MIRA INFORM REPORT

 

 

Report Date :

16.04.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. BALIMAYA PERMAI FOOD CANNING INDUSTRY

 

 

Registered Office :

Jl. Pluit Raya No. 19, Blok D No. 1-2 Jakarta Utara

 

 

Country :

Indonesia

 

 

Date of Incorporation :

12.07.1977

 

 

Com. Reg. No.:

No. AHU-AH.01.10-27576

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Fish Processing and Canning Industry

 

 

No. of Employees :

735 persons

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory  

 

 

Payment Behaviour :

No Complaints  

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.1% and 6.4% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a small current account surplus, a fiscal deficit below 2%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2012 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of rising oil prices.

Source : CIA


Name of Company

 

P.T. BALIMAYA PERMAI FOOD CANNING INDUSTRY

 

 

Address

 

Head Office

Jl. Pluit Raya No. 19, Blok D No. 1-2

Jakarta Utara

Indonesia

Phones             - (62-21) 6660 0055 / 66

Fax.                  - (62-21) 6660 5999

Email                - info@bmpfood.co.id

Website            - http://www.bmpfood.co.id

Building Area     - 3 storey

Office Space      - 240 sq. meters

Region              - Commercial

Status               - Owned

 

Factory

Desa Tegal Badeng Barat,

Kec. Negara, Jembrana Regency,

Bali - Indonesia

Phones             - (62-365) 42500, 42499

Fax                   - (62-365) 41875

Land Area         - 50,000 sq. meters

Building Area     - 22,500 sq. meters

Region              - Industrial Zone

Status               - Owned

 

Registration data

 

Date of Incorporation :

12 July 1977

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

a. No. AHU-62818.AH.01.02.Tahun 2009

    Dated 28 December 2009

b. No. AHU-AH.01.10-27576

    Dated 24 August 2011

 

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.112.532.5-904.000

 

Related Company :

P.T. MAYA FOOD INDUSTRY (Food Processing Industry)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                - Rp. 20,000,000,000.-

Issued Capital                      - Rp. 12,500,000,000.-

Paid up Capital                    - Rp. 12,500,000,000.-

 

Shareholders/Owners :

a. Mr. Yusuf Sukardjo                      - Rp. 5,750,000,000.- (46%)

    Address : Jl. Muara Karang Blok O.6 B/1

                    Kel. Pluit Penjaringan

                    Jakarta Utara

b. Mr. Rachmat Krestiono Terta       - Rp. 4,250,000,000.- (34%)

    Address : Gang Pinggir No. 19

                    Kel. Kranggan, Semarang Tengah

                    Central Java

c. Mr. Jacob Sukardjo                     - Rp. 2,500,000,000.- (20%)

    Address : Jl. Pluit Utara VI/12

                    Kel. Pluit, Penjaringan

                    Jakarta Utara

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Fish Processing and Canning Industry

 

Production Capacity :

a. Sardines Fish Canned            - 4,800 tons p.a.

b. Mackerel Fish Canned            - 2,400 tons p.a.

c. Tuna Fish Canned                  - 4,800 tons p.a.

d. Fish Meals                            - 1,800 tons p.a.

 

Total Investment :

a. Owned Capital           - Rp.  10.0 billion

b. Loan Capital              - Rp.  20.0 billion

c. Total Investment         - Rp.  30.0 billion

 

Started Operation :

November 1978

 

Brand Name :

BOTTOM, THREE STAR and KING’S FISHER

 

Technical Assistance :

None

 

Number of Employee :

735 persons

 

Marketing Area :

Local    - 100%

 

Main Customers :

a. Traditional Markets

b. Mini-markets, Supermarkets, Hypermarkets

c. Etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Maya Munchar

b. PT. Maya Food Industries

c. PT. Aneka Tuna Indonesia

d. PT. Bonanza Indonesia

e. PT. Trisejati Tatafood

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a. P.T. Bank CIMB NIAGA Tbk

    Graha Niaga Building

    Jl. Jend. Sudirman Kav. 58

    Jakarta Selatan

b. P.T. Bank MANDIRI Tbk

    Mandiri Plaza

    Jl. Jend. Gatot Subroto Kav. 36-38

    Jakarta Selatan

 

Auditor :

Internal Auditor

 

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2008 – Rp. 430.0 billion

2009 – Rp. 480.0 billion

2010 – Rp. 540.0 billion

2011 – Rp. 605.0 billion

2012 – Rp. 680.0 billion

 

Net Profit (Loss) :

2008 – Rp. 21.5 billion

2009 – Rp. 24.0 billion

2010 – Rp. 27.0 billion

2011 – Rp. 30.2 billion

2012 – Rp. 33.9 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                         - Mr. Yusuf Sukardjo

Marketing Manager        - Mrs. Sally Sukardjo

 

Board of Commissioner :

President Commissioner - Mr. Rachmat Krestiono Terta

Commissioner                  - Mr. Jacob Sukardjo

 

Signatories :

Director (Mr. Yusuf Sukardjo) which must be approved by Board of Commissioners (Mr. Rachmat Krestiono Terta and Mr. Jacob Sukardjo)

