.00

-2,415,695.00

          Accumulated impairment - fixed assets

-26,639.00

-26,639.00

          Construction in process and prepayment for equipments

25,205.00

42,251.00

            Fixed assets

1,740,352.00

1,709,756.00

        Intangible Assets

 

 

          Deferred pension cost

8,876.00

10,651.00

            Intangible assets

8,876.00

10,651.00

        OtherAssets

 

 

            Rental assets

0.00

0.00

          Idled assets

1,682.00

1,691.00

          Guarantee deposits paid

6,661.00

5,475.00

          Deferred charges

12,173.00

7,129.00

          Long-term notes and accounts receivable

3,944.00

2,745.00

          Deferred income tax assets - non current

36,829.00

42,746.00

            Other assets

61,289.00

59,786.00

            Assets

6,008,702.00

6,376,162.00

        Liabilities and Stockholders' Equity

 

 

        Liabilities

 

 

        Current Liabilities

 

 

          Short-term borrowings

680,676.00

606,044.00

          Short-term notes and bills payable

0.00

0.00

          Financial liabilities measured at fair value through profit or loss - current

0.00

0.00

          Notes payable

147,203.00

146,940.00

          Notes payable - related parties

0.00

0.00

          Accounts payable

152,676.00

194,009.00

          Accounts payable - related parties

0.00

0.00

          Income tax payable

16,680.00

0.00

          Accrued expenses

90,520.00

117,589.00

          Other payables

13,967.00

9,307.00

          Other financial liabilities - current

0.00

3,881.00

          Advance receipts

12,991.00

5,714.00

          Long-term liabilities - current portion

100,000.00

200,000.00

          Other current liabilities

1,837.00

1,177.00

            Current liabilities

1,216,550.00

1,284,661.00

        Long term Liabilities

 

 

          Financial liabilities measured at fair value through profit or loss - non current

0.00

0.00

          Long-term borrowings

350,000.00

450,000.00

            Long-term liabilities

350,000.00

450,000.00

        Reserves

 

 

          Reserve for land revaluation increment tax

431,001.00

431,001.00

            Reserves

431,001.00

431,001.00

        Other Liabilities

 

 

          Pension reserve / accrued pension liability

220,793.00

215,017.00

          Guarantee deposits received

1,336.00

1,368.00

          Other liabilities - other

0.00

0.00

            Other liabilities

222,129.00

216,385.00

            Liabilities

2,219,680.00

2,382,047.00

        Stockholders' Equity

 

 

        Capital

 

 

          Common stock

3,070,473.00

2,924,260.00

          Stock dividend to be distributed

0.00

0.00

        Capital Surplus

 

 

          Capital surplus - treasury stock transactions

5,996.00

5,996.00

          Capital surplus - gain on disposal of fixed assets

0.00

0.00

          Capital surplus - long-term equity investments

44,886.00

44,886.00

          Capital surplus - other

8,362.00

8,362.00

            Capital surplus

59,244.00

59,244.00

        Retained Earnings

 

 

          Legal reserve

190,907.00

135,749.00

          Special reserve

0.00

0.00

          Unappropriated retained earnings

177,765.00

583,053.00

            Retained earnings

368,672.00

718,802.00

        Stockholders' Equity and Other adjustmen

 

 

          Cumulative translation adjustments

10,850.00

11,488.00

          Net loss not recognized as pension cost

-42,725.00

-42,187.00

          Unrealized Revaluation Increment

322,508.00

322,508.00

            Equity adjustments

290,633.00

291,809.00

          Stockholdersˉ equity

3,789,022.00

(USD 126,932,237)

3,994,115.00

(USD 133,802,853)

          Number of treasury stock acquired by the company and subsidiaries (unit: share)

0.00

0.00

          

0.00

0.00

(As of 2013.4, 1 NTD = 0.0335 USD)

 

Profit and Loss Account

                                                                    Unit: NTD/000

Date

2012

2011

Sales

10,482,696.00

(USD 351,170,316)

10,465,478.00

(USD 350,593,513)

