MIRA INFORM REPORT

 

 

Report Date :

16.04.2013

 

IDENTIFICATION DETAILS

 

Name :

Indus Resources PRIVATE LIMITED

 

 

Registered Office :

Flat No.257, DDA Commercial Complex-I, Cycle Market, Jhandewalan Extension, New Delhi – 110 055

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

18.02.2000

 

 

Com. Reg. No.:

55-103828

 

 

Capital Investment / Paid-up Capital :

Rs.10.497 millions

 

 

CIN No.:

[Company Identification No.]

U74899DL2000PTC103828

 

 

PAN No.:

[Permanent Account No.]

AAACI8677E

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Subject is engaged in wholesale trade in wastes, metal scraps and other materials.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (30)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 562000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track record.

 

There seems a growth in the turnover and profitability of the company. However, reserve of the company is low. Trade relations are reported as fair.

 

Business is active. Payments are reported to be slow but correct.

 

The company can be considered for business dealings with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

LOCATIONS

 

Registered Office :

Flat No.257, DDA Commercial Complex-I, Cycle Market, Jhandewalan Extension, New Delhi – 110 055, India

Tel. No.:

Not Available

Fax No.:

Not Available

E-Mail :

rocdak@gmail.com

 

 

Corporate Office :

605, Raheja Chambers, 6th Floor, Nariman Point, Mumbai – 400 021, Maharashtra, India

Tel No.:

91-22-22041013

 

 

DIRECTORS

 

As on 29.09.2012

 

Name :

Mr. Sanjeev Parduman Gupta

Designation :

Director

Address :

Flat No.1 4th 55- 56, St.  Martins Lane, London WC2N United Kingdom

Date of Birth/Age :

27.09.1971

Date of Appointment :

23.11.2003

DIN No.:

02430119

 

 

Name :

Mr. Parduman Radhakishan Gupta

Designation :

Director

Address :

578, Model Town, Ludhiana – 141 003, Punjab, India

Date of Appointment :

29.11.2005

DIN No.:

00304187

 

 

Name :

Mr. Deepak Kumar Ram Bheja Chawla

Designation :

Additional Director

Address :

B-2/8, Tata Steel Officer Enclave, Sector Beeta-1, Greater Noida, G B Nagar – 201 306, Uttar Pradesh, India

Date of Birth/Age :

01.07.1973

Date of Appointment :

20.09.2007

DIN No.:

02033332

 

 

Name :

Mr. Ravi Kumar Dwarkadas Trehan

Designation :

Additional Director

Address :

Bunglow No.7divya Swapna Co-Operative Housing Society Limited, Dr. Choitram Gidwani Marg, Chembur, Mumbai – 400074, Maharashtra, India

Date of Birth/Age :

11.01.1959

Date of Appointment :

18.05.2010

DIN No.:

01045610

Top of Form

Bottom of Form

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 29.09.2012

 

Names of Shareholders

 

 

No. of Shares

Sanjeev Gupta

 

1039672

Parduman Kumar Gupta

 

9990

Deepak Kumar Chawla

 

10

PIMS Investment Pte Limited

 

5550744

Total

 

6600416

 

As on 29.09.2012

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

 

84.00

Directors or relatives of directors

 

16.00

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Subject is engaged in wholesale trade in wastes, metal scraps and other materials.

 

 

Products :

Item Code No. (ITC Code)

99611992

Product Description

Mineral Waste

 

 

Exports :

 

Countries :

  • Singapore
  • USA
  • Russia

 

 

Imports :

 

Countries :

  • Russia
  • Indonesia
  • Dubai
  • UK

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

  • Punjab National Bank, Forshor Road Branch, Nariman Point, Mumbai – 400 021, Maharashtra, India
  • Punjab and Sind Bank
  • Bank of India
  • Citi Bank
  • ICICI Bank Limited
  • State Bank of India
  • Standard Chartered Bank

 

 

Facilities :

--

 

 

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Praveen Aggarwal and Company

Chartered Accountants

Address :

Flat No.257, DDA Commercial Complex-I Cycle Market, Jhandewalan Extension, New Delhi – 110 055, India

Tel. No.:

91-11-23526495/ 43525470

Fax. No.:

91-11-23548424

E-mail:

pkagg123@gmail.com

PAN No.:

AAEFP9238N

 

 

CAPITAL STRUCTURE

 

As on 29.09.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

50000000

Equity Shares

Rs.10/- each

Rs.500.000 millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

6600416

Equity Shares

Rs.10/- each

Rs.66.004 millions

 

 

 

 

 

As on 31.03.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

50000000

Equity Shares

Rs.10/- each

Rs.500.000 millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

1049672

Equity Shares

Rs.10/- each

Rs.10.497 millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2012

31.03.2011

31.03.2010

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

10.497

10.497

10.497

2] Share Application Money Pending Allotment

127.248

0.000

0.000

3] Reserves & Surplus

2.840

0.940

0.839

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

140.585

11.437

11.336

LOAN FUNDS

 