 

 

CAPABILITIES

 

Management Capability :

G o o d

 

 

Business Morality :

G o o d

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

      P.T. BALIMAYA PERMAI FOOD CANNING INDUSTRY or PT. BALI MAYA PERMAI (PT. BMP) was established in Bali, on July 11, 1977  with an authorized capital of  Rp  500,000,000.-  of  which Rp 200,000,000.-  was issued and  paid up.  The founding shareholders of the company are Mr. Sukardjo Wibowo, Mr. Suhadi Wibowo, Mr. Rachmat Krestiono Terta and Mr. Jusuf Jahja.  They are Indonesian businessmen of Chinese extraction.   In August 1993 the authorized capital was raised to Rp. 1,000,000,000.- of which rp. 700,000,000.- was issued and fully paid up.  Concurrently, Mr. Suhadi Wibowo and Mr. Jusuf Jahja pulled out and the whole shares are sold to Mr. Sukardi Wibowo and Mr.Sunarto. Latest in December 2009, the authorized capital was raised again to Rp 20,000,000,000.- of which Rp. 10,000,000,000.- was issued and fully paid up.  Since the time, shareholders of the company are Mr. Yusuf Sukardjo (46%), Mr. Rachmat Krestiono Terta (34%) and Mr. Jacob Sukardjo (20%).  The deed of amendment was made by Raden Johanes Sarwono, SH., a public notary in Medan and it was approved by the Ministry of Law and Human Right in its Decision Letter No. AHU-62818.AH.01.02.Tahun 2009 dated December 28, 2009. 

 

Most recently by notarial deed of Desman, SH., No. 171 dated July 22, 2011 the issued capital was raised from Rp. 10,000,000,000.- to Rp. 12,500,000,000.- and fully paid up.  However, no changes have been effected in term of its shareholding composition and capital structures to date. The amendment to Article of Association has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decree No. AHU-AH.01.10-27576 dated August 24, 2011.

 

      P.T. BMP has been operating since 1978 in fish processing and canning industry,   is located on the Strait of Bali, precisely in Desa Tegal Badeng, Negara, Jembrana Regency, Bali on an area 50,000 square meters vast, with an expansive 10,000 square meters facility zone. The buildings are conveniently arranged, charmingly decorated with spruce gardens, and very well maintained in terms of cleanliness. Besides, the location is also very strategic: close to a Fishermen's Landing Site, where fishermen bring their fresh catch everyday.   P.T. BMP produces a variety of fish canned with raw materials tuna, sardines and mackerel. Originally P.T. BMP used trademark "Botan", under license of Mitsui & Co., Ltd.., from Japan.  Sardines fish canning branded "Botan" has been already very popular in the country. Also P.T. BMP produces its own brands of "Bottom", "Three Star" and "King's Fisher". Originally operating P.T. BMP run smoothly and grew, but the post-1998 economic crisis, PT BMP and its business partners Mitsui & Co.., engaged in dispute regarding licenses and production payments. Since then P.T. BMP only used the trademarks Bottom, Three Star and King's Fisher.  The company provides canned tuna, sardines and mackerel in various pack style.

 

      We observe that the marketing network of P.T. BMP in the country is the quite extensive covering all major cities in Java such as Jakarta, Bandung, Semarang, Yogyakarta, Surabaya and Bali. The results of company production are sold at many mini-markets Alfa and Indomart. They are also sold at many supermarkets and hypermarkets in the country. We notice that this company's operation runs smoothly and grows steadily in the last three years.

 

Generally the demand for fish canning such as tuna, sardine and mackerel has been growing some 10% to 12% per year in the last five years in line with the growth of mini-markets, supermarkets, hypermarkets and other retail shops.  In the coming years, the growth rate of demand is estimated at about 6% to 8% per annum. The present market situation for fish processing and canning industry is very competitive for a large number of similar companies operating in the country.  P.T. BMP is considered to be in a favorable business position in view of the company's experience in the above business. 

 

Until this time P.T. BMP has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. P.T. BMP's management is very reticent to outsiders particularly about finances. We estimate the company's sales turnover in 2010 amounted to Rp. 540.0 billion increasing to Rp. 605.0 billion in 2011 rose again to Rp. 680.0 billion in 2012 and projected to increase further by at least 10% in 2013.  The company is figured to have made a net profit of at least Rp. 33.9 billion in 2012.   P.T. BMP has an estimated net worth of at least Rp. 220.0 billion.  So far, we have never heard of the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. BMP is led by Mr. Yusuf Sukardjo (52) a businessman who experienced for more than 23 years in the field of fish processing and canning industry.  The management is also handled by Ms. Sally Sukardjo (41) as marketing manager and  a number of professional staff, having maintained a wide business relation with private businessmen at home and abroad.  Their relation with the government is fairly good. So far, we have never heard that the company’s management involved in business malpractices or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

P.T. BALI MAYA PERMAI is sufficiently fairly good for business transaction. However, in view of the global economic slowdown we recommend to treat prudently in extending a loan to the company.




 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.62

UK Pound

1

Rs.83.69

Euro

1

Rs.71.41

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.