          Sales returns

30,141.00

40,431.00

          Sales discounts and allowances

181,589.00

208,535.00

          Sales

10,270,966.00

10,216,512.00

          Processing fees revenue

3,610.00

2,708.00

          Service revenue

3,610.00

2,708.00

          Operating income

10,274,576.00

10,219,220.00

          Cost of sales

9,847,804.00

9,816,279.00

          Processing costs

2,138.00

1,914.00

          Cost of services

2,138.00

1,914.00

          Operating costs

9,849,942.00

9,818,193.00

          Gross profit (loss) from operations

424,634.00

401,027.00

          Realized gains on intercompany transactions

0.00

543.00

          Selling expense

371,263.00

365,838.00

          General and administrative expenses

103,904.00

145,780.00

          Research and development expenses

17,378.00

20,847.00

          Operating expenses

492,545.00

532,465.00

          Operating income (loss)

-67,911.00

-130,895.00

        Non-Operating Income

 

 

          Interest income

1,750.00

1,711.00

          Inome from long-term equity investments under the equity method

0.00

639,460.00

          Dividends

189.00

1,128.00

          Investment income

189.00

640,588.00

          Gains on disposal of fixed assets

492.00

10,599.00

          Gains on sale of investments

0.00

273.00

          Foreign exchange gains

19,731.00

4,492.00

          Rent income

14,168.00

12,696.00

          Reversal of impairment loss on assets

7,200.00

1,420.00

          Revaluation gain on financial assets

3,364.00

0.00

          Revaluation gain on financial liabilities

3,881.00

3,526.00

          Miscellaneous income

17,930.00

34,777.00

          Non-operating revenues and gains

68,705.00

710,082.00

        Non-Operating Expenses

 

 

          Interest expense

17,005.00

16,131.00

          Losses from long-term equity investments under the equity method

3,763.00

0.00

          Other investment loss

0.00

0.00

          Investment loss

3,763.00

0.00

          Loss on disposal of fixed assets

0.00

0.00

          Loss on sale of investments

6,084.00

0.00

          Foreign exchange losses

0.00

0.00

          Financial expense

0.00

0.00

          Preferred stock liabilities dividends

0.00

0.00

          Loss on work stoppages

0.00

0.00

          Loss on depreciation and valuation loss form idle assets

0.00

0.00

          Impairment loss on assets

3,693.00

5,250.00

          Revaluation loss on financial assets

0.00

9,431.00

          Revaluation loss on financial liabilities

0.00

0.00

          Revaluation loss on others

0.00

0.00

          Miscellaneous disbursements

3,688.00

1,298.00

          Non-operating expenses and losses

34,233.00

32,110.00

          Income from continuing operations before income tax

-33,439.00

547,077.00

          Income tax expense (benefit)

24,265.00

-4,508.00

          Income from continuing operations

-57,704.00

551,585.00

          Cumulative effect of changes in accounting principle

0.00

0.00

          Net income (loss)

-57,704.00

(USD -1,933,084)

551,585.00

(USD 18,478,098)

        Primary Earnings per Share

 

 

          Primary earnings per share

-0.19

1.80

        Diluted earnings per share

 

 

(As of 2013.4, 1 NTD = 0.0335 USD)

 

Cash Flow

 

Date

2012

2011

Cash Flows from Operating Activities - Indirect Method

 

 

Net Income (Loss)

(57,704.00)

551,585.00

Adjustments to Reconcile Net Income to Net Cash Provided by (Used in) Operating Activities

 

 

Depreciation Expense

74,986.00

61,999.00

Amortization Expense

7,122.00

4,710.00

Provision (Reversal of Provision) for Bad Debts Losses

483.00

14,259.00

Difference Between Net Pension Cost and Plan Contribution

7,201.00

(37,387.00)

Loss (Gain) on Decline (Recovery) in Market Value, Scrap and Obsolescence of Inventories

0.00

3,500.00

Investment Loss (Income) Recognized under Equity Method

3,763.00

(639,460.00)

Cash Dividends Received from Investments Accounted for under Equity Method

486,605.00

21,688.00

Loss (Gain) on Disposal of Property, Plan and Equipment

(492.00)

(10,599.00)

Property, Plan and Equipment Transferred to Expenses

14,235.00

0.00

Loss (Gain) on Disposal of Investments

6,084.00

(273.00)

Unrealized Revaluation Loss (Gain) on Financial Assets and Liabilities

(7,245.00)

5,905.00

Impairment Losses on Financial Asset

3,693.00

5,250.00

Reversal of Impairment Loss on Non-Financial Assets

0.00

0.00

Loss (Gain) on Deferred Income Tax

7,421.00

(5,183.00)

Other Adjustments to Reconcile Net Income

(7,200.00)

(1,963.00)

Changes in Operating Assets and Liabilities

 

