MIRA INFORM REPORT

 

 

Report Date :

15.04.2013

 

IDENTIFICATION DETAILS

 

Name :

ABDUL AZIZ HAMAD AL FARES & SONS CO

 

 

Registered Office :

Mina Street, Al Khaldiya Area, P O Box 370, Dammam 31411

 

 

Country :

Saudi Arabia

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

11.03.1993

 

 

Com. Reg. No.:

2050022906, Dammam

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Distributors of general foodstuffs

 

 

No. of Employees :

75

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No  Complaints

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Saudi Arabia - ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about one-fifth of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Almost 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. Riyadh has substantially boosted spending on job training and education, most recently with the opening of the King Abdallah University of Science and Technology - Saudi Arabia''s first co-educational university. As part of its effort to attract foreign investment, Saudi Arabia acceded to the WTO in December 2005 after many years of negotiations. The government has begun establishing six "economic cities" in different regions of the country to promote foreign investment and plans to spend $373 billion between 2010 and 2014 on social development and infrastructure projects to advance Saudi Arabia''s economic development.

                                                                          

Source : CIA

 

 

 


SUMMARY

 

Company Name                                     : ABDUL AZIZ HAMAD AL FARES & SONS CO

Country of Origin                                    : Saudi Arabia

Legal Form                                            : Limited Liability Partnership

Registration Date                                   : 11th March 1993

Commercial Registration Number            : 2050022906, Dammam

Chamber Membership Number                : 3942

Issued Capital                                        : SR 300,000

Paid up Capital                                      : SR 300,000

Total Workforce                                     : 75

Activities                                               : Distributors of general foodstuffs.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

 

 


 

COMPANY NAME

 

ABDUL AZIZ HAMAD AL FARES & SONS CO

 

 

Company ADDRESS

 

Registered & Physical Address

Street               : Mina Street

Area                 : Al Khaldiya Area

PO Box             : 370

Town                 : Dammam 31411

Country             : Saudi Arabia

Telephone         : (966-3) 8321843

Facsimile          : (966-3) 8328332 / 8351066

Email                : alfares@alfares.sa

 

Please note that subject’s previous address was, King Saud Street, Souq District, Dammam.

 

Premises

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Dammam.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       Al Sali Industrial Area                                                                        Warehouse premises

Riyadh

Tel: (966-1) 2701564

Fax: (966-1) 2422634

 

·       Al Mina Area                                                                                     Warehouse premises

Jeddah

Tel: (966-2) 2683799

Fax: (966-2) 2684188            

 

·       Khamis Mushait                                                                                Warehouse premises

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

·       Abdul Aziz Hamad Al Fares                                                               Managing Partner

·       Khalid Abdul Aziz Hamad Al Fares                                                     Partner

·       Mohamed Abdul Aziz Hamad Al Fares                                                Partner

 

·       Ashraf Abdul Salam                                                                           Finance Manager

·       Badie Kanan                                                                                     Commercial Manager

·       S Kumar                                                                                           Marketing Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 18/09/1413 Hijri (corresponding to 11th March 1993)

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.  : 2050022906, Dammam

 

Chamber Member No. : 3942

 

Issued Capital              : SR 300,000

 

Paid up Capital            : SR 300,000

 

Name of Partner (s)

·       Abdul Aziz Hamad Al Fares

·       Khalid Abdul Aziz Hamad Al Fares

·       Mohamed Abdul Aziz Hamad Al Fares

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of general foodstuffs, specialising in sugar and rice.

 

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of 75 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/11:                Year Ending 31/12/12:

 

Total Revenue                            SR 26,100,000                           SR 27,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Al Rajhi Banking & Investment Corporation

PO Box: 176

Dammam 31411

Tel: (966-3) 8328419

Fax: (966-3) 8331882

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.44

UK Pound

1

Rs.83.78

Euro

1

Rs.71.33

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.