MIRA INFORM REPORT

 

 

Report Date :

16.04.2013

 

IDENTIFICATION DETAILS

 

Name :

BANDO INTERNATIONAL CO., LTD.

 

 

Registered Office :

707-38, Yeoksam 2-dong, Gangnam-gu, Seoul, Korea, Rm. 812, Teheran Office Bldg. , Zip Code 135-918

 

 

Country :

South Korea

 

 

Date of Incorporation :

03.11.1981

 

 

Com. Reg. No.:

220-81-26845

 

 

Legal Form :

Co., Ltd by Shares

 

 

Line of Business :

Manufacturer of Ginseng Products

 

 

No. of Employees :

02

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate  

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear 

 


NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

South Korea

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

South Korea - ECONOMIC OVERVIEW

 

South Korea over the past four decades has demonstrated incredible growth and global integration to become a high-tech industrialized economy. In the 1960s, GDP per capita was comparable with levels in the poorer countries of Africa and Asia. In 2004, South Korea joined the trillion dollar club of world economies, and currently is among the world's 20 largest economies. Initially, a system of close government and business ties, including directed credit and import restrictions, made this success possible. The government promoted the import of raw materials and technology at the expense of consumer goods, and encouraged savings and investment over consumption. The Asian financial crisis of 1997-98 exposed longstanding weaknesses in South Korea''s development model including high debt/equity ratios and massive short-term foreign borrowing. GDP plunged by 6.9% in 1998, and then recovered by 9% in 1999-2000. Korea adopted numerous economic reforms following the crisis, including greater openness to foreign investment and imports. Growth moderated to about 4% annually between 2003 and 2007. With the global economic downturn in late 2008, South Korean GDP growth slowed to 0.3% in 2009. In the third quarter of 2009, the economy began to recover, in large part due to export growth, low interest rates, and an expansionary fiscal policy, and growth was 3.6% in 2011. In 2011, the US-South Korea Free Trade Agreement was ratified by both governments and is projected to go into effect in early 2012. The South Korean economy''s long term challenges include a rapidly aging population, inflexible labor market, and heavy reliance on exports - which comprise half of GDP.

 

Source : CIA

 

           

Basic

 

Company Name

BANDO INTERNATIONAL CO., LTD.

(Korean Company Name : “반도실업()”)

Registered Address

707-38, Yeoksam 2-dong, Gangnam-gu, Seoul, Korea

Building

Rm. 812, Teheran Office Bldg.

Zip Code

135-918

Tel

+82-2-552-6582

Fax

+82-2-552-6585

E-mail

bdint@unitel.co.kr

Website

www.goginseng.com

Trading Address

Rm. 812, Teheran Office Bldg., 707-38, Yeoksam 2-dong, Gangnam-gu, Seoul, Korea

Tel

+82-2-552-6582

Fax

+82-2-552-6585

Type

Export

Industry

Manufacture of Ginseng Products

  Main Business

Ginseng Tea, Red Ginseng Products, Skincare Cosmetics, Beauty & Healthcare Products, Bulk Needles for Syringe, Ginseng Extract, Ginseng Extract in Capsule

  Sub Business

Manufacture of Perfumes and Cosmetics

Established (mm/dd/yyyy)

11/03/1981

 

 

Detailed Products

 

Activity

Detailed Products (UNSPSC)

Sell

Formulas and products for nutritional support(42231800)

Sell

Ginseng(51212021)

Sell

Instant tea(50201711)

Sell

Coffee and tea(50201700)

Sell

Sport or energy drink(50202309)

 

 

CEO’s

 

Name

Kang Jang-Soo

Address

Suite 8-106, 241-21, Seobinggo-dong, Yongsan-gu, Seoul, Korea

Date of Birth

07/15/1940

Title

President & CEO

Sex

Male

Nationality

Korean

 

 


Profiles

 

Capital (KRW)

100,000,000

Employees

2

Formation

Co., Ltd by Shares

Bank Details

Industrial Bank of Korea-Sunnung Station Branch

Corporate Registered No.

1101110-306020

Business Registered No.

220-81-26845

Permit & Licenses

N/A

Shareholder Position

N/A

Company History

11/03/1981 Incorporated as the present name

12/19/1996 Increased capital to 100,000,000 KRW from 50,000,000 KRW

12/01/2005 Moved to the present HQ address from 708-1, Yeoksam-dong, Gangnam-gu, Seoul, Korea

 

 

 

 

Management

 

Job Description

Title

Name

Sex

Nationality

Inauguration Date

President & CEO

Mr.

Kang Jang-Soo

Male

Korean

12/07/1995

Director

M/S.

Seo Jung-Im

Female

Korean

03/23/2009

Auditor

Mr.

Kang Jung-Soo

Male

Korean

03/31/2006

 

 

Financials

 

Year / Unit : KRW

Sales

Assets

Net Income

2009

993,000,000

256,000,000

23,000,000

2008

322,000,000

260,000,000

1,000,000

2007

201,000,000

280,000,000

132,000,000

 

The latest & full financials are not available, and the Subject Company does not have any obligations to release its financials to the public.

 

 

Financial Description

 

Authorized Capital(KRW)

200,000,000

Paid-Up Capital(KRW)

100,000,000

Total Issued Shares

20,000

 

 

Products, Technologies, Services Description

 

Main Products & Services

Ginseng Tea, Red Ginseng Products, Skincare Cosmetics, Beauty & Healthcare Products, Bulk Needles for Syringe, Ginseng Extract, Ginseng Extract in Capsule

 

 

Trade Partners & Competitors

 

Competitors

HUMAN PIA COSTECH CO., LTD.

263-1, PALBOKDONG 2-GA, DEOKJIN-GU, JEONJU-SI, JEOLLABUK-DO, KOREA

TEL:+82-63-211-0006  FAX:+82-63-212-0096

 

SKINCARE CO., LTD.

285-1, SANGHA-DONG, GIHEUNG-GU, YONGIN-SI, GYEONGGI-DO, KOREA

TEL:+82-31-287-5161  FAX:+82-31-287-5164

 

DERMAL KOREA

388-34, JANGJI-DONG, GWANGJU-SI, GYEONGGI-DO, KOREA

TEL:+82-31-766-2608~9  FAX:+82-31-766-2603

 

 

Sales by Region

(Activity & Markets)

 

Not Available.

 

 

Court Action

 

Not Available.

 

 

News Clipping

 

---


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.63

UK Pound

1

Rs.83.70

Euro

1

Rs.71.42

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.