 

Decrease (Increase) in Notes Receivable

(767.00)

(78,081.00)

Decrease (Increase) in Accounts Receivable

10,392.00

(74,451.00)

Decrease (Increase) in Other Receivables

6,657.00

(3,796.00)

Decrease (Increase) in Inventories

(278,782.00)

(195,051.00)

Decrease (Increase) in Other Prepayments

63,531.00

(32,516.00)

Decrease (Increase) in Other Current Assets

142.00

(140.00)

Decrease (Increase) in Other Financial Assets

30.00

1,371.00

Decrease (Increase) in Other Operating Assets

(1,729.00)

(14,073.00)

Increase (Decrease) in Notes Payable

263.00

34,096.00

Increase (Decrease) in Accounts Payable

(41,333.00)

16,308.00

Increase (Decrease) in Income Tax Payable

16,680.00

(17,668.00)

Increase (Decrease) in Accrued Expenses

(27,069.00)

6,947.00

Increase (Decrease) in Other Payables

13,967.00

(5,509.00)

 Increase (Decrease) in Receipts in Advance

7,277.00

(5,545.00)

Increase (Decrease) in Other Current Liabilities

660.00

106.00

Net Cash Provided by (Used in) Operating Activities

308,871.00

(393,971.00)

Cash Flows from Investing Activities

 

 

Acquisition of Investments Accounted for by Equity Method

(8,400.00)

(14,000.00)

Proceeds from Capital Reduction of Investments Accounted for under Equity Method

0.00

198,139.00

Purchase of Property, Plant and Equipment

(112,045.00)

(165,134.00)

Proceeds from Disposal of Property, Plant and Equipment

636.00

12,655.00

 Decrease (Increase) in Refundable Deposits

(1,186.00)

(2,613.00)

Increase in Deferred Charges

(12,166.00)

(8,736.00)

 Decrease (Increase) in Restricted Assets

0.00

0.00

Other Investing Activities

12,360.00

(5,250.00)

Net Cash Provided by (Used in) Investing Activities

(120,801.00)

15,061.00

Cash Flows from Financing Activities

 

 

Increase (Decrease) in Short-term Loans

74,632.00

409,249.00

Repayments of Bonds

0.00

0.00

Proceeds from Long-term Debt

0.00

300,000.00

 Repayment of Long-term Debt

(200,000.00)

(150,000.00)

 Increase (Decrease) in Guarantee Deposits Received

(32.00)

257.00

 Cash Dividends Paid

(146,213.00)

(127,759.00)

 Cash Bonus to Directors, Supervisors and Employees

0.00

0.00

 Other Financing Activities

0.00

0.00

 Net Cash Provided by (Used in) Financing Activities

(271,613.00)

431,747.00

Net Increase (Decrease) in Cash and Cash Equivalents

(83,543.00)

52,837.00

Cash and Cash Equivalents, Beginning of year

666,320.00

613,483.00

Cash and Cash Equivalents, End of year

582,777.00

666,320.00

Supplemental Cash Flow Information

 

 

 Interest Paid

17,177.00

15,248.00

 Interest Paid- Excluding Capitalized Interest

17,177.00

15,248.00

 Income Tax Paid

166.00

40,889.00

Non-cash Investing and Financing Activities

 

 

Current Portion of Long-term Liabilities

100,000.00

200,000.00

Capital Increase by Earnings Recapitalization

146,213.00

85,173.00

 Cumulative Translation Adjustments

(638.00)

2,097.00

Others

0.00

0.00

Investing Activities Affecting Both Cash and Non-cash Items

 

 

 Cash Paid for Acquisition of Property, Plant and Equipment

 

 

Increase in Property, Plant and Equipment

102,738.00

165,241.00

 Increase (Decrease) in Payable for Equipment Purchased

9,307.00

(107.00)

Cash Paid for Acquisition of Property, Plant and Equipment

112,045.00

165,134.00

 

Bankers

 

1

Name

Taiwan Bank

2

Name

Chang Hwa Bank

 

Public Record

Mortgage

 

No chattel mortgage record of subject has been found within the recent 3 months.

 

Lawsuit

 

Up to date of reporting, no existing or latent litigation of the subject has been found.

 

Interview Details

 

Name

Ms. Lai

Department

Sales Department

E-mail

jessica@fwusow.com.tw

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.44

UK Pound

1

Rs.83.77

Euro

1

Rs.71.33

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.