 

 

1] Secured Loans

0.000

0.000

0.000

2] Unsecured Loans

0.000

1.920

0.000

TOTAL BORROWING

0.000

1.920

0.000

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

140.585

13.357

11.336

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

5.088

5.765

3.412

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.073

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

153.787
0.555

0.555

 

Sundry Debtors

770.559
41.145

16.367

 

Cash & Bank Balances

68.879
11.228

9.593

 

Other Current Assets

0.000
0.000

0.000

 

Loans & Advances

6.842
2.878

3.440

Total Current Assets

1000.067
55.806

29.955

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

863.843
45.895

21.868

 

Other Current Liabilities

1.579
2.621

0.543

 

Provisions

1.163
0.109

0.100

Total Current Liabilities

866.585
48.625

22.511

Net Current Assets

133.482
7.181

7.444

 

 

 

 

MISCELLANEOUS EXPENSES

1.942
0.411

0.480

 

 

 

 

TOTAL

140.585

13.357

11.336

 

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2012

31.03.2011

31.03.2010

 

TURNOVER

1929.721

73.829

79.264

 

 

 

 

 

Less

TOTAL EXPENSES

NA

NA

NA

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION

4.205

1.134

0.765

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

1.213

0.927

0.431

 

 

 

 

 

 

PROFIT BEFORE TAX

2.992

0.207

0.334

 

 

 

 

 

 

TAX                                                                 

1.092

0.110

0.100

 

 

 

 

 

 

PROFIT AFTER TAX

1.900

0.101

0.234

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

0.940

0.839

0.605

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

2.840

0.940

0.839

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

Export Earnings

59.408

73.829

79.264

 

TOTAL EARNINGS

59.408

73.829

79.264

 

 

 

 

 

 

Earnings Per Share (Rs.)

1.81

0.10

NA

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2012

31.03.2011

31.03.2010

Return on Total Assets

(PBT/Total Assets}

(%)

0.30

0.34

0.70

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.02

0.02

0.03

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.00

0.17

0.00

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.15

1.15

1.33

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

No

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter’s background

Yes

8) No. of employees

No

9) Name of person contacted

No

10) Designation of contact person

No

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

No

15) Capital in the business

Yes

16) Details of sister concerns

No

17) Major suppliers

No

18) Major customers

No

19) Payments terms

No

20) Export / Import details (if applicable)

Yes

21) Market information

--

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

31) Date of Birth of Proprietor/Partner/Director, if available

Yes

32) PAN of Proprietor/Partner/Director, if available

No

33) Voter ID No of Proprietor/Partner/Director, if available

No

34) External Agency Rating, if available

No

 

 


 

Unsecured Loans

31.03.2012

(Rs. in Millions)

31.03.2011

(Rs. in Millions)

SHORT-TERM BORROWINGS

 

 

Loans and advances from directors – On demand

0.000

1.920

Total

0.000

1.920

 

Note:

The registered office address of the company has been shifted from E-55, NDSE-I, New Delhi – 110 049 to present address w.e.f. 06.05.2008.

 

Bankers Charges Report as per Registry

 

Corporate identity number of the company

U74899DL2000PTC103828

Name of the company

Indus Resources PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

Flat No.257, DDA Commercial Complex-I, Cycle Market, Jhandewalan Extension, New Delhi – 110 055

E-Mail: rocdak@gmail.com

This form is for

Creation of charge

Type of charge

Book Debts 

Particular of charge holder

Punjab National Bank, Forshor Road Branch, Nariman Point, Mumbai – 400 021, Maharashtra, India

E-Mail: jpscs2007@gmail.com

Nature of description of the instrument creating or modifying the charge

Bills Discounting Limits of Rs.150.000 millions

Date of instrument Creating the charge

04.03.2013

Amount secured by the charge

Rs.150.000 millions

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate of Interest:

Rate of interest is subject to change as per RBI guidelines and sanction letter

 

Terms of Repayment:

As per due dates.

 

Margin:

As per sanction letter

 

Extent and Operation of the charge:

Rs.150.000 millions and operation of charge on entire bills receivable (including bills sent for collection other documents in transit and all negotiable instruments)

Short particulars of the property charged

Entire bills receivable (including bills sent for collection other documents in transit and all negotiable instruments)

 

FIXED ASSETS

 

·         Plant and Equipment

·         Office Equipment

·         Computer

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                                       None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.63

UK Pound

1

Rs.83.70

Euro

1

Rs.71.42  

 

 

INFORMATION DETAILS

 

Report Prepared by :

SMN

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

30

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.